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Amigo Holdings PLC (GB:AMGO)
LSE:AMGO

Amigo Holdings PLC (AMGO) Price & Analysis

22 Followers

AMGO Stock Chart & Stats

0.90 p
>-0.01 p(-1.33%)
At close: 4:00 PM EST
0.90 p
>-0.01 p(-1.33%)

Bulls Say, Bears Say

Bulls Say
Guarantor Lending ModelGuarantor-backed loans provide a structural loss-mitigation mechanism versus unsecured lending. Over time this improves recovery rates and reduces volatility in credit losses, supporting more predictable servicing cash flows and making legacy book run-off less loss-sensitive than pure unsecured portfolios.
Low Reported Leverage (2024–25)A near-term debt-free position materially reduces fixed financing costs and refinancing risk, providing operational flexibility during restructuring or portfolio run-off. This balance sheet optionality helps preserve cash for collections and remediation efforts without immediate pressure from interest or covenant maturities.
Historical Cash-generation CapabilityPrior periods of strong operating cash flow demonstrate the business can generate significant liquidity from lending and collections when operations function. This track record means management has operational levers and collection expertise to rebuild cash flow if originations or recoveries normalize, a durable capability for recovery.
Bears Say
Revenue CollapseA multi-year collapse in core revenue signals a materially shrunk franchise and lost market scale. Sustained revenue erosion undermines fixed-cost absorption, reduces servicing economics, and makes rebuilding origination channels or market presence a multi-quarter structural challenge for growth and margin restoration.
Severe 2025 Cash BurnA large operating cash outflow in 2025 indicates acute liquidity strain and potential structural problems in collections, working capital or one-off cash costs. Persistent cash burn can force asset sales, dilutive capital raises or operational retrenchment, impairing long-term ability to service or grow loan books.
Eroded Capital And Shrinking Asset BaseA dramatically smaller asset base and prior negative equity reflect past loss absorption and capital erosion, limiting the company’s scale and buffer against shocks. With equity effectively absent, the firm has reduced resilience and will face constraints raising non-dilutive capital to support recovery or growth over the medium term.

Amigo Holdings PLC News

AMGO FAQ

What was Amigo Holdings PLC’s price range in the past 12 months?
Amigo Holdings PLC lowest share price was 0.15 p and its highest was 4.00 p in the past 12 months.
    What is Amigo Holdings PLC’s market cap?
    Amigo Holdings PLC’s market cap is £27.48M.
      When is Amigo Holdings PLC’s upcoming earnings report date?
      Amigo Holdings PLC’s upcoming earnings report date is Jul 23, 2026 which is in 106 days.
        How were Amigo Holdings PLC’s earnings last quarter?
        Currently, no data Available
        Is Amigo Holdings PLC overvalued?
        According to Wall Street analysts Amigo Holdings PLC’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
          Does Amigo Holdings PLC pay dividends?
          Amigo Holdings PLC pays a Semiannually dividend of 3.1 p which represents an annual dividend yield of N/A. See more information on Amigo Holdings PLC dividends here
            What is Amigo Holdings PLC’s EPS estimate?
            Amigo Holdings PLC’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Amigo Holdings PLC have?
            Amigo Holdings PLC has 1,065,088,100 shares outstanding.
              What happened to Amigo Holdings PLC’s price movement after its last earnings report?
              Currently, no data Available
              Which hedge fund is a major shareholder of Amigo Holdings PLC?
              Currently, no hedge funds are holding shares in GB:AMGO
              What is the TipRanks Smart Score and how is it calculated?
              Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                Company Description

                Amigo Holdings PLC

                Amigo Holdings PLC, through its subsidiaries, provides guarantor loans to individuals in the United Kingdom and Ireland. It also engages in trading business. The company was founded in 2005 and is based in Bournemouth, the United Kingdom.

                Amigo Holdings PLC (AMGO) Earnings & Revenues

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