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The First Bancorp Inc (FNLC)
NASDAQ:FNLC
US Market
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First Bancorp (FNLC) Stock Statistics & Valuation Metrics

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Total Valuation

First Bancorp has a market cap or net worth of $325.60M. The enterprise value is $497.79M.
Market Cap$325.60M
Enterprise Value$497.79M

Share Statistics

First Bancorp has 11,270,319 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding11,270,319
Owned by Insiders5.04%
Owned by Institutions7.83%

Financial Efficiency

First Bancorp’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 6.86%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)6.86%
Return on Capital Employed (ROCE)0.10
Revenue Per Employee625.39K
Profits Per Employee121.11K
Employee Count284
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of First Bancorp is 8.7. First Bancorp’s PEG ratio is 0.32.
PE Ratio8.7
PS Ratio1.65
PB Ratio1.03
Price to Fair Value1.03
Price to FCF8.47
Price to Operating Cash Flow0.02
PEG Ratio0.32

Income Statement

In the last 12 months, First Bancorp had revenue of 177.61M and earned 34.39M in profits. Earnings per share was 3.10.
Revenue177.61M
Gross Profit92.87M
Operating Income41.94M
Pretax Income41.94M
Net Income34.39M
EBITDA41.94M
Earnings Per Share (EPS)3.10

Cash Flow

In the last 12 months, operating cash flow was 13.55B and capital expenditures 1.35B, giving a free cash flow of 14.90B billion.
Operating Cash Flow13.55B
Free Cash Flow14.90B
Free Cash Flow per Share1.32K

Dividends & Yields

First Bancorp pays an annual dividend of $0.37, resulting in a dividend yield of 5.24%
Dividend Per Share$0.37
Dividend Yield5.24%
Payout Ratio51.90%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.56
52-Week Price Change23.87%
50-Day Moving Average28.09
200-Day Moving Average26.08
Relative Strength Index (RSI)61.47
Average Volume (3m)18.46K

Important Dates

First Bancorp upcoming earnings date is Jul 29, 2026, TBA (Confirmed).
Last Earnings DateApr 22, 2026
Next Earnings DateJul 29, 2026
Ex-Dividend Date

Financial Position

First Bancorp as a current ratio of 0.11, with Debt / Equity ratio of 68.27%
Current Ratio0.11
Quick Ratio0.11
Debt to Market Cap0.64
Net Debt to EBITDA3.72
Interest Coverage Ratio0.51

Taxes

In the past 12 months, First Bancorp has paid 7.54M in taxes.
Income Tax7.54M
Effective Tax Rate0.18

Enterprise Valuation

First Bancorp EV to EBITDA ratio is 10.70, with an EV/FCF ratio of 12.97.
EV to Sales2.53
EV to EBITDA10.70
EV to Free Cash Flow12.97
EV to Operating Cash Flow11.87

Balance Sheet

First Bancorp has $296.38M in cash and marketable securities with $187.82M in debt, giving a net cash position of $108.56M billion.
Cash & Marketable Securities$296.38M
Total Debt$187.82M
Net Cash$108.56M
Net Cash Per Share$9.63
Tangible Book Value Per Share$22.80

Margins

Gross margin is 52.95%, with operating margin of 23.61%, and net profit margin of 19.36%.
Gross Margin52.95%
Operating Margin23.61%
Pretax Margin23.61%
Net Profit Margin19.36%
EBITDA Margin23.61%
EBIT Margin23.61%

Analyst Forecast

The average price target for First Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast5.29%
EPS Growth Forecast28.70%

Scores

Smart Score7
AI Score