PC Jeweller Ltd. (PCJEWELLER) AI Stock Analysis

• Market Cap: ₹74.59B
• Dividend Yield: N/A
• Average Volume (3M): 8.93M
• Price to Earnings (P/E): 9.2
• Beta (1Y): 1.24
• Revenue Growth: 190.41%
• EPS Growth: 2939.51%
• Country: IN
• Employees: 614
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Luxury Goods
• EPS (TTM): 0.26
• Shares Outstanding: 7,909,513,700
• 10 Day Avg. Volume: 6,546,987
• 30 Day Avg. Volume: 8,930,794
• PEG Ratio: -0.07
• Price to Book (P/B): 1.13
• Price to Sales (P/S): 3.11
• P/FCF Ratio: -10.33
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 56 Neutral
• Price Target: ₹9.50 ▼(-0.63% Downside)
• Action: Reiterated Date: 04/01/26
• Date: Action: Reiterated 04/01/26

The score is driven primarily by improving profitability and a strong equity-backed balance sheet, but it is held back by weak cash flow quality and a clear technical downtrend (price below all major moving averages and negative momentum). The low P/E offers some valuation support, but does not outweigh the near-term technical and cash-flow concerns.

Positive Factors

Strong equity base and low leverage

A high equity ratio and improved debt-to-equity provide lasting financial flexibility and lower solvency risk. This balance-sheet strength supports funding for inventory and selective store or channel investments without excessive leverage, enhancing resilience through jewelry demand cycles.

Negative Factors

Weak cash flow conversion

Despite reported profits, negative free cash flow and an unfavorable operating cash flow to net income relationship indicate poor cash conversion. Persistent cash deficits can constrain capex, inventory funding, dividend ability and may force reliance on external financing, limiting strategic flexibility.

PC Jeweller Ltd. Business Overview & Revenue Model

Company Description

PC Jeweller Limited manufactures, retails, and trades in gold jewelry, diamond studded jewelry, and silver items in India. The company sells its jewelry through its showrooms and Website. As of March 31, 2021, it had 82 showrooms, including 11 fra...

Read more

PC Jeweller Limited manufactures, retails, and trades in gold jewelry, diamond studded jewelry, and silver items in India. The company sells its jewelry through its showrooms and Website. As of March 31, 2021, it had 82 showrooms, including 11 fra...

How the Company Makes Money

PC Jeweller primarily makes money by selling jewellery and related products to end customers, with revenue largely derived from (1) studded jewellery (e.g., diamond and gemstone jewellery) and (2) plain gold jewellery, where earnings depend on pro...

Read more

PC Jeweller primarily makes money by selling jewellery and related products to end customers, with revenue largely derived from (1) studded jewellery (e.g., diamond and gemstone jewellery) and (2) plain gold jewellery, where earnings depend on pro...

PC Jeweller Ltd. Financial Statement Overview

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	28.89B	22.45B	6.05B	24.73B	16.06B	28.26B
Gross Profit	6.33B	4.34B	-701.50M	3.84B	1.93B	5.51B
EBITDA	7.60B	5.22B	-1.16B	4.09B	-479.70M	4.44B
Net Income	6.14B	5.78B	-6.29B	-2.03B	-3.91B	620.00M
Balance Sheet
Total Assets	89.15B	84.12B	72.69B	76.36B	75.45B	78.98B
Cash, Cash Equivalents and Short-Term Investments	1.35B	637.80M	73.40M	500.80M	628.50M	1.01B
Total Debt	15.94B	21.51B	41.50B	37.36B	33.91B	24.14B
Total Liabilities	16.77B	22.20B	43.38B	39.45B	36.56B	36.28B
Stockholders Equity	72.38B	61.93B	29.31B	36.91B	38.89B	42.69B
Cash Flow
Free Cash Flow	333.80M	-6.75B	637.30M	965.80M	-7.23B	1.14B
Operating Cash Flow	342.40M	-6.75B	638.60M	989.50M	-7.19B	1.15B
Investing Cash Flow	11.20M	18.60M	70.60M	304.80M	1.15B	943.20M
Financing Cash Flow	315.10M	7.31B	-1.08B	-1.11B	5.70B	-1.79B

PC Jeweller Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 9.56
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:PCJEWELLER, the sentiment is Positive. The current price of 9.56 is above the 20-day moving average (MA) of 8.40, above the 50-day MA of 9.43, and below the 200-day MA of 11.78, indicating a neutral trend. The MACD of -0.24 indicates Negative momentum. The RSI at 60.75 is Neutral, neither overbought nor oversold. The STOCH value of 76.63 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:PCJEWELLER.

PC Jeweller Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SENCO	69 Neutral	₹54.65B	4.93	―	0.31%	20.18%	16.17%
TBZ	66 Neutral	₹9.38B	3.41	―	1.38%	14.86%	48.09%
THANGAMAYL	66 Neutral	₹125.38B	23.90	―	0.37%	35.04%	80.12%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
PCJEWELLER	56 Neutral	₹74.59B	9.16	―	―	190.41%	2939.51%
RAJESHEXPO	52 Neutral	₹29.83B	18.97	―	―	112.02%	244.77%
GOENKA	41 Neutral	₹266.28M	-23.75	―	―	―	―

PC Jeweller Ltd. Corporate Events