Saga plc (GB:SAGA)
LSE:SAGA
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SAGA Stock Chart & Stats
383.50 p
1.36 p(1.17%)
At close: 4:00 PM EST
383.50 p
1.36 p(1.17%)
Day’s Range― - ―
52-Week Range130.00 p - 652.92 p
Previous CloseN/A
Volume12.90K
Average Volume (3M)379.69K
Market Cap
£853.35M
Enterprise Value1.25B
Total Cash (Recent Filing)£258.00M
Total Debt (Recent Filing)£651.40M
Price to Earnings (P/E)53.7
Beta0.91
Next Earnings
Sep 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.05
Shares Outstanding144,855,480
10 Day Avg. Volume237,304
30 Day Avg. Volume379,687
Financial Highlights & Ratios
PEG Ratio-0.50
Price to Book (P/B)10.62
Price to Sales (P/S)1.12
P/FCF Ratio7.34
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£600.00Price Target Upside56.45% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.38
Revenue Forecast (FY)£685.27M
Bulls Say, Bears Say
Bulls Say
Cash GenerationImproved and consistent cash generation is a durable strength: rising OCF and FCF provide ongoing capacity to service debt, fund working capital and targeted investments, and reduce refinancing stress. Strong cash conversion underpins operational resilience across cycles.
Debt Reduction & Leverage ImprovementMaterial debt reduction and an improving leverage ratio lower refinancing and interest-rate sensitivity over the medium term. A clear de-leveraging trajectory (targeting sub-2x by 2030) signals management focus on balance-sheet repair, boosting strategic optionality.
Strategic Simplification & PartnershipsShifting from underwriting to broking via the sale and partner launches reduces capital intensity and underwriting volatility. Partnerships with established insurers provide scalable distribution, steadier fee income and lower reserving risk, improving long-term earnings quality.
Bears Say
High LeverageA very high debt load versus thin equity constrains financial flexibility and elevates refinancing and covenant risk. Even with improving cash flow, leverage magnifies earnings sensitivity to travel cycles, margin shocks, and higher finance costs, limiting strategic choices.
Profitability VolatilityHistoric swings between losses and modest recovery indicate execution and margin risk. Inconsistent profitability makes long-term planning harder, undermines retained-earnings rebuilding, and means durable improvements depend on sustaining recent revenue and cost trends.
Home-insurance Segment WeaknessA material drop in home policy sales signals structural issues in product competitiveness or panel pricing. Weakness in this line reduces diversification of broking income and cross-sell potential, creating a persistent revenue drag unless distribution or pricing is fixed.
Saga plc News
SAGA FAQ
What was Saga plc’s price range in the past 12 months?
Saga plc lowest share price was 130.00 p and its highest was 652.92 p in the past 12 months.
What is Saga plc’s market cap?
Saga plc’s market cap is £853.35M.
When is Saga plc’s upcoming earnings report date?
Saga plc’s upcoming earnings report date is Sep 30, 2026 which is in 155 days.
How were Saga plc’s earnings last quarter?
Saga plc released its earnings results on Apr 15, 2026. The company reported -0.046 p earnings per share for the quarter, missing the consensus estimate of N/A by -0.046 p.
Is Saga plc overvalued?
According to Wall Street analysts Saga plc’s price is currently Undervalued.
Does Saga plc pay dividends?
Saga plc pays a Semiannually dividend of 17.759 p which represents an annual dividend yield of N/A. See more information on Saga plc dividends here
What is Saga plc’s EPS estimate?
Saga plc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Saga plc have?
Saga plc has 144,855,480 shares outstanding.
What happened to Saga plc’s price movement after its last earnings report?
Saga plc reported an EPS of -0.046 p in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 6.014%.
Which hedge fund is a major shareholder of Saga plc?
Currently, no hedge funds are holding shares in GB:SAGA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Saga plc Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
£600.00 (56.45% Upside)
£600.00 (56.45% Upside)
Blogger Sentiment
Bullish
GB:SAGA Sentiment 100%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
106.25%
12-Months-Change
Fundamentals
Return on Equity
-15.72%
Trailing 12-Months
Asset Growth
-19.69%
Trailing 12-Months
Company Description
Saga plc
Saga plc provides general insurance, package and cruise holidays, and personal finance products and services in the United Kingdom. The company operates in three segments: Insurance, Travel, and Other Businesses and Central Costs. It offers car, home, health, travel, landlord, boat, motorhome, caravan, pet, personal accident, breakdown cover, building, content, renter, holiday, and holiday home insurance. The company also operates and delivers package tours and cruise holiday products; and provides equity release and care funding advice, savings accounts, credit cards, and wealth management services, as well as shares ISA and share dealing services. In addition, it offers mailing house services; retirement benefit schemes; and publishes Saga Magazine, as well as repairs automotive vehicles. The company was formerly known as Saga Limited and changed its name to Saga plc in May 2014. The company was founded in 1950 and is headquartered in Folkestone, the United Kingdom.
SAGA Stock 12 Month Forecast
Average Price Target
600.00 p
▲(56.45% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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