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Green Dot (GDOT)
NYSE:GDOT
Earnings Data
Report Date
May 01, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
0.67Last Year’s EPS
0.59Same Quarter Last Year
Based on 5 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Feb 27, 2025
|% Change Since: -17.87%
|Next Earnings Date:May 01, 2025
Earnings Call Sentiment|Neutral
The earnings call highlighted strong growth in the B2B segment and successful new partnerships, which are offsetting challenges in the Consumer segment. The company is investing heavily in compliance and risk management, which is seen as a competitive advantage. However, ongoing retail headwinds and regulatory compliance costs present challenges.Company Guidance
In the call, Green Dot Corporation provided detailed guidance for 2025, highlighting expected non-GAAP revenue ranging from $1.85 billion to $1.9 billion and adjusted EBITDA of $145 million to $155 million. They anticipate mid to upper teens growth in consolidated revenue for the first three quarters, with a moderation to mid to upper single digits in the fourth quarter, largely due to normalized comparisons. The B2B segment is projected to achieve about 30% growth in the first half, moderating to low 20% growth for the full year. In contrast, the Consumer segment is expected to face mid-single digit declines in the first three quarters, worsening to mid-teens declines in the fourth quarter. The Money Movement segment is forecasted to grow in low single digits, with a notable increase in third-party cash transfer volumes. Meanwhile, corporate expenses are expected to rise slightly due to ongoing investments in compliance initiatives. Overall, the company is focusing on building a sustainable revenue engine, investing in compliance infrastructure, and optimizing its cost structure.Strong Fourth Quarter Performance
Adjusted revenue was up 25% year-over-year, and adjusted EBITDA increased by 70%, with over 200 basis points of margin expansion.
B2B Segment Growth
The B2B segment continues to drive growth, with revenue expected to grow about 30% in the first half of 2025 and low 20% growth for the full year.
Improvement in Consumer Segment
Average active accounts were up 3% year-over-year, marking the first quarter of year-over-year active account growth in almost four years.
New Partnerships and Launches
Successful new partnerships include PLS, DolFinTech, Varo, Clip Money, and Marqeta, contributing to pipeline growth.
Focus on Compliance and Risk Management
Investments in compliance and risk management infrastructure have dramatically reduced transaction and fraud losses.
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GDOT Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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GDOT Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Feb 27, 2025 | $8.17 | $7.65 | -6.36% |
| Nov 07, 2024 | $13.10 | $10.90 | -16.79% |
| Aug 08, 2024 | $8.85 | $10.05 | +13.56% |
| May 09, 2024 | $9.93 | $9.52 | -4.13% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Green Dot (GDOT) report earnings?
Green Dot (GDOT) is schdueled to report earning on May 01, 2025, TBA Not Confirmed.
What is Green Dot (GDOT) earnings time?
Green Dot (GDOT) earnings time is at May 01, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is GDOT EPS forecast?
GDOT EPS forecast for the fiscal quarter 2025 (Q1) is 0.67.
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