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Baiying Holdings Group Ltd. (HK:8525)
:8525
Hong Kong Market

Baiying Holdings Group Ltd. (8525) AI Stock Analysis

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HK:8525

Baiying Holdings Group Ltd.

(8525)

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Neutral 47 (OpenAI - 5.2)
Rating:47Neutral
Price Target:
HK$0.84
▼(-1.53% Downside)
Action:ReiteratedDate:12/30/25
The score is held down primarily by persistent net losses and a sharp swing to negative operating/free cash flow, despite a conservatively levered balance sheet. Technical indicators are mostly neutral and do not provide a strong offset. Valuation is also constrained by losses (negative P/E) and no dividend support.
Positive Factors
Revenue Growth
The strong revenue rebound in 2024 indicates potential recovery and market demand, which could support future growth if sustained.
Negative Factors
Net Losses
Persistent net losses indicate ongoing profitability challenges, which can hinder reinvestment and growth, impacting long-term viability.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
The strong revenue rebound in 2024 indicates potential recovery and market demand, which could support future growth if sustained.
Read all positive factors

Baiying Holdings Group Ltd. (8525) vs. iShares MSCI Hong Kong ETF (EWH)

Baiying Holdings Group Ltd. Business Overview & Revenue Model

Company Description
Baiying Holdings Group Limited, a finance leasing company, provides equipment-based financing solutions to small and medium-sized enterprises, individual entrepreneurs, and large enterprises in the People's Republic of China. It operates through F...
How the Company Makes Money
Baiying Holdings Group Ltd. generates revenue primarily through interest income from its financing activities. The company provides loans and financing options to SMEs, which are secured by collateral, ensuring a stable income stream from interest...

Baiying Holdings Group Ltd. Financial Statement Overview

Summary
Mixed fundamentals: revenue rebounded in 2024, and leverage is low with a solid equity buffer, but profitability remains weak with net losses for four straight years and cash generation deteriorated sharply (negative operating and free cash flow in 2023–2024).
Income Statement
34
Negative
Balance Sheet
67
Positive
Cash Flow
22
Negative
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue45.68M43.67M35.88M26.49M36.59M30.45M
Gross Profit45.68M43.67M33.36M26.49M36.59M30.45M
EBITDA12.17M0.000.000.000.000.00
Net Income-2.82M-17.39M-16.20M-26.32M-7.09M6.33M
Balance Sheet
Total Assets340.10M376.86M278.82M318.96M357.40M396.23M
Cash, Cash Equivalents and Short-Term Investments25.52M19.73M13.65M70.23M19.34M26.25M
Total Debt57.02M31.31M10.10M31.45M29.10M53.88M
Total Liabilities78.84M155.31M39.89M63.87M75.77M105.32M
Stockholders Equity258.92M219.13M236.56M252.79M279.40M290.91M
Cash Flow
Free Cash Flow-178.18M-141.47M-25.68M41.84M4.48M20.90M
Operating Cash Flow-164.57M-109.81M-21.26M71.33M51.03M42.54M
Investing Cash Flow67.41M-599.33K-11.36M-21.17M-35.10M-45.11M
Financing Cash Flow160.64M116.53M-23.80M1.02M-23.07M-42.81M

Baiying Holdings Group Ltd. Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.85
Price Trends
50DMA
0.85
Negative
100DMA
0.85
Positive
200DMA
0.85
Positive
Market Momentum
MACD
>-0.01
Negative
RSI
46.74
Neutral
STOCH
100.00
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:8525, the sentiment is Negative. The current price of 0.85 is below the 20-day moving average (MA) of 0.85, below the 50-day MA of 0.85, and above the 200-day MA of 0.85, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 46.74 is Neutral, neither overbought nor oversold. The STOCH value of 100.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:8525.

Baiying Holdings Group Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
71
Outperform
HK$392.00M6.895.52%5.43%-1.47%2.86%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
59
Neutral
HK$279.00M20.631.09%8.77%-76.88%
53
Neutral
HK$153.77M-2.464.61%-25.74%
47
Neutral
HK$229.50M21.573.83%19.59%84.44%
46
Neutral
HK$111.40M-2.21-0.26%135.97%-271.72%
40
Underperform
HK$98.91M-9.53-50.33%9.30%49.61%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:8525
Baiying Holdings Group Ltd.
0.85
0.11
14.86%
HK:1563
International Alliance Financial Leasing Co., Ltd.
0.17
-0.01
-8.33%
HK:1669
Global International Credit Group Ltd.
0.98
0.46
88.46%
HK:3963
China Rongzhong Financial Holdings Company Limited
0.16
-0.09
-34.80%
HK:0605
China Financial Services Holdings Limited
0.76
-0.30
-28.30%
HK:8452
FY Financial (Shenzhen) Co., Ltd. Class H
0.31
-0.06
-16.22%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Dec 30, 2025