China Financial Leasing Group Ltd (2312) AI Stock Analysis

• Market Cap: HK$544.63M
• Dividend Yield: N/A
• Average Volume (3M): 9.76M
• Price to Earnings (P/E): ―
• Beta (1Y): 3.88
• Revenue Growth: 50.91%
• EPS Growth: 81.77%
• Country: HK
• Employees: 2
• Sector: Financial
• Sector Strength: 81
• Industry: Asset Management
• EPS (TTM): >-0.01
• Shares Outstanding: 346,897,500
• 10 Day Avg. Volume: 27,878,132
• 30 Day Avg. Volume: 9,762,910
• PEG Ratio: 0.02
• Price to Book (P/B): 0.39
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -9.41
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 54 Neutral
• Price Target: HK$1.50 ▼(-4.46%Downside)

The overall stock score is driven primarily by financial performance challenges, including significant losses and reliance on external financing. Technical analysis shows some positive momentum, but high RSI indicates caution. Valuation metrics are weak due to negative profitability and lack of dividends.

China Financial Leasing Group Ltd Business Overview & Revenue Model

Company Description

China Financial Leasing Group Ltd (2312) is a Hong Kong-based investment holding company that primarily engages in the business of financial leasing. The company provides a range of leasing solutions to clients across various sectors, helping businesses acquire equipment and other assets through leasing arrangements rather than outright purchases. This approach allows clients to manage cash flow and maintain operational flexibility.

How the Company Makes Money

China Financial Leasing Group Ltd makes money through its leasing agreements. The company earns revenue by charging clients periodic lease payments over the term of the lease. These payments cover the cost of the leased asset along with interest, providing a steady income stream. Additionally, the company may generate income from the sale of leased assets at the end of the lease term or through early buyout options. Any partnerships or collaborations with financial institutions to facilitate leasing transactions may also contribute to its earnings.

China Financial Leasing Group Ltd Financial Statement Overview

Summary

Persistent financial losses with negative net income and declining revenues impact the income statement, despite a robust equity position on the balance sheet. The reliance on external financing for liquidity highlights sustainability concerns.

Income Statement

The income statement reveals persistent challenges with profitability and revenue generation, as indicated by negative net income and declining revenues over several years. The gross profit margin has been consistently negative, and the net profit margin remains deeply in the red. Despite a slight improvement in revenue in the latest year, the company continues to operate at a loss, with negative EBIT and EBITDA margins.

Balance Sheet

The balance sheet presents a relatively stable picture with a strong equity position, evident from a high equity ratio of over 90%. The company maintains low debt levels, resulting in a low debt-to-equity ratio. However, consistent net losses are a concern for future equity preservation. The overall stability is bolstered by substantial cash and short-term investments.

Cash Flow

Cash flow analysis shows negative operating cash flows, reflecting ongoing operational challenges. Despite a positive trend in free cash flow due to decreased outflows, the operating cash flow to net income ratio is unfavorable. The company relies heavily on financing activities to maintain liquidity, indicating potential sustainability issues if external funding decreases.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	2.04M	-4.21M	155.00K	95.00K	-51.40M
Gross Profit	2.04M	-4.19M	155.00K	95.00K	-51.40M
EBITDA	-2.01M	-7.95M	-19.83M	-51.09M	-17.34M
Net Income	-2.04M	-7.97M	-20.50M	-51.60M	-19.81M
Balance Sheet
Total Assets	78.40M	60.64M	68.93M	47.05M	88.04M
Cash, Cash Equivalents and Short-Term Investments	78.32M	60.13M	68.85M	45.84M	74.63M
Total Debt	368.00K	93.00K	361.00K	96.00K	2.02M
Total Liabilities	761.00K	466.00K	794.00K	533.00K	7.56M
Stockholders Equity	77.64M	60.17M	68.14M	46.52M	80.48M
Cash Flow
Free Cash Flow	-17.47M	-21.07M	-2.81M	-2.29M	-14.66M
Operating Cash Flow	-17.44M	-21.05M	-2.79M	-2.27M	-14.66M
Investing Cash Flow	-27.00K	-17.00K	-21.00K	-17.00K	859.00K
Financing Cash Flow	19.66M	-689.00K	41.85M	19.08M	32.48M

China Financial Leasing Group Ltd Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 1.57
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:2312, the sentiment is Positive. The current price of 1.57 is above the 20-day moving average (MA) of 0.73, above the 50-day MA of 0.35, and above the 200-day MA of 0.18, indicating a bullish trend. The MACD of 0.33 indicates Negative momentum. The RSI at 70.42 is Negative, neither overbought nor oversold. The STOCH value of 43.50 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:2312.

China Financial Leasing Group Ltd Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	67 Neutral	$16.89B	11.79	9.73%	3.75%	11.97%	-8.33%
0768	65 Neutral	HK$59.77M	5.80	11.69%	―	1.92%	―
2312	54 Neutral	HK$544.63M	―	-2.95%	―	50.91%	81.77%
0204	41 Neutral	HK$48.77M	―	-48.65%	―	-2.58%	-289.56%

China Financial Leasing Group Ltd Corporate Events

China Financial Leasing Group Announces Share Acquisition and Mandatory Offer

China Financial Leasing Group Limited has announced a series of conditional agreements involving the sale and purchase of its shares by Longling Capital Ltd. The transactions result in Longling Capital Ltd acquiring approximately 34.96% of the company’s shares, triggering a mandatory conditional cash offer for the remaining shares. The offer price is set at HK$0.38 per share, matching the purchase price in the agreements. The offer is contingent upon Longling Capital Ltd and its affiliates securing more than 50% of the company’s voting rights. The company aims to maintain its listing status on the Hong Kong Stock Exchange, ensuring sufficient public float post-offer.

China Financial Leasing Group Reports Net Asset Value Update

China Financial Leasing Group Ltd announced that as of May 31, 2025, the unaudited net asset value per share was approximately HK$0.22. This financial update provides stakeholders with insight into the company’s financial health and market valuation, potentially influencing investor confidence and market positioning.

China Financial Leasing Group Ltd Announces Trading Halt

China Financial Leasing Group Ltd has announced a trading halt of its shares on the Hong Kong Stock Exchange, effective from June 12, 2025. This halt is pending the release of an announcement related to inside information concerning the Hong Kong Code on Takeovers and Mergers, which could have significant implications for the company’s operations and its stakeholders.

China Financial Leasing Group Announces Net Asset Value Update

China Financial Leasing Group Ltd announced that as of April 30, 2025, its unaudited net asset value per share was approximately HK$0.21. This financial update provides stakeholders with insight into the company’s current financial standing, which may influence investor decisions and market perceptions.

China Financial Leasing Group Ltd Announces Successful AGM Resolutions

China Financial Leasing Group Ltd announced the successful passing of all ordinary resolutions at its Annual General Meeting held on April 16, 2025. The resolutions included the approval of audited financial statements, re-election of directors, re-appointment of auditors, and granting of general mandates for share issuance and repurchase, indicating strong shareholder support and strategic direction for future operations.

China Financial Leasing Group Reports Net Asset Value Update

China Financial Leasing Group Limited announced that as of March 31, 2025, its unaudited net asset value per share was approximately HK$0.21. This financial update provides stakeholders with insight into the company’s current valuation, which could influence investor perceptions and market positioning.