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Easy Repay Finance & Investment Limited (HK:8079)
:8079
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Easy Repay Finance & Investment Limited
(8079)
Rating:24Underperform
Price Target:―
Easy Repay Finance & Investment Limited (8079) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$12.45M
Dividend YieldN/A
Average Volume (3M)18.90K
Price to Earnings (P/E)―
Beta (1Y)0.81
Revenue Growth-10.34%
EPS Growth-130.73%
CountryHK
Employees37
SectorFinancial
Sector Strength83
IndustryGrocery Stores
Share Statistics
EPS (TTM)-4.15
Shares Outstanding31,117,200
10 Day Avg. Volume1,513
30 Day Avg. Volume18,904
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)0.00
P/FCF RatioN/A
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
Easy Repay Finance & Investment Limited Business Overview & Revenue Model
Company DescriptionEasy Repay Finance & Investment Limited engages in the retail and wholesale of grocery products in Hong Kong. The company sells grocery products, such as frozen and processed food through retail and online channels. It is also involved in money lending, and financial instruments and quoted shares investment businesses, as well as property investment business. In addition, the company offers beauty and clinical services; retails beauty products; and trades in cash coupons. The company was formerly known as Unlimited Creativity Holdings Limited and changed its name to Easy Repay Finance & Investment Limited in April 2015. Easy Repay Finance & Investment Limited is headquartered in Cheung Sha Wan, Hong Kong.
How the Company Makes MoneyEasy Repay Finance & Investment Limited generates revenue primarily through interest income on the loans it provides to customers. The company offers personal loans and mortgage loans, charging interest rates that vary based on the loan amount, duration, and customer credit profile. Additionally, the company may earn fees from its investment services, which include advisory and brokerage services, although detailed revenue contributions from these activities are not specified. The company's earnings are influenced by factors such as prevailing interest rates, credit risk management, and economic conditions in its operating regions.
Easy Repay Finance & Investment Limited Financial Statement Overview
Summary
Income Statement
Balance Sheet
Cash Flow
| Breakdown | ||||
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
|---|---|---|---|---|
| Income Statement | Total Revenue | |||
| 53.32M | 71.40M | 98.27M | 115.37M | 116.11M | Gross Profit |
| -2.50M | 30.28M | 37.76M | 53.12M | 66.21M | EBIT |
| -69.60M | -46.32M | -55.53M | -86.51M | -62.88M | EBITDA |
| -105.00M | -40.90M | -50.97M | -84.99M | -53.21M | Net Income Common Stockholders |
| -114.40M | -54.10M | -64.32M | -94.70M | -63.94M |
| Balance Sheet | Cash, Cash Equivalents and Short-Term Investments | |||
| 9.98M | 58.39M | 52.15M | 68.15M | 47.68M | Total Assets |
| 86.85M | 188.73M | 225.13M | 278.69M | 378.80M | Total Debt |
| 5.93M | 8.12M | 15.21M | 4.16M | 4.52M | Net Debt |
| 1.02M | -17.70M | -6.48M | -40.37M | -42.92M | Total Liabilities |
| 14.29M | 17.02M | 21.76M | 11.00M | 15.70M | Stockholders Equity |
| 72.80M | 171.71M | 203.37M | 267.69M | 360.72M |
| Cash Flow | Free Cash Flow | |||
| -29.74M | -6.93M | -7.25M | 13.81M | 28.69M | Operating Cash Flow |
| -28.07M | -244.00K | -195.00K | 23.15M | 29.71M | Investing Cash Flow |
| -3.08M | -8.42M | -19.17M | -19.75M | -6.35M | Financing Cash Flow |
| 10.24M | 12.80M | -3.48M | -6.32M | -10.21M |
Easy Repay Finance & Investment Limited Technical Analysis
Positive
0.40
Price Trends
0.37
Positive
0.39
Positive
0.43
Negative
Market Momentum
<0.01
Negative
73.04
Negative
100.00
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:8079, the sentiment is Positive. The current price of 0.4 is above the 20-day moving average (MA) of 0.38, above the 50-day MA of 0.37, and below the 200-day MA of 0.43, indicating a neutral trend. The MACD of <0.01 indicates Negative momentum. The RSI at 73.04 is Negative, neither overbought nor oversold. The STOCH value of 100.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:8079.
Easy Repay Finance & Investment Limited Peers Comparison
Overall Rating
UnderperformOutperform
Sector (64)
Financial Indicators
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
64 Neutral | $12.85B | 9.81 | 7.59% | 16985.65% | 12.30% | -7.71% | |
24 Underperform | HK$12.45M | ― | -93.49% | ― | -10.34% | -130.73% | |
| $10.32B | 42.43 | 6.14% | 1.33% | ― | ― | ||
| $79.70M | 3.36 | 11.10% | 21.38% | ― | ― | ||
| €1.40B | 2.81 | 5.66% | 7.73% | ― | ― | ||
67 Neutral | HK$159.77M | 3.45 | 5.67% | 6.75% | 7.06% | -11.84% | |
46 Neutral | HK$68.64M | ― | -1.92% | ― | 20.02% | 90.55% |
* Financial Sector Average
Performance Comparison
HK:8079
Easy Repay Finance & Investment Limited
0.40
-0.36
-47.37%
SBMFF
Sino Biopharmaceutical
0.58
0.21
56.76%
PMTYF
Playmates Toys
0.05
>-0.01
-16.67%
DE:B95
Bank of Tianjin Co., Ltd. Class H
0.23
0.05
27.78%
HK:1273
Hong Kong Finance Group Ltd.
0.38
0.06
18.75%
HK:0333
Top Form International Limited
0.23
-0.11
-32.35%
Glossary
OutperformA stock rated as "Outperform" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock is likely to deliver higher returns compared to the average returns of other stocks in the same sector or market index. Investors might consider this stock a good buying opportunity.
NeutralA stock rated as "Neutral" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly attractive nor unattractive for investment. Investors may consider holding onto the stock, as it is not expected to either significantly outperform or underperform the market.
UnderperformA stock rated as "Underperform" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock may deliver lower returns compared to the average returns of other stocks in the same sector or market index. Investors might consider selling the stock or avoiding it as an investment.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.