First Bancorp Inc [Me] (FNLC)
NASDAQ:FNLC
US Market
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First Bancorp (FNLC) Stock Statistics & Valuation Metrics

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Total Valuation

First Bancorp has a market cap or net worth of $278.70M. The enterprise value is $453.55M.
Market Cap$278.70M
Enterprise Value$453.55M

Share Statistics

First Bancorp has 11,210,588 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding11,210,588
Owned by Insiders4.91%
Owned by Institutions0.31%

Financial Efficiency

First Bancorp’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 6.26%.
Return on Equity (ROE)0.11
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)6.26%
Return on Capital Employed (ROCE)0.09
Revenue Per Employee582.48K
Profits Per Employee95.23K
Employee Count284
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of First Bancorp is 8.8. First Bancorp’s PEG ratio is -1.30.
PE Ratio8.8
PS Ratio1.83
PB Ratio1.20
Price to Fair Value1.20
Price to FCF12.30
Price to Operating Cash Flow9.15
PEG Ratio-1.30

Income Statement

In the last 12 months, First Bancorp had revenue of 165.43M and earned 27.05M in profits. Earnings per share was 2.45.
Revenue165.43M
Gross Profit79.74M
Operating Income32.58M
Pretax Income32.58M
Net Income27.05M
EBITDA34.79M
Earnings Per Share (EPS)2.45

Cash Flow

In the last 12 months, operating cash flow was 20.96M and capital expenditures -2.47M, giving a free cash flow of 18.49M billion.
Operating Cash Flow20.96M
Free Cash Flow18.49M
Free Cash Flow per Share1.65

Dividends & Yields

First Bancorp pays an annual dividend of $0.37, resulting in a dividend yield of 5.72%
Dividend Per Share$0.37
Dividend Yield5.72%
Payout Ratio51.90%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.67
52-Week Price Change-6.17%
50-Day Moving Average25.61
200-Day Moving Average24.73
Relative Strength Index (RSI)54.39
Average Volume (3m)23.84K

Important Dates

First Bancorp upcoming earnings date is Jan 28, 2026, TBA (Confirmed).
Last Earnings DateOct 22, 2025
Next Earnings DateJan 28, 2026
Ex-Dividend DateOct 06, 2025

Financial Position

First Bancorp as a current ratio of 0.12, with Debt / Equity ratio of 55.71%
Current Ratio0.12
Quick Ratio0.12
Debt to Market Cap0.48
Net Debt to EBITDA2.77
Interest Coverage Ratio0.38

Taxes

In the past 12 months, First Bancorp has paid 5.54M in taxes.
Income Tax5.54M
Effective Tax Rate0.17

Enterprise Valuation

First Bancorp EV to EBITDA ratio is 11.46, with an EV/FCF ratio of 16.23.
EV to Sales2.41
EV to EBITDA11.46
EV to Free Cash Flow16.23
EV to Operating Cash Flow15.31

Balance Sheet

First Bancorp has $305.10M in cash and marketable securities with $152.97M in debt, giving a net cash position of $152.13M billion.
Cash & Marketable Securities$305.10M
Total Debt$152.97M
Net Cash$152.13M
Net Cash Per Share$13.57
Tangible Book Value Per Share$20.07

Margins

Gross margin is 37.52%, with operating margin of 19.70%, and net profit margin of 16.35%.
Gross Margin37.52%
Operating Margin19.70%
Pretax Margin19.70%
Net Profit Margin16.35%
EBITDA Margin21.03%
EBIT Margin19.70%

Analyst Forecast

The average price target for First Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target
Price Target Upside
Analyst ConsensusHold
Analyst Count0
Revenue Growth Forecast10.46%
EPS Growth Forecast18.70%

Scores

Smart Score4
AI Score
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