| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 392.09B | 320.71B | 316.75B | 435.32B | 398.62B | 236.14B |
| Gross Profit | 236.89B | 320.71B | 316.75B | 234.68B | 272.47B | 236.14B |
| EBITDA | 65.19B | 0.00 | 0.00 | 102.78B | 90.49B | 0.00 |
| Net Income | 89.76B | 86.48B | 86.27B | 85.22B | 76.17B | 64.20B |
Balance Sheet | ||||||
| Total Assets | 18.61T | 17.08T | 15.73T | 14.07T | 12.59T | 11.35T |
| Cash, Cash Equivalents and Short-Term Investments | 459.74B | 1.96T | 1.83T | 1.73T | 1.57T | 1.52T |
| Total Debt | 1.25T | 251.20B | 270.41B | 111.76B | 91.11B | 67.25B |
| Total Liabilities | 17.44T | 16.05T | 14.77T | 13.24T | 11.79T | 10.68T |
| Stockholders Equity | 1.16T | 1.03T | 954.87B | 824.23B | 794.09B | 671.80B |
Cash Flow | ||||||
| Free Cash Flow | -955.68B | 376.93B | 250.37B | 462.51B | 95.70B | 154.20B |
| Operating Cash Flow | -939.60B | 397.28B | 263.34B | 474.91B | 109.56B | 161.77B |
| Investing Cash Flow | -468.21B | -480.40B | -242.43B | -511.51B | -182.92B | -122.08B |
| Financing Cash Flow | 1.49T | -30.78B | 1.43T | -37.74B | 52.26B | 16.75B |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
82 Outperform | $1.18T | 7.86 | ― | 4.26% | -4.57% | 1.77% | |
72 Outperform | $224.13B | 5.02 | ― | 5.53% | -8.41% | -5.52% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
64 Neutral | HK$438.54B | 5.02 | 9.71% | 5.76% | -5.46% | 0.33% | |
62 Neutral | HK$674.19B | 5.93 | 9.30% | 5.37% | -1.54% | -3.95% | |
60 Neutral | HK$407.69B | 10.11 | 12.04% | 5.80% | 1.90% | 12.81% | |
57 Neutral | HK$183.35B | 5.44 | 5.16% | 9.09% | -7.28% | -5.00% |
Postal Savings Bank of China has received regulatory approval from China’s National Financial Regulatory Administration for the appointment of Chen Xue as a non-executive director, following her election at the bank’s 2025 Second Extraordinary General Meeting. Effective 29 December 2025, Chen will serve a three-year term on the board and will also sit on the bank’s Risk Management Committee and Nomination and Remuneration Committee, strengthening its governance structure and oversight of risk and board-level appointments and pay.
The most recent analyst rating on (HK:1658) stock is a Hold with a HK$5.50 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
Postal Savings Bank of China Co., Ltd. has announced the current composition of its board of directors, led by non-executive chairman Zheng Guoyu and executive director Yao Hong, along with a slate of non-executive and independent non-executive directors reflecting regulatory and governance requirements for a large listed bank. The board has established six specialized committees covering strategic planning, related party transactions control, audit, risk management, nomination and remuneration, and social responsibility and consumer rights protection, with clearly designated chairs and members, underscoring the bank’s focus on structured corporate governance, risk oversight, and stakeholder protection as it manages its operations and regulatory obligations in the Chinese and Hong Kong financial markets.
The most recent analyst rating on (HK:1658) stock is a Hold with a HK$5.50 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
Postal Savings Bank of China Co., Ltd. has convened its first extraordinary general meeting of 2026, to be held on January 19 in Beijing, with shareholders asked to vote on the proposed election of Lu Wei as an executive director, a move that will further shape the composition of its board. The meeting will be conducted by poll in line with Hong Kong listing requirements, and the notice details procedural arrangements for proxy voting, share registration closure, and identification requirements for different types of shareholders, underscoring the bank’s adherence to corporate governance norms and providing stakeholders with clarity on how to participate in the decision-making process.
The most recent analyst rating on (HK:1658) stock is a Buy with a HK$6.42 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
Postal Savings Bank of China has announced that Executive Director and President Liu Jianjun will resign from all his positions, including several board committee roles, effective 26 December 2025 upon reaching the statutory retirement age. The bank stressed that Liu has no disagreements with the board, his departure will not affect the board’s quorum, and a smooth handover has been completed. During his tenure since 2021, Liu was credited with advancing Party-led governance, executing national strategies and regulatory requirements, and driving initiatives to strengthen the bank’s capabilities, innovation, and efficiency, thereby reinforcing its differentiated market position. Until a new president and chair of the Social Responsibility and Consumer Rights Protection Committee are formally appointed, Executive Director, Vice President and Chief Risk Officer Yao Hong has been designated to assume these duties, signaling a continuity-focused transition for management and stakeholders.
The most recent analyst rating on (HK:1658) stock is a Buy with a HK$6.42 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
Postal Savings Bank of China Co., Ltd. has announced the current composition of its Board of Directors, led by non-executive chairman Zheng Guoyu and executive director Yao Hong, alongside a slate of non-executive and independent non-executive directors. The bank has also detailed the structure and membership of its six specialized board committees—covering strategic planning, related party transactions control, audit, risk management, nomination and remuneration, and social responsibility and consumer rights protection—clarifying chairperson and member roles, which underlines its governance framework and oversight mechanisms for key operational and stakeholder-related matters.
The most recent analyst rating on (HK:1658) stock is a Buy with a HK$6.42 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
Postal Savings Bank of China Co., Ltd. has nominated Lu Wei, currently a member of the Leading Party Members’ Group and vice president of China Post Group as well as Party secretary of the bank, to serve as an executive director for a three‑year term, pending shareholder approval and regulatory clearance from the National Financial Regulatory Administration. The board has also approved his appointment as president of the bank, replacing acting president Yao Hong once his qualifications are approved; Lu brings extensive senior management experience from China CITIC Bank and CITIC Trust, and the bank has clarified that he has no reportable related-party relationships or shareholdings and will not receive remuneration from the bank, underscoring a tightly controlled governance and leadership transition for one of China’s major postal banking institutions.
The most recent analyst rating on (HK:1658) stock is a Buy with a HK$6.42 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
Postal Savings Bank of China Co., Ltd. has scheduled its first extraordinary general meeting of 2026 for January 19 in order to consider proposed resolutions that will be detailed in a forthcoming circular and meeting notice. To establish which H shareholders are entitled to attend the meeting, the bank will close its H share register from January 14 to January 19, 2026, and investors must submit share certificates and transfer documents to the Hong Kong share registrar by January 13, a procedural step that signals upcoming corporate decisions of interest to the bank’s H share investors and other stakeholders.
The most recent analyst rating on (HK:1658) stock is a Buy with a HK$6.42 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
Postal Savings Bank of China Co., Ltd. held its 2025 Third Extraordinary General Meeting in Beijing, where shareholders representing about 89% of eligible voting shares participated, underscoring strong investor engagement in the bank’s governance. All resolutions on the agenda were approved by overwhelming majorities, including the 2025 interim profit distribution plan, the 2024 directors’ and supervisors’ remuneration settlement plans, and amendments to the authorization plan granting the Board of Directors certain powers from the shareholders’ meeting, signalling continued support for the bank’s capital return policy, management compensation framework and governance structure.
The most recent analyst rating on (HK:1658) stock is a Buy with a HK$6.42 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
Postal Savings Bank of China has updated details of its interim dividend for the six months ended 30 June 2025, confirming a payout of RMB 1.23 per 10 shares for the 2025 financial year, with Hong Kong H-shareholders to receive a default payment of HKD 1.35649297 per 10 shares based on a fixed exchange rate and an option to elect RMB. The announcement specifies the revised key dates, including an ex-dividend date of 2 January 2026, a record date of 9 January 2026 and a payment date of 13 February 2026, and clarifies the withholding tax treatment for different categories of non-resident enterprise and individual H shareholders, providing greater certainty on net dividend receipts and reinforcing the bank’s ongoing dividend distribution policy to its international investor base.
The most recent analyst rating on (HK:1658) stock is a Buy with a HK$6.42 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
Postal Savings Bank of China Co., Ltd. has announced the dissolution of its Board of Supervisors following the approval of amendments to its Articles of Association by the National Financial Regulatory Administration. The functions of the Board of Supervisors will now be assumed by the Audit Committee of the Board of Directors. The decision marks a significant shift in the bank’s governance structure, potentially impacting its operational oversight and strategic direction.
The most recent analyst rating on (HK:1658) stock is a Buy with a HK$6.42 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
The Postal Savings Bank of China Co., Ltd. has outlined the terms of reference for its Audit Committee, detailing its composition, duties, powers, and procedures. This announcement is significant as it enhances the governance framework of the bank, potentially impacting its operational transparency and accountability, which could influence stakeholder confidence and the bank’s market position.
The most recent analyst rating on (HK:1658) stock is a Buy with a HK$6.42 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
The Postal Savings Bank of China Co., Ltd. has outlined the terms of reference for its Nomination and Remuneration Committee. This announcement details the committee’s composition, duties, and procedural rules, which are crucial for ensuring effective governance and strategic alignment within the company. The establishment of these terms is expected to enhance the bank’s operational efficiency and strengthen its governance framework, potentially impacting its market positioning and stakeholder relations positively.
The most recent analyst rating on (HK:1658) stock is a Buy with a HK$6.42 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
The Postal Savings Bank of China Co., Ltd. has released the terms of reference for its Nomination and Remuneration Committee of the Board of Directors. This document outlines the committee’s composition, duties, powers, and procedures, which are crucial for ensuring effective governance and strategic oversight. The announcement is significant as it underscores the bank’s commitment to transparent and structured governance, potentially impacting its operational efficiency and stakeholder confidence.
The most recent analyst rating on (HK:1658) stock is a Buy with a HK$6.42 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
Postal Savings Bank of China Co., Ltd. has received approval from the National Financial Regulatory Administration for amendments to its Articles of Association, which were approved at an extraordinary general meeting. These changes are now effective, potentially impacting the bank’s governance and operational framework.
The most recent analyst rating on (HK:1658) stock is a Buy with a HK$6.42 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
Postal Savings Bank of China Co., Ltd. has announced the convening of its 2025 third extraordinary general meeting to be held on December 19, 2025, in Beijing. The meeting will address several key resolutions, including the 2025 interim profit distribution plan, remuneration settlement plans for directors and supervisors for 2024, amendments to the authorization plan of the shareholders’ general meeting to the board of directors, and a financial bond issuance plan. These resolutions, if approved, could impact the bank’s financial strategy and governance structure, potentially affecting its stakeholders and market positioning.
The most recent analyst rating on (HK:1658) stock is a Buy with a HK$6.42 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
Postal Savings Bank of China Co., Ltd. has announced an update regarding its interim dividend for the six months ended June 30, 2025. The update includes details on the date of shareholders’ approval, ex-dividend date, and payment date, among others. The dividend declared is RMB 1.23 per 10 shares, with payment scheduled for February 13, 2026. This announcement reflects the bank’s ongoing commitment to providing returns to its shareholders and may impact investor sentiment positively.
The most recent analyst rating on (HK:1658) stock is a Buy with a HK$6.42 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
Postal Savings Bank of China Co., Ltd. has announced the closure of its H share register of members from December 16 to December 19, 2025, in preparation for its third extraordinary general meeting scheduled for December 19, 2025. This move is aimed at determining the list of H Shareholders eligible to attend the meeting, reflecting the bank’s ongoing corporate governance practices and engagement with its shareholders.
The most recent analyst rating on (HK:1658) stock is a Buy with a HK$6.42 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
The Postal Savings Bank of China has announced changes in the composition of its board’s special committees, effective from November 26, 2025. These changes involve the election of new members and reassignments within various committees, which are expected to enhance the bank’s governance and strategic planning capabilities.
The most recent analyst rating on (HK:1658) stock is a Buy with a HK$6.42 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
Postal Savings Bank of China Co., Ltd. has announced the list of its Board of Directors and their roles within the company. This announcement outlines the composition of the Board, including the Chairman, Executive Directors, Non-executive Directors, and Independent Non-executive Directors, as well as their membership in various special committees. This update is significant as it provides clarity on the governance structure of the bank, which is crucial for stakeholders to understand the leadership and decision-making framework of the organization.
The most recent analyst rating on (HK:1658) stock is a Buy with a HK$6.42 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
Postal Savings Bank of China Co., Ltd. announced the resignation of Mr. Han Wenbo from his roles as Non-executive Director and chairman of various committees due to work adjustments. His departure does not affect the statutory quorum of the Board. Mr. Han Wenbo has been acknowledged for his significant contributions to the bank’s strategic transformation and governance improvements.
The most recent analyst rating on (HK:1658) stock is a Hold with a HK$5.70 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
Postal Savings Bank of China Co., Ltd. has announced the list of its Board of Directors, detailing their roles and functions within the company. The announcement outlines the composition of the Board, including the Chairman, Executive Directors, Non-executive Directors, and Independent Non-executive Directors, along with their respective committee memberships. This organizational update is significant for stakeholders as it reflects the bank’s governance structure and strategic oversight, potentially impacting its operational and strategic direction.
The most recent analyst rating on (HK:1658) stock is a Hold with a HK$5.70 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
Postal Savings Bank of China Co., Ltd. announced its financial results for the first nine months of 2025, showing a growth in total assets and customer loans by 8.90% and 8.33% respectively, compared to the end of 2024. The bank reported a net profit increase of 1.07% year-on-year, although basic and diluted earnings per share decreased by 7.04%. The financial results indicate a stable growth trajectory for the bank, with significant increases in operating income and net cash flows from operating activities, suggesting a strong operational performance despite a slight decline in return on equity.
The most recent analyst rating on (HK:1658) stock is a Hold with a HK$5.70 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
Postal Savings Bank of China Co., Ltd. has announced an upcoming board meeting scheduled for October 30, 2025, to review and approve the bank’s third-quarter results for the nine months ending September 30, 2025. This meeting is significant for stakeholders as it will provide insights into the bank’s financial performance and strategic direction.
The most recent analyst rating on (HK:1658) stock is a Buy with a HK$6.42 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.
Postal Savings Bank of China Co., Ltd. held its 2025 Second Extraordinary General Meeting (EGM) in Beijing, where several key resolutions were passed. The meeting, attended by all directors and supervisors, resulted in the approval of changes to the bank’s registered capital, amendments to the Articles of Association, and updates to the Rules of Procedure for both the Shareholders’ General Meeting and the Board of Directors. These decisions reflect the bank’s efforts to enhance its governance and operational framework, potentially impacting its strategic direction and stakeholder engagement.
The most recent analyst rating on (HK:1658) stock is a Buy with a HK$6.42 price target. To see the full list of analyst forecasts on Postal Savings Bank of China Co., Ltd. Class H stock, see the HK:1658 Stock Forecast page.