Bairong, Inc. Class B (6608) AI Stock Analysis

• Market Cap: €7.26B
• Dividend Yield: N/A
• Average Volume (3M): 1.27M
• Price to Earnings (P/E): 12.9
• Beta (1Y): 1.24
• Revenue Growth: 16.43%
• EPS Growth: 17.05%
• Country: HK
• Employees: 1,445
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Infrastructure
• EPS (TTM): 0.60
• Shares Outstanding: 394,448,330
• 10 Day Avg. Volume: 829,120
• 30 Day Avg. Volume: 1,274,638
• PEG Ratio: -1.00
• Price to Book (P/B): 0.87
• Price to Sales (P/S): 1.34
• P/FCF Ratio: 16.10
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €10.51
• Price Target Upside: 10.19% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 62 Neutral
• Price Target: HK$10.50 ▲(10.06% Upside)

Bairong, Inc. has a solid financial foundation with strong revenue growth and efficient cash management, contributing positively to its score. However, bearish technical indicators and the lack of a dividend yield weigh down the overall score. The stock's valuation is reasonable, but the absence of recent earnings call data and corporate events limits additional insights.

Bairong, Inc. Class B Business Overview & Revenue Model

Company Description

Bairong Inc., together with its subsidiaries, provides smart analytics and operation, precision marketing, and insurance distribution services in the People's Republic of China. It also engages in micro-loan business, and insurance and reinsurance brokerage business. In addition, the company provides development, consulting, and transfer services of software and hardware products, and network technology; data processing and big data services; enterprise credit services; and software development and computer system development services. It provides its solutions to banks, consumer finance companies, insurance companies, and various other financial service providers. The company was founded in 2014 and is headquartered in Beijing, China.

How the Company Makes Money

Bairong, Inc. generates revenue primarily through its suite of financial technology solutions offered to banks, insurance companies, and other financial institutions. The company earns money by providing subscription-based access to its data analytics platforms, which offer insights into credit risk and customer behavior. Additionally, Bairong charges fees for its risk management and marketing technology services, which help institutions optimize their operations and customer acquisition strategies. The company also benefits from strategic partnerships with various financial entities, enhancing its service reach and customer base.

Bairong, Inc. Class B Financial Statement Overview

Summary

Bairong, Inc. exhibits strong revenue growth and efficient cost management with a robust gross profit margin. The balance sheet is stable with low leverage, and cash flow metrics indicate effective cash management. However, there is room for improvement in profitability margins.

Income Statement

Bairong, Inc. shows a strong revenue growth trajectory with a 4.72% increase in TTM. The gross profit margin remains robust at approximately 72.87%, indicating efficient cost management. However, the net profit margin is relatively low at 9.09%, suggesting room for improvement in profitability. The EBIT and EBITDA margins are moderate, reflecting stable operational performance.

Balance Sheet

The company maintains a healthy balance sheet with a low debt-to-equity ratio of 0.028, indicating minimal leverage and financial risk. The return on equity is reasonable at 6.84%, showcasing effective use of equity to generate profits. The equity ratio is strong, highlighting a solid capital structure.

Cash Flow

Bairong, Inc. demonstrates strong cash flow management with a significant free cash flow growth rate of 31.28% in TTM. The operating cash flow to net income ratio is healthy, indicating efficient cash conversion. The free cash flow to net income ratio of 1.0 suggests robust cash generation relative to earnings.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	3.22B	2.93B	2.68B	2.05B	1.62B	1.14B
Gross Profit	2.35B	2.13B	1.95B	1.48B	1.19B	837.95M
EBITDA	235.91M	203.19M	429.74M	130.67M	191.41M	24.37M
Net Income	316.49M	266.18M	340.46M	239.66M	-3.60B	-110.56M
Balance Sheet
Total Assets	5.61B	5.70B	5.51B	5.27B	4.87B	1.33B
Cash, Cash Equivalents and Short-Term Investments	3.57B	3.46B	2.04B	1.74B	3.85B	865.27M
Total Debt	113.03M	126.89M	144.51M	131.52M	158.16M	131.34M
Total Liabilities	859.08M	1.17B	1.06B	956.87M	718.56M	2.58B
Stockholders Equity	4.74B	4.52B	4.44B	4.30B	4.13B	-1.27B
Cash Flow
Free Cash Flow	578.45M	244.07M	310.90M	277.99M	244.02M	190.39M
Operating Cash Flow	580.20M	302.78M	339.16M	302.45M	265.14M	208.76M
Investing Cash Flow	-24.93M	30.12M	-39.27M	-2.56B	141.10M	-251.78M
Financing Cash Flow	-346.19M	-468.90M	-270.68M	-221.59M	3.00B	-65.17M

Bairong, Inc. Class B Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 9.54
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:6608, the sentiment is Negative. The current price of 9.54 is below the 20-day moving average (MA) of 10.71, below the 50-day MA of 10.74, and above the 200-day MA of 9.32, indicating a neutral trend. The MACD of -0.31 indicates Positive momentum. The RSI at 32.07 is Neutral, neither overbought nor oversold. The STOCH value of 16.69 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:6608.

Bairong, Inc. Class B Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
0818	65 Neutral	HK$1.64B	11.48	1.98%	―	-17.23%	-6.20%
6608	62 Neutral	€7.26B	12.88	7.02%	―	16.43%	17.05%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
2598	57 Neutral	HK$8.93B	4.69	94.40%	―	―	―
9923	54 Neutral	HK$4.22B	37.84	3.35%	―	-9.32%	477.27%
9959	53 Neutral	HK$6.17B	―	-12.22%	―	11.43%	-94.89%
6682	41 Neutral	HK$27.09B	―	-3.20%	―	―	―

Bairong, Inc. Class B Corporate Events

Bairong, Inc. Announces Board and Committee Reshuffle

Bairong, Inc. announced significant changes to its board of directors and committee compositions, effective June 26, 2025. The company appointed Ms. Wang Qing and Ms. Qin Xuan as executive directors, with Ms. Qin also joining the Nomination Committee. Meanwhile, Mr. Zheng Wei and Ms. Han Kui Fang resigned as executive directors but retained senior roles within the company. These changes reflect Bairong’s strategic efforts to strengthen its leadership and governance, potentially impacting its market positioning and stakeholder relations.

The most recent analyst rating on (HK:6608) stock is a Buy with a HK$13.00 price target. To see the full list of analyst forecasts on Bairong, Inc. Class B stock, see the HK:6608 Stock Forecast page.

Bairong Inc. Announces Board of Directors and Committee Roles

Bairong Inc. has announced the composition of its board of directors, which includes executive, non-executive, and independent non-executive directors. The board is structured with four committees: Audit, Remuneration, Nomination, and Corporate Governance, with specific directors assigned to each committee. This announcement provides clarity on the governance structure and the roles of each director, which is crucial for stakeholders to understand the company’s decision-making processes.

The most recent analyst rating on (HK:6608) stock is a Buy with a HK$13.00 price target. To see the full list of analyst forecasts on Bairong, Inc. Class B stock, see the HK:6608 Stock Forecast page.

Bairong Inc. Enhances Governance with New Nomination Committee

Bairong Inc. has established a Nomination Committee to identify and recommend candidates for its Board of Directors, evaluate the Board’s performance, and develop nomination guidelines. The committee will consist mainly of independent non-executive directors, with provisions for gender diversity, and will meet at least annually to fulfill its responsibilities, thereby enhancing governance and strategic oversight.

The most recent analyst rating on (HK:6608) stock is a Buy with a HK$13.00 price target. To see the full list of analyst forecasts on Bairong, Inc. Class B stock, see the HK:6608 Stock Forecast page.

Bairong Inc. Successfully Concludes Annual General Meeting with All Resolutions Passed

Bairong Inc., a company incorporated in the Cayman Islands, held its Annual General Meeting on May 30, 2025, where all proposed resolutions were passed by poll. Key resolutions included the adoption of the company’s audited financial statements for 2024, re-election of several directors, and the re-appointment of KPMG as the auditor. This successful AGM reflects strong shareholder support for the company’s current leadership and strategic direction.

The most recent analyst rating on (HK:6608) stock is a Buy with a HK$13.00 price target. To see the full list of analyst forecasts on Bairong, Inc. Class B stock, see the HK:6608 Stock Forecast page.