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Ayalon Holdings Ltd. (IL:AYAL)
TASE:AYAL
Israel Market
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Ayalon Hold. (AYAL) Price & Analysis

2 Followers

AYAL Stock Chart & Stats

8700.00
-1.34(-3.64%)
At close: 4:00 PM EST
8700.00
-1.34(-3.64%)

Bulls Say, Bears Say

Bulls Say
Improving Leverage And Balance-sheet QualityA materially lower debt-to-equity ratio and a growing equity base increase an insurer's resilience to underwriting losses and market shocks. Sustained lower leverage improves capital flexibility for reserves, dividend policy and regulatory headroom, supporting durable financial stability.
Profitability Rebound And Revenue GrowthA clear multi-year recovery in top-line and a rising net margin bolster earnings power and reserve-building capacity. If underwriting and investment returns remain steady, improved margins can support sustained capital generation and payout capacity over the medium term.
Recent Positive Cash GenerationConsistent positive operating and free cash flow in the last two years enhances funding for claims, capital allocation and deleveraging without external financing. Higher cash conversion improves long-term financial flexibility and supports investment in growth or shareholder returns.
Bears Say
Multi-year Volatility In ProfitabilityMeaningful profit swings and prior years of losses reduce confidence in consistent earnings power. For an insurer, volatility complicates reserve planning, capital buffers and strategic investment, increasing the probability of corrective actions in weaker cycles.
Choppy Historical Cash Flow ConversionIrregular cash conversion increases the risk that the firm must access external capital or cut payouts after adverse events. Persistent volatility in OCF/FCF undermines planning for reserves, dividends and M&A, reducing predictability of capital allocation.
Past High Leverage In Weaker PeriodsHistorical episodes of much higher leverage show the balance sheet can deteriorate quickly under stress. That raises the structural risk of rating pressure, regulatory constraints or equity raises during downturns, limiting strategic optionality in adverse cycles.

AYAL FAQ

What was Ayalon Holdings Ltd.’s price range in the past 12 months?
Ayalon Holdings Ltd. lowest stock price was 4528.60 and its highest was 18560.00 in the past 12 months.
    What is Ayalon Holdings Ltd.’s market cap?
    Ayalon Holdings Ltd.’s market cap is ₪4.56B.
      When is Ayalon Holdings Ltd.’s upcoming earnings report date?
      Ayalon Holdings Ltd.’s upcoming earnings report date is May 21, 2026 which is today.
        How were Ayalon Holdings Ltd.’s earnings last quarter?
        Ayalon Holdings Ltd. released its earnings results on Mar 30, 2026. The company reported 389.9 earnings per share for the quarter, beating the consensus estimate of N/A by 389.9.
          Is Ayalon Holdings Ltd. overvalued?
          According to Wall Street analysts Ayalon Holdings Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Ayalon Holdings Ltd. pay dividends?
            Ayalon Holdings Ltd. pays a Quarterly dividend of 183.591 which represents an annual dividend yield of 6.25%. See more information on Ayalon Holdings Ltd. dividends here
              What is Ayalon Holdings Ltd.’s EPS estimate?
              Ayalon Holdings Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Ayalon Holdings Ltd. have?
              Ayalon Holdings Ltd. has 27,379,427 shares outstanding.
                What happened to Ayalon Holdings Ltd.’s price movement after its last earnings report?
                Ayalon Holdings Ltd. reported an EPS of 389.9 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.899%.
                  Which hedge fund is a major shareholder of Ayalon Holdings Ltd.?
                  Currently, no hedge funds are holding shares in IL:AYAL
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Ayalon Holdings Ltd.

                    Ayalon Insurance Company Ltd, through its subsidiaries, provides various insurance products in Israel. It offers health insurance products, including nursing, medical expenses, surgeries and transplants, dental, personal accident, travel, and medical insurance for foreign workers; house certificates; and third party and employer, property, vehicle, and professional liability insurance products. The company also provides savings, pension, and provident fund products. In addition, it offers car, home, critical illness, life, mortgage, business, directors and officers, engineering, and agricultural insurance products, as well as reverse mortgages, and insurance products for collectives and organizations. The company serves its customers through a network of agents and agencies. Ayalon Insurance Company Ltd was formerly known as Ayalon Holdings Ltd and changed its name to Ayalon Insurance Company Ltd in July 2022. The company was founded in 1976 and is based in Ramat Gan, Israel. Ayalon Insurance Company Ltd is a subsidiary of Wesure Global Tech Ltd.

                    Ayalon Hold. (AYAL) Earnings & Revenues

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