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STOCKS

Hometrust Bancshares (HTB)

NYSE:HTB

HTB

Hometrust Bancshares

RESEARCH TOOLSreports

Hometrust Bancshares (HTB) Ratios

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62 Followers

Hometrust Bancshares Ratios

HTB's free cash flow for Q4 2025 was $0.71. For the 2025 fiscal year, HTB's free cash flow was decreased by $ and operating cash flow was $0.27. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Jun 22	Jun 21
Liquidity Ratios
Current Ratio	0.06	0.06	0.17	0.17	0.20
Quick Ratio	0.06	0.06	0.17	0.17	0.20
Cash Ratio	<0.01	<0.01	0.08	0.09	0.09
Solvency Ratio	0.02	0.02	0.02	0.01	<0.01
Operating Cash Flow Ratio	0.03	<0.01	0.01	-0.01	<0.01
Short-Term Operating Cash Flow Coverage	0.51	0.16	0.00	-0.21	0.08
Net Current Asset Value	$ -3.77B	$ -3.77B	$ -3.40B	$ -3.49B	$ -2.54B
Leverage Ratios
Debt-to-Assets Ratio	0.04	0.04	<0.01	0.05	0.03
Debt-to-Equity Ratio	0.29	0.29	0.02	0.45	0.29
Debt-to-Capital Ratio	0.23	0.23	0.02	0.31	0.22
Long-Term Debt-to-Capital Ratio	0.02	0.02	0.02	0.02	0.22
Financial Leverage Ratio	7.57	7.57	8.33	9.78	8.89
Debt Service Coverage Ratio	0.39	0.26	0.77	0.25	0.21
Interest Coverage Ratio	1.02	1.02	0.75	1.92	1.24
Debt to Market Cap	0.24	0.24	0.02	0.64	0.52
Interest Debt Per Share	15.03	14.99	6.09	15.28	8.11
Net Debt to EBITDA	1.44	1.99	-3.42	-1.79	-5.29
Profitability Margins
Gross Profit Margin	70.33%	70.48%	65.95%	79.13%	94.82%
EBIT Margin	34.70%	27.68%	23.69%	26.46%	11.95%
EBITDA Margin	38.27%	27.68%	29.47%	32.66%	19.59%
Operating Profit Margin	27.82%	27.68%	23.69%	26.46%	11.95%
Pretax Profit Margin	27.82%	27.68%	23.69%	26.46%	11.95%
Net Profit Margin	22.12%	22.01%	18.57%	20.64%	9.81%
Continuous Operations Profit Margin	22.12%	22.01%	18.57%	20.64%	9.81%
Net Income Per EBT	79.51%	79.51%	78.39%	78.03%	82.09%
EBT Per EBIT	100.00%	100.00%	100.00%	100.00%	100.00%
Return on Assets (ROA)	1.42%	1.42%	1.19%	0.97%	0.44%
Return on Equity (ROE)	11.00%	10.72%	9.93%	9.47%	3.95%
Return on Capital Employed (ROCE)	4.62%	4.62%	8.57%	7.09%	3.35%
Return on Invested Capital (ROIC)	-2.66%	-2.66%	6.71%	4.43%	2.29%
Return on Tangible Assets	1.43%	1.43%	1.20%	0.98%	0.45%
Earnings Yield	9.01%	8.82%	9.61%	13.60%	3.49%
Efficiency Ratios
Receivables Turnover	18.22	18.31	1.60	1.38	1.08
Payables Turnover	0.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	4.62	4.64	4.22	2.95	2.25
Asset Turnover	0.06	0.06	0.06	0.05	0.05
Working Capital Turnover Ratio	-0.24	-0.10	-0.09	-0.08	-0.07
Cash Conversion Cycle	20.04	19.93	228.00	265.27	338.72
Days of Sales Outstanding	20.04	19.93	228.00	265.27	338.72
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	0.00	0.00	0.00	0.00	0.00
Operating Cycle	20.04	19.93	228.00	265.27	338.72
Cash Flow Ratios
Operating Cash Flow Per Share	4.93	1.57	2.66	-2.70	0.59
Free Cash Flow Per Share	4.39	1.57	1.67	-3.64	-1.14
CapEx Per Share	0.54	0.00	0.99	0.94	1.74
Free Cash Flow to Operating Cash Flow	0.89	1.00	0.63	1.35	-1.92
Dividend Paid and CapEx Coverage Ratio	5.33	3.18	1.84	-2.02	0.29
Capital Expenditure Coverage Ratio	9.11	0.00	2.69	-2.87	0.34
Operating Cash Flow Coverage Ratio	0.48	0.15	4.44	-0.20	0.08
Operating Cash Flow to Sales Ratio	0.29	0.09	0.15	-0.20	0.06
Free Cash Flow Yield	10.10%	3.65%	4.95%	-17.43%	-4.10%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	11.10	11.33	10.41	7.35	28.62
Price-to-Sales (P/S) Ratio	2.53	2.49	1.93	1.52	2.81
Price-to-Book (P/B) Ratio	1.19	1.21	1.03	0.70	1.13
Price-to-Free Cash Flow (P/FCF) Ratio	9.90	27.41	20.20	-5.74	-24.38
Price-to-Operating Cash Flow Ratio	8.56	27.41	12.68	-7.74	46.93
Price-to-Earnings Growth (PEG) Ratio	3.37	0.63	1.35	0.30	-1.04
Price-to-Fair Value	1.19	1.21	1.03	0.70	1.13
Enterprise Value Multiple	8.05	11.00	3.14	2.86	9.03
Enterprise Value	896.95M	890.27M	272.63M	201.53M	282.87M
EV to EBITDA	8.05	11.00	3.14	2.86	9.03
EV to Sales	3.08	3.04	0.92	0.93	1.77
EV to Free Cash Flow	12.06	33.45	9.66	-3.53	-15.37
EV to Operating Cash Flow	10.74	33.45	6.06	-4.75	29.59
Tangible Book Value Per Share	33.17	33.07	30.18	27.16	23.05
Shareholders’ Equity Per Share	35.47	35.36	32.59	30.01	24.66
Tax and Other Ratios
Effective Tax Rate	0.20	0.20	0.22	0.22	0.18
Revenue Per Share	17.18	17.22	17.43	13.76	9.94
Net Income Per Share	3.80	3.79	3.24	2.84	0.97
Tax Burden	0.80	0.80	0.78	0.78	0.82
Interest Burden	0.80	1.00	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.33	0.28	0.24	0.30	0.41
Stock-Based Compensation to Revenue	<0.01	0.00	0.01	0.01	0.02
Income Quality	1.06	0.41	0.82	-0.95	0.61

Currency in USD