Ayalon Holdings Ltd. (IL:AYAL)
TASE:AYAL
AYAL Stock Chart & Stats
8700.00
-1.34(-3.64%)
At close: 4:00 PM EST
8700.00
-1.34(-3.64%)
Day’s Range― - ―
52-Week Range3,917.01 - 15,660.00
Previous CloseN/A
Volume18.88K
Average Volume (3M)58.67K
Market Cap
₪3.80B
Enterprise Value3.64B
Total Cash (Recent Filing)₪2.71B
Total Debt (Recent Filing)₪690.27M
Price to Earnings (P/E)5.2
Beta1.19
Next Earnings
May 21, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield6.25%
Share Statistics
EPS (TTM)389.90
Shares Outstanding27,234,426
10 Day Avg. Volume56,507
30 Day Avg. Volume58,672
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)1.47
Price to Sales (P/S)0.40
P/FCF Ratio11.89
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue Rebound & Margin ExpansionA sharp revenue recovery and margin expansion in 2025 signal the business restored pricing, underwriting or product mix advantages. Persistently higher margins and top-line momentum strengthen the earnings base, supporting durable cash generation and capacity to fund dividends and reserves over the medium term.
Improving Leverage And Equity BaseLower leverage and a growing equity base improve financial flexibility for an insurer, reducing solvency risk and easing regulatory capital pressure. A structurally stronger balance sheet supports underwriting capacity, dividend policy consistency and resilience through multi-year insurance cycles.
Recent Positive Cash GenerationSustained positive operating and free cash flow across the last two years indicates improved conversion of accounting profits into spendable cash. That bolsters funding for reserves, capex and shareholder returns, and signals higher earnings quality crucial for long-term insurer solvency and investment planning.
Bears Say
Historical Profitability VolatilityPrior multi-year losses and swings in results show the company’s earnings and capital can be cyclically sensitive. Such volatility complicates reserve planning, capital allocation and the predictability of dividends, making long-term forecasting and risk management more challenging for investors.
Choppy Cash Flow ConversionIrregular free cash flow and a decline versus the prior year indicate earnings-to-cash conversion remains unstable. For an insurer, inconsistent cash conversion can constrain reinvestment and reserve funding during down cycles, limiting durable growth and forcing more conservative capital policies.
Leverage Can Tighten In DownturnsHistoric episodes of debt/equity above 1.1 show the capital structure can deteriorate under stress. That raises solvency and liquidity vulnerability in adverse market conditions, increasing the risk of constrained underwriting, higher funding costs, or the need for capital raises during prolonged industry stress.
Ayalon Hold. News
AYAL FAQ
What was Ayalon Holdings Ltd.’s price range in the past 12 months?
Ayalon Holdings Ltd. lowest stock price was 3917.01 and its highest was 15660.00 in the past 12 months.
What is Ayalon Holdings Ltd.’s market cap?
Ayalon Holdings Ltd.’s market cap is ₪3.80B.
When is Ayalon Holdings Ltd.’s upcoming earnings report date?
Ayalon Holdings Ltd.’s upcoming earnings report date is May 21, 2026 which is in 45 days.
How were Ayalon Holdings Ltd.’s earnings last quarter?
Ayalon Holdings Ltd. released its earnings results on Mar 30, 2026. The company reported 389.9 earnings per share for the quarter, beating the consensus estimate of N/A by 389.9.
Is Ayalon Holdings Ltd. overvalued?
According to Wall Street analysts Ayalon Holdings Ltd.’s price is currently Overvalued.
Does Ayalon Holdings Ltd. pay dividends?
Ayalon Holdings Ltd. pays a Quarterly dividend of 183.591 which represents an annual dividend yield of 6.25%. See more information on Ayalon Holdings Ltd. dividends here
What is Ayalon Holdings Ltd.’s EPS estimate?
Ayalon Holdings Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ayalon Holdings Ltd. have?
Ayalon Holdings Ltd. has 27,234,426 shares outstanding.
What happened to Ayalon Holdings Ltd.’s price movement after its last earnings report?
Ayalon Holdings Ltd. reported an EPS of 389.9 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.899%.
Which hedge fund is a major shareholder of Ayalon Holdings Ltd.?
Currently, no hedge funds are holding shares in IL:AYAL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Ayalon Holdings Ltd.
Ayalon Insurance Company Ltd, through its subsidiaries, provides various insurance products in Israel. It offers health insurance products, including nursing, medical expenses, surgeries and transplants, dental, personal accident, travel, and medical insurance for foreign workers; house certificates; and third party and employer, property, vehicle, and professional liability insurance products. The company also provides savings, pension, and provident fund products. In addition, it offers car, home, critical illness, life, mortgage, business, directors and officers, engineering, and agricultural insurance products, as well as reverse mortgages, and insurance products for collectives and organizations. The company serves its customers through a network of agents and agencies. Ayalon Insurance Company Ltd was formerly known as Ayalon Holdings Ltd and changed its name to Ayalon Insurance Company Ltd in July 2022. The company was founded in 1976 and is based in Ramat Gan, Israel. Ayalon Insurance Company Ltd is a subsidiary of Wesure Global Tech Ltd.