FIH Group plc (FIH) AI Stock Analysis

• Market Cap: £24.10M
• Dividend Yield: 0.65%
• Average Volume (3M): 2.92K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.12
• Revenue Growth: -22.37%
• EPS Growth: -192.17%
• Country: UK
• Employees: 393
• Sector: Industrials
• Sector Strength: 86
• Industry: Conglomerates
• EPS (TTM): -0.24
• Shares Outstanding: 12,519,900
• 10 Day Avg. Volume: 2,435
• 30 Day Avg. Volume: 2,920
• PEG Ratio: 0.57
• Price to Book (P/B): 0.77
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -1.78
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 52 Neutral
• Price Target: ―

FIH Group plc demonstrates a mixed financial profile with strong cost control but challenges in profitability and cash flow. Technical analysis indicates negative momentum, and valuation metrics suggest the stock might be overvalued. The overall score reflects these concerns, highlighting the need for strategic improvements to enhance financial stability and market sentiment.

FIH Group plc Business Overview & Revenue Model

Company Description

FIH group plc, through its subsidiaries, engages in the provision of retailing, property, automotive, insurance, tourism shipping, and fishing agency services in the Falkland Islands and the United Kingdom. It is involved in the retail of food, clothing, electrical goods, home furnishings, gifts, and DIY through 6 retail outlets. The company also provides travel services, including flight bookings, airport transfers, and luxury coach and walking tours for tourists; insurance brokerage services; agency services for cruise ships and fishing vessels; and freight and shipping services to and from the Islands. In addition, it sells and hires 4x4 vehicles; and constructs residential, office, and industrial accommodations, as well as owns and leases 40 residential properties to individuals and business users, such as oil services companies, ministry of defense contractors, and fishing companies. Further, the company operates passenger ferry services across Portsmouth harbor through 3 vessels; and operates a cruising vessel that provides leisure cruises around the Solent in summer. Additionally, it engages in the logistics, storage, and installation of art works, as well as handling of fine art and antiquities. The company was formerly known as Falkland Islands Holdings plc and changed its name to FIH group plc in September 2016. FIH group plc was incorporated in 1851 and is headquartered in Bishop's Stortford, the United Kingdom.

How the Company Makes Money

FIH Group plc generates revenue through a variety of streams aligned with its diverse operations. In the Falkland Islands, the company earns money through retail operations, including the sale of goods and services to local residents and businesses. It also provides logistics and general trading services, catering to the needs of the local economy and supporting key industries. In the UK, FIH operates ferry and port services, generating income from passenger fares, freight services, and port operations. These diversified activities allow FIH to maintain a balanced revenue model, leveraging both its local expertise in the Falkland Islands and its transport and logistics capabilities in the UK.

FIH Group plc Financial Statement Overview

Summary

FIH Group plc shows a strong gross profit margin, indicating effective cost management. However, the decline in net profit margin, negative free cash flow, and reduced return on equity indicate challenges in maintaining profitability and operational efficiency. The balance sheet is stable with manageable leverage, but liquidity issues need attention.

Income Statement

FIH Group plc has demonstrated mixed revenue performance, with a slight decline in the latest year. Gross profit margin remains strong at approximately 42.8% for the most recent year, reflecting effective cost management. However, net profit margin has decreased to 3.75% due to lower net income, indicating potential challenges in maintaining profitability. EBIT and EBITDA margins are healthy, although the EBIT margin has slightly decreased, suggesting room for improvement in operational efficiency.

Balance Sheet

The company's balance sheet shows a moderate debt-to-equity ratio of 0.41, indicating manageable leverage. The equity ratio is stable at 55.6%, reflecting a solid capital structure. Despite these strengths, return on equity has decreased to 4.36%, pointing to reduced efficiency in generating returns for shareholders.

Cash Flow

Free cash flow has turned negative, which is a concern for liquidity and operational funding. The operating cash flow to net income ratio is 0.88, indicating that cash flows from operations are not fully covering net income. This could suggest issues with cash conversion or working capital management.

Breakdown	TTM	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Income Statement
Total Revenue	43.92M	52.46M	52.71M	40.32M	32.58M	44.60M
Gross Profit	17.16M	22.44M	21.12M	16.91M	13.14M	18.08M
EBITDA	-893.00K	6.10M	7.41M	5.86M	3.63M	-838.00K
Net Income	-3.02M	1.97M	3.12M	947.00K	9.00K	-4.73M
Balance Sheet
Total Assets	73.74M	81.09M	84.24M	78.58M	80.20M	77.73M
Cash, Cash Equivalents and Short-Term Investments	8.48M	9.65M	12.80M	9.57M	14.56M	9.11M
Total Debt	17.68M	18.63M	19.98M	21.50M	28.22M	24.36M
Total Liabilities	32.98M	36.01M	40.27M	37.92M	41.30M	38.94M
Stockholders Equity	40.76M	45.09M	43.97M	40.66M	38.90M	38.79M
Cash Flow
Free Cash Flow	1.95M	-474.00K	5.56M	3.71M	1.66M	1.29M
Operating Cash Flow	3.76M	1.73M	7.54M	5.11M	3.26M	4.68M
Investing Cash Flow	-1.87M	-2.03M	-1.61M	-2.56M	-1.60M	-3.38M
Financing Cash Flow	-2.58M	-2.70M	-2.67M	-7.52M	3.79M	1.57M

FIH Group plc Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 192.50
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:FIH, the sentiment is Neutral. The current price of 192.5 is above the 20-day moving average (MA) of 185.93, above the 50-day MA of 182.17, and below the 200-day MA of 226.41, indicating a neutral trend. The MACD of 0.45 indicates Negative momentum. The RSI at 67.17 is Neutral, neither overbought nor oversold. The STOCH value of 100.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for GB:FIH.

FIH Group plc Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
RFX	79 Outperform	£103.54M	10.33	19.29%	4.75%	16.79%	26.31%
RTC	69 Neutral	£11.93M	7.30	23.50%	10.53%	-2.04%	2.36%
STAF	69 Neutral	£56.06M	―	8.52%	―	5.83%	19.29%
Sector *	65 Neutral	$10.77B	15.80	5.51%	1.90%	3.03%	-26.66%
FIH	52 Neutral	£24.10M	―	-7.06%	0.65%	-22.37%	-192.17%
EMR	46 Neutral	£12.70M	―	-34.21%	3.51%	-1.64%	-255.16%
HSS		£59.78M	―	-1.50%	4.30%	―	―

FIH Group plc Corporate Events

FIH Group Faces Challenges Amid Construction Setbacks

FIH Group PLC has reported a challenging first half for 2024, with significant setbacks in its construction division, Falkland Building Services, causing a 32% drop in revenue and a pre-tax loss of £5.9 million compared to a profit the previous year. Despite these difficulties, other divisions like Momart and Portsmouth Harbour Ferry Company performed steadily, and the company maintained its interim dividend, reflecting confidence in a positive long-term outlook.