Hipay Group SA (FR:ALHYP)
:ALHYP
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Hipay Group SA
(ALHYP)
Select Model
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Rating:60Neutral
Price Target:
€6.50
▼(-21.12% Downside)
Action:ReiteratedDate:02/03/26
The score is primarily supported by improving fundamentals (revenue growth, stronger margins, and sharply higher free cash flow), but is held back by weak technical momentum (price below key moving averages and negative MACD) and a relatively high P/E with no dividend yield data.
Positive Factors
Consistent revenue growth and improving net margin
Sustained top-line growth alongside a doubling of net margin signals scalable unit economics in Hipay's payments business. Durable margin expansion improves reinvestment capacity into product, fraud controls and market expansion, strengthening long-term competitive positioning.
Negative Factors
Low equity ratio and moderate leverage
A low equity base and reliance on liabilities raise financial rigidity and refinancing risk. In adverse scenarios this heavier leverage limits strategic flexibility, increases interest exposure and could force dilutive or costly financing to support growth or absorb shocks.
Read all positive and negative factors
Positive Factors
Negative Factors
Consistent revenue growth and improving net margin
Sustained top-line growth alongside a doubling of net margin signals scalable unit economics in Hipay's payments business. Durable margin expansion improves reinvestment capacity into product, fraud controls and market expansion, strengthening long-term competitive positioning.
Read all positive factors
Hipay Group SA (ALHYP) vs. iShares MSCI France ETF (EWQ)
Market Cap
€29.36M
Dividend YieldN/A
Average Volume (3M)3.42K
Price to Earnings (P/E)36.3
Beta (1Y)0.87
Revenue Growth9.77%
EPS Growth-86.18%
CountryFR
Employees198
SectorTechnology
Sector Strength88
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)0.06
Shares Outstanding6,313,974
10 Day Avg. Volume2,081
30 Day Avg. Volume3,421
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)0.84
Price to Sales (P/S)0.34
P/FCF Ratio5.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.67
Revenue Forecast (FY)€80.60M
Hipay Group SA Business Overview & Revenue Model
Company Description
HiPay Group SA operates a payment platform worldwide. The company's products include Professional, an online payment solution for start-ups and SMBs; Enterprise, an online payment hub; and Marketplace, a payment and redistribution platform for mar...
How the Company Makes Money
Hipay Group SA generates revenue primarily through transaction fees charged to merchants for processing payments. The company earns a percentage of each transaction processed, which varies based on the payment method and volume. Additionally, Hipa...
Hipay Group SA Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
62
Positive
Cash Flow
74
Positive
| Breakdown | TTM | Dec 2024 | Dec 2023 | Mar 2023 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 75.63M | 74.30M | 65.48M | 58.93M | 53.94M | 45.71M |
| Gross Profit | 18.89M | 17.46M | 17.62M | 28.79M | 24.01M | 20.61M |
| EBITDA | 13.31M | 24.21M | 9.36M | -1.58M | 468.00K | 3.26M |
| Net Income | 1.16M | 5.83M | 2.17M | -7.78M | -4.35M | -1.88M |
Balance Sheet | ||||||
| Total Assets | 211.29M | 196.56M | 189.89M | 173.03M | 151.95M | 163.43M |
| Cash, Cash Equivalents and Short-Term Investments | 11.71M | 12.09M | 895.00K | 1.63M | 2.12M | 3.08M |
| Total Debt | 25.05M | 31.41M | 23.82M | 25.38M | 21.41M | 16.23M |
| Total Liabilities | 173.68M | 166.29M | 165.56M | 150.61M | 122.05M | 128.99M |
| Stockholders Equity | 37.62M | 30.27M | 24.34M | 22.42M | 29.91M | 34.44M |
Cash Flow | ||||||
| Free Cash Flow | 3.72M | 4.61M | 2.77M | -2.87M | 1.93M | -4.01M |
| Operating Cash Flow | 7.38M | 7.95M | 5.92M | 1.79M | 6.82M | -420.00K |
| Investing Cash Flow | -3.47M | -3.23M | -3.11M | -4.62M | -4.92M | -3.39M |
| Financing Cash Flow | 7.54M | 6.52M | -3.57M | 2.37M | -2.85M | 5.38M |
Hipay Group SA Technical Analysis
Negative
8.24
Price Trends
5.77
Negative
6.94
Negative
8.48
Negative
Market Momentum
-0.30
Positive
29.67
Positive
10.84
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:ALHYP, the sentiment is Negative. The current price of 8.24 is above the 20-day moving average (MA) of 5.36, above the 50-day MA of 5.77, and below the 200-day MA of 8.48, indicating a bearish trend. The MACD of -0.30 indicates Positive momentum. The RSI at 29.67 is Positive, neither overbought nor oversold. The STOCH value of 10.84 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FR:ALHYP.
Hipay Group SA Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
60 Neutral | €29.36M | 36.28 | 3.43% | ― | 9.77% | -86.18% | |
49 Neutral | €147.18M | -187.01 | -21.69% | ― | 17.72% | 79.71% | |
42 Neutral | €585.30M | -0.08 | -142.62% | ― | -2.35% | -387.75% | |
41 Neutral | €13.65M | -0.26 | -86.76% | ― | -14.91% | -512.12% |
* Technology Sector Average
FR:ALHYP
Hipay Group SA
4.65
-3.07
-39.77%
FR:VMX
Verimatrix SA
0.16
-0.12
-44.29%
FR:WLN
Worldline
0.26
-1.20
-82.07%
FR:ALLIX
Wallix Group SA
21.90
8.20
59.85%
FR:ALKLK
Kerlink SA
0.95
0.34
55.74%
FR:MLMFI
Condor Technologies N.V.
12.00
0.00
0.00%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.