CMS Info Systems Ltd. (CMSINFO) AI Stock Analysis

• Market Cap: ₹50.21B
• Dividend Yield: 2.71%
• Average Volume (3M): 109.73K
• Price to Earnings (P/E): 24.3
• Beta (1Y): 1.27
• Revenue Growth: 0.13%
• EPS Growth: -3.14%
• Country: IN
• Employees: 8,041
• Sector: Industrials
• Sector Strength: 72
• Industry: Specialty Business Services
• EPS (TTM): 3.49
• Shares Outstanding: 164,637,540
• 10 Day Avg. Volume: 198,734
• 30 Day Avg. Volume: 109,728
• PEG Ratio: 8.41
• Price to Book (P/B): 3.54
• Price to Sales (P/S): 3.31
• P/FCF Ratio: 24.48
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹400.00
• Price Target Upside: 35.55% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1
• EPS Forecast (FY): 24.98
• Revenue Forecast (FY): ₹28.61B

• Rating: 64 Neutral
• Price Target: ₹284.00 ▼(-3.76% Downside)
• Action: Downgraded Date: 04/01/26
• Date: Action: Downgraded 04/01/26

Overall score is supported primarily by strong financial performance (profitability, conservative leverage, and solid cash generation). The score is held back materially by very weak technicals (price below all major moving averages and bearish momentum), while valuation is neutral-to-slightly supportive due to the ~3.29% dividend yield despite a 24.3 P/E.

Positive Factors

High margins and profitability

Sustained gross margin (90.2%) and net margin (15.4%) reflect durable pricing power and a capital-light, service-oriented model. High margins enable reinvestment, consistent profitability through cycles, and capacity to fund dividends or strategic investments without relying on volatile top-line swings.

Negative Factors

Declining EPS trajectory

Negative EPS growth (~-13.33%) signals recent deterioration in per-share profitability. If persistent, this can erode investor returns, reduce retained earnings available for reinvestment, and raise questions about operational efficiency or one-off impacts that management must address to restore long-term earnings momentum.

CMS Info Systems Ltd. Business Overview & Revenue Model

Company Description

CMS Info Systems Limited operates as a cash management company. It engages in installing, maintaining, and managing assets and technology solutions on end-to-end outsourced basis for banks under long term contracts. The company provides cash manag...

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CMS Info Systems Limited operates as a cash management company. It engages in installing, maintaining, and managing assets and technology solutions on end-to-end outsourced basis for banks under long term contracts. The company provides cash manag...

How the Company Makes Money

CMS Info Systems makes money mainly by providing outsourced, contract-based managed services to banks and other enterprises and charging fees for executing and operating those services. Key revenue streams typically include: (1) Cash management se...

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CMS Info Systems makes money mainly by providing outsourced, contract-based managed services to banks and other enterprises and charging fees for executing and operating those services. Key revenue streams typically include: (1) Cash management se...

CMS Info Systems Ltd. Financial Statement Overview

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	24.37B	24.25B	22.65B	19.15B	15.90B	13.06B
Gross Profit	19.79B	21.86B	14.99B	13.56B	10.85B	8.61B
EBITDA	6.42B	5.80B	6.33B	5.52B	4.08B	3.09B
Net Income	3.58B	3.72B	3.47B	2.97B	2.24B	1.69B
Balance Sheet
Total Assets	31.71B	31.20B	26.59B	21.01B	18.56B	16.12B
Cash, Cash Equivalents and Short-Term Investments	4.46B	7.86B	6.25B	4.05B	2.85B	3.07B
Total Debt	2.23B	1.90B	1.81B	2.03B	1.93B	1.27B
Total Liabilities	8.38B	8.53B	7.12B	5.39B	6.00B	6.27B
Stockholders Equity	23.33B	22.67B	19.47B	15.62B	12.56B	9.84B
Cash Flow
Free Cash Flow	-2.91B	3.28B	3.32B	2.13B	-274.55M	1.30B
Operating Cash Flow	-1.17B	4.83B	4.40B	4.07B	2.57B	1.85B
Investing Cash Flow	753.72M	-2.66B	-3.25B	-3.23B	-3.26B	-1.49B
Financing Cash Flow	-1.34B	-1.44B	-521.17M	-521.73M	5.69M	-617.19M

CMS Info Systems Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 295.10
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:CMSINFO, the sentiment is Positive. The current price of 295.1 is above the 20-day moving average (MA) of 285.55, below the 50-day MA of 301.03, and below the 200-day MA of 374.65, indicating a neutral trend. The MACD of -1.24 indicates Negative momentum. The RSI at 60.66 is Neutral, neither overbought nor oversold. The STOCH value of 75.55 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:CMSINFO.

CMS Info Systems Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
RADIANTCMS	69 Neutral	₹4.46B	12.62	―	4.81%	4.57%	-10.62%
CMSINFO	64 Neutral	₹50.21B	24.32	―	2.71%	0.13%	-3.14%
Sector *	63 Neutral	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%
ONEPOINT	63 Neutral	₹13.78B	41.36	―	―	25.17%	9.55%
UDS	63 Neutral	₹10.04B	35.45	―	―	8.98%	13.54%
PDSL	59 Neutral	₹40.91B	67.17	―	0.91%	11.49%	-32.79%
HGS	55 Neutral	₹18.60B	12.17	―	1.51%	-2.43%	-100.43%

CMS Info Systems Ltd. Corporate Events