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Industrial & Commercial Bank of China (IDCBY)
OTHER OTC:IDCBY
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Industrial & Commercial Bank of China (IDCBY) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Mar 27, 2026
TBA (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.79
Last Year’s EPS
0.74
Same Quarter Last Year
Moderate Buy
Based on 0 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 30, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
ICBC demonstrated a solid recovery in profitability and asset growth, with effective risk management and expansion in inclusive finance. However, challenges remain in the real estate sector and credit demand, with narrowing NIM presenting ongoing pressures.
Company Guidance
During the ICBC 2025 Q3 Earnings Call, the bank provided guidance indicating a stable recovery in profitability and growth, despite a challenging external environment. Key metrics highlighted include an operating income of CNY 611 billion, up 2% year-on-year, and a net profit of CNY 271.9 billion, marking a 0.5% increase from the previous year. The annualized ROA and ROE stood at 0.71% and 9.3%, respectively. Total assets exceeded CNY 52.81 trillion, reflecting an 8.2% growth since the end of last year. The NPL ratio was reported at 1.33%, with a CAR of 18.85% and a provision coverage ratio of 217.1%. The cost-to-income ratio was maintained at 26.55%, while the net interest margin (NIM) saw a slight decrease of 2 basis points. ICBC plans to continue strengthening its risk management and diversifying its income streams, with a focus on fee-based income and bond investments. The bank expects NIM to stabilize over the next 1 to 2 years, supported by manageable monetary policy impacts and refined liability cost management. Looking forward, ICBC remains confident in its strategic initiatives to deliver sustained growth and high-quality returns for its investors.
Stable and Positive Profitability
ICBC achieved operating income of CNY 611 billion, up 2% year-on-year, and net profit reached CNY 271.9 billion, up 0.5% year-on-year, reflecting a recovery trend.
Strong Asset Growth
Total assets exceeded CNY 52.81 trillion, up 8.2% from the end of last year. Customer loans reached CNY 30.45 trillion, up 7.3%, and bond investments totaled CNY 16.01 trillion, up 16.2%.
Improved Risk Management
The NPL ratio stood at 1.33%, down 1 basis point from the end of 2024, and the provision coverage ratio rose 2.3 percentage points to 217.1%.
Fee-Based Income Growth
Fee-based income recorded CNY 19.9 billion, up by 0.6%, with significant contributions from wealth management and fundamental service growth.
Inclusive Finance Expansion
Inclusive loans reached CNY 3.5 trillion, representing over 20% growth, with significant support to SMEs and manufacturing firms.

Industrial & Commercial Bank of China (IDCBY) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

IDCBY Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Mar 27, 2026
2025 (Q4)
0.79 / -
0.739
Oct 30, 2025
2025 (Q3)
0.73 / 0.76
0.7037.97% (+0.06)
Aug 29, 2025
2025 (Q2)
0.68 / 0.66
0.6531.07% (<+0.01)
Apr 29, 2025
2025 (Q1)
0.71 / 0.63
0.663-4.52% (-0.03)
Mar 28, 2025
2024 (Q4)
0.74 / 0.74
0.7192.78% (+0.02)
Oct 30, 2024
2024 (Q3)
0.71 / 0.70
0.6567.16% (+0.05)
Aug 30, 2024
2024 (Q2)
0.68 / 0.65
0.6293.82% (+0.02)
Apr 29, 2024
2024 (Q1)
0.75 / 0.66
0.722-8.17% (-0.06)
Mar 27, 2024
2023 (Q4)
0.68 / 0.72
0.6992.86% (+0.02)
Oct 27, 2023
2023 (Q3)
0.89 / 0.66
0.661-0.76% (>-0.01)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

IDCBY Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 30, 2025
$15.60$15.57-0.19%
Aug 29, 2025
$14.85$14.80-0.34%
Apr 29, 2025
$13.92$13.82-0.72%
Mar 28, 2025
$13.94$13.81-0.93%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Industrial & Commercial Bank of China (IDCBY) report earnings?
Industrial & Commercial Bank of China (IDCBY) is schdueled to report earning on Mar 27, 2026, TBA (Confirmed).
    What is Industrial & Commercial Bank of China (IDCBY) earnings time?
    Industrial & Commercial Bank of China (IDCBY) earnings time is at Mar 27, 2026, TBA (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is IDCBY EPS forecast?
          IDCBY EPS forecast for the fiscal quarter 2025 (Q4) is 0.79.
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