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Hipay Group SA
(ALHYP)
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Rating:58Neutral
Price Target:
€5.50
▲(1.10% Upside)
Action:Reiterated
Date:08/06/26
The score is held back primarily by inconsistent fundamentals (notably the 2025 revenue contraction and a return to negative free cash flow) and weak technical momentum (below key moving averages with a negative MACD). A low P/E provides valuation support, and balance sheet leverage appears manageable, but stability in growth and cash conversion is needed for a higher score.
Positive Factors
Integrated payments platform
An integrated payments stack (processing, orchestration, reporting, fraud tools) creates high merchant switching costs and multiple monetizable touchpoints. That structural product breadth supports recurring fees, cross-sell and resilience to single-channel declines over a multi-month horizon.
Negative Factors
2025 revenue contraction
A sharp revenue decline in 2025 signals weakening merchant volumes or lost contracts, which erodes the core transaction-driven revenue base. Unless market share or demand trends reverse, lower volumes impair scale economics, margin absorption and long-term revenue predictability.
Read all positive and negative factors
Positive Factors
Negative Factors
Integrated payments platform
An integrated payments stack (processing, orchestration, reporting, fraud tools) creates high merchant switching costs and multiple monetizable touchpoints. That structural product breadth supports recurring fees, cross-sell and resilience to single-channel declines over a multi-month horizon.
Read all positive factors
Hipay Group SA (ALHYP) vs. iShares MSCI France ETF (EWQ)
Market Cap
€34.85M
Dividend YieldN/A
Average Volume (3M)3.42K
Price to Earnings (P/E)5.8
Beta (1Y)0.85
Revenue Growth0.65%
EPS Growth-20.10%
CountryFR
Employees226
SectorTechnology
Sector Strength88
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)0.95
Shares Outstanding6,313,974
10 Day Avg. Volume2,081
30 Day Avg. Volume3,421
Financial Highlights & Ratios
PEG Ratio-0.41
Price to Book (P/B)1.13
Price to Sales (P/S)0.66
P/FCF Ratio-173.13
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.41
Revenue Forecast (FY)€77.80M
Hipay Group SA Business Overview & Revenue Model
Company Description
HiPay Group S.A. manages an extensive global platform, providing a variety of payment solutions. Its product portfolio features "Professional," an online payment tool tailored for startups and small to medium-sized businesses, and "Enterprise," a ...
How the Company Makes Money
HiPay Group SA primarily generates revenue by charging merchants for payment processing and related services. Key revenue streams typically include: (1) transaction-based fees (a per-transaction and/or percentage-based fee charged when a customer ...
Hipay Group SA Financial Statement Overview
Summary
Income Statement
63
Positive
Balance Sheet
70
Positive
Cash Flow
48
Neutral
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Mar 2023 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 74.78M | 74.30M | 65.48M | 58.93M | 53.94M |
| Gross Profit | 17.17M | 17.46M | 17.62M | 28.79M | 24.01M |
| EBITDA | 6.78M | 24.21M | 9.36M | -1.58M | 468.00K |
| Net Income | 5.89M | 5.83M | 2.17M | -7.78M | -4.35M |
Balance Sheet | |||||
| Total Assets | 225.81M | 196.56M | 189.89M | 173.03M | 151.95M |
| Cash, Cash Equivalents and Short-Term Investments | 16.03M | 12.09M | 895.00K | 1.63M | 2.12M |
| Total Debt | 31.57M | 31.41M | 23.82M | 25.38M | 21.41M |
| Total Liabilities | 182.54M | 166.29M | 165.56M | 150.61M | 122.05M |
| Stockholders Equity | 43.27M | 30.27M | 24.34M | 22.42M | 29.91M |
Cash Flow | |||||
| Free Cash Flow | -283.00K | 4.61M | 2.77M | -2.87M | 1.93M |
| Operating Cash Flow | 6.21M | 7.95M | 5.92M | 1.79M | 6.82M |
| Investing Cash Flow | -6.42M | -3.23M | -3.11M | -4.62M | -4.92M |
| Financing Cash Flow | 4.04M | 6.52M | -3.57M | 2.37M | -2.85M |
Hipay Group SA Technical Analysis
Neutral
5.44
Price Trends
5.59
Negative
5.57
Negative
6.43
Negative
Market Momentum
-0.03
Negative
51.15
Neutral
60.09
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:ALHYP, the sentiment is Neutral. The current price of 5.44 is above the 20-day moving average (MA) of 5.44, below the 50-day MA of 5.59, and below the 200-day MA of 6.43, indicating a neutral trend. The MACD of -0.03 indicates Negative momentum. The RSI at 51.15 is Neutral, neither overbought nor oversold. The STOCH value of 60.09 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for FR:ALHYP.
Hipay Group SA Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | €288.37M | 32.69 | 19.40% | ― | 11.71% | 13.10% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
58 Neutral | €34.85M | 5.77 | 14.57% | ― | 0.65% | -20.10% | |
48 Neutral | €712.63M | -0.08 | -142.62% | ― | -18.15% | 77.92% | |
48 Neutral | €126.73M | 44.56 | 4.37% | ― | -6.45% | 322.15% | |
44 Neutral | €62.63M | -1.01 | -117.29% | ― | -10.40% | -284.08% | |
43 Neutral | €162.99M | -1.30 | -82.73% | ― | -19.17% | -1744.71% |
* Technology Sector Average
FR:ALHYP
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Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.