Baid Finserv Limited (IN:BAIDFIN)
:BAIDFIN
BAIDFIN Stock Chart & Stats
₹10.58
₹0.50(3.80%)
At close: 4:00 PM EST
₹10.58
₹0.50(3.80%)
Day’s Range― - ―
52-Week Range₹9.00 - ₹13.93
Previous CloseN/A
Volume886.41K
Average Volume (3M)18.98K
Market Cap
₹1.52B
Enterprise Value₹3.81B
Total Cash (Recent Filing)₹143.41M
Total Debt (Recent Filing)₹2.72B
Price to Earnings (P/E)7.5
Beta0.41
Next Earnings
May 15, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.85%
Share Statistics
EPS (TTM)0.37
Shares Outstanding150,085,370
10 Day Avg. Volume14,393
30 Day Avg. Volume18,978
Financial Highlights & Ratios
PEG Ratio2.33
Price to Book (P/B)0.65
Price to Sales (P/S)1.43
P/FCF Ratio347.59
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strong Revenue GrowthSustained double-digit top-line expansion indicates the company is effectively growing its lending book and/or fee income. Over a 2-6 month horizon this supports durable interest revenue scaling, improves earnings capacity and provides operating leverage as fixed costs are spread over a larger base.
High Gross Profit MarginA gross margin above 60% implies structural cost efficiency or pricing power in core financial products. This margin provides a buffer to absorb higher credit costs or operating expenses, supporting long-term margin sustainability and the ability to reinvest in growth or maintain reserves.
Healthy EBIT MarginAn EBIT margin near 24% signals operational efficiency and strong control of operating expenses relative to revenue. This level of operating profitability enhances cash generation potential, supports reinvestment or deleveraging, and is a durable indicator of core business strength if lending spreads hold.
Bears Say
High LeverageA debt-to-equity ratio of ~1.43 indicates material reliance on borrowed funds. Over several months this raises refinancing and interest-rate sensitivity risks for an NBFC, constrains flexibility for growth or provisioning, and increases vulnerability if cash conversion weakens or credit costs rise.
Weak Cash ConversionLow conversion of accounting profits into cash (OCF/Net Income 0.32) and modest FCF indicate limited internal liquidity generation. Persistently weak cash conversion reduces ability to pay down debt, fund new originations or absorb shocks, making the balance sheet more sensitive to credit cycles.
Declining Net Profit MarginA sharp fall in net margin implies rising costs, provisioning or other pressures that cut into bottom-line conversion of revenue. If this trend persists, it will erode retained earnings, reduce capital available for growth or buffers, and impair long-term return on equity and resilience.
Baid Finserv Limited News
BAIDFIN FAQ
What was Baid Finserv Limited’s price range in the past 12 months?
Baid Finserv Limited lowest stock price was ₹9.00 and its highest was ₹13.93 in the past 12 months.
What is Baid Finserv Limited’s market cap?
Baid Finserv Limited’s market cap is ₹1.52B.
When is Baid Finserv Limited’s upcoming earnings report date?
Baid Finserv Limited’s upcoming earnings report date is May 15, 2026 which is in 39 days.
How were Baid Finserv Limited’s earnings last quarter?
Baid Finserv Limited released its earnings results on Feb 10, 2026. The company reported ₹0.37 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.37.
Is Baid Finserv Limited overvalued?
According to Wall Street analysts Baid Finserv Limited’s price is currently Overvalued.
Does Baid Finserv Limited pay dividends?
Baid Finserv Limited pays a Annually dividend of ₹0.1 which represents an annual dividend yield of 0.85%. See more information on Baid Finserv Limited dividends here
What is Baid Finserv Limited’s EPS estimate?
Baid Finserv Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Baid Finserv Limited have?
Baid Finserv Limited has 150,085,370 shares outstanding.
What happened to Baid Finserv Limited’s price movement after its last earnings report?
Baid Finserv Limited reported an EPS of ₹0.37 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Baid Finserv Limited?
Currently, no hedge funds are holding shares in IN:BAIDFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Baid Finserv Limited
Baid Finserv Limited operates as a non-banking finance company in India. The company provides car loans, commercial vehicle loans, small and medium enterprise loans, loan against property, and other asset backed loans. It also offers life, dwelling, and motor insurance products. The company was formerly known as Baid Leasing and Finance Co. Ltd. and changed its name to Baid Finserv Limited in July 2022. Baid Finserv Limited was incorporated in 1991 and is based in Jaipur, India.
Technical Analysis
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