finnCap Group plc (CAV) AI Stock Analysis

• Market Cap: £45.67M
• Dividend Yield: 4.49%
• Average Volume (3M): 391.93K
• Price to Earnings (P/E): 55.7
• Beta (1Y): 1.08
• Revenue Growth: 15.72%
• EPS Growth: N/A
• Country: UK
• Employees: 197
• Sector: Financial
• Sector Strength: 67
• Industry: Financial - Capital Markets
• EPS (TTM): <0.01
• Shares Outstanding: 385,689,600
• 10 Day Avg. Volume: 252,379
• 30 Day Avg. Volume: 391,930
• PEG Ratio: 0.00
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: £13.00
• Price Target Upside: 6.12% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 56 Neutral
• Price Target: 13.00p ▲(6.12% Upside)

The overall stock score of 56 reflects a moderate outlook for Cavendish plc. The company's financial performance shows signs of recovery, but inconsistent revenue growth and a high P/E ratio suggest caution. Positive corporate events and strategic growth initiatives provide a favorable long-term outlook, but technical indicators suggest limited short-term momentum.

finnCap Group plc Business Overview & Revenue Model

Company Description

Cavendish Financial plc provides various financial services to growth companies in the United Kingdom. The company offers equities research, distribution and execution, and analytics services. It provides investment banking services, such as strategic advisory and capital raising services comprising public market fund raisings, including placings, rights issues, and open offers; IPOs; sell-side or buy-side private M&A; public company M&A; debt arrangement and advice; private capital fund raisings; and general advice on strategic options, as well as acts as a corporate broker/NOMAD on a retained basis. It offers its services to listed and private companies, private equity and hedge funds, institutional investors, family offices, investment trusts, and private client fund managers. It serves various sectors, including technology, consumer, life sciences, support services, industrial technology, energy, mining, and financials. The company was formerly known as finnCap Group plc and changed its name to Cavendish Financial plc in September 2023. Cavendish Financial plc was founded in 2007 and is based in London, the United Kingdom.

How the Company Makes Money

finnCap Group plc generates revenue through multiple key streams, primarily from advisory fees, commissions, and underwriting services. The company earns income by advising clients on mergers and acquisitions, where it charges fees based on the size and complexity of the transactions. Additionally, finnCap makes money through underwriting services during initial public offerings (IPOs) and secondary offerings, taking a portion of the raised capital as a fee. The firm also generates revenue through its research and sales services, where it provides equity research to institutional investors and earns commissions on trades executed through its platform. Strategic partnerships with various financial institutions and active engagement in the capital markets contribute to its earnings, alongside a robust client base that includes growth-focused companies seeking capital and advisory services.

finnCap Group plc Financial Statement Overview

Summary

finnCap Group plc shows potential with a recovery in revenue and cash flow in the latest fiscal year. However, profitability remains a concern with negative margins and volatile financial performance over recent years. While the balance sheet is relatively stable with a solid equity base, ongoing operational challenges and cash flow management issues need addressing for sustained financial health.

Income Statement

The company has experienced fluctuating revenue growth with a recent increase in 2024 after a decline in 2023. The gross profit margin remains positive but has decreased over time. The company faces challenges with negative EBIT and net profit margins, indicating ongoing operational struggles.

Balance Sheet

The balance sheet shows a steady increase in stockholders' equity, indicating a strong equity base. The debt-to-equity ratio is moderate, reflecting manageable leverage levels. However, the company has experienced fluctuations in total assets and liabilities, which could indicate financial instability.

Cash Flow

The cash flow statements show a return to positive free cash flow in 2024 after a significant negative period in 2023. Operating cash flow has improved, but the ratios of operating and free cash flow to net income suggest inefficiencies in cash management.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	55.65M	55.65M	48.09M	32.86M	52.55M	46.63M
Gross Profit	24.91M	24.91M	17.91M	13.51M	25.01M	46.63M
EBITDA	2.66M	3.05M	-1.83M	-40.00K	10.50M	11.98M
Net Income	765.00K	765.00K	-3.55M	-5.52M	6.51M	7.03M
Balance Sheet
Total Assets	77.25M	77.25M	78.30M	51.96M	66.62M	58.79M
Cash, Cash Equivalents and Short-Term Investments	25.41M	25.41M	24.93M	9.63M	25.28M	20.43M
Total Debt	9.55M	9.55M	12.29M	13.26M	14.23M	15.32M
Total Liabilities	37.41M	37.41M	38.68M	25.99M	33.55M	30.49M
Stockholders Equity	39.84M	39.84M	39.62M	25.97M	33.06M	28.30M
Cash Flow
Free Cash Flow	7.39M	6.71M	1.38M	-11.11M	7.90M	15.16M
Operating Cash Flow	7.46M	6.92M	1.66M	-10.34M	8.53M	17.21M
Investing Cash Flow	-311.00K	293.00K	11.59M	-1.92M	879.00K	-2.02M
Financing Cash Flow	-6.72M	-6.73M	-1.89M	-3.39M	-4.47M	52.00K

finnCap Group plc Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 12.25
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:CAV, the sentiment is Neutral. The current price of 12.25 is below the 20-day moving average (MA) of 12.61, below the 50-day MA of 12.49, and above the 200-day MA of 10.26, indicating a neutral trend. The MACD of -0.08 indicates Positive momentum. The RSI at 42.99 is Neutral, neither overbought nor oversold. The STOCH value of 41.67 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for GB:CAV.

finnCap Group plc Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FKE	74 Outperform	£8.27M	6.45	13.07%	1.46%	16.60%	117.20%
Sector *	68 Neutral	$17.56B	11.63	10.45%	3.85%	9.69%	1.92%
PEEL	58 Neutral	£112.58M	―	-3.06%	―	6.38%	17.11%
CAV	56 Neutral	£45.67M	55.68	1.93%	4.49%	15.72%	―
MAC	56 Neutral	£2.17M	―	-6.30%	―	-15.42%	53.66%
WHI	42 Neutral	£5.12M	―		―	―	―
AGFX	―	£3.28M	202.25	-3.08%	27.57%	―	―

finnCap Group plc Corporate Events

Cavendish plc Publishes Annual Report and Announces AGM

Cavendish plc has announced the release of its Annual Report and Accounts for the fiscal year ending 31 March 2025, which includes the notice for the upcoming Annual General Meeting (AGM). The AGM is scheduled to take place at the company’s registered office in London on 16 September 2025. This announcement is significant for shareholders as it provides insights into the company’s financial health and strategic direction, which are crucial for informed decision-making and engagement at the AGM.

Cavendish PLC Announces Change in Shareholder Voting Rights

Cavendish PLC has announced an increase in its issued share capital, which has resulted in a change in the percentage of voting rights held by stakeholders. The notification reveals that the voting rights have decreased from 4.90% to 3.86%, reflecting a shift in the company’s shareholder structure. This change may impact the company’s governance and decision-making processes, as well as influence stakeholder confidence and market perception.

Cavendish plc to Present 2025 Full Year Results

Cavendish plc has announced that its Co-CEOs, Julian Morse and John Farrugia, along with CFO Ben Procter, will present the company’s 2025 Full Year results via a live presentation on the Investor Meet Company platform. This event, scheduled for July 7, 2025, is open to both existing and potential shareholders, allowing them to submit questions and gain insights into the company’s performance and future prospects.

Cavendish plc Reports Profitable 2025 with Strategic Growth Initiatives

Cavendish plc reported a profitable year for 2025, with revenues slightly above the previous year and a significant turnaround from a loss to an adjusted profit before tax of £3.7 million. The company completed over 100 transactions valued at approximately £2.7 billion and opened new offices in Manchester and Birmingham. Despite a decline in public M&A volumes, the company saw growth in equity issuance and private market transactions, positioning itself for future growth with a focus on data analytics and strategic clarity. The outlook remains positive with strong M&A activity and opportunities in UK equities, supported by a robust balance sheet and a commitment to long-term value creation.

Cavendish plc Rejects Interest in M&A and Debt Advisory Business

Cavendish plc has confirmed that it received interest in its private M&A and debt advisory business but rejected the offer, with no further discussions taking place. The company remains committed to its strategy of growth and evolution as a comprehensive investment bank, focusing on expanding its services and maintaining its market position.

Cavendish PLC Announces Change in Major Holdings

Cavendish PLC has announced a change in its major holdings, with Ogier Global Trustee (Jersey) Limited, acting as the trustee of the Cavendish Financial plc Employee Benefit Trust, now holding 3.03% of the voting rights. This adjustment in voting rights could influence the company’s decision-making processes and stakeholder dynamics.