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AYAL Stock Chart & Stats
14710.00
660.00(4.52%)
At close: 4:00 PM EDT
14710.00
660.00(4.52%)
Day’s Range― - ―
52-Week Range5,625.89 - 19,029.90
Previous CloseN/A
Volume59.26K
Average Volume (3M)58.67K
Market Cap
₪4.41B
Enterprise Value4.45K
Total Cash (Recent Filing)₪1.03B
Total Debt (Recent Filing)₪1.03B
Price to Earnings (P/E)9.3
Beta1.48
Next Earnings
Dec 02, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.85%
Share Statistics
EPS (TTM)16.70
Shares Outstanding28,372,177
10 Day Avg. Volume56,507
30 Day Avg. Volume58,672
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)1.47
Price to Sales (P/S)0.40
P/FCF Ratio11.89
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improved Revenue And ProfitabilityThe recovery in revenue and net income shows that Ayalon has rebuilt operating scale after its loss period. Sustained business activity at this level can support stronger earnings capacity and improve resilience over the next several quarters.
Strong Returns And Lower LeverageLower leverage alongside a rising equity base gives the insurer a stronger capital position, while high ROE indicates effective use of shareholder capital. This combination supports financial flexibility and durable earnings power.
Healthy Insurance MarginsHealthy margins provide an operating buffer against claims, expenses, and market-cycle pressure. The reported gross and net margins indicate that Ayalon's core insurance activities currently retain meaningful earnings after generating revenue.
Bears Say
Negative Operating And Free Cash FlowNegative operating and free cash flow means recent accounting earnings are not converting into cash. If this persists, Ayalon may need greater reliance on liquidity or financing, limiting flexibility and weakening earnings quality.
Higher Absolute DebtAlthough leverage ratios improved, the increase in absolute debt raises the insurer's fixed financial commitments. Weaker earnings or continued cash outflows could therefore place more pressure on funding flexibility and balance-sheet resilience.
Earnings And Margin VolatilityThe decline in margin from 2025 and history of earnings swings indicate that profitability is not consistently expanding. Such volatility can make future capital generation less predictable and complicate sustained returns planning.
Ayalon Hold. News
AYAL FAQ
What was Ayalon Holdings Ltd.’s price range in the past 12 months?
Ayalon Holdings Ltd. lowest stock price was 5625.89 and its highest was 19029.90 in the past 12 months.
What is Ayalon Holdings Ltd.’s market cap?
Ayalon Holdings Ltd.’s market cap is ₪4.41B.
When is Ayalon Holdings Ltd.’s upcoming earnings report date?
Ayalon Holdings Ltd.’s upcoming earnings report date is Dec 02, 2026 which is in 99 days.
How were Ayalon Holdings Ltd.’s earnings last quarter?
Ayalon Holdings Ltd. released its earnings results on Aug 20, 2026. The company reported 495 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Ayalon Holdings Ltd. overvalued?
According to Wall Street analysts Ayalon Holdings Ltd.’s price is currently Overvalued.
Does Ayalon Holdings Ltd. pay dividends?
Ayalon Holdings Ltd. pays a Semiannually dividend of 176.229 which represents an annual dividend yield of 3.85%. See more information on Ayalon Holdings Ltd. dividends here
What is Ayalon Holdings Ltd.’s EPS estimate?
Ayalon Holdings Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ayalon Holdings Ltd. have?
Ayalon Holdings Ltd. has 28,372,177 shares outstanding.
What happened to Ayalon Holdings Ltd.’s price movement after its last earnings report?
Ayalon Holdings Ltd. reported an EPS of 495 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 2.581%.
Which hedge fund is a major shareholder of Ayalon Holdings Ltd.?
Currently, no hedge funds are holding shares in IL:AYAL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Ayalon Holdings Ltd.
Operating through its subsidiaries in Israel, Ayalon Insurance Company Ltd offers a comprehensive range of insurance products. Their health coverage extends to nursing care, medical expenses, surgical procedures and organ transplants, dental services, personal accident protection, travel insurance, and medical policies specifically for foreign workers. The company also provides property and liability insurance, including home documentation, third-party and employer liability, general property protection, vehicle coverage, and professional indemnity. Beyond traditional insurance, Ayalon also offers financial products such as savings plans, pension schemes, and provident funds. Additional specialized policies cover automobiles, residential properties, critical illnesses, life assurance, mortgages, businesses, directors and officers, engineering projects, and agriculture. They also provide reverse mortgage solutions and tailored insurance for collectives and organizations. Customers access these services via a broad network of agents and agencies. Founded in 1976 and based in Ramat Gan, Israel, the firm was formerly known as Ayalon Holdings Ltd, rebranding to its current name in July 2022. Ayalon Insurance Company Ltd is a subsidiary of Wesure Global Tech Ltd.