CMS Info Systems Ltd. (CMSINFO) AI Stock Analysis

• Market Cap: ₹44.86B
• Dividend Yield: 2.71%
• Average Volume (3M): 109.73K
• Price to Earnings (P/E): 24.3
• Beta (1Y): 1.30
• Revenue Growth: 0.13%
• EPS Growth: -3.14%
• Country: IN
• Employees: 8,041
• Sector: Industrials
• Sector Strength: 72
• Industry: Specialty Business Services
• EPS (TTM): 3.49
• Shares Outstanding: 164,637,540
• 10 Day Avg. Volume: 198,734
• 30 Day Avg. Volume: 109,728
• PEG Ratio: 8.41
• Price to Book (P/B): 3.54
• Price to Sales (P/S): 3.31
• P/FCF Ratio: 24.48
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹400.00
• Price Target Upside: 35.55% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1
• EPS Forecast (FY): 21.2
• Revenue Forecast (FY): ₹25.45B

• Rating: 74 Outperform
• Price Target: ₹305.00 ▲(3.35% Upside)
• Action: Reiterated Date: 10/23/25
• Date: Action: Reiterated 10/23/25

CMS Info Systems Ltd. receives a solid overall stock score of 74, driven primarily by its strong financial performance and reasonable valuation. The company's robust profitability, stable balance sheet, and effective cash flow management underpin its financial health. While technical analysis presents some bearish signals, the stock's valuation remains attractive, supported by a fair P/E ratio and a decent dividend yield.

Positive Factors

Balance sheet strength

A high equity ratio and very low leverage give CMS enduring financial flexibility. Conservative debt levels reduce refinancing risk, support investment in network expansion or technology, and provide resilience across economic cycles, preserving strategic optionality.

Negative Factors

EPS contraction

Declining EPS indicates per-share earnings erosion that can persist if not addressed. It may reflect one-off items, margin pressure, or capital allocation impacts. Sustained EPS declines constrain shareholder returns and may limit ability to expand via acquisitions without issuing equity.

CMS Info Systems Ltd. Business Overview & Revenue Model

Company Description

CMS Info Systems Limited operates as a cash management company. It engages in installing, maintaining, and managing assets and technology solutions on end-to-end outsourced basis for banks under long term contracts. The company provides cash manag...

Read more

CMS Info Systems Limited operates as a cash management company. It engages in installing, maintaining, and managing assets and technology solutions on end-to-end outsourced basis for banks under long term contracts. The company provides cash manag...

How the Company Makes Money

CMS Info Systems makes money mainly by providing outsourced, contract-based managed services to banks and other enterprises and charging fees for executing and operating those services. Key revenue streams typically include: (1) Cash management se...

Read more

CMS Info Systems makes money mainly by providing outsourced, contract-based managed services to banks and other enterprises and charging fees for executing and operating those services. Key revenue streams typically include: (1) Cash management se...

CMS Info Systems Ltd. Financial Statement Overview

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	24.37B	24.25B	22.65B	19.15B	15.90B	13.06B
Gross Profit	19.79B	21.86B	14.99B	13.56B	10.85B	8.61B
EBITDA	6.42B	5.80B	6.33B	5.52B	4.08B	3.09B
Net Income	3.58B	3.72B	3.47B	2.97B	2.24B	1.69B
Balance Sheet
Total Assets	31.71B	31.20B	26.59B	21.01B	18.56B	16.12B
Cash, Cash Equivalents and Short-Term Investments	4.46B	7.86B	6.25B	4.05B	2.85B	3.07B
Total Debt	2.23B	1.90B	1.81B	2.03B	1.93B	1.27B
Total Liabilities	8.38B	8.53B	7.12B	5.39B	6.00B	6.27B
Stockholders Equity	23.33B	22.67B	19.47B	15.62B	12.56B	9.84B
Cash Flow
Free Cash Flow	-2.91B	3.28B	3.32B	2.13B	-274.55M	1.30B
Operating Cash Flow	-1.17B	4.83B	4.40B	4.07B	2.57B	1.85B
Investing Cash Flow	753.72M	-2.66B	-3.25B	-3.23B	-3.26B	-1.49B
Financing Cash Flow	-1.34B	-1.44B	-521.17M	-521.73M	5.69M	-617.19M

CMS Info Systems Ltd. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 295.10
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:CMSINFO, the sentiment is Negative. The current price of 295.1 is below the 20-day moving average (MA) of 295.89, below the 50-day MA of 311.32, and below the 200-day MA of 386.78, indicating a bearish trend. The MACD of -9.19 indicates Positive momentum. The RSI at 25.45 is Positive, neither overbought nor oversold. The STOCH value of 6.59 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:CMSINFO.

CMS Info Systems Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CMSINFO	74 Outperform	₹44.86B	24.32	―	2.71%	0.13%	-3.14%
RADIANTCMS	69 Neutral	₹3.67B	12.62	―	4.81%	4.57%	-10.62%
Sector *	63 Neutral	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%
ONEPOINT	63 Neutral	₹11.33B	41.36	―	―	25.17%	9.55%
UDS	63 Neutral	₹8.69B	35.45	―	―	8.98%	13.54%
PDSL	61 Neutral	₹35.79B	67.17	―	0.91%	11.49%	-32.79%
HGS	55 Neutral	₹16.39B	12.17	―	1.51%	-2.43%	-100.43%

CMS Info Systems Ltd. Corporate Events