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HDFC Bank Limited (IN:HDFCBANK)
:HDFCBANK
India Market
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HDFC Bank Limited (HDFCBANK) Ratios

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HDFC Bank Limited Ratios

IN:HDFCBANK's free cash flow for Q1 2026 was ₹0.59. For the 2026 fiscal year, IN:HDFCBANK's free cash flow was decreased by ₹ and operating cash flow was ₹0.16. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.08 0.27 0.61 0.40 0.59
Quick Ratio
0.08 0.27 2.24 11.78 14.42
Cash Ratio
0.08 0.36 1.55 1.74 2.07
Solvency Ratio
0.02 0.02 0.02 0.02 0.02
Operating Cash Flow Ratio
0.00 0.11 0.31 0.63 0.73
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.44 1.05 0.00
Net Current Asset Value
₹ -36.78T₹ -33.05T₹ -21.91T₹ -18.24T₹ -15.54T
Leverage Ratios
Debt-to-Assets Ratio
0.13 0.18 0.13 0.10 0.10
Debt-to-Equity Ratio
1.11 1.60 1.11 0.87 0.85
Debt-to-Capital Ratio
0.52 0.62 0.53 0.47 0.46
Long-Term Debt-to-Capital Ratio
0.52 0.62 0.42 0.39 0.36
Financial Leverage Ratio
8.21 8.83 8.84 8.43 8.58
Debt Service Coverage Ratio
1.14 0.42 0.25 0.35 0.56
Interest Coverage Ratio
0.56 0.50 0.76 0.84 0.70
Debt to Market Cap
0.81 1.40 0.27 0.20 0.10
Interest Debt Per Share
1.03K 1.25K 529.37 365.12 312.21
Net Debt to EBITDA
1.65 5.12 1.38 1.12 1.28
Profitability Margins
Gross Profit Margin
60.30%100.00%100.00%100.00%100.00%
EBIT Margin
47.99%33.38%51.02%49.90%44.29%
EBITDA Margin
47.99%33.12%52.97%51.55%45.72%
Operating Profit Margin
21.64%33.38%48.95%48.16%42.83%
Pretax Profit Margin
19.38%33.46%54.95%50.93%44.29%
Net Profit Margin
14.49%27.99%41.10%37.86%33.73%
Continuous Operations Profit Margin
14.83%28.60%41.17%37.92%32.97%
Net Income Per EBT
74.79%83.67%74.80%74.35%76.17%
EBT Per EBIT
89.53%100.25%112.27%105.75%103.40%
Return on Assets (ROA)
1.58%1.59%1.92%1.83%1.81%
Return on Equity (ROE)
13.78%14.04%17.01%15.41%15.54%
Return on Capital Employed (ROCE)
6.20%2.48%2.44%2.43%2.38%
Return on Invested Capital (ROIC)
4.82%2.11%76.30%565.86%-165.13%
Return on Tangible Assets
1.58%1.72%1.93%1.83%1.82%
Earnings Yield
9.53%12.31%4.06%3.46%2.88%
Efficiency Ratios
Receivables Turnover
0.00 6.04 0.00 0.00 0.00
Payables Turnover
0.00 3.14 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
31.54 18.16 6.79 7.42 18.95
Asset Turnover
0.11 0.06 0.05 0.05 0.05
Working Capital Turnover Ratio
-0.42 -0.61 -2.10 -2.57 -3.09
Cash Conversion Cycle
0.00 -55.90 0.00 0.00 0.00
Days of Sales Outstanding
0.00 60.47 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 116.37 0.00 0.00 0.00
Operating Cycle
0.00 60.47 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 144.41 62.88 76.56 55.97
Free Cash Flow Per Share
0.00 136.81 57.13 73.09 53.73
CapEx Per Share
0.00 7.60 5.75 3.47 2.23
Free Cash Flow to Operating Cash Flow
0.00 0.95 0.91 0.95 0.96
Dividend Paid and CapEx Coverage Ratio
0.00 7.28 3.68 9.33 24.80
Capital Expenditure Coverage Ratio
0.00 18.99 10.94 22.07 25.04
Operating Cash Flow Coverage Ratio
0.00 0.14 0.15 0.27 0.24
Operating Cash Flow to Sales Ratio
0.00 0.45 0.40 0.57 0.44
Free Cash Flow Yield
0.00%18.61%3.55%4.97%3.60%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
10.49 8.13 24.65 28.91 34.77
Price-to-Sales (P/S) Ratio
1.52 2.27 10.13 10.95 11.73
Price-to-Book (P/B) Ratio
1.36 1.14 4.19 4.45 5.40
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 5.37 28.17 20.12 27.80
Price-to-Operating Cash Flow Ratio
0.00 5.09 25.60 19.21 26.69
Price-to-Earnings Growth (PEG) Ratio
-22.13 -20.09 0.89 1.63 1.42
Price-to-Fair Value
1.36 1.14 4.19 4.45 5.40
Enterprise Value Multiple
4.82 11.99 20.51 22.35 26.93
Enterprise Value
11.27T 9.09T 13.09T 11.75T 11.90T
EV to EBITDA
4.82 11.99 20.51 22.35 26.93
EV to Sales
2.31 3.97 10.86 11.52 12.31
EV to Free Cash Flow
0.00 9.38 30.20 21.18 29.18
EV to Operating Cash Flow
0.00 8.89 27.44 20.22 28.02
Tangible Book Value Per Share
735.37 236.20 372.39 319.09 266.21
Shareholders’ Equity Per Share
708.59 644.69 383.73 330.05 276.46
Tax and Other Ratios
Effective Tax Rate
0.22 0.15 0.25 0.26 0.26
Revenue Per Share
635.90 323.25 158.83 134.32 127.34
Net Income Per Share
92.16 90.49 65.28 50.86 42.95
Tax Burden
0.75 0.84 0.75 0.74 0.76
Interest Burden
0.40 1.00 1.08 1.02 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.16 0.42 0.33 0.31 0.14
Stock-Based Compensation to Revenue
<0.01 <0.01 0.01 0.01 0.01
Income Quality
0.00 1.60 0.96 1.50 0.99
Currency in INR
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