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CRCAM dlle-de France (FR:CAF)
:CAF
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CRCAM dlle-de France (CAF) Price & Analysis

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CAF Stock Chart & Stats

€109.48
-€1.47(-2.12%)
At close: 4:00 PM EST
€109.48
-€1.47(-2.12%)

Bulls Say, Bears Say

Bulls Say
Group Affiliation & DistributionBeing a regional entity of the Crédit Agricole group provides durable competitive advantages: access to group products, centralized services, and distribution support. This strengthens fee income potential, cross-sell opportunities and funding access, reducing standalone execution risk over months.
Revenue ReboundA clear rebound in 2025 revenue and net income signals operational resilience and management ability to restore core intermediation and fee revenues after a weak period. If driven by core lending and fees, this supports sustainable earnings recovery over the medium term.
Sizable Balance SheetA large balance sheet with growing equity provides scale for regional lending, deposit intermediation and product distribution. Scale improves the bank's ability to diversify loan exposure, absorb localized shocks, and maintain franchise lending capacity over the coming quarters.
Bears Say
Structurally High LeverageDebt-to-equity around 4–5x, while common in banking, leaves limited capital buffer and heightens sensitivity to credit losses and funding stress. Structurally high leverage constrains capital flexibility, increases regulatory sensitivity and raises refinancing risk across economic cycles.
Volatile Cash GenerationUneven cash generation with material negative flows in 2023–24 undermines the bank's ability to self-fund lending, dividends or buffers. Persistent cash volatility complicates capital planning, increases reliance on external funding and can raise funding costs during tighter market conditions.
Inconsistent ProfitabilitySharp swings in operating profitability and inconsistent margin metrics indicate earnings quality issues and reliance on non-recurring items or volatile trading/portfolio income. This reduces predictability of sustainable earnings and complicates long-term capital allocation and investor assessment.

CAF FAQ

What was CRCAM dlle-de France’s price range in the past 12 months?
CRCAM dlle-de France lowest stock price was €74.50 and its highest was €131.20 in the past 12 months.
    What is CRCAM dlle-de France’s market cap?
    CRCAM dlle-de France’s market cap is €954.47M.
      When is CRCAM dlle-de France’s upcoming earnings report date?
      The company’s upcoming earnings report date is not yet available.
      How were CRCAM dlle-de France’s earnings last quarter?
      Currently, no data Available
      Is CRCAM dlle-de France overvalued?
      According to Wall Street analysts CRCAM dlle-de France’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
        Does CRCAM dlle-de France pay dividends?
        CRCAM dlle-de France pays a Annually dividend of €2.59 which represents an annual dividend yield of 2.19%. See more information on CRCAM dlle-de France dividends here
          What is CRCAM dlle-de France’s EPS estimate?
          CRCAM dlle-de France’s EPS estimate for its next earnings report is not yet available.
          How many shares outstanding does CRCAM dlle-de France have?
          CRCAM dlle-de France has 7,948,589 shares outstanding.
            What happened to CRCAM dlle-de France’s price movement after its last earnings report?
            Currently, no data Available
            Which hedge fund is a major shareholder of CRCAM dlle-de France?
            Currently, no hedge funds are holding shares in FR:CAF
            What is the TipRanks Smart Score and how is it calculated?
            Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

              Company Description

              CRCAM dlle-de France

              The Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France functions as a cooperative financial institution, providing a comprehensive range of banking and insurance solutions to its members across France. Its offerings encompass various savings products, accounts, and payment cards, along with financing options for significant purchases like vehicles and homes, as well as educational and professional endeavors. The institution also delivers essential insurance policies designed to protect residences, automobiles, and personal health. Serving a broad spectrum of clientele, including corporations, small and medium-sized enterprises (SMEs), agricultural businesses, skilled tradespeople, non-profit organizations, local authorities, and both families and individual consumers, the bank maintains its headquarters in Paris, France.

              CRCAM dlle-de France (CAF) Earnings & Revenues

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