tiprankstipranks
Trending News
More News >
Min Xin Holdings Limited (HK:0222)
:0222

Min Xin Holdings Limited (0222) AI Stock Analysis

Compare
0 Followers

Top Page

HK

Min Xin Holdings Limited

(Frankfurt:0222)

Rating:63Neutral
Price Target:
HK$2.00
▲(2.04%Upside)
Min Xin Holdings Limited's overall stock score is primarily influenced by its stable financial foundation with low debt and fair valuation. However, challenges in profitability, cash flow management, and lack of positive technical momentum contribute to a moderate score. The attractive dividend yield offers some compensation for the operational inefficiencies.

Min Xin Holdings Limited (0222) vs. iShares MSCI Hong Kong ETF (EWH)

Min Xin Holdings Limited Business Overview & Revenue Model

Company DescriptionMin Xin Holdings Limited (0222) is a Hong Kong-based investment holding company that primarily operates in the financial services sector. The company's core activities include insurance, bank deposit management, and property investment. Min Xin Holdings is involved in general insurance and life insurance businesses, providing a range of insurance products and services to its clients. The company also engages in the management of bank deposits and investments in properties, aiming to generate stable returns for its stakeholders.
How the Company Makes MoneyMin Xin Holdings Limited generates revenue through several key streams, primarily from its insurance operations. The company earns premiums from providing general and life insurance products, which serve as a significant source of income. Additionally, Min Xin Holdings makes money through investment activities, including income from bank deposits and returns on property investments. These investments are managed to maximize returns while ensuring adequate risk management. The company's earnings are further supported by strategic partnerships and collaborations within the financial services sector, which help enhance its service offerings and expand its market reach.

Min Xin Holdings Limited Financial Statement Overview

Summary
Min Xin Holdings Limited shows a stable financial position with strong equity and low debt, but faces profitability challenges as indicated by declining margins and negative cash flow ratios. Continued focus on improving operational efficiency and cash flow management will be crucial for future growth.
Income Statement
65
Positive
The income statement shows moderate performance with positive revenue growth of 15.78% from 2023 to 2024, indicating an improvement in business operations. The gross profit margin remains high at 100% due to the nature of the insurance industry. However, the net profit margin of 32.68% and declining EBIT margin from 4.72% in 2023 to 3.06% in 2024 highlight potential inefficiencies or increased costs affecting profitability.
Balance Sheet
75
Positive
The balance sheet is strong with a low debt-to-equity ratio of 0.10, indicating low financial leverage and thus reduced financial risk. The equity ratio is robust at 87.67%, showing a solid foundation of assets funded by equity. Return on equity is relatively low at 1.12%, suggesting room for improvement in generating returns for shareholders.
Cash Flow
50
Neutral
Cash flow statements reflect challenges with negative free cash flow in both 2023 and 2024. Operating cash flow to net income ratio is negative, indicating potential cash management issues. Free cash flow to net income ratio is negative as well, suggesting the company struggles to translate earnings into cash flow.
Breakdown
Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income StatementTotal Revenue
236.41M231.78M263.32M232.85M164.70M
Gross Profit
65.77M46.61M87.15M100.64M62.53M
EBIT
8.23M10.94M47.72M51.51M19.74M
EBITDA
141.86M73.28M19.72M62.48M41.51M
Net Income Common Stockholders
87.70M39.41M456.97M495.93M436.06M
Balance SheetCash, Cash Equivalents and Short-Term Investments
1.12B1.04B236.26M466.99M875.53M
Total Assets
8.92B9.18B9.17B9.67B8.41B
Total Debt
838.66M856.16M198.56M598.36M99.98M
Net Debt
266.64M442.09M-37.69M131.37M-775.55M
Total Liabilities
1.10B1.12B198.56M791.69M99.98M
Stockholders Equity
7.82B8.07B8.26B8.71B7.60B
Cash FlowFree Cash Flow
-26.00M-17.25M41.97M27.39M11.38M
Operating Cash Flow
-24.71M-16.00M43.45M28.36M12.04M
Investing Cash Flow
265.68M108.86M-21.82M-146.69M-93.65M
Financing Cash Flow
-74.15M90.35M-225.01M258.78M1.68M

Min Xin Holdings Limited Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price1.96
Price Trends
50DMA
1.93
Negative
100DMA
2.05
Negative
200DMA
1.93
Negative
Market Momentum
MACD
-0.02
Negative
RSI
58.27
Neutral
STOCH
75.29
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0222, the sentiment is Neutral. The current price of 1.96 is above the 20-day moving average (MA) of 1.81, above the 50-day MA of 1.93, and above the 200-day MA of 1.93, indicating a neutral trend. The MACD of -0.02 indicates Negative momentum. The RSI at 58.27 is Neutral, neither overbought nor oversold. The STOCH value of 75.29 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:0222.

Min Xin Holdings Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (64)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
76
Outperform
$524.90B37.0427.96%2.23%19.20%24.01%
75
Outperform
$121.52B19.301.94%7.31%-7.64%-32.01%
69
Neutral
HK$148.19B8.744.15%5.81%-10.21%-40.22%
64
Neutral
$12.85B9.817.79%78.20%12.23%-7.93%
63
Neutral
HK$1.14B13.011.09%4.71%2.80%122.42%
55
Neutral
HK$108.93B-5.19%6.13%8.94%-18.13%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:0222
Min Xin Holdings Limited
1.86
-0.41
-18.13%
HK:0823
Link Real Estate Investment
42.00
12.27
41.30%
HK:0388
Hong Kong Exchanges & Clearing
420.40
166.24
65.41%
HK:0688
China Overseas Land & Investment
13.68
>-0.01
-0.03%
HK:0012
Henderson Land Development Co
25.05
4.79
23.65%

Min Xin Holdings Limited Corporate Events

Min Xin Holdings Announces 2025 Annual General Meeting
May 30, 2025

Min Xin Holdings Limited has announced its upcoming annual general meeting, scheduled for June 26, 2025, at the Grand Hyatt Hong Kong. The meeting will address several key agenda items, including the consideration of audited financial statements for the year ending December 31, 2024, re-election of directors, and the reappointment of Deloitte Touche Tohmatsu as the company’s auditor. Additionally, resolutions will be proposed to authorize the board to repurchase shares and issue additional shares, reflecting strategic decisions that could impact the company’s market operations and shareholder value.

Min Xin Holdings Forms New Private Equity Partnership
May 29, 2025

Min Xin Holdings Limited has announced the establishment of a new partnership named Fuzhou Minxin Xinan Private Equity Investment Partnership Enterprise, in collaboration with Guoke Jiahe and Xiamen Jingyuan. This partnership aims to invest in a project company for capital appreciation and long-term returns. The partnership will operate with a capital commitment from each partner, with Fujian Minxin contributing RMB69,990,000, Xiamen Jingyuan RMB30,000,000, and Guoke Jiahe RMB10,000. The partnership is set for an 8-year term, with a 5-year investment period, focusing on venture capital and private equity investments. This move is subject to certain reporting and announcement requirements under the Hong Kong Listing Rules, reflecting a strategic step for Min Xin Holdings in expanding its investment portfolio.

Min Xin Holdings Announces Nomination Committee Change
Mar 27, 2025

Min Xin Holdings Limited, a company listed on the Hong Kong Stock Exchange, has announced a change in the composition of its Nomination Committee. Ms. YOU Li, a Non-executive Director, has been appointed as a member of the Nomination Committee effective March 27, 2025. This appointment may influence the company’s governance structure and decision-making processes, potentially impacting its strategic direction and stakeholder relations.

Min Xin Holdings Updates Board of Directors and Committee Roles
Mar 27, 2025

Min Xin Holdings Limited announced the updated list of its board of directors and their respective roles and functions, effective from 27 March 2025. This update includes the appointment of Wang Fei as Chairman and Huang Wensheng as Vice Chairman and General Manager, along with the composition of various board committees, which is crucial for the company’s governance and strategic decision-making.

Min Xin Holdings Reports 122.5% Profit Surge for 2024
Mar 27, 2025

Min Xin Holdings Limited reported a significant increase in profit attributable to shareholders, amounting to HK$87.7 million, a 122.5% rise from the previous year. Despite the profit surge, the company experienced a slight decrease in total assets and equity. The financial results indicate a robust performance in operating income and share of results from associates, which contributed to the overall profit growth, underscoring the company’s strong market positioning and potential positive implications for stakeholders.

Min Xin Holdings Projects Significant Profit Growth for 2024
Mar 14, 2025

Min Xin Holdings Limited has announced a significant increase in its profit for the year ended December 31, 2024. The company expects to record a profit attributable to shareholders of approximately HK$90 million to HK$95 million, marking an increase of 128% to 141% compared to the previous year. This growth is primarily attributed to the improved performance of its major associate. The announcement advises shareholders and potential investors to exercise caution when dealing in the company’s shares, as the financial results are based on preliminary unaudited accounts.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.