The earnings call presented a mixed outlook. While the digital segment showed strong growth and the total principal amount sent increased, key financial metrics declined, and the company revised its full year guidance due to market uncertainties. The overall sentiment of the call reflects both positive achievements in digital expansion and challenges in maintaining transaction volumes and profitability.

Company Guidance

During the first quarter of 2025 earnings call, International Money Express, Inc. provided detailed guidance and insights into its financial performance. Total revenue for the quarter reached $144.3 million, with a net income of $7.8 million and adjusted EBITDA of $21.6 million. Adjusted diluted earnings per share stood at $0.35. Despite these metrics being down year-over-year, the total principal amount sent increased by 4%, highlighting the underlying strength of the business. The company also reported a decline in the number of transactions, attributed to larger principal amounts being sent less frequently. Digital transactions grew by nearly 70% year-over-year, and the company invested more in digital marketing than ever before. For full-year 2025, Intermex projected revenue between $634.9 million and $654.2 million, with adjusted diluted EPS ranging from $1.86 to $2.02, and adjusted EBITDA between $103.6 million and $106.8 million. The company emphasized the importance of both its retail platform and growing digital business, maintaining a strong balance sheet with $151.8 million in cash and significant flexibility for strategic growth initiatives.

Increase in Total Principal Amount Sent

Total principal amount sent increased by 4% year-over-year, indicating the underlying strength of the business despite fewer transactions.

Digital Transactions Growth

Digital transactions grew just under 70% year-over-year, which is a significant increase, showing the successful scaling of the digital business.

Improved Transaction Processing Time

Transaction processing time on the retail platform improved from 20 seconds to 9 seconds, enhancing the agent experience.

Strong Cash Position

The company ended the quarter with $151.8 million in cash and cash equivalents, up from $130.5 million at year-end, highlighting strong liquidity.

International Money Express (IMXI) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

IMXI Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 05, 2025	2025 (Q3)	0.53 / -	0.61	―	―	―
Aug 11, 2025	2025 (Q2)	0.50 / 0.51	0.55	-7.27% (-0.04)	―	―
May 07, 2025	2025 (Q1)	0.41 / 0.35	0.43	-18.60% (-0.08)
Feb 26, 2025	2024 (Q4)	0.60 / 0.57	0.56	1.79% (<+0.01)
Nov 08, 2024	2024 (Q3)	0.58 / 0.61	0.51	19.61% (+0.10)
Aug 07, 2024	2024 (Q2)	0.57 / 0.55	0.5	10.00% (+0.05)
May 08, 2024	2024 (Q1)	0.40 / 0.43	0.38	13.16% (+0.05)
Feb 27, 2024	2023 (Q4)	0.52 / 0.56	0.46	21.74% (+0.10)
Nov 07, 2023	2023 (Q3)	0.49 / 0.51	0.54	-5.56% (-0.03)
Aug 02, 2023	2023 (Q2)	0.52 / 0.50	0.47	6.38% (+0.03)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

IMXI Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 11, 2025	$9.28	$14.90	+60.56%
May 07, 2025	$12.39	$10.46	-15.58%
Feb 26, 2025	$18.32	$15.26	-16.70%
Nov 08, 2024	$18.50	$20.70	+11.89%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.