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Industrial & Commercial Bank of China (IDCBY)
OTHER OTC:IDCBY

Industrial & Commercial Bank of China (IDCBY) Price & Analysis

138 Followers

IDCBY Stock Chart & Stats

$15.66
-$0.02(-0.16%)
At close: 4:00 PM EST
$15.66
-$0.02(-0.16%)

Bulls Say, Bears Say

Bulls Say
Scale & Diversified Business ModelICBC’s enormous balance sheet and broad product suite create durable advantages: deep deposit funding, diversified fee streams (payments, wealth, custody) and scale economies in treasury and corporate banking. Scale supports resilience across cycles and cross-sell growth over months to years.
Strong Cash Generation & FCF CoverageConsistently high free cash flow relative to earnings suggests robust internal funding for dividends, provisioning and investments. Persistent cash conversion reduces dependency on wholesale funding and underpins capital returns and reinvestment capacity over the medium term.
High Provision Coverage & Low Reported NPLsA low NPL ratio coupled with very high provision coverage gives a strong cushion versus credit losses. This provisioning strength indicates conservative loss-absorbing capacity and better earnings stability if real-estate or cyclical defaults rise over the next several quarters.
Bears Say
NIM CompressionA narrowing net interest margin directly pressures the bank’s core earnings power. Given reliance on net interest income, sustained NIM compression from liability cost increases or a flatter yield curve can materially reduce recurring profitability and constrain capital generation over the medium term.
2025 Spike In Total Debt / Higher LeverageA step-up in reported total debt raises funding and leverage risk, increasing sensitivity to interest rates and potential funding costs. Higher balance-sheet leverage can pressure regulatory ratios, reduce financial flexibility and raise refinancing risk across the next several quarters.
Real‑estate Credit Concentration & Soft Loan DemandConcentration of new problem loans in real estate plus weak corporate and household credit demand creates a two‑fold structural headwind: asset quality vulnerability in a key sector and muted loan growth. Both factors can depress revenue and raise provisioning needs over months.

Industrial & Commercial Bank of China News

IDCBY FAQ

What was Industrial & Commercial Bank of China’s price range in the past 12 months?
Industrial & Commercial Bank of China lowest stock price was $12.89 and its highest was $17.76 in the past 12 months.
    What is Industrial & Commercial Bank of China’s market cap?
    Industrial & Commercial Bank of China’s market cap is $364.90B.
      When is Industrial & Commercial Bank of China’s upcoming earnings report date?
      Industrial & Commercial Bank of China’s upcoming earnings report date is Apr 30, 2026 which is in 20 days.
        How were Industrial & Commercial Bank of China’s earnings last quarter?
        Industrial & Commercial Bank of China released its earnings results on Mar 27, 2026. The company reported $0.801 earnings per share for the quarter, beating the consensus estimate of $0.784 by $0.017.
          Is Industrial & Commercial Bank of China overvalued?
          According to Wall Street analysts Industrial & Commercial Bank of China’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Industrial & Commercial Bank of China pay dividends?
            Industrial & Commercial Bank of China pays a Semiannually dividend of $0.298 which represents an annual dividend yield of 4.1%. See more information on Industrial & Commercial Bank of China dividends here
              What is Industrial & Commercial Bank of China’s EPS estimate?
              Industrial & Commercial Bank of China’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Industrial & Commercial Bank of China have?
              Industrial & Commercial Bank of China has 4,339,702,600 shares outstanding.
                What happened to Industrial & Commercial Bank of China’s price movement after its last earnings report?
                Industrial & Commercial Bank of China reported an EPS of $0.801 in its last earnings report, beating expectations of $0.784. Following the earnings report the stock price went up 0.823%.
                  Which hedge fund is a major shareholder of Industrial & Commercial Bank of China?
                  Currently, no hedge funds are holding shares in IDCBY
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Industrial & Commercial Bank of China Stock Smart Score

                    Company Description

                    Industrial & Commercial Bank of China

                    Industrial and Commercial Bank of China Limited, together with its subsidiaries, provides banking products and services in the People's Republic of China and internationally. It operates through Corporate Banking, Personal Banking, and Treasury Operations segments. The Corporate Banking segment offers financial products and services to corporations, government agencies, and financial institutions. Its products and services include corporate loans, trade financing, deposit taking activities, corporate wealth management services, custody activities, and various corporate intermediary services. The Personal Banking segment provides financial products and services to individual customers. This segment's products and services comprise personal loans and cards, deposits, and personal wealth management and intermediary services. The Treasury Operations segment is involved in the money market transactions, investment securities, and foreign exchange transactions businesses, as well as in the holding of derivative positions. It also offers e-banking services, investment banking, financial leasing, and insurance services. The company was founded in 1984 and is based in Beijing, the People's Republic of China.

                    Industrial & Commercial Bank of China (IDCBY) Earnings & Revenues

                    IDCBY Earnings Call

                    Q4 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    ICBC demonstrated a solid recovery in profitability and asset growth, with effective risk management and expansion in inclusive finance. However, challenges remain in the real estate sector and credit demand, with narrowing NIM presenting ongoing pressures.View all IDCBY earnings summaries
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                    Ownership Overview

                    <0.01%99.99%
                    Insiders
                    <0.01% Other Institutional Investors
                    99.99% Public Companies and
                    Individual Investors

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