Worldline SA (FR:WLN)
:WLN
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Worldline
(WLN)
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Rating:42Neutral
Price Target:
€0.27
▼(-79.92% Downside)
Action:ReiteratedDate:04/16/26
Overall score is constrained primarily by weak financial performance (sharp 2025 revenue decline, very large net loss, and higher leverage) and bearish technicals (price below key moving averages with negative MACD). Positive operating/free cash flow provides some support, but declining FCF and loss-driven valuation metrics keep the score low.
Positive Factors
Consistent positive operating and free cash flow
Operating cash flow has remained positive each reported year and FCF was still positive in 2025. That durable cash-generation ability supports day-to-day operations, funds selective reinvestment or debt service, and provides a buffer against accounting losses over the medium term.
Negative Factors
Sharp 2025 revenue decline and large net loss
A steep top-line contraction combined with an enormous accounting loss and margin compression erodes scale economics and pricing power. Persistent revenue weakness makes it harder to restore fixed-cost absorption and threatens long-term profitability absent structural revenue stabilization or radical cost redesign.
Read all positive and negative factors
Positive Factors
Negative Factors
Consistent positive operating and free cash flow
Operating cash flow has remained positive each reported year and FCF was still positive in 2025. That durable cash-generation ability supports day-to-day operations, funds selective reinvestment or debt service, and provides a buffer against accounting losses over the medium term.
Read all positive factors
Worldline (WLN) vs. iShares MSCI France ETF (EWQ)
Market Cap
€603.17M
Dividend YieldN/A
Average Volume (3M)3.04M
Price to Earnings (P/E)―
Beta (1Y)1.34
Revenue Growth-13.00%
EPS Growth-1655.41%
CountryFR
Employees18,112
SectorTechnology
Sector Strength88
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)-0.55
Shares Outstanding2,262,760,000
10 Day Avg. Volume4,015,964
30 Day Avg. Volume3,041,667
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)0.13
Price to Sales (P/S)0.11
P/FCF Ratio2.62
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€0.60Price Target Upside-54.36% Downside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)0.06
Revenue Forecast (FY)€3.80B
Worldline Business Overview & Revenue Model
Company Description
Worldline SA provides payments and transactional services to financial institutions, merchants, corporations, and government agencies in France, rest of Europe, and internationally. The company operates through Merchant Services; Financial Service...
How the Company Makes Money
Worldline primarily generates revenue by charging fees for processing and enabling electronic payment transactions and by selling/servicing the technology required to accept and manage those payments. Key revenue streams typically include: (1) Mer...
Worldline Financial Statement Overview
Summary
Income Statement
28
Negative
Balance Sheet
38
Negative
Cash Flow
55
Neutral
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 4.03B | 4.63B | 4.61B | 4.36B | 3.69B |
| Gross Profit | 1.66B | 2.61B | 2.52B | 1.92B | 1.33B |
| EBITDA | 731.20M | 396.00M | -276.00M | 831.50M | 743.50M |
| Net Income | -5.16B | -297.00M | -817.30M | 299.20M | -751.40M |
Balance Sheet | |||||
| Total Assets | 13.15B | 19.42B | 21.73B | 21.86B | 20.04B |
| Cash, Cash Equivalents and Short-Term Investments | 941.60M | 1.80B | 1.95B | 1.92B | 1.14B |
| Total Debt | 3.12B | 4.03B | 4.05B | 4.13B | 4.56B |
| Total Liabilities | 9.10B | 10.20B | 12.17B | 11.32B | 10.13B |
| Stockholders Equity | 3.25B | 8.25B | 8.58B | 9.38B | 9.04B |
Cash Flow | |||||
| Free Cash Flow | 166.50M | 321.60M | 458.90M | 724.10M | 727.50M |
| Operating Cash Flow | 414.80M | 603.10M | 791.80M | 1.05B | 953.10M |
| Investing Cash Flow | -380.00M | -245.80M | -212.40M | 28.00M | -537.70M |
| Financing Cash Flow | -457.20M | -585.20M | -415.80M | -606.60M | -416.40M |
Worldline Technical Analysis
Neutral
1.32
Price Trends
0.33
Negative
0.36
Negative
0.54
Negative
Market Momentum
-0.02
Negative
51.34
Neutral
73.52
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:WLN, the sentiment is Neutral. The current price of 1.32 is above the 20-day moving average (MA) of 0.28, above the 50-day MA of 0.33, and above the 200-day MA of 0.54, indicating a neutral trend. The MACD of -0.02 indicates Negative momentum. The RSI at 51.34 is Neutral, neither overbought nor oversold. The STOCH value of 73.52 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for FR:WLN.
Worldline Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
56 Neutral | €36.87M | 8.31 | 3.43% | ― | 0.65% | -20.10% | |
55 Neutral | €1.56B | 4,214.00 | 4.45% | ― | 5.84% | -107.83% | |
49 Neutral | €150.87M | -187.01 | -21.69% | ― | 19.15% | 79.43% | |
42 Neutral | €603.17M | -0.08 | -142.62% | ― | -13.00% | -1655.41% | |
41 Neutral | €14.91M | -0.05 | -86.76% | ― | -21.70% | -1495.63% |
* Technology Sector Average
FR:WLN
Worldline
0.28
-0.96
-77.41%
FR:VMX
Verimatrix SA
0.17
-0.08
-31.75%
FR:ALHYP
Hipay Group SA
5.96
-3.29
-35.57%
FR:OVH
OVH Groupe SAS
10.32
-1.49
-12.62%
FR:ALLIX
Wallix Group SA
23.55
7.21
44.12%
FR:MLMFI
Condor Technologies N.V.
12.00
0.00
0.00%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.