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STOCKS

The First Bancorp Inc (FNLC)

NASDAQ:FNLC

FNLC

First Bancorp

RESEARCH TOOLSreports

First Bancorp (FNLC) Ratios

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159 Followers

First Bancorp Ratios

FNLC's free cash flow for Q4 2025 was $0.56. For the 2025 fiscal year, FNLC's free cash flow was decreased by $ and operating cash flow was $0.27. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	3.32	3.32	0.12	0.12	0.13
Quick Ratio	3.32	3.32	0.12	0.12	0.13
Cash Ratio	0.30	0.30	0.02	0.01	0.01
Solvency Ratio	0.01	0.01	0.01	0.01	0.02
Operating Cash Flow Ratio	146.60	169.95	<0.01	0.01	0.02
Short-Term Operating Cash Flow Coverage	146.60	169.95	0.51	0.53	0.40
Net Current Asset Value	$ -2.58B	$ -2.58B	$ -2.57B	$ -2.37B	$ -2.19B
Leverage Ratios
Debt-to-Assets Ratio	0.06	0.06	0.05	0.02	0.04
Debt-to-Equity Ratio	0.66	0.66	0.58	0.29	0.45
Debt-to-Capital Ratio	0.40	0.40	0.37	0.22	0.31
Long-Term Debt-to-Capital Ratio	0.40	0.40	0.27	0.00	<0.01
Financial Leverage Ratio	11.18	11.18	12.50	12.12	11.97
Debt Service Coverage Ratio	0.21	0.20	0.21	0.24	0.34
Interest Coverage Ratio	0.51	0.51	0.38	0.57	2.81
Debt to Market Cap	0.91	0.96	0.48	0.22	0.32
Interest Debt Per Share	24.44	24.44	20.92	12.04	11.01
Net Debt to EBITDA	3.67	3.82	2.77	0.91	1.56
Profitability Margins
Gross Profit Margin	52.29%	52.29%	48.20%	55.33%	83.06%
EBIT Margin	23.61%	23.61%	19.70%	24.86%	43.11%
EBITDA Margin	24.54%	23.61%	21.03%	26.33%	44.92%
Operating Profit Margin	23.61%	23.61%	19.70%	24.86%	43.11%
Pretax Profit Margin	23.61%	23.61%	19.70%	24.86%	43.11%
Net Profit Margin	19.37%	19.36%	16.35%	20.55%	35.47%
Continuous Operations Profit Margin	19.37%	19.36%	16.35%	20.55%	35.47%
Net Income Per EBT	82.01%	82.01%	83.00%	82.68%	82.28%
EBT Per EBIT	100.00%	100.00%	100.00%	100.00%	100.00%
Return on Assets (ROA)	1.09%	1.09%	0.86%	1.00%	1.42%
Return on Equity (ROE)	12.70%	12.15%	10.71%	12.14%	17.03%
Return on Capital Employed (ROCE)	1.36%	1.36%	8.56%	12.87%	18.45%
Return on Invested Capital (ROIC)	9.40%	9.40%	6.26%	8.51%	10.82%
Return on Tangible Assets	1.10%	1.10%	0.87%	1.01%	1.44%
Earnings Yield	11.30%	11.74%	8.95%	9.50%	11.91%
Efficiency Ratios
Receivables Turnover	12.52	12.52	11.84	12.07	11.18
Payables Turnover	0.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	6.17	6.17	5.94	5.01	3.89
Asset Turnover	0.06	0.06	0.05	0.05	0.04
Working Capital Turnover Ratio	-0.14	-0.16	-0.07	-0.06	-0.06
Cash Conversion Cycle	29.15	29.15	30.84	30.23	32.64
Days of Sales Outstanding	29.15	29.15	30.84	30.23	32.64
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	0.00	0.00	0.00	0.00	0.00
Operating Cycle	29.15	29.15	30.84	30.23	32.64
Cash Flow Ratios
Operating Cash Flow Per Share	1.22K	1.42K	2.36	3.35	3.77
Free Cash Flow Per Share	1.35K	1.42K	2.22	3.11	3.64
CapEx Per Share	121.90	0.29	0.13	0.24	0.13
Free Cash Flow to Operating Cash Flow	1.10	1.00	0.94	0.93	0.97
Dividend Paid and CapEx Coverage Ratio	9.91	802.63	1.51	2.05	2.55
Capital Expenditure Coverage Ratio	10.03	4.88K	17.66	14.01	29.35
Operating Cash Flow Coverage Ratio	72.13	83.62	0.18	0.53	0.40
Operating Cash Flow to Sales Ratio	76.28	88.42	0.16	0.26	0.37
Free Cash Flow Yield	4832.54%	5362.82%	8.13%	11.03%	12.16%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	8.85	8.51	11.18	10.53	8.39
Price-to-Sales (P/S) Ratio	1.74	1.65	1.83	2.16	2.98
Price-to-Book (P/B) Ratio	1.07	1.03	1.20	1.28	1.43
Price-to-Free Cash Flow (P/FCF) Ratio	0.02	0.02	12.30	9.07	8.22
Price-to-Operating Cash Flow Ratio	0.02	0.02	11.60	8.42	7.94
Price-to-Earnings Growth (PEG) Ratio	0.93	0.32	-1.30	-0.42	1.16
Price-to-Fair Value	1.07	1.03	1.20	1.28	1.43
Enterprise Value Multiple	10.75	10.80	11.46	9.13	8.19
Enterprise Value	468.32M	452.89M	398.81M	345.07M	404.34M
EV to EBITDA	10.75	10.80	11.46	9.13	8.19
EV to Sales	2.64	2.55	2.41	2.40	3.68
EV to Free Cash Flow	0.03	0.03	16.23	10.06	10.16
EV to Operating Cash Flow	0.03	0.03	15.31	9.35	9.81
Tangible Book Value Per Share	22.80	22.80	20.07	19.29	18.14
Shareholders’ Equity Per Share	25.56	25.56	22.85	22.07	20.94
Tax and Other Ratios
Effective Tax Rate	0.18	0.18	0.17	0.17	0.18
Revenue Per Share	16.04	16.04	14.97	13.04	10.05
Net Income Per Share	3.11	3.11	2.45	2.68	3.57
Tax Burden	0.82	0.82	0.83	0.83	0.82
Interest Burden	1.00	1.00	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.18	0.20	0.16	0.17	0.22
Stock-Based Compensation to Revenue	3.77	5.44	<0.01	<0.01	<0.01
Income Quality	0.49	456.62	0.96	1.25	1.06

Currency in USD