FIH Group plc (FIH) AI Stock Analysis

• Market Cap: £30.05M
• Dividend Yield: 0.39%
• Average Volume (3M): 13.22K
• Price to Earnings (P/E): ―
• Beta (1Y): -0.22
• Revenue Growth: -5.19%
• EPS Growth: 11.73%
• Country: UK
• Employees: 393
• Sector: Industrials
• Sector Strength: 72
• Industry: Conglomerates
• EPS (TTM): -0.15
• Shares Outstanding: 12,519,900
• 10 Day Avg. Volume: 3,388
• 30 Day Avg. Volume: 13,222
• PEG Ratio: 0.01
• Price to Book (P/B): 0.72
• Price to Sales (P/S): 0.67
• P/FCF Ratio: 10.68
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 56 Neutral
• Price Target: 247.00p ▲(2.92% Upside)

The overall stock score reflects significant challenges in financial performance, particularly in profitability and revenue growth. Technical analysis shows a positive trend, providing some support to the stock. Valuation is impacted by negative earnings, although the dividend yield offers some appeal. Recent corporate events suggest strategic efforts to improve operations, but ongoing challenges remain.

Positive Factors

Cash Flow Growth

The significant increase in free cash flow suggests strong cash generation ability, providing financial flexibility for reinvestment and debt management.

Moderate Leverage

Moderate leverage indicates a balanced approach to financing, allowing the company to sustain operations without excessive debt burden.

Stable Equity Ratio

A stable equity ratio supports long-term financial health, providing a buffer against economic fluctuations and operational challenges.

Negative Factors

Declining Revenue

Declining revenue growth indicates potential market share loss and challenges in maintaining competitive positioning, impacting long-term profitability.

Negative Margins

Negative margins highlight operational inefficiencies and profitability issues, which could hinder the company's ability to invest in growth and innovation.

Negative Return on Equity

A negative return on equity suggests that the company is not effectively using shareholder capital to generate profits, impacting investor confidence.

FIH Group plc Business Overview & Revenue Model

Company Description

FIH group plc, through its subsidiaries, engages in the provision of retailing, property, automotive, insurance, tourism shipping, and fishing agency services in the Falkland Islands and the United Kingdom. It is involved in the retail of food, clothing, electrical goods, home furnishings, gifts, and DIY through 6 retail outlets. The company also provides travel services, including flight bookings, airport transfers, and luxury coach and walking tours for tourists; insurance brokerage services; agency services for cruise ships and fishing vessels; and freight and shipping services to and from the Islands. In addition, it sells and hires 4x4 vehicles; and constructs residential, office, and industrial accommodations, as well as owns and leases 40 residential properties to individuals and business users, such as oil services companies, ministry of defense contractors, and fishing companies. Further, the company operates passenger ferry services across Portsmouth harbor through 3 vessels; and operates a cruising vessel that provides leisure cruises around the Solent in summer. Additionally, it engages in the logistics, storage, and installation of art works, as well as handling of fine art and antiquities. The company was formerly known as Falkland Islands Holdings plc and changed its name to FIH group plc in September 2016. FIH group plc was incorporated in 1851 and is headquartered in Bishop's Stortford, the United Kingdom.

How the Company Makes Money

FIH Group generates revenue through multiple streams, primarily from the sale of marine vessels and related equipment. The company earns significant income from manufacturing and selling boats, which includes both recreational and commercial vessels. In addition, FIH benefits from service contracts related to maintenance and repairs of marine equipment. Key revenue drivers include strong relationships with distributors and retailers in the marine industry, as well as partnerships with suppliers for high-quality components. The company also explores opportunities in international markets, contributing to its overall earnings through exports and global sales initiatives.

FIH Group plc Financial Statement Overview

Summary

FIH Group plc faces challenges in revenue growth and profitability, with negative margins and declining revenue. The balance sheet shows moderate leverage, but the negative return on equity is concerning. Cash flow remains a relative strength, with positive growth in free cash flow. Overall, the company needs to address operational inefficiencies and improve profitability to enhance financial stability.

Income Statement

The income statement shows a declining trend in revenue with a negative growth rate of -7% in the latest year. The company also reported negative EBIT and net income margins, indicating operational challenges and profitability issues. Historical data shows fluctuating revenue growth and inconsistent profitability, which raises concerns about the company's ability to generate stable earnings.

Balance Sheet

The balance sheet reflects moderate leverage with a debt-to-equity ratio of 0.45, which is manageable but has increased slightly over the years. The return on equity is negative, highlighting profitability challenges. However, the equity ratio remains stable, suggesting a reasonable level of financial stability despite recent losses.

Cash Flow

Cash flow analysis indicates a positive trend in free cash flow growth, with a significant increase of 30.6% in the latest year. The operating cash flow to net income ratio is positive, suggesting that the company is generating cash from its operations despite net losses. However, the free cash flow to net income ratio indicates reliance on cash flow rather than earnings for financial health.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	41.65M	40.85M	52.46M	52.71M	40.32M	32.58M
Gross Profit	16.26M	13.62M	22.44M	21.12M	16.91M	13.14M
EBITDA	577.00K	-3.29M	6.10M	7.48M	5.92M	3.38M
Net Income	-2.67M	-5.13M	1.97M	3.12M	947.00K	9.00K
Balance Sheet
Total Assets	74.75M	71.82M	81.09M	84.24M	78.58M	80.20M
Cash, Cash Equivalents and Short-Term Investments	16.21M	7.85M	9.65M	12.80M	9.57M	14.56M
Total Debt	23.75M	17.02M	18.63M	19.98M	21.50M	28.22M
Total Liabilities	38.69M	33.89M	36.01M	40.27M	37.92M	41.30M
Stockholders Equity	36.07M	37.93M	45.09M	43.97M	40.66M	38.90M
Cash Flow
Free Cash Flow	-268.00K	2.54M	-474.00K	5.56M	3.71M	1.66M
Operating Cash Flow	760.00K	4.08M	1.73M	7.54M	5.11M	3.26M
Investing Cash Flow	20.76M	-1.51M	-2.03M	-1.61M	-2.56M	-1.60M
Financing Cash Flow	-13.75M	-4.34M	-2.70M	-2.67M	-7.52M	3.79M

FIH Group plc Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 240.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:FIH, the sentiment is Positive. The current price of 240 is below the 20-day moving average (MA) of 240.50, above the 50-day MA of 231.90, and above the 200-day MA of 180.43, indicating a neutral trend. The MACD of 1.16 indicates Positive momentum. The RSI at 52.51 is Neutral, neither overbought nor oversold. The STOCH value of 50.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:FIH.

FIH Group plc Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
STAF	71 Outperform	£51.74M	13.75	44.68%	―	1.44%	―
RTC	70 Outperform	£12.18M	6.89	23.32%	6.40%	-6.12%	4.30%
RFX	67 Neutral	£119.07M	11.88	19.29%	3.00%	16.79%	26.31%
Sector *	63 Neutral	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%
FIH	56 Neutral	£30.05M	-11.27	-6.94%	0.39%	-5.19%	11.73%
EMR	40 Underperform	£10.42M	-1.42	-29.38%	―	-1.70%	-29.90%

FIH Group plc Corporate Events

FIH Group PLC Reports Revenue Growth Amidst Ongoing Challenges

FIH Group PLC reported a 4% increase in revenue to £18.9 million for the six months ending September 2025, attributed to improved performance by Falkland Building Services, despite challenges in Momart. The company completed a sale and leaseback of its Leyton warehouse, resulting in a pre-tax profit of £3.4 million and a special dividend distribution. However, the group still faces significant challenges, particularly in its Falkland Islands and Momart divisions, with new management implementing action plans to address these issues.

FIH Group Reports Challenging Year with Strategic Dividends and Management Changes

FIH Group plc faced a challenging year, reporting an underlying loss before tax of £6.2m, but noted operational improvements in the second half. Despite difficulties, the company proposed a total dividend of 76.75 pence per share, including a special dividend following the sale and leaseback of a facility. Post-year-end challenges persist, particularly in construction and the art market, but management changes and action plans are in place to address these issues.

FIH Group Completes Sale and Leaseback of UK Warehousing Facilities

FIH Group plc has completed the sale and leaseback of its 100,000 sq ft warehousing facilities in Leyton, used by its art handling and storage business, Momart. This strategic move is expected to optimize the company’s operational efficiency and financial flexibility, potentially enhancing its market positioning and offering benefits to its stakeholders.