Premier Asset Management (PMI) AI Stock Analysis

• Market Cap: £80.19M
• Dividend Yield: 11.21%
• Average Volume (3M): 714.94K
• Price to Earnings (P/E): 66.0
• Beta (1Y): 1.49
• Revenue Growth: -3.99%
• EPS Growth: -36.07%
• Country: UK
• Employees: 160
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): <0.01
• Shares Outstanding: 163,285,960
• 10 Day Avg. Volume: 576,681
• 30 Day Avg. Volume: 714,936
• PEG Ratio: -2.16
• Price to Book (P/B): 0.87
• Price to Sales (P/S): 1.49
• P/FCF Ratio: 13.03
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 54 Neutral
• Price Target: 55.00p ▲(2.80% Upside)

The overall stock score reflects a combination of mixed financial performance, bearish technical indicators, and high valuation concerns. The strong dividend yield is a positive factor but is outweighed by the challenges in profitability and cash flow generation.

Positive Factors

Strong Gross Profit Margins

High gross profit margins suggest effective cost control and pricing power, which can support profitability even in challenging revenue environments.

Solid Balance Sheet

A low debt-to-equity ratio indicates conservative financial management, providing stability and flexibility to navigate market fluctuations.

Strong Cash Flow Relative to Net Income

Strong cash flow generation relative to net income enhances liquidity and provides the company with the ability to reinvest in growth opportunities.

Negative Factors

Declining Revenue Growth

Negative revenue growth can hinder the company's ability to expand and compete effectively, impacting long-term market position and profitability.

Decreasing Profitability

Reduced profitability can limit the company's ability to invest in new initiatives and may affect shareholder returns over time.

Decline in Free Cash Flow Growth

A decline in free cash flow growth may constrain the company's ability to fund operations, pay dividends, or invest in future growth.

Premier Asset Management Business Overview & Revenue Model

Company Description

Premier Asset Management (PMI) is a leading investment management firm that specializes in providing a diverse range of financial services, including portfolio management, wealth management, and advisory services. The company primarily serves individual and institutional clients, focusing on sectors such as equities, fixed income, and alternative investments. With a commitment to delivering tailored investment solutions, PMI leverages its expertise to help clients achieve their financial objectives through strategic asset allocation and risk management.

How the Company Makes Money

PMI generates revenue through various channels, primarily by charging management fees based on the assets under management (AUM) for its investment funds and portfolios. These fees typically range from a percentage of AUM, which can vary depending on the specific service or investment strategy employed. Additionally, the company may earn performance fees if its investment returns exceed predetermined benchmarks. Other key revenue streams include advisory fees for financial planning and consulting services, as well as commissions from the sale of financial products. PMI often partners with financial institutions, third-party platforms, and advisory firms to expand its distribution network, which further enhances its revenue potential.

Premier Asset Management Financial Statement Overview

Summary

Premier Asset Management shows a mixed financial performance with strong gross profit margins and a solid balance sheet. However, challenges in revenue growth, declining profitability, and cash flow metrics raise concerns about financial health.

Income Statement

Premier Asset Management has experienced a decline in revenue growth over the past few years, with a negative growth rate of -1.86% in the most recent year. Gross profit margin remains strong at 84.76%, indicating efficient cost management. However, the net profit margin has decreased to 1.86%, suggesting challenges in maintaining profitability. The EBIT and EBITDA margins have also declined, reflecting reduced operational efficiency.

Balance Sheet

The company maintains a solid balance sheet with a low debt-to-equity ratio of 0.0165, indicating conservative leverage. Return on equity has decreased to 1.09%, showing reduced profitability relative to shareholder equity. The equity ratio stands at 50.58%, highlighting a strong capital structure with significant equity backing.

Cash Flow

Cash flow analysis reveals a significant decline in free cash flow growth at -37.23%, raising concerns about cash generation capabilities. The operating cash flow to net income ratio is 6.23, indicating strong cash flow relative to net income. However, the free cash flow to net income ratio is 6.15, suggesting potential challenges in converting earnings into free cash flow.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	64.26M	65.78M	64.04M	68.47M	90.23M	94.73M
Gross Profit	58.71M	55.75M	62.00M	66.94M	75.11M	78.05M
EBITDA	8.11M	8.28M	9.02M	11.65M	21.02M	25.33M
Net Income	1.22M	1.22M	1.88M	3.68M	9.57M	14.03M
Balance Sheet
Total Assets	222.38M	222.38M	224.33M	257.01M	282.59M	302.08M
Cash, Cash Equivalents and Short-Term Investments	31.44M	31.44M	35.90M	39.15M	47.85M	51.20M
Total Debt	1.85M	1.85M	2.31M	2.60M	1.15M	2.02M
Total Liabilities	109.89M	109.89M	105.32M	135.94M	155.83M	169.85M
Stockholders Equity	112.48M	112.48M	119.01M	121.06M	126.76M	132.22M
Cash Flow
Free Cash Flow	7.17M	7.51M	7.66M	5.67M	17.11M	29.26M
Operating Cash Flow	7.28M	7.61M	7.95M	5.83M	17.32M	29.32M
Investing Cash Flow	-1.32M	-1.32M	112.00K	1.24M	888.00K	-493.00K
Financing Cash Flow	-10.92M	-10.92M	-10.09M	-14.90M	-20.12M	-17.15M

Premier Asset Management Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 53.50
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:PMI, the sentiment is Negative. The current price of 53.5 is below the 20-day moving average (MA) of 54.86, below the 50-day MA of 56.95, and below the 200-day MA of 58.86, indicating a bearish trend. The MACD of -0.76 indicates Positive momentum. The RSI at 39.74 is Neutral, neither overbought nor oversold. The STOCH value of 13.89 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:PMI.

Premier Asset Management Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FEN	74 Outperform	£59.60M	14.74	9.43%	2.84%	16.81%	282.56%
REC	72 Outperform	£102.03M	13.25	30.60%	8.71%	-11.43%	-17.65%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
MERC	67 Neutral	£125.24M	37.44	1.79%	3.23%	-9.37%	―
DORE	62 Neutral	―	-43.94	-1.99%	5.72%	―	―
PMI	54 Neutral	£80.19M	66.03	1.05%	11.21%	-3.99%	-36.07%

Premier Asset Management Corporate Events

Premier Miton Reports Q4 AuM Update with Strategic Changes

Premier Miton Group plc reported a decrease in its Assets under Management (AuM) to £10.3 billion as of 30 September 2025, down from £10.7 billion the previous year. The company experienced strong net inflows of £325 million into its fixed income and absolute return strategies, but faced net outflows of £347 million from US and European equity strategies, resulting in total net outflows of £191 million for the quarter. Despite these challenges, Premier Miton is optimistic about its long-term prospects and has announced leadership changes in its equity investment team to enhance performance. Additionally, the company has identified £2 million in annualized cost savings and continues to explore strategic transaction opportunities to drive future growth.

The most recent analyst rating on (GB:PMI) stock is a Hold with a £58.00 price target. To see the full list of analyst forecasts on Premier Asset Management stock, see the GB:PMI Stock Forecast page.

Premier Miton Executives Participate in Share Incentive Plan

Premier Miton Group plc announced that its Share Incentive Plan trustee acquired ordinary shares on the open market, with key executives Mike O’Shea and Piers Harrison participating in the purchase. This transaction, compliant with UK Market Abuse Regulation, reflects the company’s ongoing commitment to aligning management interests with shareholder value, potentially enhancing investor confidence in Premier Miton’s strategic direction.

The most recent analyst rating on (GB:PMI) stock is a Hold with a £66.00 price target. To see the full list of analyst forecasts on Premier Asset Management stock, see the GB:PMI Stock Forecast page.