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Bank of East Asia
(0023)
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Rating:64Neutral
Price Target:
HK$13.50
â–²(1.81% Upside)
Action:Reiterated
Date:03/03/26
The score is driven primarily by mixed financial performance: a stable, improving leverage profile is offset by volatile profitability (sharp margin drop in 2025) and inconsistent cash flow history. Technicals are neutral with modest longer-term trend support, while valuation is a relative positive due to a moderate P/E and solid dividend yield.
Positive Factors
Balance sheet strength
BEA's materially stronger leverage and a large, stable equity base enhance its resilience to credit cycles and regulatory shocks. Improved debt-to-equity provides room for lending growth, capital cushions for stress, and supports long-term funding and dividend capacity without relying on volatile markets.
Negative Factors
Profitability volatility
A steep, recent drop in net margin signals earnings are sensitive to one-off items, mix shifts or margin compression. Such volatility undermines earnings predictability, constrains capital build-up and weakens returns on equity, making longer-term profitability outcomes harder to rely on.
Read all positive and negative factors
Positive Factors
Negative Factors
Balance sheet strength
BEA's materially stronger leverage and a large, stable equity base enhance its resilience to credit cycles and regulatory shocks. Improved debt-to-equity provides room for lending growth, capital cushions for stress, and supports long-term funding and dividend capacity without relying on volatile markets.
Read all positive factors
Bank of East Asia (0023) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$36.04B
Dividend Yield5.78%
Average Volume (3M)1.57M
Price to Earnings (P/E)11.2
Beta (1Y)0.50
Revenue Growth-12.22%
EPS Growth-19.99%
CountryHK
Employees7,669
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)1.22
Shares Outstanding2,644,178,000
10 Day Avg. Volume1,920,882
30 Day Avg. Volume1,573,521
Financial Highlights & Ratios
PEG Ratio-0.55
Price to Book (P/B)0.37
Price to Sales (P/S)1.03
P/FCF Ratio5.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
HK$12.98Price Target Upside-2.09% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering3
EPS Forecast (FY)1.85
Revenue Forecast (FY)HK$22.01B
Bank of East Asia Business Overview & Revenue Model
Company Description
The Bank of East Asia, Limited, operating with its various subsidiaries, offers an extensive array of banking and related financial services. For individual customers, the bank provides a selection of account types, including savings, current, and...
How the Company Makes Money
BEA primarily earns money through core banking and fee-based financial services. (1) Net interest income: The bank takes customer deposits and other funding and uses them to make loans and hold interest-earning assets (such as interbank placements...
Bank of East Asia Financial Statement Overview
Summary
Income Statement
62
Positive
Balance Sheet
74
Positive
Cash Flow
52
Neutral
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 37.60B | 15.43B | 14.54B | 29.70B | 23.86B |
| Gross Profit | 14.42B | 15.43B | 44.25B | 17.27B | 15.82B |
| EBITDA | 5.12B | 6.71B | 6.13B | 5.82B | 7.11B |
| Net Income | 3.50B | 4.61B | 4.12B | 4.36B | 5.27B |
Balance Sheet | |||||
| Total Assets | 920.99B | 877.76B | 860.36B | 882.83B | 907.47B |
| Cash, Cash Equivalents and Short-Term Investments | 54.58B | 41.30B | 89.59B | 112.15B | 120.64B |
| Total Debt | 29.37B | 53.42B | 53.37B | 51.16B | 58.95B |
| Total Liabilities | 815.36B | 772.02B | 752.03B | 786.57B | 805.39B |
| Stockholders Equity | 105.33B | 105.46B | 97.97B | 95.99B | 101.78B |
Cash Flow | |||||
| Free Cash Flow | 6.52B | -8.28B | -17.60B | 9.86B | 1.71B |
| Operating Cash Flow | 6.92B | -7.74B | -16.92B | 10.41B | 2.32B |
| Investing Cash Flow | -1.16B | -318.00M | -511.00M | 2.13B | 2.67B |
| Financing Cash Flow | -12.63B | 4.94B | -1.74B | -31.28B | 41.78B |
Bank of East Asia Technical Analysis
Positive
13.26
Price Trends
13.46
Positive
13.69
Negative
13.46
Positive
Market Momentum
0.02
Negative
62.30
Neutral
87.80
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0023, the sentiment is Positive. The current price of 13.26 is above the 20-day moving average (MA) of 12.97, below the 50-day MA of 13.46, and below the 200-day MA of 13.46, indicating a bullish trend. The MACD of 0.02 indicates Negative momentum. The RSI at 62.30 is Neutral, neither overbought nor oversold. The STOCH value of 87.80 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:0023.
Bank of East Asia Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
76 Outperform | HK$17.54B | 7.09 | 7.04% | 6.54% | -9.67% | 20.16% | |
71 Outperform | HK$491.63B | 12.24 | 11.37% | 5.80% | -1.26% | 4.94% | |
70 Outperform | HK$450.59B | 5.73 | 9.18% | 5.76% | -3.89% | 2.20% | |
69 Neutral | HK$1.12T | 6.56 | 11.91% | 4.26% | -2.89% | 3.99% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
64 Neutral | HK$36.04B | 11.17 | 3.26% | 5.78% | -12.22% | -19.99% | |
62 Neutral | HK$205.83B | 5.33 | 6.59% | 5.53% | -8.64% | -10.39% |
* Financial Sector Average
HK:0023
Bank of East Asia
13.63
1.96
16.82%
HK:2388
BOC Hong Kong (Holdings)
46.50
11.13
31.46%
HK:6818
China Everbright Bank Co
2.98
-0.73
-19.78%
HK:0998
China CITIC Bank
7.05
-0.16
-2.18%
HK:3968
China Merchants Bank Co
47.08
-1.89
-3.85%
HK:2356
Dah Sing Banking Group
12.48
3.46
38.30%
Bank of East Asia Corporate Events
Bank of East Asia Shareholders Approve All Resolutions at 2026 AGM
May 8, 2026
Shareholders of The Bank of East Asia approved all resolutions at the bank’s 2026 annual general meeting, including the receipt of the 2025 audited financial statements and the reappointment of KPMG as auditor. The meeting also confirmed sev...
Bank of East Asia Grants 6.6 Million Performance-Linked Share Options
Apr 10, 2026
The Bank of East Asia has granted 6,635,556 share options under its 2021 Staff Share Option Scheme to certain eligible employees, with an exercise price set at HK$13.90 per share, matching the market closing price on the grant date. The options ve...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.