Bank of East Asia Ltd. (HK:0023)
:0023
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Bank of East Asia
(0023)
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Rating:64Neutral
Price Target:
HK$15.50
▲(16.89% Upside)
Action:ReiteratedDate:03/03/26
The score is driven primarily by mixed financial performance: a stable, improving leverage profile is offset by volatile profitability (sharp margin drop in 2025) and inconsistent cash flow history. Technicals are neutral with modest longer-term trend support, while valuation is a relative positive due to a moderate P/E and solid dividend yield.
Positive Factors
Improving leverage
The bank's materially lower leverage and steady equity base support solvency and regulatory resilience over time. A falling debt-to-equity ratio reduces refinancing and interest-rate risks, giving management capacity to absorb shocks, sustain lending, and meet capital requirements through economic cycles.
Negative Factors
Margin volatility
A severe swing in net margin signals earnings sensitivity to mix, provisioning, or market factors and undermines predictability. If margins remain volatile, it constrains return on equity and the bank's ability to reliably generate distributable profits, complicating capital planning and dividend reliability.
Read all positive and negative factors
Positive Factors
Negative Factors
Improving leverage
The bank's materially lower leverage and steady equity base support solvency and regulatory resilience over time. A falling debt-to-equity ratio reduces refinancing and interest-rate risks, giving management capacity to absorb shocks, sustain lending, and meet capital requirements through economic cycles.
Read all positive factors
Bank of East Asia (0023) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$36.78B
Dividend Yield5.78%
Average Volume (3M)1.57M
Price to Earnings (P/E)10.0
Beta (1Y)0.51
Revenue Growth-7.68%
EPS Growth49.57%
CountryHK
Employees7,880
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)0.35
Shares Outstanding2,642,187,700
10 Day Avg. Volume1,920,882
30 Day Avg. Volume1,573,521
Financial Highlights & Ratios
PEG Ratio-0.51
Price to Book (P/B)0.33
Price to Sales (P/S)0.94
P/FCF Ratio5.39
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
HK$16.00Price Target Upside20.66% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)1.76
Revenue Forecast (FY)HK$21.33B
Bank of East Asia Business Overview & Revenue Model
Company Description
The Bank of East Asia, Limited, together with its subsidiaries, provides various banking and related financial services. Its personal banking services include corporate, individual, savings, current, time deposit, and supreme accounts; and fixed a...
How the Company Makes Money
The Bank of East Asia makes money primarily through interest income derived from its lending activities, including personal loans, mortgages, and corporate loans. Additional revenue streams include fees and commissions earned from wealth managemen...
Bank of East Asia Financial Statement Overview
Summary
Income Statement
62
Positive
Balance Sheet
74
Positive
Cash Flow
52
Neutral
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 37.55B | 15.43B | 14.54B | 29.70B | 23.86B |
| Gross Profit | 14.37B | 15.43B | 44.25B | 17.27B | 15.82B |
| EBITDA | 5.12B | 0.00 | 6.13B | 5.82B | 7.11B |
| Net Income | 3.50B | 4.61B | 4.12B | 4.36B | 5.27B |
Balance Sheet | |||||
| Total Assets | 920.99B | 877.76B | 860.36B | 882.83B | 907.47B |
| Cash, Cash Equivalents and Short-Term Investments | 54.58B | 41.30B | 89.59B | 112.15B | 120.64B |
| Total Debt | 29.37B | 53.42B | 53.37B | 51.16B | 58.95B |
| Total Liabilities | 815.36B | 772.02B | 752.03B | 786.57B | 805.39B |
| Stockholders Equity | 105.33B | 105.46B | 97.97B | 95.99B | 101.78B |
Cash Flow | |||||
| Free Cash Flow | 6.52B | -8.28B | -17.60B | 9.86B | 1.71B |
| Operating Cash Flow | 6.92B | -7.74B | -16.92B | 10.41B | 2.32B |
| Investing Cash Flow | -39.91B | -318.00M | -511.00M | 2.13B | 2.67B |
| Financing Cash Flow | 38.81B | 4.94B | -1.74B | -31.28B | 41.78B |
Bank of East Asia Technical Analysis
Positive
13.26
Price Trends
14.18
Negative
13.69
Positive
12.88
Positive
Market Momentum
-0.20
Negative
53.69
Neutral
75.06
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0023, the sentiment is Positive. The current price of 13.26 is below the 20-day moving average (MA) of 13.57, below the 50-day MA of 14.18, and above the 200-day MA of 12.88, indicating a neutral trend. The MACD of -0.20 indicates Negative momentum. The RSI at 53.69 is Neutral, neither overbought nor oversold. The STOCH value of 75.06 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:0023.
Bank of East Asia Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
79 Outperform | HK$1.17T | 8.32 | 11.95% | 4.26% | -4.57% | 1.77% | |
71 Outperform | HK$462.45B | 10.39 | 11.77% | 5.80% | 1.90% | 12.81% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | HK$18.08B | 2.17 | 6.51% | 6.54% | ― | ― | |
66 Neutral | HK$506.25B | 5.02 | 9.01% | 5.76% | -5.46% | 0.33% | |
64 Neutral | HK$36.78B | 10.03 | 3.26% | 5.78% | -7.68% | 49.57% | |
57 Neutral | HK$210.57B | 5.64 | 6.61% | 5.53% | -8.41% | -5.52% |
* Financial Sector Average
HK:0023
Bank of East Asia
13.92
4.26
44.05%
HK:2388
BOC Hong Kong (Holdings)
43.74
17.33
65.61%
HK:6818
China Everbright Bank Co
3.09
0.33
12.08%
HK:0998
China CITIC Bank
7.91
2.58
48.35%
HK:3968
China Merchants Bank Co
49.70
10.90
28.08%
HK:2356
Dah Sing Banking Group
12.86
5.87
83.98%
Bank of East Asia Corporate Events
BEA Seeks Independent Shareholder Nod for Connected Loan Framework with CaixaBank
Feb 26, 2026
The Bank of East Asia has signed a framework agreement with CaixaBank that will allow members of the BEA Group and CaixaBank to enter into loan transactions over a three-year term from May 2026 to May 2029, subject to mutually agreed terms for eac...
Bank of East Asia Declares HKD 0.22 Second Interim Dividend With Scrip Option
Feb 13, 2026
The Bank of East Asia has declared a second interim ordinary dividend of HKD 0.22 per share for the financial year ending 31 December 2025, with shareholders offered a cash default and an option to receive scrip shares. The ex-dividend date is set...
Bank of East Asia Profit Falls in 2025 as Impairments and Property Losses Weigh
Feb 13, 2026
The Bank of East Asia reported audited group results for the year ended 31 December 2025 showing net profit attributable to shareholders of HK$3.5 billion, down from HK$4.6 billion in 2024, with basic earnings per share declining to HK$1.22 and di...
Bank of East Asia Sets Board Meeting to Approve 2025 Results and Consider Dividend
Jan 13, 2026
The Bank of East Asia, Limited has scheduled a meeting of its Board of Directors for 13 February 2026 to approve the publication of the bank’s audited final results for the financial year ended 31 December 2025 and to consider the declaratio...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.