Obiz SA (ALBIZ) AI Stock Analysis

• Market Cap: €16.13M
• Dividend Yield: N/A
• Average Volume (3M): 8.24K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.85
• Revenue Growth: 2.79%
• EPS Growth: -849.26%
• Country: FR
• Employees: 117
• Sector: Communication Services
• Sector Strength: 97
• Industry: Advertising Agencies
• EPS (TTM): -0.28
• Shares Outstanding: 5,872,132
• 10 Day Avg. Volume: 16,089
• 30 Day Avg. Volume: 8,238
• PEG Ratio: <0.01
• Price to Book (P/B): 2.31
• Price to Sales (P/S): 0.22
• P/FCF Ratio: -15.92
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 55 Neutral
• Price Target: €3.00 ▼(-0.33% Downside)

The score is driven primarily by mixed financial performance: strong revenue growth but ongoing losses, higher leverage, and negative free cash flow. Technicals show recent strength but are overbought, raising near-term risk. Valuation is penalized by loss-making earnings and no dividend data.

Positive Factors

Revenue Growth

Consistent revenue growth indicates strong market demand and effective business strategies, enhancing long-term sustainability.

Business Model

A diversified revenue model with service contracts and subscriptions provides stable cash flow and reduces dependency on single income streams.

Market Position

Strong market position in IT and digital marketing sectors supports competitive advantage and potential for future growth.

Negative Factors

Profitability Challenges

Ongoing losses indicate profitability challenges, which could hinder reinvestment and growth opportunities if not addressed.

Leverage Risk

Increased leverage raises financial risk, potentially impacting the company's ability to finance operations and invest in growth.

Cash Flow Issues

Negative free cash flow pressures liquidity, limiting the company's ability to fund operations and strategic initiatives without external financing.

Obiz SA Business Overview & Revenue Model

Company Description

Obiz Concept SAS provides relationship marketing and customer loyalty program solutions in France and internationally. The company designs, develops, and manages web platforms and applications with content, connection paths, and facilitation systems. It also provides e-vouchers, tickets for leisure activities, and hotel bookings through its online store. The company serves various large account businesses, SMEs, and mid-cap companies, as well as associations and communities. Obiz Concept SAS was founded in 2010 and is headquartered in Lyon, France.

How the Company Makes Money

Obiz SA generates revenue through multiple streams. Its primary revenue model is based on service contracts for custom software development and digital marketing projects, where clients pay for the expertise and solutions tailored to their specific needs. Additionally, the company earns income from subscription-based services related to its proprietary software products and platforms. Partnerships with other technology firms and digital marketing agencies also contribute to its earnings, as they allow Obiz SA to provide comprehensive solutions to a wider client base. Furthermore, the company may benefit from performance-based incentives tied to the success of its marketing campaigns, creating additional revenue opportunities.

Obiz SA Financial Statement Overview

Summary

Obiz SA is experiencing strong revenue growth, but profitability remains a challenge with negative net income and EBIT. The balance sheet shows increased leverage, which could pose risks, while cash flow challenges highlight the need for improved cash management. Overall, the company needs to focus on enhancing profitability and managing leverage to improve its financial health.

Income Statement

Obiz SA has shown significant revenue growth over the years, with a notable increase from 2022 to 2023. However, the company is currently experiencing negative net income and EBIT, indicating challenges in profitability. The gross profit margin is reasonable, but the net profit margin is negative, highlighting the need for cost control and efficiency improvements.

Balance Sheet

The company's debt-to-equity ratio has increased, indicating higher leverage, which could pose financial risk. The equity ratio has decreased, suggesting a lower proportion of assets financed by equity. Return on equity is negative due to net losses, which is a concern for investors seeking returns.

Cash Flow

Obiz SA's operating cash flow has decreased, and free cash flow is negative, which could impact liquidity. The free cash flow to net income ratio is unfavorable, indicating cash flow challenges. However, the company has managed to maintain some level of operating cash flow, which is a positive aspect.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	126.57M	125.88M	83.11M	39.99M	36.93M	15.38M
Gross Profit	23.50M	17.71M	12.19M	6.08M	3.35M	3.55M
EBITDA	-304.07K	882.97K	2.12M	961.21K	64.00K	760.00K
Net Income	-3.72M	-2.59M	126.09K	62.20K	-618.00K	153.00K
Balance Sheet
Total Assets	55.13M	55.24M	48.61M	17.08M	13.03M	6.32M
Cash, Cash Equivalents and Short-Term Investments	3.29M	5.26M	9.65M	2.82M	3.95M	379.00K
Total Debt	23.98M	22.59M	18.34M	6.30M	3.98M	3.29M
Total Liabilities	45.12M	43.27M	33.79M	10.06M	5.82M	5.34M
Stockholders Equity	10.01M	11.96M	14.60M	7.01M	7.21M	983.07K
Cash Flow
Free Cash Flow	-3.58M	-1.73M	517.00K	-360.21K	-2.82M	-728.76K
Operating Cash Flow	127.69K	1.04M	2.16M	580.41K	-2.40M	35.46K
Investing Cash Flow	-3.19M	-7.79M	-12.14M	-3.70M	-1.24M	-787.30K
Financing Cash Flow	412.29K	2.28M	16.55M	1.98M	7.21M	1.06M

Obiz SA Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 3.01
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:ALBIZ, the sentiment is Neutral. The current price of 3.01 is above the 20-day moving average (MA) of 2.78, above the 50-day MA of 2.55, and below the 200-day MA of 3.42, indicating a neutral trend. The MACD of 0.09 indicates Positive momentum. The RSI at 54.24 is Neutral, neither overbought nor oversold. The STOCH value of 3.45 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for FR:ALBIZ.

Obiz SA Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ALNXT	69 Neutral	€16.85M	9.80	5.06%	―	-2.25%	54.93%
ALDUX	65 Neutral	€13.41M	3.85	216.14%	―	-0.08%	23.11%
Sector *	60 Neutral	$48.67B	4.58	-11.27%	4.14%	2.83%	-41.78%
ALBIZ	55 Neutral	€16.13M	-4.33	-30.98%	―	2.79%	-849.26%
ALINV	49 Neutral	€3.85M	-0.53	―	―	-13.31%	-375.69%