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FVCBankcorp Inc (FVCB)
NASDAQ:FVCB
US Market

FVCBankcorp (FVCB) Ratios

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FVCBankcorp Ratios

FVCB's free cash flow for Q4 2025 was $0.54. For the 2025 fiscal year, FVCB's free cash flow was decreased by $ and operating cash flow was $0.24. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.14 0.14 0.14 0.13 0.18
Quick Ratio
0.14 0.14 0.14 0.13 0.18
Cash Ratio
<0.01 <0.01 0.05 0.03 0.04
Solvency Ratio
0.01 0.01 <0.01 <0.01 0.01
Operating Cash Flow Ratio
0.01 0.00 <0.01 <0.01 0.01
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.36 0.19 0.08
Net Current Asset Value
$ -1.88B$ -1.88B$ -1.70B$ -1.73B$ -1.77B
Leverage Ratios
Debt-to-Assets Ratio
<0.01 <0.01 0.03 0.05 0.13
Debt-to-Equity Ratio
0.07 0.07 0.32 0.52 1.46
Debt-to-Capital Ratio
0.07 0.07 0.24 0.34 0.59
Long-Term Debt-to-Capital Ratio
0.07 0.07 0.07 0.08 0.09
Financial Leverage Ratio
9.04 9.04 9.34 10.09 11.58
Debt Service Coverage Ratio
0.41 0.40 0.14 0.03 0.09
Interest Coverage Ratio
0.52 0.52 0.39 0.08 2.01
Debt to Market Cap
0.07 0.07 0.30 0.42 1.07
Interest Debt Per Share
4.07 4.05 7.42 9.37 17.81
Net Debt to EBITDA
0.46 0.46 -0.64 11.05 6.74
Profitability Margins
Gross Profit Margin
53.13%53.93%48.26%43.01%78.38%
EBIT Margin
23.55%23.15%19.98%4.61%37.09%
EBITDA Margin
23.77%23.15%20.38%5.25%37.91%
Operating Profit Margin
23.55%23.15%19.98%4.61%37.09%
Pretax Profit Margin
23.55%23.15%19.98%4.61%37.09%
Net Profit Margin
18.39%18.07%13.50%4.16%29.90%
Continuous Operations Profit Margin
18.39%18.07%13.50%4.16%29.90%
Net Income Per EBT
78.09%78.09%67.56%90.31%80.62%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
0.96%0.96%0.69%0.17%1.07%
Return on Equity (ROE)
8.92%8.70%6.40%1.76%12.34%
Return on Capital Employed (ROCE)
2.38%2.38%8.08%1.72%13.34%
Return on Invested Capital (ROIC)
-2.35%-2.35%4.62%1.15%5.02%
Return on Tangible Assets
0.97%0.97%0.69%0.18%1.07%
Earnings Yield
8.18%8.75%6.64%1.52%9.39%
Efficiency Ratios
Receivables Turnover
0.00 0.00 10.82 8.90 8.86
Payables Turnover
0.00 0.00 23.05 21.68 14.24
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
173.06 176.10 13.98 9.78 7.67
Asset Turnover
0.05 0.05 0.05 0.04 0.04
Working Capital Turnover Ratio
-0.09 -0.09 -0.07 -0.05 -0.05
Cash Conversion Cycle
0.00 0.00 17.90 24.17 15.58
Days of Sales Outstanding
0.00 0.00 33.74 41.01 41.22
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 15.84 16.84 25.64
Operating Cycle
0.00 0.00 33.74 41.01 41.22
Cash Flow Ratios
Operating Cash Flow Per Share
0.90 0.00 1.01 0.92 1.28
Free Cash Flow Per Share
0.90 0.00 1.00 0.91 1.28
CapEx Per Share
<0.01 0.00 <0.01 0.01 <0.01
Free Cash Flow to Operating Cash Flow
1.00 0.00 0.99 0.99 0.99
Dividend Paid and CapEx Coverage Ratio
14.60 0.00 129.30 76.74 134.89
Capital Expenditure Coverage Ratio
542.27 0.00 129.30 76.74 134.89
Operating Cash Flow Coverage Ratio
0.87 0.00 0.24 0.14 0.08
Operating Cash Flow to Sales Ratio
0.14 0.00 0.16 0.18 0.27
Free Cash Flow Yield
6.00%0.00%7.97%6.38%8.36%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
12.29 11.43 15.07 65.85 10.65
Price-to-Sales (P/S) Ratio
2.27 2.07 2.03 2.74 3.18
Price-to-Book (P/B) Ratio
1.07 0.99 0.96 1.16 1.31
Price-to-Free Cash Flow (P/FCF) Ratio
16.75 0.00 12.55 15.67 11.97
Price-to-Operating Cash Flow Ratio
16.66 0.00 12.45 15.47 11.88
Price-to-Earnings Growth (PEG) Ratio
3.59 0.24 0.05 -0.78 0.98
Price-to-Fair Value
1.07 0.99 0.96 1.16 1.31
Enterprise Value Multiple
10.00 9.39 9.34 63.19 15.14
Enterprise Value
283.83M 265.13M 212.36M 305.01M 479.40M
EV to EBITDA
9.95 9.39 9.34 63.19 15.14
EV to Sales
2.37 2.17 1.90 3.32 5.74
EV to Free Cash Flow
17.48 0.00 11.74 19.00 21.57
EV to Operating Cash Flow
17.45 0.00 11.65 18.75 21.41
Tangible Book Value Per Share
13.68 13.59 12.62 11.82 11.16
Shareholders’ Equity Per Share
14.08 13.99 13.03 12.25 11.61
Tax and Other Ratios
Effective Tax Rate
0.22 0.22 0.32 0.10 0.19
Revenue Per Share
6.66 6.73 6.18 5.18 4.79
Net Income Per Share
1.22 1.22 0.83 0.22 1.43
Tax Burden
0.78 0.78 0.68 0.90 0.81
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.18 0.18 0.19 0.25 0.26
Stock-Based Compensation to Revenue
0.00 0.00 <0.01 0.01 0.01
Income Quality
0.74 0.00 1.21 4.26 0.90
Currency in USD