Credit Agricole (FR:ACA)
:ACA
ACA Stock Chart & Stats
€16.10
>-€0.01(-0.04%)
At close: 4:00 PM EST
€16.10
>-€0.01(-0.04%)
Day’s Range― - ―
52-Week Range€14.10 - €19.15
Previous CloseN/A
Volume272.57K
Average Volume (3M)4.12M
Market Cap
€48.71B
Enterprise Value€401.08B
Total Cash (Recent Filing)€167.55B
Total Debt (Recent Filing)€519.23B
Price to Earnings (P/E)4.6
Beta0.99
Next Earnings
Apr 30, 2026EPS Estimate
0.59Next Dividend Ex-DateN/A
Dividend Yield6.26%
Share Statistics
EPS (TTM)0.30
Shares Outstanding3,025,902,300
10 Day Avg. Volume4,992,432
30 Day Avg. Volume4,119,195
Financial Highlights & Ratios
PEG Ratio2.26
Price to Book (P/B)0.76
Price to Sales (P/S)0.47
P/FCF Ratio2.97
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€19.77Price Target Upside22.80% Upside
Rating ConsensusHold
Number of Analyst Covering6
EPS Forecast (FY)2.32
Revenue Forecast (FY)€28.34B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthA clear multi-year revenue expansion culminating in a sharp 2025 jump indicates improving core franchise traction and loan/fee growth. Durable top-line expansion supports revenue diversification, funding for strategic initiatives, and provides a structural tailwind for medium-term earnings resilience.
Consistent Return On EquityA steady ~9–10% ROE demonstrates persistent ability to generate returns from shareholders' equity. This level supports ongoing dividend capacity and signals operational effectiveness across business lines, helping sustain investor confidence and capital allocation over the medium term.
Business DiversificationA broad product mix across retail banking, insurance, asset management and CIB reduces single-segment cyclicality and creates multiple fee and premium income streams. Diversification aids resilience to shocks in any one market and supports cross-sell economics and stable long-term revenue generation.
Bears Say
Rising LeverageMaterial increase in leverage to ~7.47x substantially raises sensitivity to rising funding costs and asset-quality shocks. Higher leverage constrains strategic flexibility, increases regulatory and refinancing risk, and amplifies earnings volatility during adverse macro or credit cycles over the medium term.
Volatile Cash GenerationLarge swings from deep negative cash flow to a strong 2025 rebound indicate inconsistent cash conversion and working-capital sensitivity. Such volatility complicates capital planning, reduces predictability for dividends and buybacks, and raises concerns about durability of free cash flow in stressed conditions.
Margin Compression And Earnings MixNet margin compression to ~6.6% and a YoY net income decline despite higher revenue imply adverse mix, higher costs, or elevated credit/charges. Persistent margin pressure undermines long-term profitability and ROE uplift potential unless structural cost or mix improvements are implemented.
Credit Agricole News
ACA FAQ
What was Credit Agricole’s price range in the past 12 months?
Credit Agricole lowest stock price was €14.10 and its highest was €19.14 in the past 12 months.
What is Credit Agricole’s market cap?
Credit Agricole’s market cap is €48.71B.
When is Credit Agricole’s upcoming earnings report date?
Credit Agricole’s upcoming earnings report date is Apr 30, 2026 which is in 35 days.
How were Credit Agricole’s earnings last quarter?
Credit Agricole released its earnings results on Feb 04, 2026. The company reported €0.3 earnings per share for the quarter, missing the consensus estimate of €0.365 by -€0.065.
Is Credit Agricole overvalued?
According to Wall Street analysts Credit Agricole’s price is currently Undervalued.
Does Credit Agricole pay dividends?
Credit Agricole pays a Annually dividend of €1.1 which represents an annual dividend yield of 6.26%. See more information on Credit Agricole dividends here
What is Credit Agricole’s EPS estimate?
Credit Agricole’s EPS estimate is 0.59.
How many shares outstanding does Credit Agricole have?
Credit Agricole has 3,025,902,300 shares outstanding.
What happened to Credit Agricole’s price movement after its last earnings report?
Credit Agricole reported an EPS of €0.3 in its last earnings report, missing expectations of €0.365. Following the earnings report the stock price went down -3.041%.
Which hedge fund is a major shareholder of Credit Agricole?
Currently, no hedge funds are holding shares in FR:ACA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Credit Agricole
Crédit Agricole S.A. provides retail, corporate, insurance, and investment banking products and services worldwide. It operates through Asset Gathering; Large Customers; Specialised Financial Services; French Retail Banking - LCL; and International Retail Banking. The company offers banking products and services, including savings and current accounts and deposits, finance, payments, and flow management services; consumer finance products; and banking and specialized financial services. It also provides wealth management services that allow individual customers to manage, protect, and transfer their assets, as well as other asset management services; and savings/retirement, death and disability/creditor/group, and property and casualty insurance products. In addition, the company offers financing solutions for property and equipment investment and renewal requirements; trade receivable financing and management solutions for corporates; and financing services for renewable energy and public infrastructure projects, as well as leasing services. Further, it provides investment banking, structured finance, international trade finance, commercial banking, capital market, and syndication services; and asset servicing solutions for investment products, as well as various asset classes, such as execution, clearing, forex, security lending and borrowing, custody, depositary bank, fund administration, middle-office outsourcing solutions, and fund distribution support and issuer services. The company serves retail customers, corporates, banks and financial institutions, government agencies, and local authorities. Crédit Agricole S.A. was founded in 1894 and is headquartered in Montrouge, France. Crédit Agricole S.A. operates as a subsidiary of SAS Rue La Boétie.
ACA Stock 12 Month Forecast
Average Price Target
€19.77
▲(22.80% Upside)
Technical Analysis
BNP Paribas
―
CRCAM Nord de France
―
Caisse Regionale de Credit Agricole Mutuel Brie Picardie
―
Societe Generale
―
CFM Indosuez Wealth SA
―
Options Prices
Currently, No data available
---