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RM plc (GB:RM)
LSE:RM
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RM (RM) AI Stock Analysis

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GB:RM

RM

(LSE:RM)

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Neutral 53 (OpenAI - 5.2)
Rating:53Neutral
Price Target:
97.00 p
▲(2.11% Upside)
Action:Reiterated
Date:08/06/26
The score is held back primarily by weak and volatile cash flow despite an FY2025 earnings rebound. A significantly improved balance sheet supports the outlook, but technicals are broadly neutral and the valuation (P/E ~22.7) does not look compelling enough to offset execution and cash-conversion risk.
Positive Factors
Leverage reduction
Material deleveraging materially strengthens financial flexibility and lowers default and refinancing risk over the medium term. With much lower interest and principal pressure, management has room to reinvest in product, sustain operations through cycles, and pursue strategic options without immediate liquidity strain.
Negative Factors
Weak cash generation
Severely diminished cash conversion leaves limited internal funding for growth, capex, or sustained debt reduction. Free cash flow covering only part of earnings and a history of negative cash flow in prior years increases reliance on external financing and makes execution riskier over the next several quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Leverage reduction
Material deleveraging materially strengthens financial flexibility and lowers default and refinancing risk over the medium term. With much lower interest and principal pressure, management has room to reinvest in product, sustain operations through cycles, and pursue strategic options without immediate liquidity strain.
Read all positive factors

RM (RM) vs. iShares MSCI United Kingdom ETF (EWC)

RM Business Overview & Revenue Model

Company Description
RM Plc is an investment holding company, which engages in the provision of technology and resources to the education sector. It operates through the following segments: RM TTS (RM Technical Teaching Solutions) RM Assessment, and RM Technology. The...
How the Company Makes Money
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RM Financial Statement Overview

Summary
FY2025 shows a clear earnings rebound (positive EBIT and net income) and a materially healthier balance sheet with sharply reduced debt and positive ROE. Offsetting this, profitability remains thin, revenue and results have been volatile across years, and cash generation is the weakest area with sharply lower free cash flow versus FY2024 and uneven cash conversion.
Income Statement
55
Neutral
Balance Sheet
62
Positive
Cash Flow
41
Neutral
BreakdownTTMNov 2025Nov 2024Nov 2023Nov 2022Nov 2021
Income Statement
Total Revenue159.00M162.07M166.14M195.19M214.17M206.15M
Gross Profit59.05M61.63M116.86M60.19M57.94M58.98M
EBITDA15.50M11.78M-1.32M26.80M-13.86M11.24M
Net Income3.49M2.19M-4.74M-29.10M-14.50M4.19M
Balance Sheet
Total Assets156.29M145.11M138.50M139.76M202.65M210.82M
Cash, Cash Equivalents and Short-Term Investments4.91M6.17M8.20M8.06M1.91M3.56M
Total Debt79.35M72.11M74.82M70.14M67.87M42.75M
Total Liabilities124.39M114.19M121.39M121.94M142.01M123.32M
Stockholders Equity31.90M30.93M17.11M17.83M60.64M86.97M
Cash Flow
Free Cash Flow86.00K1.10M3.55M-11.55M-25.99M-3.40M
Operating Cash Flow1.14M2.09M8.37M-10.46M-20.79M4.62M
Investing Cash Flow-9.75M-9.74M-4.72M20.85M891.00K-12.59M
Financing Cash Flow6.18M10.19M-8.00M-4.14M20.29M6.03M

RM Technical Analysis

Technical Analysis Sentiment
Positive
Last Price95.00
Price Trends
50DMA
96.57
Positive
100DMA
96.94
Positive
200DMA
102.23
Negative
Market Momentum
MACD
1.09
Negative
RSI
54.44
Neutral
STOCH
35.63
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:RM, the sentiment is Positive. The current price of 95 is above the 20-day moving average (MA) of 94.99, below the 50-day MA of 96.57, and below the 200-day MA of 102.23, indicating a neutral trend. The MACD of 1.09 indicates Negative momentum. The RSI at 54.44 is Neutral, neither overbought nor oversold. The STOCH value of 35.63 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:RM.

RM Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
78
Outperform
£134.85M15.1115.55%5.48%2.78%62.26%
68
Neutral
£201.30M82.525.22%0.80%19.00%-53.85%
66
Neutral
£39.48M30.3419.30%1.38%15.92%154.39%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
57
Neutral
£505.27M-6.86-14.39%2.13%0.82%-997.08%
53
Neutral
£98.37M22.6611.11%-0.74%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
GB:RM
RM
98.00
-6.00
-5.77%
GB:GBG
GB Group plc
237.50
20.26
9.33%
GB:NET
Netcall
118.00
-0.49
-0.41%
GB:TRB
Tribal Group plc
63.00
10.47
19.92%
GB:SKL
Skillcast Group Plc
44.00
-11.80
-21.15%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 06, 2026