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The First Bancorp Inc (FNLC)
NASDAQ:FNLC
US Market

First Bancorp (FNLC) Stock Statistics & Valuation Metrics

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Total Valuation

First Bancorp has a market cap or net worth of $311.11M. The enterprise value is $471.15M.
Market Cap$311.11M
Enterprise Value$471.15M

Share Statistics

First Bancorp has 11,219,320 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding11,219,320
Owned by Insiders5.35%
Owned by Institutions9.52%

Financial Efficiency

First Bancorp’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is -3.21%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)-3.21%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee625.39K
Profits Per Employee121.11K
Employee Count284
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of First Bancorp is 7.2. First Bancorp’s PEG ratio is 0.32.
PE Ratio7.2
PS Ratio1.65
PB Ratio1.03
Price to Fair Value1.03
Price to FCF0.02
Price to Operating Cash Flow0.02
PEG Ratio0.32

Income Statement

In the last 12 months, First Bancorp had revenue of 177.61M and earned 34.39M in profits. Earnings per share was 3.10.
Revenue177.61M
Gross Profit92.87M
Operating Income41.94M
Pretax Income41.94M
Net Income34.39M
EBITDA41.94M
Earnings Per Share (EPS)3.10

Cash Flow

In the last 12 months, operating cash flow was 13.55B and capital expenditures 1.35B, giving a free cash flow of 14.90B billion.
Operating Cash Flow13.55B
Free Cash Flow14.90B
Free Cash Flow per Share1.33K

Dividends & Yields

First Bancorp pays an annual dividend of $0.37, resulting in a dividend yield of 5.24%
Dividend Per Share$0.37
Dividend Yield5.24%
Payout Ratio51.90%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.57
52-Week Price Change18.42%
50-Day Moving Average27.63
200-Day Moving Average25.71
Relative Strength Index (RSI)46.16
Average Volume (3m)18.46K

Important Dates

First Bancorp upcoming earnings date is Apr 22, 2026, TBA (Confirmed).
Last Earnings DateJan 21, 2026
Next Earnings DateApr 22, 2026
Ex-Dividend Date

Financial Position

First Bancorp as a current ratio of 0.21, with Debt / Equity ratio of 66.33%
Current Ratio0.21
Quick Ratio0.21
Debt to Market Cap0.64
Net Debt to EBITDA3.82
Interest Coverage Ratio0.51

Taxes

In the past 12 months, First Bancorp has paid 7.54M in taxes.
Income Tax7.54M
Effective Tax Rate0.18

Enterprise Valuation

First Bancorp EV to EBITDA ratio is 10.80, with an EV/FCF ratio of 0.03.
EV to Sales2.55
EV to EBITDA10.80
EV to Free Cash Flow0.03
EV to Operating Cash Flow0.03

Balance Sheet

First Bancorp has $292.26M in cash and marketable securities with $187.82M in debt, giving a net cash position of $104.44M billion.
Cash & Marketable Securities$292.26M
Total Debt$187.82M
Net Cash$104.44M
Net Cash Per Share$9.31
Tangible Book Value Per Share$22.80

Margins

Gross margin is 52.29%, with operating margin of 23.61%, and net profit margin of 19.36%.
Gross Margin52.29%
Operating Margin23.61%
Pretax Margin23.61%
Net Profit Margin19.36%
EBITDA Margin23.61%
EBIT Margin23.61%

Analyst Forecast

The average price target for First Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast10.46%
EPS Growth Forecast18.70%

Scores

Smart Score8
AI Score