The call highlighted significant growth in digital transactions and operational improvements, but also noted declines in revenue and key financial metrics, along with a reduction in the number of transactions. The revised full-year guidance indicates caution due to market uncertainties.
Company Guidance
In the first quarter of 2025, International Money Express, Inc. reported total revenue of $144.3 million, a decline from $150.4 million in the same period last year, while the total principal amount sent increased by 4%. The company experienced a unique dynamic of year-over-year volume growth but a decline in the number of transactions, leading to lower money transfer fees. Net income was $7.8 million, with adjusted EBITDA at $21.6 million and adjusted diluted EPS at $0.35 per share. Despite these declines, Intermex's digital transactions grew by nearly 70% year-over-year, and the company invested significantly in digital marketing. The company ended the quarter with $151.8 million in cash, maintaining a strong balance sheet with net leverage remaining low. For the full year 2025, Intermex updated its guidance, forecasting revenue between $634.9 million and $654.2 million, diluted EPS of $1.53 to $1.65, adjusted diluted EPS of $1.86 to $2.02, and adjusted EBITDA between $103.6 million and $106.8 million.
Digital Transactions Growth
Digital transactions grew just under 70% year-over-year in Q1, with an increase to approximately 80% growth in April. This growth is attributed to strategic investments in digital marketing and a strong focus on the digital business.
Improved Operational Efficiency
Transaction processing time on the retail platform improved from 20 seconds to 9 seconds, enhancing the agent experience. The system reliability also saw an uptime of 99.995%.
Strong Balance Sheet
The company ended the quarter with $151.8 million in cash and generated over $10 million in free cash during the quarter. Net leverage remains low, providing flexibility for growth investments.
International Money Express (IMXI) Earnings, Revenues Date & History
The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
IMXI Earnings-Related Price Changes
Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
May 07, 2025
$12.39
$10.46
-15.58%
Feb 26, 2025
$18.32
$15.26
-16.70%
Nov 08, 2024
$18.50
$20.70
+11.89%
Aug 07, 2024
$21.92
$17.50
-20.16%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does International Money Express Inc (IMXI) report earnings?
International Money Express Inc (IMXI) is schdueled to report earning on Jul 30, 2025, TBA Not Confirmed.
What is International Money Express Inc (IMXI) earnings time?
International Money Express Inc (IMXI) earnings time is at Jul 30, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.