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Hometrust Bancshares (HTB)
NYSE:HTB
US Market
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Hometrust Bancshares (HTB) Stock Statistics & Valuation Metrics

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Total Valuation

Hometrust Bancshares has a market cap or net worth of $707.18M. The enterprise value is $935.50M.
Market Cap$707.18M
Enterprise Value$935.50M

Share Statistics

Hometrust Bancshares has 17,444,033 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding17,444,033
Owned by Insiders9.91%
Owned by Institutions2.06%

Financial Efficiency

Hometrust Bancshares’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 6.71%.
Return on Equity (ROE)0.10
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)6.71%
Return on Capital Employed (ROCE)0.09
Revenue Per Employee547.45K
Profits Per Employee101.68K
Employee Count539
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Hometrust Bancshares is 11.2. Hometrust Bancshares’s PEG ratio is 1.16.
PE Ratio11.2
PS Ratio1.93
PB Ratio1.03
Price to Fair Value1.03
Price to FCF20.20
Price to Operating Cash Flow5.49
PEG Ratio1.16

Income Statement

In the last 12 months, Hometrust Bancshares had revenue of 295.07M and earned 54.80M in profits. Earnings per share was 3.24.
Revenue295.07M
Gross Profit194.59M
Operating Income69.91M
Pretax Income69.91M
Net Income54.80M
EBITDA86.95M
Earnings Per Share (EPS)3.24

Cash Flow

In the last 12 months, operating cash flow was 125.69M and capital expenditures -15.88M, giving a free cash flow of 109.81M billion.
Operating Cash Flow125.69M
Free Cash Flow109.81M
Free Cash Flow per Share6.30

Dividends & Yields

Hometrust Bancshares pays an annual dividend of $0.13, resulting in a dividend yield of 1.19%
Dividend Per Share$0.13
Dividend Yield1.19%
Payout Ratio13.11%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.97
52-Week Price Change12.59%
50-Day Moving Average40.27
200-Day Moving Average37.51
Relative Strength Index (RSI)58.35
Average Volume (3m)65.94K

Important Dates

Hometrust Bancshares upcoming earnings date is Jan 22, 2026, Before Open (Confirmed).
Last Earnings DateOct 22, 2025
Next Earnings DateJan 22, 2026
Ex-Dividend DateNov 14, 2025

Financial Position

Hometrust Bancshares as a current ratio of 0.17, with Debt / Equity ratio of 38.60%
Current Ratio0.17
Quick Ratio0.17
Debt to Market Cap0.02
Net Debt to EBITDA-3.42
Interest Coverage Ratio0.75

Taxes

In the past 12 months, Hometrust Bancshares has paid 15.11M in taxes.
Income Tax15.11M
Effective Tax Rate0.22

Enterprise Valuation

Hometrust Bancshares EV to EBITDA ratio is 3.14, with an EV/FCF ratio of 9.66.
EV to Sales0.92
EV to EBITDA3.14
EV to Free Cash Flow9.66
EV to Operating Cash Flow6.06

Balance Sheet

Hometrust Bancshares has $476.21M in cash and marketable securities with $10.14M in debt, giving a net cash position of $466.06M billion.
Cash & Marketable Securities$476.21M
Total Debt$10.14M
Net Cash$466.06M
Net Cash Per Share$26.72
Tangible Book Value Per Share$30.18

Margins

Gross margin is 70.22%, with operating margin of 23.69%, and net profit margin of 18.57%.
Gross Margin70.22%
Operating Margin23.69%
Pretax Margin23.69%
Net Profit Margin18.57%
EBITDA Margin29.47%
EBIT Margin23.69%

Analyst Forecast

The average price target for Hometrust Bancshares is $45.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$45.00
Price Target Upside9.14% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast0.21%
EPS Growth Forecast14.54%

Scores

Smart Score5
AI Score
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