WH Ireland Group plc (WHI) AI Stock Analysis

• Market Cap: £5.12M
• Dividend Yield: N/A
• Average Volume (3M): 17.19K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.31
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: UK
• Employees: 133
• Sector: Financial
• Sector Strength: 82
• Industry: Financial - Capital Markets
• EPS (TTM): >-0.01
• Shares Outstanding: 235,986,200
• 10 Day Avg. Volume: 20,533
• 30 Day Avg. Volume: 17,187
• PEG Ratio: 0.03
• Price to Book (P/B): 0.25
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -6.09
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 42 Neutral
• Price Target: ―

WH Ireland Group plc's stock score is primarily impacted by its weak financial performance, characterized by declining revenues and negative cash flows. The bearish technical signals further weigh down the score. While the lack of debt provides some stability, the absence of valuation metrics and challenging market conditions pose significant risks.

WH Ireland Group plc Business Overview & Revenue Model

Company Description

WH Ireland Group plc (WHI) is a UK-based financial services company that provides a range of investment management, wealth management, and corporate broking services. It operates primarily in the wealth management and capital markets sectors, offering tailored solutions to private clients, corporates, and institutions. WHI's services include investment advice, portfolio management, corporate finance, and broking for both private and public companies.

How the Company Makes Money

WH Ireland Group plc generates revenue through a diversified business model focused on wealth management and capital markets services. In wealth management, the company earns money through management fees and commissions from investment advisory and portfolio management services provided to private clients and institutions. In the capital markets sector, WHI derives income from corporate finance activities, including advisory fees for mergers and acquisitions, fundraisings, and IPOs. Additionally, the company earns broking commissions from executing trades for its clients. WHI's revenue streams are supported by its strategic partnerships and its ability to attract high-net-worth individuals and corporate clients seeking bespoke financial solutions.

WH Ireland Group plc Financial Statement Overview

Summary

WH Ireland Group plc is facing severe financial challenges, including declining revenues, negative profit margins, and negative cash flows. The absence of debt is a positive aspect, but overall, the company's financial health is weak and requires strategic improvement.

Income Statement

The company has experienced a sharp decline in revenue, with a negative growth rate from 2023 to 2024. The gross profit and net income are both negative, indicating significant operational challenges. Margins have deteriorated, with negative EBIT and EBITDA margins, reflecting poor profitability and cost management.

Balance Sheet

The company has no total debt, which is a strength. However, the return on equity (ROE) is negative, indicating a loss in shareholder value. The equity ratio is relatively healthy, suggesting a stable capital structure, but overall asset levels have declined.

Cash Flow

The company has negative free and operating cash flows, indicating cash management issues. The operating cash flow to net income ratio is poor due to negative cash flows, suggesting cash flow inefficiencies. There is a significant decline in free cash flow compared to previous years.

Breakdown	TTM	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Income Statement
Total Revenue	5.34M	-583.00K	26.69M	32.03M	29.56M	21.61M
Gross Profit	5.34M	-583.00K	14.72M	19.90M	20.40M	10.92M
EBITDA	-1.50M	201.00K	-2.69M	478.00K	2.87M	-1.13M
Net Income	-1.25M	-5.94M	-1.94M	75.00K	1.15M	-4.16M
Balance Sheet
Total Assets	36.89M	19.54M	21.05M	26.61M	27.56M	16.22M
Cash, Cash Equivalents and Short-Term Investments	6.66M	5.57M	5.16M	7.94M	9.17M	3.80M
Total Debt	807.00K	0.00	612.00K	1.38M	2.06M	2.90M
Total Liabilities	25.18M	5.20M	7.41M	11.20M	12.48M	7.71M
Stockholders Equity	11.71M	14.34M	13.64M	15.41M	15.09M	8.51M
Cash Flow
Free Cash Flow	-937.00K	-5.31M	-1.52M	-2.71M	4.89M	-4.83M
Operating Cash Flow	-937.00K	-5.30M	-1.05M	-2.60M	5.09M	-4.61M
Investing Cash Flow	682.00K	1.33M	-35.00K	1.83M	-5.05M	-1.40M
Financing Cash Flow	-54.00K	4.64M	-1.13M	-992.00K	4.44M	2.04M

WH Ireland Group plc Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 2.20
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:WHI, the sentiment is Negative. The current price of 2.2 is below the 20-day moving average (MA) of 2.28, below the 50-day MA of 2.35, and below the 200-day MA of 2.75, indicating a bearish trend. The MACD of -0.04 indicates Positive momentum. The RSI at <0.01 is Positive, neither overbought nor oversold. The STOCH value of 55.33 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:WHI.

WH Ireland Group plc Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SUS	76 Outperform	£222.97M	12.45	7.59%	4.36%	0.15%	-29.58%
PEBB	70 Outperform	£78.66M	12.92	7.08%	2.78%	0.88%	10.37%
Sector *	58 Neutral	$12.97B	5.12	-2.61%	5.35%	5.83%	-54.44%
TAVI	54 Neutral	£19.40M	―	-6.24%	2.04%	3.68%	-800.00%
WHI	42 Neutral	£5.12M	―		―	―	―

WH Ireland Group plc Corporate Events

WH Ireland Streamlines Operations and Partners with Verso for Client Services

WH Ireland Group PLC has entered into an agreement with Verso Wealth Management to market Verso’s services to certain clients of WH Ireland’s underperforming Henley office. This strategy aligns with WH Ireland’s goal of achieving sustainable profitability by streamlining operations, and will involve WH Ireland receiving cash payments based on revenue generated from client transfers. Additionally, WH Ireland plans to close its Henley office and concentrate its wealth management operations in London, Manchester, and Poole, aiming to reduce costs and enhance operational efficiency.