finnCap Group plc (CAV) AI Stock Analysis

• Market Cap: £34.49M
• Dividend Yield: 5.95%
• Average Volume (3M): 360.69K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.14
• Revenue Growth: 108.96%
• EPS Growth: 67.62%
• Country: UK
• Employees: 197
• Sector: Financial
• Sector Strength: 87
• Industry: Financial - Capital Markets
• EPS (TTM): >-0.01
• Shares Outstanding: 385,689,600
• 10 Day Avg. Volume: 412,539
• 30 Day Avg. Volume: 360,686
• PEG Ratio: -0.29
• Price to Book (P/B): 0.81
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 4.59
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

The overall score reflects a mixed financial performance with some recovery but ongoing profitability challenges. Technical analysis suggests moderate momentum, while valuation is hampered by a negative P/E ratio but supported by a high dividend yield. Positive corporate events enhance the stock's potential by demonstrating steady profitability and a favorable market outlook.

finnCap Group plc Business Overview & Revenue Model

Company Description

Cavendish Financial plc provides various financial services to growth companies in the United Kingdom. The company offers equities research, distribution and execution, and analytics services. It provides investment banking services, such as strategic advisory and capital raising services comprising public market fund raisings, including placings, rights issues, and open offers; IPOs; sell-side or buy-side private M&A; public company M&A; debt arrangement and advice; private capital fund raisings; and general advice on strategic options, as well as acts as a corporate broker/NOMAD on a retained basis. It offers its services to listed and private companies, private equity and hedge funds, institutional investors, family offices, investment trusts, and private client fund managers. It serves various sectors, including technology, consumer, life sciences, support services, industrial technology, energy, mining, and financials. The company was formerly known as finnCap Group plc and changed its name to Cavendish Financial plc in September 2023. Cavendish Financial plc was founded in 2007 and is based in London, the United Kingdom.

How the Company Makes Money

finnCap Group plc generates revenue through several key streams. The company earns fees from its corporate finance advisory services, which include advising on mergers and acquisitions, capital raising, and other strategic transactions. Additionally, it generates income from brokerage services, such as trading commissions and fees for executing transactions on behalf of institutional clients. The company's research services, which provide insights and analysis on companies and markets, also contribute to its revenue. Partnerships with institutional investors and corporate clients play a significant role in its earnings model.

finnCap Group plc Financial Statement Overview

Summary

finnCap Group plc shows potential with a recovery in revenue and cash flow in the latest fiscal year. However, profitability remains a concern with negative margins and volatile financial performance over recent years. While the balance sheet is relatively stable with a solid equity base, ongoing operational challenges and cash flow management issues need addressing for sustained financial health.

Income Statement

The company has experienced fluctuating revenue growth with a recent increase in 2024 after a decline in 2023. The gross profit margin remains positive but has decreased over time. The company faces challenges with negative EBIT and net profit margins, indicating ongoing operational struggles.

Balance Sheet

The balance sheet shows a steady increase in stockholders' equity, indicating a strong equity base. The debt-to-equity ratio is moderate, reflecting manageable leverage levels. However, the company has experienced fluctuations in total assets and liabilities, which could indicate financial instability.

Cash Flow

The cash flow statements show a return to positive free cash flow in 2024 after a significant negative period in 2023. Operating cash flow has improved, but the ratios of operating and free cash flow to net income suggest inefficiencies in cash management.

Breakdown
TTM	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Income Statement		Total Revenue
61.75M	48.09M	32.86M	52.55M	46.63M	25.89M
	Gross Profit
60.52M	17.91M	13.51M	25.01M	46.63M	25.89M
	EBIT
-1.84M	-3.90M	-5.55M	8.62M	8.88M	1.18M
	EBITDA
-2.10M	-1.83M	-40.00K	10.50M	11.98M	2.28M
	Net Income Common Stockholders
-2.27M	-3.55M	-5.52M	6.51M	7.03M	772.00K
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
4.66M	24.93M	9.63M	25.28M	20.43M	5.13M
	Total Assets
29.56M	78.30M	51.96M	66.62M	58.79M	28.89M
	Total Debt
0.00	12.29M	13.26M	14.23M	15.32M	415.00K
	Net Debt
-4.66M	-8.43M	3.90M	-10.18M	-5.11M	-4.28M
	Total Liabilities
8.63M	38.68M	25.99M	33.55M	30.49M	8.57M
	Stockholders Equity
20.93M	39.62M	25.97M	33.06M	28.30M	20.32M
Cash Flow		Free Cash Flow
6.34M	1.38M	-11.11M	7.90M	15.16M	699.00K
	Operating Cash Flow
6.45M	1.66M	-10.34M	8.53M	17.21M	970.00K
	Investing Cash Flow
329.00K	11.59M	-1.92M	879.00K	-2.02M	237.00K
	Financing Cash Flow
-1.91M	-1.89M	-3.39M	-4.47M	52.00K	-1.85M

finnCap Group plc Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 9.25
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Negative
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:CAV, the sentiment is Neutral. The current price of 9.25 is above the 20-day moving average (MA) of 8.86, above the 50-day MA of 8.60, and below the 200-day MA of 9.71, indicating a neutral trend. The MACD of 0.19 indicates Negative momentum. The RSI at 73.10 is Negative, neither overbought nor oversold. The STOCH value of 80.77 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for GB:CAV.

finnCap Group plc Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FKE	71 Outperform	£6.80M	5.29	13.07%	1.78%	16.60%	117.20%
Sector *	64 Neutral	$12.82B	9.87	7.67%	17000.34%	12.39%	-5.85%
CAV	61 Neutral	£34.49M	―	-5.73%	5.95%	108.96%	67.62%
MAC	56 Neutral	£1.70M	―	-6.30%	―	-15.42%	53.66%
PEEL	49 Neutral	£85.75M	―	-1.75%	―	15.48%	23.67%
WHI	42 Neutral	£5.38M	―		―	―	―

finnCap Group plc Corporate Events

Cavendish plc Announces Total Voting Rights Update

Cavendish plc has announced that it currently has 385,689,620 ordinary shares in issue, each with equal voting rights, in compliance with the FCA’s Disclosure Guidance and Transparency Rules. This figure represents the total voting rights in the company and is relevant for shareholders to determine their notification requirements regarding their interests in the company.

Spark’s Take on GB:CAV Stock

According to Spark, TipRanks’ AI Analyst, GB:CAV is a Neutral.

The overall score reflects a company with mixed financial performance, showing some recovery but facing ongoing profitability challenges. Technical indicators suggest moderate momentum, while valuation concerns are mitigated by an attractive dividend yield. Positive corporate events, such as insider buying and a favorable market outlook, slightly enhance the stock’s potential.

To see Spark’s full report on GB:CAV stock, click here.

Cavendish plc Announces Share Vesting for Executives

Cavendish plc announced the vesting of shares under its Deferred Bonus Scheme and Short Term Incentive Scheme, originally established by Cenkos Securities plc. On April 24, 2025, one-third of the awards granted in 2022 and 2023 vested, resulting in the transfer of shares to employees, including Executive Directors Julian Morse and Ben Procter. The vesting process involved off-market sales to cover tax liabilities, with Morse and Procter retaining significant shares. This move reflects the company’s ongoing commitment to rewarding its executives and could impact its market positioning by aligning management interests with shareholder value.

Spark’s Take on GB:CAV Stock

According to Spark, TipRanks’ AI Analyst, GB:CAV is a Neutral.

The overall score reflects a company with mixed financial performance, showing some recovery but facing ongoing profitability challenges. Technical indicators suggest moderate momentum, while valuation concerns are mitigated by an attractive dividend yield. Positive corporate events, such as insider buying and a favorable market outlook, slightly enhance the stock’s potential.

To see Spark’s full report on GB:CAV stock, click here.

Cavendish CFO Executes ‘Bed and ISA’ Share Transaction

Cavendish Financial plc announced a ‘Bed and ISA’ transaction involving its Chief Financial Officer, Ben Procter. On April 9, 2025, Procter sold and repurchased 233,659 ordinary shares at £0.073 per share, maintaining his total shareholding at 0.28% of the company’s issued share capital. This transaction, conducted on the London Stock Exchange, did not alter Procter’s beneficial ownership, and it aligns with regulatory requirements under the UK Market Abuse Regulation.

Spark’s Take on GB:CAV Stock

According to Spark, TipRanks’ AI Analyst, GB:CAV is a Neutral.

The overall score reflects a mix of concerns and strengths. While financial performance shows potential recovery, negative margins and technical indicators suggest caution. The strong corporate events and dividend yield offer positive aspects, providing a balanced but cautious outlook.

To see Spark’s full report on GB:CAV stock, click here.

Cavendish plc Reports Steady Profitability and Positive Market Outlook

Cavendish plc reported consistent profitability for the fiscal year ending March 31, 2025, with expected revenues of approximately £55 million, matching the previous year’s performance. The company has increased its market share in public markets despite challenging conditions and achieved strong revenue growth in private markets, supported by new regional offices and high-caliber teams. The outlook remains positive, with a robust pipeline in private markets and potential opportunities arising from a shift in investor sentiment towards UK equities. Cavendish is well-positioned to capitalize on these trends due to its strong balance sheet and industry standing.