CRCAM dlle-de France (FR:CAF)
:CAF
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CAF Stock Chart & Stats
€109.48
-€1.47(-2.12%)
At close: 4:00 PM EST
€109.48
-€1.47(-2.12%)
Day’s Range― - ―
52-Week Range€67.12 - €129.80
Previous CloseN/A
Volume59.00
Average Volume (3M)2.17K
Market Cap
€981.01M
Enterprise Value€32.60B
Total Cash (Recent Filing)€175.88M
Total Debt (Recent Filing)€31.89B
Price to Earnings (P/E)14.5
Beta0.35
Next Earnings
Jul 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.14%
Share Statistics
EPS (TTM)8.49
Shares Outstanding7,948,589
10 Day Avg. Volume1,393
30 Day Avg. Volume2,170
Financial Highlights & Ratios
PEG Ratio0.65
Price to Book (P/B)0.39
Price to Sales (P/S)1.19
P/FCF Ratio8.39
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Group Distribution EcosystemCRCAM d’Île-de-France benefits from being part of the Crédit Agricole ecosystem, enabling durable cross-sell of insurance, asset management and banking products via a broad branch and advisory network. This structural distribution access supports recurring fee income and customer retention over time.
2025 Revenue And Net Income ReboundA clear revenue and net income recovery in 2025 indicates the business can rebound after stress periods, supporting profitability normalization and capital generation. Sustained recovery improves buffer for loan losses and funds reinvestment into branches and digital capabilities over the medium term.
Established Regional Franchise And ScaleLarge regional footprint and ~3,866 employees reflect a meaningful retail and SME franchise in France's largest economic region. Scale and local relationships create durable deposit funding, steady loan flows and competitive advantage in serving professionals and small businesses over multiple cycles.
Bears Say
Structurally High LeverageThe bank's debt-to-equity ratio of roughly 4–5x is structurally high for the group, amplifying sensitivity to credit deterioration and funding shocks. Elevated leverage constrains capital allocation, limits flexibility for organic growth or large write-offs, and raises regulatory and market scrutiny over the medium term.
Volatile Cash GenerationOperating and free cash flow swung from healthy levels to meaningful negatives in 2023–2024 before returning to positive in 2025. This uneven cash conversion reduces predictability of internal funding for loan growth, increases reliance on external funding, and weakens resilience during downturns.
Inconsistent Operating ProfitabilityUnderlying operating profitability is inconsistent, with volatile EBIT/EBITDA and margin swings across recent years. Such earnings instability complicates forecasting, undermines sustained ROE improvement and makes dividend and cost restructuring plans harder to rely on for long-term investors.
CRCAM dlle-de France News
CAF FAQ
What was CRCAM dlle-de France’s price range in the past 12 months?
CRCAM dlle-de France lowest stock price was €67.12 and its highest was €129.80 in the past 12 months.
What is CRCAM dlle-de France’s market cap?
CRCAM dlle-de France’s market cap is €981.01M.
When is CRCAM dlle-de France’s upcoming earnings report date?
CRCAM dlle-de France’s upcoming earnings report date is Jul 23, 2026 which is in 42 days.
How were CRCAM dlle-de France’s earnings last quarter?
CRCAM dlle-de France released its earnings results on Feb 10, 2026. The company reported €3.56 earnings per share for the quarter, beating the consensus estimate of N/A by €3.56.
Is CRCAM dlle-de France overvalued?
According to Wall Street analysts CRCAM dlle-de France’s price is currently Overvalued.
Does CRCAM dlle-de France pay dividends?
CRCAM dlle-de France pays a Annually dividend of €2.59 which represents an annual dividend yield of 2.14%. See more information on CRCAM dlle-de France dividends here
What is CRCAM dlle-de France’s EPS estimate?
CRCAM dlle-de France’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does CRCAM dlle-de France have?
CRCAM dlle-de France has 7,948,589 shares outstanding.
What happened to CRCAM dlle-de France’s price movement after its last earnings report?
CRCAM dlle-de France reported an EPS of €3.56 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.133%.
Which hedge fund is a major shareholder of CRCAM dlle-de France?
Currently, no hedge funds are holding shares in FR:CAF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
CRCAM dlle-de France
The Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France functions as a cooperative financial institution, providing a comprehensive range of banking and insurance solutions to its members across France. Its offerings encompass various savings products, accounts, and payment cards, along with financing options for significant purchases like vehicles and homes, as well as educational and professional endeavors. The institution also delivers essential insurance policies designed to protect residences, automobiles, and personal health. Serving a broad spectrum of clientele, including corporations, small and medium-sized enterprises (SMEs), agricultural businesses, skilled tradespeople, non-profit organizations, local authorities, and both families and individual consumers, the bank maintains its headquarters in Paris, France.
Technical Analysis
Caisse Regionale du Credit Agricole Mutuel du Languedoc
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CRCAM de l'ille et Vilaine S.A.
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CRCAM Nord de France
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Caisse Regionale de Credit Agricole Mutuel Brie Picardie
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Caisse Regionale de Credit Agricole Mutuel Atlantique Vendee Cert.Coop.d'Inv.
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