T Stamp, Inc. Class A (IDAI) AI Stock Analysis

• Market Cap: $7.83M
• Dividend Yield: N/A
• Average Volume (3M): 29.32K
• Price to Earnings (P/E): ―
• Beta (1Y): 2.04
• Revenue Growth: -28.60%
• EPS Growth: -294.74%
• Country: US
• Employees: 72
• Sector: Technology
• Sector Strength: 86
• Industry: Software - Application
• EPS (TTM): -0.69
• Shares Outstanding: 2,542,290
• 10 Day Avg. Volume: 37,146
• 30 Day Avg. Volume: 29,322
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: 0.96
• Enterprise Value/Revenue: 2.23
• Enterprise Value/Gross Profit: 3.45
• Enterprise Value/Ebitda: -0.95
• 1Y Price Target: $5.50
• Price Target Upside: 78.57% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2

• Rating: 46 Neutral
• Price Target: $3.00 ▼(-2.60% Downside)

The overall stock score is primarily impacted by the company's weak financial performance, characterized by ongoing losses and cash flow challenges. While technical analysis suggests some positive momentum, the negative valuation metrics further weigh down the score. The absence of earnings call insights and corporate events leaves the financial and technical factors as the primary influences.

Positive Factors

Improved Leverage

Reduced leverage indicates better financial stability and less risk, allowing the company to potentially invest more in growth opportunities.

Revenue Growth Potential

Positive revenue growth suggests potential market expansion and increased adoption of the company's identity verification solutions.

High Gross Profit Margin

A strong gross profit margin indicates efficient cost management and the ability to generate significant profit from sales, supporting long-term profitability.

Negative Factors

Profitability Challenges

Negative profitability metrics highlight ongoing operational inefficiencies, posing a risk to sustainable growth and financial health.

Cash Flow Issues

Negative cash flow metrics indicate difficulties in generating sufficient cash from operations, which could constrain investment and growth.

High Interest Debt

High interest debt increases financial burden and could impact cash reserves, limiting the company's ability to fund future growth initiatives.

T Stamp, Inc. Class A Business Overview & Revenue Model

Company Description

T Stamp Inc. develops and markets identity authentication software solutions for government, enterprise partners, and peer-to-peer markets in the United States, the United Kingdom, and Malta. The company's artificial intelligence powered solutions include researching and leveraging biometric science, cryptography, and data mining to deliver insightful identity & trust predictions while identifying and defending against fraudulent identity attacks. Its solution converts biometric and other identifying data into an Irreversibly Transformed Identity Token that serves as a secure tokenized identity. The company also offers solutions for privacy and data protection, document validation, identity verification, duplicate detection, and biometric capture. It serves banking/fintech; humanitarian and development services; biometrically secured email; KYC/AML compliance; government and law enforcement; P2P transactions, social media, and sharing economy; and real estate, travel, and healthcare industries. The company was incorporated in 2016 and is headquartered in Atlanta, Georgia.

How the Company Makes Money

T Stamp, Inc. generates revenue through the sale and licensing of its identity verification software and services. The company partners with businesses and governmental organizations to integrate its technology into their systems, charging fees for usage, subscriptions, and ongoing support services. Additionally, T Stamp may engage in strategic partnerships that enhance its technological offerings and expand its market reach, contributing to its revenue streams.

T Stamp, Inc. Class A Financial Statement Overview

Summary

T Stamp, Inc. Class A faces significant financial challenges. Despite some revenue growth, the company struggles with profitability and cash flow generation. The balance sheet shows improved leverage, but negative return on equity and cash flow issues highlight ongoing financial pressures.

Income Statement

T Stamp, Inc. Class A shows a mixed performance in its income statement. The company has a positive revenue growth rate of 10.23% in the TTM period, indicating some growth potential. However, the profitability metrics are concerning, with a negative net profit margin of -3.30% and EBIT margin of -3.13%, reflecting ongoing losses. The gross profit margin is relatively healthy at 64.85%, but the overall profitability remains weak due to high operating expenses.

Balance Sheet

The balance sheet of T Stamp, Inc. Class A reveals a moderate financial position. The debt-to-equity ratio has improved to 0.27 in the TTM period, indicating reduced leverage compared to previous years. However, the return on equity is negative at -3.04%, highlighting inefficiencies in generating returns from equity. The equity ratio stands at 43.23%, suggesting a reasonable proportion of equity financing.

Cash Flow

Cash flow analysis for T Stamp, Inc. Class A shows challenges in cash generation. The operating cash flow to net income ratio is negative, indicating that the company is not generating sufficient cash from operations to cover its net losses. Free cash flow growth is also negative at -10.86%, and the free cash flow to net income ratio is slightly above 1, suggesting that free cash flow is just covering net losses.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	3.37M	3.08M	4.56M	5.39M	3.68M	2.65M
Gross Profit	2.18M	2.01M	3.65M	3.60M	2.53M	1.13M
EBITDA	-7.91M	-9.36M	-7.63M	-11.03M	-8.45M	-10.09M
Net Income	-9.20M	-10.61M	-7.64M	-12.09M	-8.91M	-10.95M
Balance Sheet
Total Assets	5.66M	8.60M	7.89M	6.41M	8.66M	4.81M
Cash, Cash Equivalents and Short-Term Investments	292.05K	2.78M	3.14M	1.25M	3.48M	1.47M
Total Debt	1.25M	4.13M	1.09M	1.17M	856.26K	344.22K
Total Liabilities	3.05M	5.41M	3.98M	5.79M	3.63M	2.74M
Stockholders Equity	2.45M	3.03M	3.75M	463.70K	4.87M	1.91M
Cash Flow
Free Cash Flow	-8.17M	-9.73M	-7.86M	-7.32M	-7.48M	-4.99M
Operating Cash Flow	-7.26M	-8.92M	-7.85M	-6.34M	-6.71M	-4.48M
Investing Cash Flow	-1.01M	-906.67K	-401.68K	-998.19K	-768.35K	-512.16K
Financing Cash Flow	7.98M	9.49M	10.21M	5.10M	9.35M	6.09M

T Stamp, Inc. Class A Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 3.08
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IDAI, the sentiment is Positive. The current price of 3.08 is above the 20-day moving average (MA) of 2.91, above the 50-day MA of 2.94, and below the 200-day MA of 3.42, indicating a neutral trend. The MACD of 0.07 indicates Negative momentum. The RSI at 63.44 is Neutral, neither overbought nor oversold. The STOCH value of 75.36 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IDAI.

T Stamp, Inc. Class A Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	61 Neutral	$36.70B	12.21	-10.39%	1.84%	8.50%	-7.32%
IDAI	46 Neutral	$7.83M	―	-575.54%	―	-28.60%	-294.74%
SOPA	42 Neutral	$7.33M	―	-247.72%	―	0.31%	70.95%
TGL	41 Neutral	$3.40M	―	-8.88%	―	-96.03%	95.03%
TONX	39 Underperform	$483.10M	―	-51.38%	―	4095.10%	93.91%
AMST	―	$17.70M	―	-107.30%	―	―	―
MYSE	―	$9.07M	―	-62.70%	―	―	―

T Stamp, Inc. Class A Corporate Events

T Stamp, Inc. Secures $2.21M Note Agreement

On July 1, 2025, T Stamp, Inc. entered into a Note Purchase Agreement with Streeterville Capital LLC, issuing a Secured Promissory Note for $2,210,000 with a nine percent annual interest rate, due November 1, 2026. The agreement includes mandatory prepayment clauses tied to fundraising activities and redemption rights for the investor starting March 1, 2026, with default conditions that could accelerate repayment at a higher interest rate.