Nahar Capital & Financial Services Ltd. (NAHARCAP) AI Stock Analysis

• Market Cap: ₹4.86B
• Dividend Yield: 0.57%
• Average Volume (3M): 534.00
• Price to Earnings (P/E): 9.8
• Beta (1Y): 1.17
• Revenue Growth: -36.38%
• EPS Growth: 93.15%
• Country: IN
• Employees: 18
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): 12.17
• Shares Outstanding: 16,746,166
• 10 Day Avg. Volume: 1,189
• 30 Day Avg. Volume: 534
• PEG Ratio: 0.02
• Price to Book (P/B): 0.25
• Price to Sales (P/S): 8.27
• P/FCF Ratio: 17.49
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 62 Neutral
• Price Target: ₹298.00 ▲(12.22% Upside)

Nahar Capital & Financial Services Ltd. receives an overall score of 62, primarily driven by its stable balance sheet and attractive valuation. However, mixed financial performance and technical indicators suggest caution. The absence of earnings call and corporate events data limits further insights.

Positive Factors

Strong Balance Sheet

A strong balance sheet with low leverage indicates financial stability, providing resilience against economic downturns and flexibility for future investments.

High Gross Profit Margin

A high gross profit margin reflects efficient cost management and strong pricing power, which can support long-term profitability and competitive positioning.

Equity Position

A high equity ratio indicates strong shareholder equity, providing a cushion against liabilities and supporting sustainable growth and investment capacity.

Negative Factors

Inconsistent Revenue Growth

Fluctuating revenue growth can indicate challenges in market demand or competitive pressures, potentially impacting long-term business expansion and stability.

Cash Flow Challenges

Persistent negative free cash flow suggests difficulties in converting earnings into cash, which may hinder the company's ability to fund operations and growth initiatives.

Profit Margin Volatility

Volatile profit margins indicate potential instability in cost management or revenue streams, which could affect long-term profitability and shareholder returns.

Nahar Capital & Financial Services Ltd. Business Overview & Revenue Model

Company Description

Nahar Capital & Financial Services Ltd. (NAHARCAP) is a financial services company based in India, primarily engaged in investment and financial advisory services. The company operates in various sectors, including stock broking, asset management, and financial consultancy. NAHARCAP aims to provide comprehensive financial solutions to its clients, catering to both retail and institutional investors through its diverse range of financial products and services.

How the Company Makes Money

Nahar Capital & Financial Services Ltd. generates revenue through multiple streams, primarily from brokerage fees earned on stock trading activities, asset management fees from managing mutual funds, and advisory fees for financial consultancy services. The company also earns income from interest on loans and advances provided to clients. Additionally, strategic partnerships with financial institutions and participation in various investment schemes contribute to its overall revenue. The firm's ability to leverage market trends and provide tailored financial solutions enhances its earning potential.

Nahar Capital & Financial Services Ltd. Financial Statement Overview

Summary

Nahar Capital & Financial Services Ltd. shows a stable financial structure with strong equity positions and low leverage. However, inconsistencies in revenue, profit margins, and cash generation pose risks to financial performance. The balance sheet stability is a positive aspect, but challenges in income and cash flow sustainability lower the overall score.

Income Statement

The income statement shows mixed performance with fluctuating margins and revenue. Gross profit margin was high in 2025 at 96.52%, but net profit margin fluctuated, dropping significantly before rising again. Revenue growth rates varied, with a notable decline in 2025 compared to 2024. Despite strong EBIT and EBITDA margins in some years, inconsistency in net income undermines overall profitability.

Balance Sheet

Nahar Capital & Financial Services Ltd. maintains a strong balance sheet with a low debt-to-equity ratio, indicating financial stability and low leverage risk. Equity ratio remains high, reflecting strong shareholder equity. However, fluctuations in total assets and liabilities highlight potential volatility. Return on equity showed significant variations, suggesting inconsistent profit generation capability.

Cash Flow

Cash flow analysis reveals challenges in sustaining positive operating cash flow, with several years of negative free cash flow. Free cash flow to net income ratios indicate inefficiencies in converting earnings into cash, while free cash flow growth was inconsistent. Operating cash flow to net income ratios show variability, reflecting potential operational cash management issues.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	245.08M	248.93M	223.62M	239.91M	258.42M	155.34M
Gross Profit	173.25M	177.74M	158.73M	177.97M	206.82M	117.46M
EBITDA	662.54M	599.10M	161.37M	944.09M	3.07B	847.07M
Net Income	496.12M	498.12M	117.66M	1.07B	2.26B	609.71M
Balance Sheet
Total Assets	0.00	17.26B	17.00B	16.81B	17.33B	11.55B
Cash, Cash Equivalents and Short-Term Investments	9.29M	229.61M	548.13M	597.52M	574.53M	2.10B
Total Debt	0.00	53.52M	43.02M	0.00	15.08M	60.85M
Total Liabilities	-15.64B	1.62B	1.58B	1.52B	1.74B	1.12B
Stockholders Equity	15.64B	15.64B	15.42B	15.28B	15.59B	10.43B
Cash Flow
Free Cash Flow	0.00	219.77M	-178.05M	-340.02M	-696.72M	-549.16M
Operating Cash Flow	0.00	313.27M	-106.67M	-229.25M	-692.11M	-548.45M
Investing Cash Flow	0.00	-268.00M	123.17M	255.00M	748.91M	564.43M
Financing Cash Flow	0.00	-14.62M	-26.54M	-26.45M	-51.15M	-10.11M

Nahar Capital & Financial Services Ltd. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 265.55
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:NAHARCAP, the sentiment is Negative. The current price of 265.55 is below the 20-day moving average (MA) of 273.91, below the 50-day MA of 282.58, and below the 200-day MA of 280.25, indicating a bearish trend. The MACD of -5.26 indicates Positive momentum. The RSI at 36.93 is Neutral, neither overbought nor oversold. The STOCH value of 11.32 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:NAHARCAP.

Nahar Capital & Financial Services Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
AVONMORE	67 Neutral	₹4.94B	16.91	―	―	-3.87%	-56.35%
NAHARCAP	62 Neutral	₹4.86B	9.80	―	0.57%	-36.38%	93.15%
IITL	52 Neutral	₹4.17B	36.59	―	―	-90.21%	-106.42%
MUTHOOTCAP	48 Neutral	₹4.40B	25.66	―	―	40.61%	-64.65%

Nahar Capital & Financial Services Ltd. Corporate Events

Nahar Capital Reports August 2025 Dematerialization Activity

Nahar Capital & Financial Services Ltd. has reported the dematerialization of 160 equity shares for August 2025, as per the regulations of the Securities and Exchange Board of India. The dematerialized shares have been canceled and replaced with the depository as the registered owner, with a total holding of 16,622,687 equity shares under NSDL and CDSL.