Baid Finserv Limited (IN:BAIDFIN)
:BAIDFIN
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BAIDFIN Stock Chart & Stats
₹10.58
₹0.50(3.80%)
At close: 4:00 PM EST
₹10.58
₹0.50(3.80%)
Day’s Range― - ―
52-Week Range₹9.00 - ₹13.93
Previous CloseN/A
Volume886.41K
Average Volume (3M)18.98K
Market Cap
₹1.70B
Enterprise Value₹3.95B
Total Cash (Recent Filing)₹143.41M
Total Debt (Recent Filing)₹2.72B
Price to Earnings (P/E)7.5
Beta0.48
Next Earnings
May 15, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.85%
Share Statistics
EPS (TTM)0.37
Shares Outstanding154,888,100
10 Day Avg. Volume14,393
30 Day Avg. Volume18,978
Financial Highlights & Ratios
PEG Ratio2.33
Price to Book (P/B)0.65
Price to Sales (P/S)1.43
P/FCF Ratio347.59
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthConsistent top-line growth (22.48% latest) indicates expanding loan originations or product uptake, which supports scalable interest and fee income. Over a multi-month horizon, this growth helps build operating leverage, diversify income streams and fund reinvestment if credit quality is maintained.
High Gross Profit MarginA gross margin near 62% signals strong spread between yield and direct costs or tight cost control on core lending operations. This margin buffer is durable for an NBFC, providing room to absorb higher credit costs or fund incremental spending while preserving core profitability over the medium term.
Strong Earnings GrowthMaterial EPS growth reflects improving net income generation, showing operational leverage or improved underwriting outcomes. Sustained earnings expansion increases retained earnings, supporting internal capital formation and the ability to deleverage or expand lending capacity without immediate external capital.
Bears Say
Elevated LeverageA D/E of 1.43 indicates the company relies significantly on borrowed funds. Over months, elevated leverage raises interest cost sensitivity and constrains flexibility to absorb shocks or support growth without new funding. It increases refinancing and solvency risk if credit conditions tighten.
Weak Cash ConversionLow conversion of accounting profits into cash (OCF/NetIncome 0.32) and modest FCF relative to earnings indicate earnings are not reliably collectible as cash. Structurally, this strains liquidity, forces dependence on external funding for growth or debt service, and limits capital allocation flexibility.
Compressing Net MarginA sharp fall in net margin suggests rising operating costs, higher credit provisions, or funding pressure reducing retained profitability. Persistently lower net margins erode internal capital build-up and reduce cushion against downturns, constraining reinvestment and balance-sheet strengthening over time.
Baid Finserv Limited News
BAIDFIN FAQ
What was Baid Finserv Limited’s price range in the past 12 months?
Baid Finserv Limited lowest stock price was ₹9.00 and its highest was ₹13.93 in the past 12 months.
What is Baid Finserv Limited’s market cap?
Baid Finserv Limited’s market cap is ₹1.70B.
When is Baid Finserv Limited’s upcoming earnings report date?
Baid Finserv Limited’s upcoming earnings report date is May 15, 2026 which is in 17 days.
How were Baid Finserv Limited’s earnings last quarter?
Baid Finserv Limited released its earnings results on Feb 10, 2026. The company reported ₹0.37 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.37.
Is Baid Finserv Limited overvalued?
According to Wall Street analysts Baid Finserv Limited’s price is currently Overvalued.
Does Baid Finserv Limited pay dividends?
Baid Finserv Limited pays a Annually dividend of ₹0.1 which represents an annual dividend yield of 0.85%. See more information on Baid Finserv Limited dividends here
What is Baid Finserv Limited’s EPS estimate?
Baid Finserv Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Baid Finserv Limited have?
Baid Finserv Limited has 154,888,100 shares outstanding.
What happened to Baid Finserv Limited’s price movement after its last earnings report?
Baid Finserv Limited reported an EPS of ₹0.37 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Baid Finserv Limited?
Currently, no hedge funds are holding shares in IN:BAIDFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Baid Finserv Limited
Baid Finserv Limited operates as a non-banking finance company in India. The company provides car loans, commercial vehicle loans, small and medium enterprise loans, loan against property, and other asset backed loans. It also offers life, dwelling, and motor insurance products. The company was formerly known as Baid Leasing and Finance Co. Ltd. and changed its name to Baid Finserv Limited in July 2022. Baid Finserv Limited was incorporated in 1991 and is based in Jaipur, India.
Technical Analysis
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