FY Financial (Shenzhen) Co., Ltd. Class H (HK:8452)
:8452
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FY Financial (Shenzhen) Co., Ltd. Class H
(8452)
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Rating:46Neutral
Price Target:
HK$0.30
▲(4.83% Upside)
Action:ReiteratedDate:04/08/26
The score is held down primarily by weak and volatile financial performance (recent losses and unstable/negative free cash flow), partially offset by a conservatively levered balance sheet. Technical indicators are broadly neutral, and valuation is constrained by loss-making earnings (negative P/E) with no dividend yield provided.
Positive Factors
Conservative balance sheet
Very low leverage and sizable equity provide a durable capital cushion against earnings swings. This reduces solvency and refinancing risk, preserves access to credit, and gives management flexibility to fund operations or strategic investments without immediate external financing during downturns.
Negative Factors
Sharp revenue decline
A roughly 43% revenue decline in 2025 signals meaningful top-line deterioration. Sustained revenue erosion reduces operating leverage, limits reinvestment and pricing power, and can take many quarters to reverse, weakening competitive position and long-term margin sustainability.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet
Very low leverage and sizable equity provide a durable capital cushion against earnings swings. This reduces solvency and refinancing risk, preserves access to credit, and gives management flexibility to fund operations or strategic investments without immediate external financing during downturns.
Read all positive factors
FY Financial (Shenzhen) Co., Ltd. Class H (8452) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$111.40M
Dividend YieldN/A
Average Volume (3M)107.60K
Price to Earnings (P/E)―
Beta (1Y)0.31
Revenue Growth135.97%
EPS Growth-271.72%
CountryHK
Employees70
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)-0.13
Shares Outstanding89,840,000
10 Day Avg. Volume171,000
30 Day Avg. Volume107,600
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)0.24
Price to Sales (P/S)1.23
P/FCF Ratio-1.20K
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
FY Financial (Shenzhen) Co., Ltd. Class H Business Overview & Revenue Model
Company Description
FY Financial (Shenzhen) Co., Ltd. operates as a financial services company in the People's Republic of China. It operates through two segments, Financial and Advisory Business, and Trading Operation Business. The Financial and Advisory Business se...
FY Financial (Shenzhen) Co., Ltd. Class H Financial Statement Overview
Summary
Income Statement
34
Negative
Balance Sheet
74
Positive
Cash Flow
28
Negative
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 76.39M | 133.07M | 57.07M | 29.50M | 43.10M |
| Gross Profit | 31.30M | 44.87M | 17.35M | 12.59M | 34.36M |
| EBITDA | -29.47M | -4.93M | 11.00M | -32.39M | 19.85M |
| Net Income | -42.41M | -6.87M | 4.75M | -29.50M | 14.93M |
Balance Sheet | |||||
| Total Assets | 505.69M | 557.54M | 486.55M | 511.63M | 553.16M |
| Cash, Cash Equivalents and Short-Term Investments | 32.38M | 26.08M | 62.26M | 182.95M | 148.35M |
| Total Debt | 10.35M | 10.55M | 11.25M | 8.78M | 1.02M |
| Total Liabilities | 109.86M | 115.28M | 35.74M | 60.94M | 77.57M |
| Stockholders Equity | 393.61M | 436.97M | 443.85M | 439.07M | 475.59M |
Cash Flow | |||||
| Free Cash Flow | -77.93K | -33.05M | -96.75M | 103.42M | 300.55M |
| Operating Cash Flow | 639.02K | -32.24M | -94.74M | 108.28M | 300.55M |
| Investing Cash Flow | 6.72M | -7.39M | -13.61M | -74.71M | 29.53M |
| Financing Cash Flow | -1.24M | 3.45M | -12.35M | 1.03M | -323.75M |
FY Financial (Shenzhen) Co., Ltd. Class H Technical Analysis
Neutral
0.29
Price Trends
0.32
Negative
0.30
Positive
0.31
Positive
Market Momentum
>-0.01
Positive
48.45
Neutral
47.37
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:8452, the sentiment is Neutral. The current price of 0.29 is below the 20-day moving average (MA) of 0.32, below the 50-day MA of 0.32, and below the 200-day MA of 0.31, indicating a neutral trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 48.45 is Neutral, neither overbought nor oversold. The STOCH value of 47.37 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:8452.
FY Financial (Shenzhen) Co., Ltd. Class H Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
54 Neutral | HK$76.20M | -63.35 | 0.90% | ― | -13.23% | ― | |
46 Neutral | HK$111.40M | -2.21 | -0.26% | ― | 135.97% | -271.72% | |
42 Neutral | HK$111.36M | -1.47 | -29.10% | ― | 25.64% | -25.07% | |
40 Underperform | HK$98.91M | -9.53 | -50.33% | ― | 9.30% | 49.61% |
* Financial Sector Average
HK:8452
FY Financial (Shenzhen) Co., Ltd. Class H
0.31
-0.06
-16.22%
HK:0431
Greater China Financial Holdings Limited
0.01
0.00
0.00%
HK:1915
Yangzhou Guangling District Taihe Rural Micro-finance Company Limited Class H
0.27
0.00
0.00%
HK:0379
China Ever Grand Financial Leasing Group Co., Ltd.
0.07
>-0.01
-4.35%
HK:3963
China Rongzhong Financial Holdings Company Limited
0.16
-0.09
-34.80%
HK:8019
Hao Wen Holdings Ltd.
0.21
-0.25
-53.48%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.