UBA Investments Ltd. (0768) AI Stock Analysis

• Market Cap: HK$54.68M
• Dividend Yield: N/A
• Average Volume (3M): 573.47K
• Price to Earnings (P/E): 4.9
• Beta (1Y): 1.26
• Revenue Growth: 43.59%
• EPS Growth: 104.35%
• Country: HK
• Employees: 4
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): <0.01
• Shares Outstanding: 1,271,732,200
• 10 Day Avg. Volume: 546,600
• 30 Day Avg. Volume: 573,466
• PEG Ratio: -0.01
• Price to Book (P/B): 0.38
• Price to Sales (P/S): 114.87
• P/FCF Ratio: 1.45
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 66 Neutral
• Price Target: HK$0.05 ▲(27.50% Upside)

The score is supported most by financial resilience (no debt and improved FY2025 profitability/free cash flow) and a low P/E valuation. It is held back by highly erratic revenue/earnings history and weak technical momentum signals (negative MACD and sub-50 RSI).

Positive Factors

Debt-free balance sheet

Zero reported debt provides durable financial flexibility and reduces refinancing risk. For an asset manager, low leverage supports stability across market cycles, preserves capital for opportunistic investments or distributions, and cushions earnings volatility over the medium term.

Sharp FY2025 cash-flow rebound

The sizable recovery in operating and free cash flow materially improves liquidity and self-funding capacity. Sustained cash generation reduces reliance on external financing, supports reinvestment or shareholder returns, and materially strengthens resilience over the next several quarters.

Large equity base and improved ROE

A sizable equity base provides a capital buffer against losses and supports product or distribution growth. The move to ~11% ROE in FY2025 signals improved capital efficiency versus prior years, enhancing sustainable profitability if management maintains execution.

Negative Factors

Highly erratic revenue

Severe top-line volatility undermines predictability of margins and returns. A 93% revenue collapse implies earnings gains may be driven by one-off items or cost cuts rather than durable demand, complicating planning, investor visibility, and sustained growth over the medium term.

Multi-year profit/loss inconsistency

A multi-year pattern of losses followed by a single-year profit raises questions on operational consistency and execution. Persistent earnings volatility weakens confidence in recurring earnings power, hampering long-term forecasting and reliable cash return policies.

Very small operating scale

A four-person workforce creates concentration and execution risk in areas like compliance, distribution, and portfolio management. Limited scale can constrain product development and client servicing capacity, making sustainable growth and regulatory burdens more challenging over months to years.

UBA Investments Ltd. Business Overview & Revenue Model

Company Description

UBA Investments Limited operates as an investment holding company in Hong Kong. It principally invests in listed and unlisted securities, including equity securities and convertible bonds.

How the Company Makes Money

UBA Investments Ltd. generates revenue through its investment activities. The company earns income from dividends, interest, and capital gains on its diversified portfolio of listed and unlisted securities. Additionally, UBA Investments Ltd. engages in property investment, which contributes rental income and potential capital appreciation from property sales. Key revenue streams include returns from financial investments and real estate holdings. The company's earnings are influenced by market conditions, investment performance, and its strategic allocation of assets across different sectors. Partnerships or collaborative ventures may also enhance its investment opportunities and financial performance.

UBA Investments Ltd. Financial Statement Overview

Summary

UBA Investments Ltd. demonstrates significant revenue growth and strong equity positioning, but faces profitability challenges due to high operational costs and negative net income. The absence of debt is a strength, providing financial flexibility. Cash flow improvements are promising, suggesting better cash management. To enhance financial health, the company should focus on reducing operational losses and leveraging its strong equity base for growth.

Income Statement

The company has shown a substantial improvement in revenue from a negative figure to a positive $5.01 million in the latest period. Gross profit margin is high due to minimal cost of goods sold, but the net profit margin remains deeply negative at -147.88%, reflecting significant operational challenges. Despite the positive EBIT margin of 3.59%, EBITDA is negative due to high depreciation and amortization expenses. The revenue growth rate is impressive, as revenue swung from negative to positive, indicating potential growth opportunities if operational costs are controlled.

Balance Sheet

UBA Investments Ltd. has a strong equity position with a debt-to-equity ratio of 0, highlighting a conservative financial strategy with no leverage. The equity ratio is high at 99.60%, indicating strong asset backing by equity. However, return on equity is negative due to net losses, which is a concern for profitability. The company maintains a strong liquidity position with substantial cash and short-term investments.

Cash Flow

The company has improved its free cash flow to $1.04 million, up significantly from prior periods. The operating cash flow to net income ratio is positive, indicating that core operations are generating cash despite accounting losses. Free cash flow to net income ratio is also positive, showing improvement in cash generation relative to reported losses. However, cash flow volatility and reliance on investment inflows in the past are potential risks.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	310.00K	310.00K	-730.00K	-7.86M	4.45M	-1.59M
Gross Profit	310.00K	310.00K	5.01M	4.58M	4.45M	-1.59M
EBITDA	4.54M	10.15M	-7.59M	-14.46M	-129.00K	-8.92M
Net Income	10.27M	10.27M	-7.41M	-14.43M	-129.00K	-8.70M
Balance Sheet
Total Assets	93.38M	93.38M	83.05M	90.45M	104.88M	105.03M
Cash, Cash Equivalents and Short-Term Investments	93.21M	93.21M	82.78M	90.05M	104.49M	104.16M
Total Debt	0.00	0.00	0.00	0.00	0.00	0.00
Total Liabilities	392.00K	392.00K	335.00K	325.00K	318.00K	347.00K
Stockholders Equity	92.99M	92.99M	82.72M	90.12M	104.56M	104.69M
Cash Flow
Free Cash Flow	24.53M	24.53M	1.04M	342.00K	-2.27M	-7.67M
Operating Cash Flow	24.53M	24.53M	1.04M	342.00K	-2.27M	-7.67M
Investing Cash Flow	505.00K	505.00K	180.00K	31.00K	4.45M	3.69M
Financing Cash Flow	0.00	0.00	0.00	0.00	0.00	0.00

UBA Investments Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 0.04
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0768, the sentiment is Positive. The current price of 0.04 is below the 20-day moving average (MA) of 0.04, below the 50-day MA of 0.04, and below the 200-day MA of 0.04, indicating a bullish trend. The MACD of <0.01 indicates Negative momentum. The RSI at 57.70 is Neutral, neither overbought nor oversold. The STOCH value of 53.89 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:0768.

UBA Investments Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
0768	66 Neutral	HK$54.68M	4.89	12.66%	―	43.59%	104.35%
1697	55 Neutral	HK$1.68B	11.34	1.22%	―	-31.46%	-10.06%
0310	50 Neutral	HK$124.23M	-2.00	―	―	―	―
1226	47 Neutral	HK$288.82M	1.91	65.83%	―	35.11%	―
0080	46 Neutral	HK$722.54M	-27.48	-30.83%	―	―	―
2312	45 Neutral	HK$462.07M	45.08	11.27%	―	99.09%	―

UBA Investments Ltd. Corporate Events

UBA Investments Reports HK$0.079 Unaudited NAV Per Share as of End-2025

UBA Investments Limited reported that its unaudited consolidated net asset value per share stood at approximately HK$0.079 as at 31 December 2025, providing investors with an updated indication of the company’s per-share asset backing. The announcement also reconfirmed the current composition of the board, led by chairman and executive director Chau Wai Hing alongside one other executive director and three independent non-executive directors, underscoring the company’s existing governance structure without signaling any immediate strategic or operational changes.

The most recent analyst rating on (HK:0768) stock is a Hold with a HK$0.04 price target. To see the full list of analyst forecasts on UBA Investments Ltd. stock, see the HK:0768 Stock Forecast page.

UBA Investments Reports Net Asset Value Per Share

UBA Investments Limited, a company incorporated in the Cayman Islands, announced that as of November 30, 2025, its unaudited consolidated net asset value per share was approximately HK$0.082. The company’s board comprises a mix of executive and independent non-executive directors, indicating a structured governance approach.

UBA Investments Reports Strong Interim Results for 2025

UBA Investments Limited announced its unaudited interim results for the six months ending 30 September 2025, reporting a profit of HK$7,413,000, up from HK$5,726,000 in the previous year. The company saw significant gains from the disposal of trading securities and changes in the fair value of financial assets, indicating a strong performance in its investment activities, which could positively impact its market positioning and stakeholder confidence.

UBA Investments Reports Net Asset Value Update

UBA Investments Limited, a company incorporated in the Cayman Islands, announced that its unaudited consolidated net asset value per share was approximately HK$0.080 as of October 31, 2025. This financial update may impact stakeholders’ perception of the company’s financial health and market positioning.

UBA Investments Ltd. Schedules Board Meeting to Approve Interim Results

UBA Investments Ltd. announced that its Board of Directors will meet on November 24, 2025, to approve the interim results for the six months ending September 30, 2025, and to consider the payment of an interim dividend. This meeting is crucial as it will determine the company’s financial performance and potential returns to shareholders, impacting its market positioning and stakeholder interests.