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HAPN Stock Chart & Stats
$17.44
-$0.25(-1.53%)
At close: 4:00 PM EST
$17.44
-$0.25(-1.53%)
Day’s Range― - ―
52-Week Range$12.64 - $21.67
Previous CloseN/A
VolumeN/A
Average Volume (3M)2.22M
Market Cap
$2.27B
Enterprise Value$918.09
Total Cash (Recent Filing)$804.92M
Total Debt (Recent Filing)$59.74M
Price to Earnings (P/E)12.6
Beta1.49
Next Earnings
Jul 27, 2026EPS Estimate
0.42Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.53
Shares Outstanding115,350,920
10 Day Avg. Volume1,393,966
30 Day Avg. Volume2,221,266
Financial Highlights & Ratios
PEG Ratio0.10
Price to Book (P/B)1.46
Price to Sales (P/S)1.64
P/FCF Ratio-0.76
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$22.70Price Target Upside30.16% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)1.74
Revenue Forecast (FY)$1.06B
Bulls Say, Bears Say
Bulls Say
Growth Reinvestment StrategyReinvestment of upfront gains into marketing, expansion into new loan verticals, and rebranding aims to accelerate loan volumes and improve long-term profitability.
Marketplace Revenue And PartnershipsNew and extended loan partnerships and strong loan buyer demand are providing reliable marketplace revenue and growing non-interest income that support margin improvement.
Share Repurchase ProgramManagement's share repurchases and remaining buyback capacity enhance shareholder returns and signal confidence in capital allocation.
Bears Say
Accounting Transition UncertaintyLow analyst conviction in updated earnings estimates under the new accounting method creates uncertainty around reported results and investor expectations.
Increased Credit ProvisionsAddition of longer-duration major purchase loans increased reserve needs and higher credit provisions, which can weigh on reported earnings despite similar loss rates across products.
Product Launch ExpensesLaunching new consumer financing products required additional hiring and infrastructure, raising operating expenses before meaningful loan volumes developed and pressuring margins.
HAPN FAQ
What was Happen, Inc.’s price range in the past 12 months?
Happen, Inc. lowest stock price was $12.63 and its highest was $21.67 in the past 12 months.
What is Happen, Inc.’s market cap?
Happen, Inc.’s market cap is $2.27B.
When is Happen, Inc.’s upcoming earnings report date?
Happen, Inc.’s upcoming earnings report date is Jul 27, 2026 which is in 9 days.
How were Happen, Inc.’s earnings last quarter?
Happen, Inc. released its earnings results on Apr 27, 2026. The company reported $0.44 earnings per share for the quarter, beating the consensus estimate of $0.374 by $0.066.
Is Happen, Inc. overvalued?
According to Wall Street analysts Happen, Inc.’s price is currently Undervalued.
Does Happen, Inc. pay dividends?
Happen, Inc. does not currently pay dividends.
What is Happen, Inc.’s EPS estimate?
Happen, Inc.’s EPS estimate is 0.42.
How many shares outstanding does Happen, Inc. have?
Happen, Inc. has 115,350,920 shares outstanding.
What happened to Happen, Inc.’s price movement after its last earnings report?
Happen, Inc. reported an EPS of $0.44 in its last earnings report, beating expectations of $0.374. Following the earnings report the stock price went down -1.804%.
Which hedge fund is a major shareholder of Happen, Inc.?
Currently, no hedge funds are holding shares in HAPN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Happen Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$22.70 (30.16% Upside)
$22.70 (30.16% Upside)
Blogger Sentiment
Bullish
HAPN Sentiment 70%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Decreased
By 2.5M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▲ 0.9%
Last 30 Days ▲ 2.4%
Last 30 Days ▲ 2.4%
Technicals
SMA
Positive
20 days / 200 days
Momentum
47.58%
12-Months-Change
Fundamentals
Return on Equity
11.92%
Trailing 12-Months
Asset Growth
13.90%
Trailing 12-Months
Company Description
Happen, Inc.
Happen, Inc., operates as a bank holding company, that provides range of financial products and services in the United States. [8, 24, 33, 52, 60, 62] It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. [8, 33] The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. [8, 33]
HAPN Stock 12 Month Forecast
Average Price Target
$22.70
▲(30.16% Upside)
Technical Analysis
Ownership Overview
3.07% Insiders
25.57% Mutual Funds
0.11% Other Institutional Investors
51.51% Public Companies and
Individual Investors