Saga plc (GB:SAGA)
LSE:SAGA
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SAGA Stock Chart & Stats
383.50 p
1.36 p(1.17%)
At close: 4:00 PM EST
383.50 p
1.36 p(1.17%)
Day’s Range― - ―
52-Week Range135.80 p - 652.92 p
Previous CloseN/A
Volume12.90K
Average Volume (3M)379.69K
Market Cap
£742.23M
Enterprise Value1.16B
Total Cash (Recent Filing)£258.00M
Total Debt (Recent Filing)£651.40M
Price to Earnings (P/E)―
Beta1.06
Next Earnings
Sep 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.10
Shares Outstanding146,290,480
10 Day Avg. Volume237,304
30 Day Avg. Volume379,687
Financial Highlights & Ratios
PEG Ratio-0.50
Price to Book (P/B)10.62
Price to Sales (P/S)1.12
P/FCF Ratio7.34
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£600.00Price Target Upside56.45% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.38
Revenue Forecast (FY)£685.27M
Bulls Say, Bears Say
Bulls Say
Improved Cash GenerationSaga’s recent material improvement in operating and free cash flow reflects stronger cash conversion from operations. This durable cash generation enhances near-term debt servicing, funds working capital and strategic investments, and lowers refinancing pressure versus prior loss-making periods.
Sustained Revenue RecoveryA multi-year top-line recovery to ~£660m with strong 2026 growth signals improving demand across travel and insurance. Sustainable revenue expansion supports scale benefits for margins and cross-sell opportunities, making revenue resilience a constructive mid-term structural trend.
Clear Niche Brand And Customer BaseSaga’s focused 50+ brand and product mix creates durable customer loyalty and cross-selling potential across travel and insurance. Demographic tailwinds and differentiated offerings reduce customer acquisition friction and support repeat revenue streams over the medium term.
Bears Say
Very High Leverage And Thin EquityA capital structure with ~£651m debt versus only ~£70m equity leaves Saga highly leveraged. This elevates refinancing, interest-rate and covenant risk, limits balance-sheet flexibility for opportunistic investments, and makes earnings or cash-flow setbacks more threatening to solvency.
Volatile Profitability HistoryPrior multi-year losses demonstrate operational and margin volatility. While 2026 returned to modest profit, inconsistent earnings reduce predictability for reinvestment and debt service planning, and imply profits may re-compress with weaker travel demand or higher claims.
Dependence On Third‑party Underwriting PartnersRelying on external underwriters for risk capacity means Saga has limited control over pricing, claims outcomes and underwriting terms. This structural dependence can compress margins, create contract renewal risk, and expose the business to partner credit or capacity shifts over time.
Saga plc News
SAGA FAQ
What was Saga plc’s price range in the past 12 months?
Saga plc lowest share price was 135.80 p and its highest was 652.92 p in the past 12 months.
What is Saga plc’s market cap?
Saga plc’s market cap is £742.23M.
When is Saga plc’s upcoming earnings report date?
Saga plc’s upcoming earnings report date is Sep 30, 2026 which is in 133 days.
How were Saga plc’s earnings last quarter?
Saga plc released its earnings results on Apr 15, 2026. The company reported -0.046 p earnings per share for the quarter, missing the consensus estimate of N/A by -0.046 p.
Is Saga plc overvalued?
According to Wall Street analysts Saga plc’s price is currently Undervalued.
Does Saga plc pay dividends?
Saga plc pays a Semiannually dividend of 17.759 p which represents an annual dividend yield of N/A. See more information on Saga plc dividends here
What is Saga plc’s EPS estimate?
Saga plc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Saga plc have?
Saga plc has 146,290,480 shares outstanding.
What happened to Saga plc’s price movement after its last earnings report?
Saga plc reported an EPS of -0.046 p in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 6.014%.
Which hedge fund is a major shareholder of Saga plc?
Currently, no hedge funds are holding shares in GB:SAGA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Saga plc Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
£600.00 (56.45% Upside)
£600.00 (56.45% Upside)
Blogger Sentiment
Bullish
GB:SAGA Sentiment 100%
Sector Average ―
Sector Average ―
Technicals
SMA
Positive
20 days / 200 days
Momentum
106.25%
12-Months-Change
Fundamentals
Return on Equity
-15.72%
Trailing 12-Months
Asset Growth
-19.69%
Trailing 12-Months
Company Description
Saga plc
Saga plc provides general insurance, package and cruise holidays, and personal finance products and services in the United Kingdom. The company operates in three segments: Insurance, Travel, and Other Businesses and Central Costs. It offers car, home, health, travel, landlord, boat, motorhome, caravan, pet, personal accident, breakdown cover, building, content, renter, holiday, and holiday home insurance. The company also operates and delivers package tours and cruise holiday products; and provides equity release and care funding advice, savings accounts, credit cards, and wealth management services, as well as shares ISA and share dealing services. In addition, it offers mailing house services; retirement benefit schemes; and publishes Saga Magazine, as well as repairs automotive vehicles. The company was formerly known as Saga Limited and changed its name to Saga plc in May 2014. The company was founded in 1950 and is headquartered in Folkestone, the United Kingdom.
SAGA Stock 12 Month Forecast
Average Price Target
600.00 p
▲(56.45% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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