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Intact Financial Corporation (IFCZF)
OTHER OTC:IFCZF

Intact Financial Corporation (IFCZF) Price & Analysis

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IFCZF Stock Chart & Stats

$192.24
$1.79(0.99%)
At close: 4:00 PM EST
$192.24
$1.79(0.99%)

Bulls Say, Bears Say

Bulls Say
Free Cash Flow StrengthSustained double‑digit free cash flow growth and near‑par conversion of net income to cash underpin durable capital flexibility. This supports dividends, share repurchases, M&A and reserve funding, and cushions underwriting volatility over a multi‑quarter horizon.
Conservative Balance SheetLow leverage combined with mid‑teens ROE indicates a conservative capital structure that still generates attractive returns. This enhances solvency through catastrophe cycles and preserves capacity to deploy capital into growth or M&A without stressing liquidity.
AI-Driven Efficiency GainsRealized, recurring AI benefits signal a structural uplift to underwriting accuracy and pricing, lowering long‑run loss costs and expense ratios. Combined with a meaningful capital margin, AI gains materially expand sustainable operating leverage and competitive differentiation.
Bears Say
Declining Revenue GrowthA pronounced multi‑period decline in revenue growth erodes top‑line momentum and limits scale benefits in underwriting and distribution. Persistently slower premium growth constrains future earnings leverage and reduces the runway for margin expansion and reinvestment.
UK&I Remediation ImpactOngoing remediation in UK&I reduces geographic diversification and delays profitability normalization in that market. Multi‑quarter remediation programs can depress premium volumes and profitability, requiring sustained management attention and capital allocation to restore performance.
Catastrophe Losses & Rising ExpensesLarge catastrophe charges and a rising expense ratio indicate structural exposure to climate/weather volatility and cost pressures. If frequency or expense trends persist, they can compress underwriting margins and require higher pricing or capital to maintain target returns over several quarters.

Intact Financial Corporation News

IFCZF FAQ

What was Intact Financial Corporation’s price range in the past 12 months?
Intact Financial Corporation lowest stock price was $180.00 and its highest was $256.31 in the past 12 months.
    What is Intact Financial Corporation’s market cap?
    Intact Financial Corporation’s market cap is $34.32B.
      When is Intact Financial Corporation’s upcoming earnings report date?
      Intact Financial Corporation’s upcoming earnings report date is May 05, 2026 which is in 78 days.
        How were Intact Financial Corporation’s earnings last quarter?
        Intact Financial Corporation released its earnings results on Feb 10, 2026. The company reported $4.04 earnings per share for the quarter, beating the consensus estimate of $3.45 by $0.59.
          Is Intact Financial Corporation overvalued?
          According to Wall Street analysts Intact Financial Corporation’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Intact Financial Corporation pay dividends?
            Intact Financial Corporation pays a Quarterly dividend of $0.964 which represents an annual dividend yield of 1.86%. See more information on Intact Financial Corporation dividends here
              What is Intact Financial Corporation’s EPS estimate?
              Intact Financial Corporation’s EPS estimate is 3.
                How many shares outstanding does Intact Financial Corporation have?
                Intact Financial Corporation has 177,561,550 shares outstanding.
                  What happened to Intact Financial Corporation’s price movement after its last earnings report?
                  Intact Financial Corporation reported an EPS of $4.04 in its last earnings report, beating expectations of $3.45. Following the earnings report the stock price went down -3.232%.
                    Which hedge fund is a major shareholder of Intact Financial Corporation?
                    Currently, no hedge funds are holding shares in IFCZF
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Intact Financial Corporation

                      Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, Ireland, rest of Europe, and the Middle East. It offers personal auto insurance; insurance for motor homes, recreational vehicles, motorcycles, snowmobiles, and all-terrain vehicles; personal property insurance, such as protection for homes and contents from risks, including fire, theft, vandalism, water damage, and other damages, as well as personal liability coverage; and property coverage for tenants, condominium owners, non-owner occupied residences, and seasonal residences. The company also provides insurance products for commercial lines for a group of small and medium sized businesses; commercial property insurance for the protection of physical assets of the business; and liability coverages comprising commercial general, product, and professional liability, as well as cyber endorsement. In addition, it offers commercial vehicle insurance coverages for the protection for commercial auto, fleets, garage operations, light trucks, public vehicles, and the specific needs of the sharing economy. Further, the company provides various personal levels of coverage to customers for their home, motor, pet, and other insurance products; general insurance, specialty lines, and risk management solutions; specialty insurance products for various product and customer groups, including accident and health, technology, ocean and inland marine, public entities, and entertainment, as well as financial services and institutions; and various products to specialty property, surety, tuition reimbursement, management liability, cyber, and environmental institutions. The company was formerly known as ING Canada Inc. and changed its name to Intact Financial Corporation in 2009. Intact Financial Corporation was founded in 1809 and is based in Toronto, Canada.

                      Intact Financial Corporation (IFCZF) Earnings & Revenues

                      IFCZF Stock 12 Month Forecast

                      Average Price Target

                      $231.50
                      ▲(20.42% Upside)
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style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":185.979,"date":1761955200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 15,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 5, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":199.311,"date":1764547200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 19,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 7, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      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                      Ownership Overview

                      0.46%10.89%0.34%77.25%
                      0.34% Other Institutional Investors
                      77.25% Public Companies and
                      Individual Investors

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                      Currently, No data available
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