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China Financial Leasing Group Ltd (HK:2312)
:2312
Hong Kong Market
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China Financial Leasing Group Ltd (2312) AI Stock Analysis

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HK:2312

China Financial Leasing Group Ltd

(2312)

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Neutral 45 (OpenAI - 4o)
Rating:45Neutral
Price Target:
HK$1.00
▼(-19.35% Downside)
The overall stock score reflects significant financial challenges and bearish technical indicators. The company's reliance on external financing and its overvalued P/E ratio further contribute to a cautious outlook. The absence of earnings call insights and corporate events leaves the financial and technical analysis as the primary determinants of the score.
Positive Factors
Strong Equity Position
A strong equity position indicates financial resilience, providing a buffer against economic downturns and supporting long-term stability.
Revenue Growth
Significant revenue growth suggests increasing demand for leasing services, which can enhance market position and drive future profitability.
Low Debt Levels
Low debt levels reduce financial risk and interest burden, allowing more capital to be allocated towards growth initiatives and operational improvements.
Negative Factors
Persistent Losses
Ongoing losses indicate operational inefficiencies and challenges in achieving profitability, which can hinder long-term growth and investor confidence.
Negative Cash Flow
Negative cash flow from operations suggests the company struggles to generate sufficient cash internally, increasing reliance on external financing.
Declining Profit Margins
Consistently negative profit margins highlight difficulties in cost management and revenue generation, affecting long-term financial health.

China Financial Leasing Group Ltd (2312) vs. iShares MSCI Hong Kong ETF (EWH)

China Financial Leasing Group Ltd Business Overview & Revenue Model

Company DescriptionChina Financial Leasing Group Ltd (2312) is a prominent financial services provider based in Hong Kong, specializing in the provision of leasing solutions and asset management services. The company primarily operates in the financial leasing sector, catering to various industries by offering tailored leasing products for equipment, machinery, and other capital assets. With a focus on delivering innovative financial solutions, China Financial Leasing Group aims to support businesses in their growth and operational efficiency through accessible financing options.
How the Company Makes MoneyChina Financial Leasing Group generates revenue primarily through its financial leasing activities, which include leasing contracts for equipment and machinery to businesses across different sectors. The company's revenue model is underpinned by interest income from these leases, as clients pay periodic lease payments over the contract term. Additionally, the company may earn income from asset management services, fees for financial advisory, and consultancy services. Key revenue streams include long-term leasing agreements, short-term leasing solutions, and potential partnerships with manufacturers and service providers within the leasing ecosystem, which can enhance its market reach and customer base.

China Financial Leasing Group Ltd Financial Statement Overview

Summary
The company faces significant financial challenges with persistent losses impacting its income statement. Despite a robust equity position on its balance sheet, the reliance on external financing to sustain operations highlights the need for improved operational performance and revenue growth.
Income Statement
25
Negative
The income statement reveals persistent challenges with profitability and revenue generation, as indicated by negative net income and declining revenues over several years. The gross profit margin has been consistently negative, and the net profit margin remains deeply in the red. Despite a slight improvement in revenue in the latest year, the company continues to operate at a loss, with negative EBIT and EBITDA margins.
Balance Sheet
60
Neutral
The balance sheet presents a relatively stable picture with a strong equity position, evident from a high equity ratio of over 90%. The company maintains low debt levels, resulting in a low debt-to-equity ratio. However, consistent net losses are a concern for future equity preservation. The overall stability is bolstered by substantial cash and short-term investments.
Cash Flow
40
Negative
Cash flow analysis shows negative operating cash flows, reflecting ongoing operational challenges. Despite a positive trend in free cash flow due to decreased outflows, the operating cash flow to net income ratio is unfavorable. The company relies heavily on financing activities to maintain liquidity, indicating potential sustainability issues if external funding decreases.
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue11.10M2.04M-4.21M-15.89M95.00K-51.40M
Gross Profit11.10M2.04M-4.19M-15.91M-45.49M-51.40M
EBITDA7.59M-2.01M-7.95M-19.83M-51.09M-17.34M
Net Income7.56M-2.04M-7.97M-20.50M-51.60M-19.81M
Balance Sheet
Total Assets79.71M78.40M60.64M68.93M47.05M88.04M
Cash, Cash Equivalents and Short-Term Investments79.63M78.32M60.13M68.85M46.89M74.63M
Total Debt235.00K368.00K93.00K361.00K96.00K2.02M
Total Liabilities235.00K761.00K466.00K794.00K533.00K7.56M
Stockholders Equity79.47M77.64M60.17M68.14M46.52M80.48M
Cash Flow
Free Cash Flow186.50K-17.47M-21.07M-2.81M-2.29M-14.66M
Operating Cash Flow213.50K-17.44M-21.05M-2.79M-2.27M-14.66M
Investing Cash Flow-12.50K-27.00K-17.00K-21.00K-17.00K859.00K
Financing Cash Flow-193.00K19.66M-689.00K41.85M19.08M32.48M

China Financial Leasing Group Ltd Technical Analysis

Technical Analysis Sentiment
Negative
Last Price1.24
Price Trends
50DMA
1.40
Negative
100DMA
1.33
Negative
200DMA
0.82
Positive
Market Momentum
MACD
-0.04
Negative
RSI
42.01
Neutral
STOCH
33.67
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:2312, the sentiment is Negative. The current price of 1.24 is below the 20-day moving average (MA) of 1.27, below the 50-day MA of 1.40, and above the 200-day MA of 0.82, indicating a neutral trend. The MACD of -0.04 indicates Negative momentum. The RSI at 42.01 is Neutral, neither overbought nor oversold. The STOCH value of 33.67 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:2312.

China Financial Leasing Group Ltd Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
65
Neutral
HK$52.14M4.3612.66%64.51%104.35%
45
Neutral
HK$553.65M54.5111.27%99.09%
41
Neutral
HK$163.96M-53.23%-26.78%-166.41%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:2312
China Financial Leasing Group Ltd
1.24
1.12
933.33%
HK:0204
China Investment Development Limited
0.23
-2.53
-91.67%
HK:0310
Prosperity Investment Holdings Limited
0.16
0.06
60.00%
HK:0768
UBA Investments Ltd.
0.04
0.01
33.33%
HK:0080
China New Economy Fund Ltd.
0.40
0.30
300.00%

China Financial Leasing Group Ltd Corporate Events

China Financial Leasing Group Rebrands as Long Investment Corp
Nov 28, 2025

China Financial Leasing Group Ltd announced the successful passing of a special resolution at their Extraordinary General Meeting to change the company’s name to Long Investment Corp. This change, pending approval from the Cayman Islands Registrar of Companies, reflects the company’s strategic rebranding efforts to enhance its market presence and align its identity with future business objectives.

China Financial Leasing Announces Director Resignation
Nov 20, 2025

China Financial Leasing Group Ltd announced the resignation of Mr. Lui Cheuk Hang Henri from his roles as an executive director and member of the investment committee, effective November 20, 2025. Mr. Lui resigned to pursue other career opportunities, and his departure is amicable, with no claims or disagreements with the company. The board expressed gratitude for Mr. Lui’s contributions and wished him success in his future endeavors.

China Financial Leasing Group Announces Board and Committee Composition
Nov 20, 2025

China Financial Leasing Group Ltd has announced the composition of its Board of Directors, which includes executive, non-executive, and independent non-executive directors. The company has also detailed the membership of its three key committees: Audit, Remuneration, and Nomination. This announcement provides clarity on the governance structure of the company, potentially impacting its strategic decision-making and stakeholder confidence.

China Financial Leasing Group Ltd Reports Net Asset Value Per Share
Nov 14, 2025

China Financial Leasing Group Ltd announced that its unaudited net asset value per share was approximately HK$0.41 as of October 31, 2025, based on 416,276,978 ordinary shares in issue. This update provides stakeholders with insight into the company’s financial health and market valuation, potentially impacting investor confidence and market positioning.

China Financial Leasing Group Proposes Name Change to Long Investment Corp
Nov 4, 2025

China Financial Leasing Group Limited, now known as Long Corp, has announced an extraordinary general meeting to consider changing its name to Long Investment Corp. This change, subject to approval from the Registrar of Companies in the Cayman Islands, is aimed at better reflecting the company’s strategic direction and market positioning. The meeting is scheduled for November 28, 2025, in Hong Kong, and shareholders are encouraged to participate in the decision-making process.

China Financial Leasing Group Ltd Re-designates Mr. Lin Yanjun as Executive Director
Oct 28, 2025

China Financial Leasing Group Ltd has announced the re-designation of Mr. Lin Yanjun from a non-executive to an executive director, effective October 28, 2025. Mr. Lin, with extensive experience in financial investment and services, including blockchain and AI, is expected to enhance the company’s strategic positioning and operational capabilities. His appointment to the investment committee is anticipated to bolster the company’s focus on fintech and asset management, potentially impacting its market presence and stakeholder interests.

China Financial Leasing Group Ltd Announces Board Composition
Oct 28, 2025

China Financial Leasing Group Ltd has announced the composition of its board of directors, which includes executive, non-executive, and independent non-executive directors. The board is chaired by Mr. Cai Wensheng, with Mr. Lui Cheuk Hang Henri, Mr. Chiu Tak Wai, and Mr. Lin Yanjun serving as executive directors. The company also detailed the membership of its three board committees: Audit, Remuneration, and Nomination, highlighting the leadership roles within each. This announcement provides clarity on the governance structure of the company, which is crucial for stakeholders as it outlines the leadership and decision-making framework guiding the company’s operations.

China Financial Leasing Group Proposes Second Name Change to Enhance Branding
Oct 23, 2025

China Financial Leasing Group Ltd has announced a second proposed change of its company name from ‘Long Corp’ to ‘Long Investment Corp’ due to a registration issue with the Hong Kong Companies Registry. This change is intended to enhance the company’s corporate image and identity, which the board believes will benefit its future business development and is in the best interests of the company and its shareholders. The change will not affect the company’s operations or financial position, and existing securities certificates will remain valid.

China Financial Leasing Completes Share Subscription, Expands Capital Base
Oct 22, 2025

China Financial Leasing Group Limited announced the completion of a subscription agreement for new shares under a general mandate, resulting in the issuance of 69,379,496 shares at HK$1.25 each. This move, which represents a significant increase in the company’s share capital, is expected to generate net proceeds of approximately HK$86.43 million, aimed at supporting the company’s strategic plans.

China Financial Leasing Group Announces Net Asset Value Update
Oct 13, 2025

China Financial Leasing Group Ltd announced that as of September 30, 2025, the unaudited net asset value per share was approximately HK$0.25. This financial update provides stakeholders with insights into the company’s current financial standing, potentially influencing investor confidence and market perception.

China Financial Leasing Group Announces New Share Subscription
Oct 5, 2025

China Financial Leasing Group Ltd has announced a subscription agreement to issue 69,379,496 new shares at a price of HK$1.25 per share, representing approximately 20% of the current shares in issue. The transaction, which aims to raise approximately HK$86.47 million in net proceeds, is intended to enhance the company’s financial position, although it is subject to certain conditions and may not proceed.

China Financial Leasing Group Ltd to Rebrand as Long Corp
Sep 19, 2025

China Financial Leasing Group Ltd announced that its shareholders have approved a special resolution to change the company’s English name to ‘Long Corp’ and adopt a new Chinese name. This change, pending approval from the Registrar of Companies in the Cayman Islands, reflects a strategic rebranding effort that may impact its market identity and stakeholder perceptions.

China Financial Leasing Group Ltd Announces Operational Changes in Hong Kong
Sep 17, 2025

China Financial Leasing Group Ltd has announced a change in its principal place of business in Hong Kong to a new address on Electric Road, effective from September 17, 2025. This move, along with a change in the company’s telephone number, reflects an operational update that may impact the company’s logistical and communication strategies in the region.

China Financial Leasing Group Ltd Appoints New Non-Executive Director
Sep 12, 2025

China Financial Leasing Group Ltd has appointed Mr. Lin Yanjun as a non-executive director effective from September 12, 2025. Mr. Lin brings extensive experience in financial investment and digital assets, having held senior roles in international investment banks and fintech companies. His appointment is expected to strengthen the company’s strategic positioning in the fintech and asset management industries, potentially benefiting stakeholders through enhanced expertise in blockchain and AI.

China Financial Leasing Group Ltd Announces Board Composition and Committee Roles
Sep 12, 2025

China Financial Leasing Group Ltd has announced the composition of its board of directors, which includes executive, non-executive, and independent non-executive directors. The board also oversees three committees: Audit, Remuneration, and Nomination, each chaired by a different member. This announcement highlights the company’s governance structure, which is crucial for maintaining transparency and accountability, potentially impacting stakeholder confidence and the company’s strategic direction.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Nov 22, 2025