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Greene County Bancorp (GCBC)
NASDAQ:GCBC
US Market

Greene County Bancorp (GCBC) Ratios

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Greene County Bancorp Ratios

GCBC's free cash flow for Q2 2026 was $0.60. For the 2026 fiscal year, GCBC's free cash flow was decreased by $ and operating cash flow was $0.32. See a summary of the company’s cash flow.
Ratios
TTM
Jun 25Jun 24Jun 23Jun 22
Liquidity Ratios
Current Ratio
11.69 0.19 0.22 0.21 0.21
Quick Ratio
11.69 0.19 0.22 0.21 0.21
Cash Ratio
0.05 0.07 0.08 0.08 0.03
Solvency Ratio
0.01 0.01 <0.01 0.01 0.01
Operating Cash Flow Ratio
0.19 0.01 <0.01 0.01 0.01
Short-Term Operating Cash Flow Coverage
0.19 0.38 0.22 0.00 0.29
Net Current Asset Value
$ -784.50M$ -2.28B$ -2.06B$ -2.00B$ -1.91B
Leverage Ratios
Debt-to-Assets Ratio
0.07 0.04 0.07 0.02 0.07
Debt-to-Equity Ratio
0.83 0.54 0.97 0.27 1.10
Debt-to-Capital Ratio
0.45 0.35 0.49 0.21 0.52
Long-Term Debt-to-Capital Ratio
0.12 0.18 0.29 0.21 0.24
Financial Leverage Ratio
12.18 12.73 13.72 14.72 16.31
Debt Service Coverage Ratio
0.16 0.24 0.15 1.35 0.22
Interest Coverage Ratio
0.74 0.60 0.51 1.53 6.05
Debt to Market Cap
0.58 0.34 0.36 0.10 0.45
Interest Debt Per Share
15.87 10.90 14.79 4.28 10.48
Net Debt to EBITDA
4.84 -1.58 0.21 -4.13 2.96
Profitability Margins
Gross Profit Margin
58.83%55.69%54.54%76.92%88.47%
EBIT Margin
29.66%26.08%22.81%37.02%43.54%
EBITDA Margin
30.24%26.88%23.60%37.92%44.63%
Operating Profit Margin
29.66%26.08%22.81%37.02%43.54%
Pretax Profit Margin
29.66%26.08%22.81%37.02%43.54%
Net Profit Margin
26.03%23.42%21.07%31.81%37.03%
Continuous Operations Profit Margin
26.03%23.42%21.07%31.81%37.03%
Net Income Per EBT
87.77%89.82%92.36%85.93%85.05%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
1.16%1.02%0.88%1.14%1.09%
Return on Equity (ROE)
15.00%13.04%12.02%16.80%17.74%
Return on Capital Employed (ROCE)
1.40%10.61%8.35%15.39%15.89%
Return on Invested Capital (ROIC)
1.72%7.77%5.67%13.23%8.46%
Return on Tangible Assets
1.16%1.02%0.88%1.14%1.09%
Earnings Yield
9.88%8.23%4.50%6.07%7.26%
Efficiency Ratios
Receivables Turnover
0.08 8.12 8.24 7.90 8.48
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
9.19 8.73 7.53 6.44 5.26
Asset Turnover
0.04 0.04 0.04 0.04 0.03
Working Capital Turnover Ratio
-0.90 -0.06 -0.06 -0.05 -0.05
Cash Conversion Cycle
4.38K 44.98 44.30 46.20 43.06
Days of Sales Outstanding
4.38K 44.98 44.30 46.20 43.06
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
4.38K 44.98 44.30 46.20 43.06
Cash Flow Ratios
Operating Cash Flow Per Share
1.99 1.64 1.46 1.65 2.08
Free Cash Flow Per Share
1.93 1.60 1.37 1.56 2.01
CapEx Per Share
0.06 0.04 0.09 0.09 0.06
Free Cash Flow to Operating Cash Flow
0.97 0.98 0.94 0.95 0.97
Dividend Paid and CapEx Coverage Ratio
8.61 5.42 5.25 7.54 9.59
Capital Expenditure Coverage Ratio
35.02 40.49 16.54 18.29 33.64
Operating Cash Flow Coverage Ratio
0.16 0.22 0.13 0.57 0.20
Operating Cash Flow to Sales Ratio
0.24 0.21 0.21 0.29 0.47
Free Cash Flow Yield
8.90%7.21%4.25%5.24%8.89%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
10.12 12.15 22.25 16.48 13.78
Price-to-Sales (P/S) Ratio
2.64 2.85 4.69 5.24 5.10
Price-to-Book (P/B) Ratio
1.43 1.58 2.67 2.77 2.45
Price-to-Free Cash Flow (P/FCF) Ratio
11.24 13.87 23.54 19.10 11.24
Price-to-Operating Cash Flow Ratio
10.92 13.52 22.12 18.05 10.91
Price-to-Earnings Growth (PEG) Ratio
1.25 0.46 -1.12 1.70 0.81
Price-to-Fair Value
1.43 1.58 2.67 2.77 2.45
Enterprise Value Multiple
13.55 9.01 20.07 9.70 14.39
Enterprise Value
575.31M 321.89M 556.90M 355.88M 485.56M
EV to EBITDA
13.55 9.01 20.07 9.70 14.39
EV to Sales
4.10 2.42 4.74 3.68 6.42
EV to Free Cash Flow
17.47 11.80 23.80 13.39 14.15
EV to Operating Cash Flow
16.97 11.51 22.36 12.66 13.73
Tangible Book Value Per Share
15.17 14.03 12.10 10.76 9.26
Shareholders’ Equity Per Share
15.17 14.03 12.10 10.76 9.26
Tax and Other Ratios
Effective Tax Rate
0.12 0.10 0.08 0.14 0.15
Revenue Per Share
8.25 7.81 6.91 5.68 4.44
Net Income Per Share
2.15 1.83 1.45 1.81 1.64
Tax Burden
0.88 0.90 0.92 0.86 0.85
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.15 0.23 0.25 0.30 0.34
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
0.93 0.90 1.01 0.91 1.26
Currency in USD