Premier Asset Management (PMI) AI Stock Analysis

• Market Cap: £91.87M
• Dividend Yield: 10.17%
• Average Volume (3M): 714.94K
• Price to Earnings (P/E): 38.8
• Beta (1Y): 1.44
• Revenue Growth: 1.57%
• EPS Growth: 7.80%
• Country: UK
• Employees: 160
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): 0.03
• Shares Outstanding: 163,285,960
• 10 Day Avg. Volume: 576,681
• 30 Day Avg. Volume: 714,936
• PEG Ratio: -0.98
• Price to Book (P/B): 0.78
• Price to Sales (P/S): 1.45
• P/FCF Ratio: 12.09
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 56 Neutral
• Price Target: 62.00p ▲(5.08% Upside)

The overall stock score is primarily influenced by the company's strong cash flow generation and solid balance sheet, which are offset by declining revenue and profitability margins. Technical indicators suggest a bearish trend, and the high P/E ratio indicates potential overvaluation, though the high dividend yield is a positive factor.

Premier Asset Management Business Overview & Revenue Model

Company Description

Premier Miton Group plc is a publicly owned investment manager. The firm invests in public equity and fixed income markets across the globe. Premier Miton Group plc was formerly known as Premier Asset Management Group Plc. Premier Miton Group plc was founded in November 2019 and is based in Surrey, United Kingdom.

How the Company Makes Money

PMI generates revenue primarily through management fees charged on the assets under management (AUM) in its mutual funds and investment portfolios. These fees are typically based on a percentage of the AUM and can vary depending on the type of fund and the services provided. Additionally, the company earns performance fees when its investment strategies exceed predefined benchmarks, providing an incentive for superior investment performance. Other significant revenue streams include advisory fees for wealth management services and commissions from transactions in the securities market. PMI also benefits from strategic partnerships with financial advisors and institutions, enhancing its distribution capabilities and expanding its client base, which further contributes to its overall earnings.

Premier Asset Management Financial Statement Overview

Summary

Premier Asset Management faces challenges with declining revenues and reduced profitability margins despite maintaining strong gross profit margins. The balance sheet is strong with low leverage and high equity ratios, but declining returns on equity are a concern. Cash flows indicate robust operational cash generation, which remains a key strength amidst declining net income.

Income Statement

The income statement shows a declining revenue trend over the past years, with a 6.47% decrease from 2023 to 2024. Gross profit margin remains high at around 96.8% in 2024, reflecting strong cost management. However, net profit margin has decreased from 5.37% in 2023 to 2.94% in 2024, indicating diminished profitability. EBIT and EBITDA margins have also decreased, suggesting reduced operating efficiency.

Balance Sheet

The balance sheet is relatively healthy, with a low debt-to-equity ratio of 0.02, indicating conservative leverage. The equity ratio remains robust at 53.06%, showing a solid capital structure. ROE has decreased to 1.58% in 2024, reflecting lower profitability. Nevertheless, the company maintains a strong liquidity position with substantial cash reserves.

Cash Flow

Cash flow analysis highlights a significant improvement in operating cash flow from 2023 to 2024 by 36.25%, indicating better operational cash generation. However, free cash flow growth rate is modest at 35.06%. The operating cash flow to net income ratio is significantly high at 4.22, demonstrating strong cash generation relative to accounting profits. The free cash flow to net income ratio is also high at 4.07, reflecting strong free cash flow relative to net income.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	67.03M	64.04M	68.47M	90.23M	94.73M	77.72M
Gross Profit	61.22M	62.00M	66.94M	75.11M	78.05M	60.95M
EBITDA	9.42M	9.02M	11.65M	21.02M	25.33M	15.43M
Net Income	2.35M	1.88M	3.68M	9.57M	14.03M	5.89M
Balance Sheet
Total Assets	257.60M	224.33M	257.01M	282.59M	302.08M	193.15M
Cash, Cash Equivalents and Short-Term Investments	31.32M	35.90M	39.15M	47.85M	51.20M	38.69M
Total Debt	2.12M	2.31M	2.60M	1.15M	2.02M	2.92M
Total Liabilities	141.79M	105.32M	135.94M	155.83M	169.85M	63.45M
Stockholders Equity	115.81M	119.01M	121.06M	126.76M	132.22M	129.69M
Cash Flow
Free Cash Flow	11.96M	7.66M	5.67M	17.11M	29.26M	4.68M
Operating Cash Flow	12.08M	7.95M	5.83M	17.32M	29.32M	4.81M
Investing Cash Flow	-1.39M	112.00K	1.24M	888.00K	-493.00K	25.30M
Financing Cash Flow	-10.57M	-10.09M	-14.90M	-20.12M	-17.15M	-14.81M

Premier Asset Management Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 59.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:PMI, the sentiment is Negative. The current price of 59 is below the 20-day moving average (MA) of 60.16, below the 50-day MA of 61.78, and above the 200-day MA of 58.41, indicating a neutral trend. The MACD of -0.93 indicates Negative momentum. The RSI at 43.91 is Neutral, neither overbought nor oversold. The STOCH value of 77.78 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:PMI.

Premier Asset Management Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
REC	―	£113.79M	12.74	33.84%	7.75%	-7.46%	-2.48%
FEN	―	£60.22M	14.89	9.43%	2.81%	16.81%	282.56%
Sector *	―	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
DORE	―	£148.01M	35.17	-1.99%	5.67%	―	―
MERC	―	£129.02M	37.50	1.83%	1.93%	0.11%	―
PMI	―	£91.87M	38.82	1.99%	10.17%	1.57%	7.80%

Premier Asset Management Corporate Events

Premier Miton Reports Q4 AuM Update with Strategic Changes

Premier Miton Group plc reported a decrease in its Assets under Management (AuM) to £10.3 billion as of 30 September 2025, down from £10.7 billion the previous year. The company experienced strong net inflows of £325 million into its fixed income and absolute return strategies, but faced net outflows of £347 million from US and European equity strategies, resulting in total net outflows of £191 million for the quarter. Despite these challenges, Premier Miton is optimistic about its long-term prospects and has announced leadership changes in its equity investment team to enhance performance. Additionally, the company has identified £2 million in annualized cost savings and continues to explore strategic transaction opportunities to drive future growth.

The most recent analyst rating on (GB:PMI) stock is a Hold with a £58.00 price target. To see the full list of analyst forecasts on Premier Asset Management stock, see the GB:PMI Stock Forecast page.

Premier Miton Executives Participate in Share Incentive Plan

Premier Miton Group plc announced that its Share Incentive Plan trustee acquired ordinary shares on the open market, with key executives Mike O’Shea and Piers Harrison participating in the purchase. This transaction, compliant with UK Market Abuse Regulation, reflects the company’s ongoing commitment to aligning management interests with shareholder value, potentially enhancing investor confidence in Premier Miton’s strategic direction.

The most recent analyst rating on (GB:PMI) stock is a Hold with a £66.00 price target. To see the full list of analyst forecasts on Premier Asset Management stock, see the GB:PMI Stock Forecast page.