Frenkel Topping (FEN) AI Stock Analysis

• Market Cap: £60.83M
• Dividend Yield: 2.78%
• Average Volume (3M): 540.80K
• Price to Earnings (P/E): 15.0
• Beta (1Y): 0.29
• Revenue Growth: 16.81%
• EPS Growth: 282.56%
• Country: UK
• Employees: 369
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): 0.02
• Shares Outstanding: 128,013,060
• 10 Day Avg. Volume: 1,574,613
• 30 Day Avg. Volume: 540,801
• PEG Ratio: 0.28
• Price to Book (P/B): 1.25
• Price to Sales (P/S): 1.40
• P/FCF Ratio: 29.91
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: £54.00
• Price Target Upside: 9.09% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 68 Neutral
• Price Target: 54.00p ▲(9.09% Upside)

Frenkel Topping's strong financial performance, characterized by revenue growth and a solid balance sheet, is a key strength. However, technical indicators suggest the stock may be overbought, posing a risk of a short-term pullback. The valuation is reasonable, offering a balanced risk-reward profile.

Frenkel Topping Business Overview & Revenue Model

Company Description

Frenkel Topping Group plc is a UK-based investment and financial advisory firm primarily focused on providing services to clients who have received personal injury and clinical negligence compensation. The company specializes in managing funds for clients, offering tailored investment solutions to ensure long-term financial security. Frenkel Topping operates in sectors such as wealth management, financial advisory, and investment management, with a core emphasis on delivering high-quality financial planning and asset management services.

How the Company Makes Money

Frenkel Topping generates revenue through several key streams, primarily from fees associated with asset management and advisory services. The company charges management fees based on the assets under management (AUM) and performance fees linked to investment returns. Additionally, Frenkel Topping earns income from consultancy services provided to clients, including financial planning and investment advice. Significant partnerships with legal firms and organizations specializing in personal injury claims provide a steady flow of clients, as these firms often refer clients who require long-term financial management after receiving settlements. The company's reputation for reliability and expertise in managing compensation funds also contributes to its earnings, allowing it to maintain a loyal client base and attract new business.

Frenkel Topping Financial Statement Overview

Summary

Frenkel Topping shows strong revenue growth and a solid balance sheet with low leverage, which are positive indicators of financial health. However, declining gross profit margins and moderate cash flow metrics highlight areas for improvement.

Income Statement

Frenkel Topping has demonstrated consistent revenue growth with a 7.98% increase in the latest year, indicating strong business momentum. However, the gross profit margin has declined from 42.26% to 36.16%, suggesting increased cost pressures. The net profit margin improved to 7.47% from 5.06%, reflecting better cost management and profitability. EBIT and EBITDA margins have slightly decreased, indicating potential operational challenges.

Balance Sheet

The company maintains a healthy balance sheet with a low debt-to-equity ratio of 0.20, indicating conservative leverage. The return on equity is modest at 6.66%, showing room for improvement in generating returns for shareholders. The equity ratio is strong, reflecting a solid capital structure and financial stability.

Cash Flow

Operating cash flow has decreased, impacting the operating cash flow to net income ratio, which stands at 0.27. Free cash flow growth is positive at 4.11%, but the free cash flow to net income ratio of 0.88 suggests limited cash conversion efficiency. Overall, cash flow management appears stable but could benefit from improved operational cash generation.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	40.46M	37.40M	32.81M	24.85M	18.37M	10.19M
Gross Profit	7.02M	13.52M	13.87M	10.56M	8.68M	5.22M
EBITDA	6.85M	5.52M	7.35M	3.47M	4.32M	2.29M
Net Income	4.05M	2.79M	1.66M	1.65M	2.34M	1.05M
Balance Sheet
Total Assets	62.23M	59.85M	53.13M	53.14M	37.81M	28.55M
Cash, Cash Equivalents and Short-Term Investments	3.54M	3.25M	2.53M	5.09M	8.73M	13.23M
Total Debt	0.00	8.44M	1.07M	1.03M	388.26K	448.67K
Total Liabilities	18.16M	17.60M	11.73M	13.05M	8.25M	3.40M
Stockholders Equity	43.74M	41.94M	41.06M	39.81M	29.36M	24.99M
Cash Flow
Free Cash Flow	3.21M	1.75M	2.92M	417.89K	639.88K	1.68M
Operating Cash Flow	3.45M	1.98M	3.21M	657.88K	739.84K	1.72M
Investing Cash Flow	-3.24M	-5.12M	-3.81M	-11.75M	-4.45M	-1.00M
Financing Cash Flow	-912.00K	3.85M	-1.97M	7.46M	330.48K	9.95M

Frenkel Topping Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 49.50
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:FEN, the sentiment is Positive. The current price of 49.5 is above the 20-day moving average (MA) of 45.55, above the 50-day MA of 45.71, and above the 200-day MA of 39.95, indicating a bullish trend. The MACD of 0.58 indicates Negative momentum. The RSI at 86.89 is Negative, neither overbought nor oversold. The STOCH value of 71.01 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:FEN.

Frenkel Topping Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FEN	68 Neutral	£60.83M	15.05	9.43%	2.78%	16.81%	282.56%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
DORE	62 Neutral	£148.01M	35.17	-1.99%	5.68%	―	―
MERC	55 Neutral	£142.29M	41.25	1.83%	1.76%	0.11%	―
IIG	44 Neutral	£218.21M	―	-0.39%	―	130.38%	―