Akme Fintrade (India) Limited (IN:AFIL)
:AFIL
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Akme Fintrade (India) Limited
(AFIL)
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Rating:69Neutral
Price Target:
₹10.00
▲(48.59% Upside)
Action:DowngradedDate:05/09/26
The score is driven by a clear technical uptrend and an inexpensive P/E valuation, partially offset by financial risk factors—especially volatile cash-flow conversion and rising leverage despite strong FY2026 growth and profitability.
Positive Factors
Strong revenue acceleration
A ~152% YoY revenue step-up in FY2026 represents a meaningful scale inflection that can sustainably improve fixed-cost absorption and market presence. If the company sustains originations and client traction, this larger revenue base supports longer-term investment in products, distribution, and risk infrastructure.
Negative Factors
Rising leverage
Leverage increased materially year-over-year, pushing debt-to-equity to ~1.19. Higher leverage amplifies balance-sheet risk, increases interest and refinancing sensitivity, and reduces financial flexibility. For a credit business, this makes the firm more exposed to funding stress or credit losses over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong revenue acceleration
A ~152% YoY revenue step-up in FY2026 represents a meaningful scale inflection that can sustainably improve fixed-cost absorption and market presence. If the company sustains originations and client traction, this larger revenue base supports longer-term investment in products, distribution, and risk infrastructure.
Read all positive factors
Akme Fintrade (India) Limited (AFIL) vs. iShares MSCI India ETF (INDA)
Market Cap
₹3.96B
Dividend YieldN/A
Average Volume (3M)584.35K
Price to Earnings (P/E)6.5
Beta (1Y)1.13
Revenue Growth45.19%
EPS Growth27.66%
CountryIN
Employees248
SectorServices
Sector StrengthN/A
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)N/A
Shares Outstanding426,749,970
10 Day Avg. Volume231,273
30 Day Avg. Volume584,354
Financial Highlights & Ratios
PEG Ratio0.39
Price to Book (P/B)0.76
Price to Sales (P/S)2.16
P/FCF Ratio13.84
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Akme Fintrade (India) Limited Business Overview & Revenue Model
Company Description
Akme Fintrade (India) Limited, a non-banking financial company, provides lending services in India. The company offers two-wheeler, four-wheeler, old vehicle, business, solar rooftop, mahila udyog, farm equipment, corporate, and working capital lo...
How the Company Makes Money
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Akme Fintrade (India) Limited Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
62
Positive
Cash Flow
44
Neutral
| Breakdown | TTM | Mar 2025 | Jun 2024 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 592.61M | 1.49B | 979.08M | 711.44M | 649.14M | 668.38M |
| Gross Profit | 290.38M | 906.33M | 520.78M | 364.64M | 317.42M | 256.55M |
| EBITDA | 260.50M | 550.30M | 436.57M | 244.80M | 210.28M | 84.97M |
| Net Income | 175.88M | 423.21M | 332.32M | 185.29M | 158.03M | 41.21M |
Balance Sheet | ||||||
| Total Assets | 7.95B | 9.34B | 6.75B | 4.36B | 3.91B | 3.74B |
| Cash, Cash Equivalents and Short-Term Investments | 710.98M | 987.20M | 414.46M | 94.80M | 188.08M | 28.73M |
| Total Debt | 3.85B | 5.03B | 2.82B | 1.95B | 1.58B | 2.10B |
| Total Liabilities | 3.93B | 5.10B | 2.93B | 2.13B | 1.86B | 2.37B |
| Stockholders Equity | 4.02B | 4.24B | 3.82B | 2.23B | 2.05B | 1.37B |
Cash Flow | ||||||
| Free Cash Flow | -1.88B | 232.54M | -1.79B | -457.30M | 91.97M | 629.02M |
| Operating Cash Flow | -1.86B | 311.87M | -1.77B | -454.98M | 236.13M | 631.02M |
| Investing Cash Flow | -161.78M | -2.26B | -353.51M | 20.05M | -149.63M | 15.97M |
| Financing Cash Flow | 508.98M | 2.16B | 2.22B | 448.25M | -20.16M | -745.59M |
Akme Fintrade (India) Limited Technical Analysis
Positive
6.73
Price Trends
7.24
Positive
6.85
Positive
7.24
Positive
Market Momentum
0.56
Negative
73.61
Negative
93.38
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:AFIL, the sentiment is Positive. The current price of 6.73 is below the 20-day moving average (MA) of 8.56, below the 50-day MA of 7.24, and below the 200-day MA of 7.24, indicating a bullish trend. The MACD of 0.56 indicates Negative momentum. The RSI at 73.61 is Negative, neither overbought nor oversold. The STOCH value of 93.38 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:AFIL.
Akme Fintrade (India) Limited Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
70 Outperform | ₹146.34M | 40.81 | ― | ― | 7.40% | 139.84% | |
69 Neutral | ₹3.96B | 6.49 | ― | ― | 45.19% | 27.66% | |
55 Neutral | $13.29B | 17.42 | 10.03% | 0.93% | 7.13% | -12.93% | |
42 Neutral | ₹60.05M | -0.37 | ― | ― | ― | ― | |
42 Neutral | ₹115.12M | ― | ― | ― | ― | ― | |
41 Neutral | ₹111.95M | -1.48 | ― | ― | -16.85% | 29.98% |
* Services Sector Average
IN:AFIL
Akme Fintrade (India) Limited
9.10
1.62
21.66%
IN:CANDC
C&C Constructions Ltd.
―
―
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IN:CKFSL
Cox & Kings Financial Service Ltd.
―
―
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IN:EDUCOMP
Educomp Solutions Limited
0.91
-0.95
-51.08%
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MT Educare Ltd
1.55
-0.72
-31.72%
IN:UMESLTD
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5.40
-0.20
-3.57%
Akme Fintrade (India) Limited Corporate Events
Akme Fintrade’s FY26 Profit Jumps 27% as AUM Nears ₹920 Crore
May 8, 2026
Akme Fintrade (India) Limited reported strong audited results for the fourth quarter and full year ended March 31, 2026, with assets under management rising 48.49% year-on-year to ₹918.60 crore, driven primarily by vehicle finance demand. Th...
Akme Fintrade Board Clears FY26 Results, Strengthens Leadership and Audit Oversight
May 6, 2026
Akme Fintrade (India) Limited’s board has approved the audited financial results for the quarter and financial year ended March 31, 2026, along with related regulatory disclosures on security cover, use of proceeds from non-convertible secur...
Akme Fintrade Gains Acuite Upgrade on ₹855 Crore Borrowing Programme
Apr 8, 2026
Akme Fintrade (India) Limited has received an upgraded credit profile from rating agency Acuite, with long-term bank loan facilities of ₹355 crore assigned an A- with Stable outlook and ₹180 crore of existing bank loans upgraded to A- ...
Akme Fintrade Secures Rs 20 Crore Term Loan to Bolster Lending Operations
Mar 20, 2026
Akme Fintrade (India) Limited has received sanction for a term loan of Rs 20 crore from Maanaveeya Development Finance Private Limited, strengthening its funding base for onward lending and operational needs. The additional capital is expected to...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.