Easy Repay Finance & Investment Limited (HK:8079)
:8079
Top Page
Easy Repay Finance & Investment Limited
(8079)
Select Model
Select Model
Rating:41Neutral
Price Target:
HK$0.54
▲(32.68% Upside)
Action:ReiteratedDate:11/28/25
The overall stock score is primarily driven by the company's poor financial performance and weak technical indicators. The negative P/E ratio and lack of dividend yield further weigh down the valuation score. The absence of earnings call data and corporate events leaves the financial and technical analysis as the main determinants of the score.
Positive Factors
Conservative leverage
Low debt levels give the company structural financial flexibility, reducing solvency risk and interest burden. Over 2–6 months this supports operating continuity and optionality for restructuring or targeted investment without immediate refinancing pressure despite weak profitability.
Negative Factors
Declining revenue trend
Persistent revenue contraction erodes scale, pressures margins, and limits ability to absorb fixed costs. Over months this reduces cash generation potential, narrows options for reinvestment, and makes any recovery more difficult without clear product or market repositioning.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative leverage
Low debt levels give the company structural financial flexibility, reducing solvency risk and interest burden. Over 2–6 months this supports operating continuity and optionality for restructuring or targeted investment without immediate refinancing pressure despite weak profitability.
Read all positive factors
Easy Repay Finance & Investment Limited (8079) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$14.47M
Dividend YieldN/A
Average Volume (3M)560.47K
Price to Earnings (P/E)―
Beta (1Y)0.63
Revenue Growth-5.70%
EPS Growth73.35%
CountryHK
Employees37
SectorConsumer Defensive
Sector Strength42
IndustryGrocery Stores
Share Statistics
EPS (TTM)-0.01
Shares Outstanding31,117,200
10 Day Avg. Volume255,577
30 Day Avg. Volume560,467
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)0.39
Price to Sales (P/S)0.27
P/FCF Ratio-5.17
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Easy Repay Finance & Investment Limited Business Overview & Revenue Model
Company Description
Wisdomcome Group Holdings Ltd. engages in the money lending business, financial instruments, and quoted shares investment, retail and wholesale business. It operates through Money Lending; and Groceries Retail and Wholesale. The company was founde...
How the Company Makes Money
null...
Easy Repay Finance & Investment Limited Financial Statement Overview
Summary
Income Statement
30
Negative
Balance Sheet
45
Neutral
Cash Flow
40
Negative
| Breakdown | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 41.56M | 53.32M | 71.40M | 98.27M | 115.37M |
| Gross Profit | 12.76M | -2.50M | 30.28M | 37.76M | 53.12M |
| EBITDA | -43.49M | -105.00M | -40.90M | -50.97M | -84.99M |
| Net Income | -45.42M | -114.40M | -54.10M | -64.32M | -93.95M |
Balance Sheet | |||||
| Total Assets | 41.91M | 86.85M | 188.73M | 225.13M | 278.69M |
| Cash, Cash Equivalents and Short-Term Investments | 4.11M | 9.98M | 58.39M | 52.15M | 68.15M |
| Total Debt | 4.27M | 5.93M | 11.10M | 15.21M | 4.16M |
| Total Liabilities | 13.17M | 14.29M | 17.02M | 21.76M | 11.00M |
| Stockholders Equity | 29.53M | 72.80M | 171.71M | 203.37M | 267.69M |
Cash Flow | |||||
| Free Cash Flow | -2.20M | -29.74M | -6.93M | -7.25M | 13.81M |
| Operating Cash Flow | 6.49M | -28.07M | -244.00K | -195.00K | 23.15M |
| Investing Cash Flow | -5.49M | -3.08M | -8.42M | -19.17M | -19.75M |
| Financing Cash Flow | -1.95M | 10.24M | 12.80M | -3.48M | -6.32M |
Easy Repay Finance & Investment Limited Technical Analysis
Negative
0.41
Price Trends
0.48
Negative
0.47
Negative
0.50
Negative
Market Momentum
>-0.01
Positive
45.59
Neutral
-4.35
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:8079, the sentiment is Negative. The current price of 0.41 is below the 20-day moving average (MA) of 0.48, below the 50-day MA of 0.48, and below the 200-day MA of 0.50, indicating a bearish trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 45.59 is Neutral, neither overbought nor oversold. The STOCH value of -4.35 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:8079.
Easy Repay Finance & Investment Limited Peers Comparison
UnderperformOutperform
Sector (62)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
62 Neutral | $20.33B | 14.63 | -3.31% | 3.23% | 1.93% | -12.26% | |
50 Neutral | HK$116.77M | -0.71 | 97.45% | ― | ― | ― | |
49 Neutral | HK$21.68M | -1.33 | -21.34% | ― | 8.14% | 83.10% | |
48 Neutral | HK$40.00M | 1.41 | 7.68% | ― | 94.66% | ― | |
43 Neutral | HK$11.58M | -0.02 | 18.77% | ― | ― | ― | |
41 Neutral | HK$14.47M | -10.10 | -152.95% | ― | -5.70% | 73.35% |
* Consumer Defensive Sector Average
HK:8079
Easy Repay Finance & Investment Limited
0.47
0.12
32.86%
HK:8063
Global Mastermind Holdings Ltd.
0.02
0.00
0.00%
HK:8340
Vinco Financial Group Limited
0.60
0.22
57.89%
HK:8018
Finsoft Financial Investment Holdings Ltd.
0.04
<0.01
22.86%
HK:0299
Glory Sun Land Group Limited
0.11
0.00
0.00%
HK:0310
Prosperity Investment Holdings Limited
0.19
0.09
88.00%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.