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Saga plc (GB:SAGA)
LSE:SAGA
SAGA Stock Chart & Stats
383.50p
1.36p(1.17%)
At close: 4:00 PM EST
383.50p
1.36p(1.17%)
Day’s Range― - ―
52-Week Range108.28p - 590.00p
Previous CloseN/A
Volume12.90K
Average Volume (3M)379.69K
Market Cap
£790.66M
Enterprise Value1.26B
Total Cash (Recent Filing)£224.40M
Total Debt (Recent Filing)£675.80M
Price to Earnings (P/E)―
Beta0.96
Next Earnings
Apr 15, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.28
Shares Outstanding144,855,480
10 Day Avg. Volume237,304
30 Day Avg. Volume379,687
Financial Highlights & Ratios
PEG Ratio-0.02
Price to Book (P/B)3.02
Price to Sales (P/S)0.30
P/FCF Ratio1.87
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Targeted, Diversified Business ModelSaga's dual focus on travel and insurance for the 50+ demographic creates durable revenue diversification and customer loyalty. The targeted product set enables tailored pricing, repeat sales and cross‑sell opportunities, reducing reliance on any single market and supporting stable medium‑term cash flows.
Improved Free Cash Flow GenerationA large, recurring uplift in free cash flow demonstrates improving operational cash conversion despite accounting losses. Strong FCF provides capacity to pay down debt, fund strategic initiatives and absorb cyclical travel volatility, materially strengthening liquidity and resilience over the next several quarters.
Deleveraging & Strategic SimplificationMeaningful net debt reduction and the disposal of underwriting lower capital intensity and underwriting risk. Planned partnerships (Ageas, NatWest) and stated targets (leverage <2x by 2030) point to a structural shift toward a less capital‑intensive, more predictable earnings mix and improved financial flexibility.
Bears Say
Very High LeverageSaga's extremely high debt-to-equity and very low equity ratio indicate heavy reliance on debt financing, which constrains strategic flexibility. Elevated leverage increases sensitivity to interest rates and cash‑flow shocks, meaning deleveraging must continue to materially lower refinancing and solvency risk over the medium term.
Persistent Negative Net ProfitabilityA deeply negative net margin signals that non‑operating items or finance costs erode operating profitability. Sustained net losses impair retained earnings and slow equity rebuilding, limiting the firm's ability to self‑fund growth or absorb shocks without further asset sales or external capital.
Home Insurance Volume And Margin WeaknessA pronounced drop in home insurance sales and contribution highlights structural pricing and distribution headwinds in a core segment. For a business relying on cross‑sell to a 50+ base, sustained volume decline reduces recurring revenue and forces reliance on lower‑margin partnerships or price actions that could depress long‑term margins.
Saga plc News
SAGA FAQ
What was Saga plc’s price range in the past 12 months?
Saga plc lowest share price was 108.28p and its highest was 590.00p in the past 12 months.
What is Saga plc’s market cap?
Saga plc’s market cap is £790.66M.
When is Saga plc’s upcoming earnings report date?
Saga plc’s upcoming earnings report date is Apr 15, 2026 which is in 53 days.
How were Saga plc’s earnings last quarter?
Saga plc released its earnings results on Sep 24, 2025. The company reported 0.277p earnings per share for the quarter, beating the consensus estimate of N/A by 0.277p.
Is Saga plc overvalued?
According to Wall Street analysts Saga plc’s price is currently Overvalued.
Does Saga plc pay dividends?
Saga plc pays a Semiannually dividend of 17.759p which represents an annual dividend yield of N/A. See more information on Saga plc dividends here
What is Saga plc’s EPS estimate?
Saga plc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Saga plc have?
Saga plc has 144,855,480 shares outstanding.
What happened to Saga plc’s price movement after its last earnings report?
Saga plc reported an EPS of 0.277p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 6.682%.
Which hedge fund is a major shareholder of Saga plc?
Currently, no hedge funds are holding shares in GB:SAGA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Saga plc Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
106.25%
12-Months-Change
Fundamentals
Return on Equity
-76.14%
Trailing 12-Months
Asset Growth
-25.22%
Trailing 12-Months
Company Description
Saga plc
Saga plc provides general insurance, package and cruise holidays, and personal finance products and services in the United Kingdom. The company operates in three segments: Insurance, Travel, and Other Businesses and Central Costs. It offers car, home, health, travel, landlord, boat, motorhome, caravan, pet, personal accident, breakdown cover, building, content, renter, holiday, and holiday home insurance. The company also operates and delivers package tours and cruise holiday products; and provides equity release and care funding advice, savings accounts, credit cards, and wealth management services, as well as shares ISA and share dealing services. In addition, it offers mailing house services; retirement benefit schemes; and publishes Saga Magazine, as well as repairs automotive vehicles. The company was formerly known as Saga Limited and changed its name to Saga plc in May 2014. The company was founded in 1950 and is headquartered in Folkestone, the United Kingdom.
Technical Analysis
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Options Prices
Currently, No data available
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