Nahar Capital & Financial Services Ltd. (NAHARCAP) AI Stock Analysis

• Market Cap: ₹5.02B
• Dividend Yield: 0.5%
• Average Volume (3M): 1.42K
• Price to Earnings (P/E): 10.1
• Beta (1Y): 1.27
• Revenue Growth: -23.07%
• EPS Growth: 93.77%
• Country: IN
• Employees: 18
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): 6.86
• Shares Outstanding: 16,746,166
• 10 Day Avg. Volume: 218
• 30 Day Avg. Volume: 1,424
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹318.00
• Price Target Upside: 6.07% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 62 Neutral
• Price Target: ₹318.00 ▲(6.07% Upside)

The overall stock score for Nahar Capital & Financial Services Ltd. is primarily influenced by its stable balance sheet and low valuation metrics. However, the bearish technical indicators and inconsistent financial performance, particularly in income and cash flow, weigh down the score.

Nahar Capital & Financial Services Ltd. Business Overview & Revenue Model

Company Description

Nahar Capital & Financial Services Ltd. (NAHARCAP) is a diversified financial services company based in India. The company operates primarily in the finance and investment sector, offering a range of services including investment advisory, capital market operations, and financial consulting. NAHARCAP is part of the Nahar Group, a well-established conglomerate with interests in various industries such as textiles, real estate, and renewable energy.

How the Company Makes Money

Nahar Capital & Financial Services Ltd. generates revenue through multiple streams primarily focused on financial services and investment management. The company earns income from its investment activities, which include managing a portfolio of equity, debt, and other financial instruments. Additionally, NAHARCAP provides financial advisory and consultancy services, earning fees and commissions from these activities. The firm's involvement in capital market operations, including trading and brokerage services, also contributes to its revenue. Strategic partnerships and alliances within the financial sector further enhance its earnings potential by expanding its service offerings and client base.

Nahar Capital & Financial Services Ltd. Financial Statement Overview

Summary

Nahar Capital & Financial Services Ltd. demonstrates a stable balance sheet with low leverage risk, but inconsistencies in income and cash flow statements pose risks to financial performance. Strong equity positions are countered by fluctuating revenue and profit margins, along with challenges in cash generation.

Income Statement

The income statement shows mixed performance with fluctuating margins and revenue. Gross profit margin was high in 2025 at 96.52%, but net profit margin fluctuated, dropping significantly before rising again. Revenue growth rates varied, with a notable decline in 2025 compared to 2024. Despite strong EBIT and EBITDA margins in some years, inconsistency in net income undermines overall profitability.

Balance Sheet

Nahar Capital & Financial Services Ltd. maintains a strong balance sheet with a low debt-to-equity ratio, indicating financial stability and low leverage risk. Equity ratio remains high, reflecting strong shareholder equity. However, fluctuations in total assets and liabilities highlight potential volatility. Return on equity showed significant variations, suggesting inconsistent profit generation capability.

Cash Flow

Cash flow analysis reveals challenges in sustaining positive operating cash flow, with several years of negative free cash flow. Free cash flow to net income ratios indicate inefficiencies in converting earnings into cash, while free cash flow growth was inconsistent. Operating cash flow to net income ratios show variability, reflecting potential operational cash management issues.

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	437.32M	464.89M	517.77M	190.13M	258.42M	189.74M
Gross Profit	379.57M	448.71M	160.30M	127.75M	206.82M	151.86M
EBITDA	447.08M	364.00M	433.19M	944.09M	3.07B	847.07M
Net Income	374.70M	498.12M	117.66M	1.07B	2.26B	609.71M
Balance Sheet
Total Assets	0.00	17.26B	17.00B	16.81B	17.33B	11.55B
Cash, Cash Equivalents and Short-Term Investments	25.88M	9.29M	2.45B	18.71M	2.86B	667.67M
Total Debt	0.00	53.52M	43.02M	19.62M	15.08M	60.85M
Total Liabilities	-16.35B	1.62B	1.58B	1.52B	1.74B	1.12B
Stockholders Equity	16.35B	15.64B	15.42B	15.28B	15.59B	10.43B
Cash Flow
Free Cash Flow	0.00	219.77M	-178.05M	-340.02M	-696.72M	-549.16M
Operating Cash Flow	0.00	313.27M	-106.67M	-229.25M	-692.11M	-548.45M
Investing Cash Flow	0.00	-268.00M	123.17M	255.00M	748.91M	564.43M
Financing Cash Flow	0.00	-14.62M	-26.54M	-26.45M	-51.15M	-10.11M

Nahar Capital & Financial Services Ltd. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 299.80
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:NAHARCAP, the sentiment is Negative. The current price of 299.8 is below the 20-day moving average (MA) of 307.22, below the 50-day MA of 317.71, and above the 200-day MA of 291.99, indicating a neutral trend. The MACD of -4.59 indicates Positive momentum. The RSI at 43.38 is Neutral, neither overbought nor oversold. The STOCH value of 31.99 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:NAHARCAP.

Nahar Capital & Financial Services Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
AVONMORE	66 Neutral	₹5.23B	17.17		―	27.73%	82.61%
NAHARCAP	62 Neutral	₹5.02B	10.12		0.50%	-23.07%	93.77%
Sector *	58 Neutral	HK$111.68B	6.58	-4.20%	3.95%	9.04%	-46.99%
IITL	54 Neutral	₹3.73B	29.74		―	-58.54%	-82.74%