Dah Sing Financial Holdings Limited (HK:0440)
:0440
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Dah Sing Financial Holdings
(0440)
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Rating:74Outperform
Price Target:
HK$42.00
▲(16.73% Upside)
Action:N/ADate:10/02/25
The overall score reflects conflicting signals. The primary concern is the company's financial performance, marked by a severe revenue decline that overshadows its stable balance sheet. However, this is counterbalanced by a very attractive valuation, indicated by a low P/E ratio and a high dividend yield, and strong bullish technical momentum with the price trading above all key moving averages.
Positive Factors
Profit Margin Improvement
The improvement in net profit margin indicates enhanced profitability and efficient cost management, which can support long-term financial stability.
Negative Factors
Negative Operating Cash Flow
Negative operating cash flow raises concerns about liquidity and the company's ability to sustain operations without external financing.
Read all positive and negative factors
Positive Factors
Negative Factors
Profit Margin Improvement
The improvement in net profit margin indicates enhanced profitability and efficient cost management, which can support long-term financial stability.
Read all positive factors
Dah Sing Financial Holdings (0440) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$12.92B
Dividend Yield6.53%
Average Volume (3M)339.25K
Price to Earnings (P/E)2.0
Beta (1Y)0.59
Revenue Growth-1.78%
EPS Growth10.62%
CountryHK
Employees3,047
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)2.04
Shares Outstanding319,575,100
10 Day Avg. Volume360,656
30 Day Avg. Volume339,251
Financial Highlights & Ratios
PEG Ratio1.03
Price to Book (P/B)0.26
Price to Sales (P/S)1.66
P/FCF Ratio2.22
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)7.37
Revenue Forecast (FY)HK$8.43B
Dah Sing Financial Holdings Business Overview & Revenue Model
Company Description
Dah Sing Financial Holdings Limited, an investment holding company, provides banking, insurance, financial, and other related services in the People's Republic of China. The company operates through Personal Banking, Corporate Banking, Treasury an...
How the Company Makes Money
Dah Sing Financial Holdings generates revenue through several key streams. The primary source is interest income from its banking operations, which includes interest earned on loans and advances made to customers. The company also earns fee-based ...
Dah Sing Financial Holdings Financial Statement Overview
Summary
Income Statement
45
Neutral
Balance Sheet
65
Positive
Cash Flow
68
Positive
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 5.95B | 5.40B | 4.96B | 4.50B | 7.46B | 8.65B |
| Gross Profit | 5.95B | 5.40B | 4.96B | 6.88B | 6.01B | 8.65B |
| EBITDA | 2.35B | 2.93B | 2.00B | 2.41B | 2.51B | 2.28B |
| Net Income | 1.97B | 1.67B | 1.59B | 1.22B | 1.31B | 1.16B |
Balance Sheet | ||||||
| Total Assets | 271.81B | 266.52B | 269.79B | 259.85B | 256.53B | 254.96B |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 15.67B | 21.02B | 21.43B | 16.85B | 19.93B |
| Total Debt | 4.27B | 4.15B | 8.89B | 8.45B | 4.13B | 8.02B |
| Total Liabilities | 226.62B | 223.33B | 228.79B | 222.69B | 218.70B | 219.27B |
| Stockholders Equity | 36.29B | 34.64B | 32.68B | 29.52B | 30.19B | 28.39B |
Cash Flow | ||||||
| Free Cash Flow | 4.51B | 4.05B | -2.10B | 5.36B | 3.69B | -7.52B |
| Operating Cash Flow | 4.92B | 4.40B | -2.10B | 5.54B | 3.93B | -7.38B |
| Investing Cash Flow | 25.82M | -43.53M | -44.88M | -38.60M | -93.54M | 2.65M |
| Financing Cash Flow | -7.91B | -7.98B | 962.65M | 2.95B | 1.19B | 7.45B |
Dah Sing Financial Holdings Technical Analysis
Positive
35.98
Price Trends
39.69
Positive
37.96
Positive
34.88
Positive
Market Momentum
0.01
Negative
54.17
Neutral
78.07
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0440, the sentiment is Positive. The current price of 35.98 is below the 20-day moving average (MA) of 39.91, below the 50-day MA of 39.69, and above the 200-day MA of 34.88, indicating a bullish trend. The MACD of 0.01 indicates Negative momentum. The RSI at 54.17 is Neutral, neither overbought nor oversold. The STOCH value of 78.07 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:0440.
Dah Sing Financial Holdings Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
79 Outperform | HK$1.15T | 8.32 | 11.95% | 4.26% | -4.57% | 1.77% | |
74 Outperform | HK$12.92B | 1.96 | 5.55% | 6.53% | -1.78% | 10.62% | |
71 Outperform | HK$456.53B | 10.39 | 11.77% | 5.80% | 1.90% | 12.81% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | HK$17.46B | 2.17 | 6.51% | 6.54% | ― | ― | |
66 Neutral | HK$501.60B | 5.02 | 9.01% | 5.76% | -5.46% | 0.33% | |
64 Neutral | HK$35.58B | 10.03 | 3.26% | 5.78% | -7.68% | 49.57% |
* Financial Sector Average
HK:0440
Dah Sing Financial Holdings
40.42
17.03
72.83%
HK:0023
Bank of East Asia
13.47
3.64
36.96%
HK:2388
BOC Hong Kong (Holdings)
43.18
16.39
61.20%
HK:0998
China CITIC Bank
7.92
2.64
50.14%
HK:3968
China Merchants Bank Co
49.70
11.88
31.43%
HK:2356
Dah Sing Banking Group
12.42
5.12
70.14%
Dah Sing Financial Holdings Corporate Events
Dah Sing Financial Holdings Enhances Governance with New Committee
Dec 16, 2025
Dah Sing Financial Holdings Limited has established a Nomination and Remuneration Committee to oversee the remuneration and nomination processes for the company’s board and senior management. The committee is tasked with ensuring the board&#...
Dah Sing Financial Holdings Enhances Governance with New Committee
Dec 16, 2025
Dah Sing Financial Holdings Limited has established a Nomination and Remuneration Committee to oversee remuneration matters and manage the nomination process for key positions within the company. The committee is tasked with ensuring the boardR...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.