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AYAL Stock Chart & Stats
14140.00
290.00(2.09%)
At close: 4:00 PM EDT
14140.00
290.00(2.09%)
Day’s Range― - ―
52-Week Range5,066.98 - 19,029.90
Previous CloseN/A
Volume87.36K
Average Volume (3M)58.67K
Market Cap
₪4.01B
Enterprise Value3.71B
Total Cash (Recent Filing)₪812.48M
Total Debt (Recent Filing)₪688.64M
Price to Earnings (P/E)8.1
Beta1.45
Next Earnings
Aug 26, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.2%
Share Statistics
EPS (TTM)17.53
Shares Outstanding28,372,177
10 Day Avg. Volume56,507
30 Day Avg. Volume58,672
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)1.47
Price to Sales (P/S)0.40
P/FCF Ratio11.89
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improving ProfitabilitySustained margin improvement and re-accelerating revenue indicate stronger underwriting or pricing power and better operational execution. This boosts durable earnings capacity, supporting reinvestment and payout policies and reducing sensitivity to modest top-line slippage over the next several months.
Meaningfully Lower LeverageA materially reduced debt-to-equity ratio increases financial flexibility and lowers fixed financing costs, improving resilience to underwriting or market shocks. Lower leverage supports capital allocation choices (dividends, buybacks, reserves) and reduces long-term refinancing risk.
Strong Return On EquityHigh ROE over recent periods signals efficient capital deployment and profitable core operations, which is a durable advantage in insurance where capital efficiency drives long-term shareholder returns. Sustained ROE supports reserve-building and competitive reinvestment.
Bears Say
Sharp Cash Flow DeteriorationA severe TTM decline in operating and free cash flow signals weak cash conversion and greater reliance on noncash accounting or timing. Persistent cash volatility can constrain capital deployment, pressure liquidity, and force external financing in adverse periods, undermining long-term stability.
Historical Earnings VolatilityPrior multi-year earnings swings, including a loss in 2021, point to exposure to underwriting cycles or investment mark-to-market swings. Such volatility increases capital strain risk during downturns and makes multi-quarter profitability less predictable for long-term planning.
Large Asset Base Relative To EquityA sizable asset base vs equity amplifies gains and losses on a smaller equity base, heightening sensitivity to investment or underwriting losses. Even with improved leverage, this structural exposure elevates capital adequacy risk under stress and can force corrective capital actions.
Ayalon Hold. News
AYAL FAQ
What was Ayalon Holdings Ltd.’s price range in the past 12 months?
Ayalon Holdings Ltd. lowest stock price was 5066.98 and its highest was 19029.90 in the past 12 months.
What is Ayalon Holdings Ltd.’s market cap?
Ayalon Holdings Ltd.’s market cap is ₪4.01B.
When is Ayalon Holdings Ltd.’s upcoming earnings report date?
Ayalon Holdings Ltd.’s upcoming earnings report date is Aug 26, 2026 which is in 23 days.
How were Ayalon Holdings Ltd.’s earnings last quarter?
Ayalon Holdings Ltd. released its earnings results on May 21, 2026. The company reported 299.2 earnings per share for the quarter, beating the consensus estimate of N/A by 299.2.
Is Ayalon Holdings Ltd. overvalued?
According to Wall Street analysts Ayalon Holdings Ltd.’s price is currently Overvalued.
Does Ayalon Holdings Ltd. pay dividends?
Ayalon Holdings Ltd. pays a Semiannually dividend of 109.571 which represents an annual dividend yield of 4.2%. See more information on Ayalon Holdings Ltd. dividends here
What is Ayalon Holdings Ltd.’s EPS estimate?
Ayalon Holdings Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ayalon Holdings Ltd. have?
Ayalon Holdings Ltd. has 28,372,177 shares outstanding.
What happened to Ayalon Holdings Ltd.’s price movement after its last earnings report?
Ayalon Holdings Ltd. reported an EPS of 299.2 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.899%.
Which hedge fund is a major shareholder of Ayalon Holdings Ltd.?
Currently, no hedge funds are holding shares in IL:AYAL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Ayalon Holdings Ltd.
Operating through its subsidiaries in Israel, Ayalon Insurance Company Ltd offers a comprehensive range of insurance products. Their health coverage extends to nursing care, medical expenses, surgical procedures and organ transplants, dental services, personal accident protection, travel insurance, and medical policies specifically for foreign workers. The company also provides property and liability insurance, including home documentation, third-party and employer liability, general property protection, vehicle coverage, and professional indemnity. Beyond traditional insurance, Ayalon also offers financial products such as savings plans, pension schemes, and provident funds. Additional specialized policies cover automobiles, residential properties, critical illnesses, life assurance, mortgages, businesses, directors and officers, engineering projects, and agriculture. They also provide reverse mortgage solutions and tailored insurance for collectives and organizations. Customers access these services via a broad network of agents and agencies. Founded in 1976 and based in Ramat Gan, Israel, the firm was formerly known as Ayalon Holdings Ltd, rebranding to its current name in July 2022. Ayalon Insurance Company Ltd is a subsidiary of Wesure Global Tech Ltd.