Trending News

More News >

Education

Personal Finance How To Use TipRanks TipRanks Labs Glossary FAQs

About Us

About TipRanks Contact Us Reviews Mobile APP

Working with TipRanks

Enterprise Solutions Advertise with Us Top Online Brokers Become an Affiliate TipRanks News Wire

TOOLS

Technical Analysis Screener

Top Analyst Stocks

Popular

Top Smart Score Stocks

Popular

AI Analyst Top Stocks

Daily Analyst Ratings

Daily Insiders Trades

Dividend Stocks

ETF Center

Top Gainers/losers/active ETFs

Trump Dashboard

New

Dividend Calculator

Options Profit Calculator

Dollar Cost Averaging

Compound Interest Calculator

Mortgage Calculator

Auto Loan Calculator

Student Loan Calculator

401k Retirement Calculator

Best High Yield Dividend Stocks

Dividend Aristocrats

Dividend Stock Comparison

New

Dividend Calculator

Dividend Returns Comparison

Dividend Calendar

Top Analysts

Top Financial Bloggers

Top-Performing Corporate Insiders

Top Hedge Fund Managers

Top Research Firms

Top Individual Investors

Personal Finance Center

Mortgages

Loans

Investing & Retirement

Education

About Us

Working with TipRanks

STOCKS

First Bancorp Inc [Me] (FNLC)

NASDAQ:FNLC

FNLC

First Bancorp

RESEARCH TOOLSreports

First Bancorp (FNLC) Ratios

Compare

158 Followers

First Bancorp Ratios

FNLC's free cash flow for Q3 2025 was $0.52. For the 2025 fiscal year, FNLC's free cash flow was decreased by $ and operating cash flow was $0.24. See a summary of the company’s cash flow.

Ratios	TTM	Dec 24	Dec 23	Dec 22	Dec 21
Liquidity Ratios
Current Ratio	0.21	0.12	0.12	0.13	0.19
Quick Ratio	0.21	0.12	0.12	0.13	0.19
Cash Ratio	0.02	0.02	0.01	0.01	0.04
Solvency Ratio	0.01	0.01	0.01	0.02	0.02
Operating Cash Flow Ratio	0.02	<0.01	0.01	0.02	0.03
Short-Term Operating Cash Flow Coverage	0.00	0.51	0.53	0.40	0.70
Net Current Asset Value	$ -2.58B	$ -2.57B	$ -2.37B	$ -2.19B	$ -1.87B
Leverage Ratios
Debt-to-Assets Ratio	0.06	0.05	0.02	0.04	0.05
Debt-to-Equity Ratio	0.66	0.58	0.29	0.45	0.56
Debt-to-Capital Ratio	0.40	0.37	0.22	0.31	0.36
Long-Term Debt-to-Capital Ratio	0.40	0.27	0.00	<0.01	0.18
Financial Leverage Ratio	11.18	12.50	12.12	11.97	10.29
Debt Service Coverage Ratio	0.43	0.21	0.24	0.34	0.42
Interest Coverage Ratio	0.51	0.38	0.57	2.81	4.07
Debt to Market Cap	0.56	0.48	0.22	0.32	0.40
Interest Debt Per Share	24.44	20.92	12.04	11.01	13.49
Net Debt to EBITDA	3.67	2.77	0.91	1.56	1.07
Profitability Margins
Gross Profit Margin	52.29%	48.20%	55.33%	83.06%	89.22%
EBIT Margin	23.61%	19.70%	24.86%	43.11%	45.52%
EBITDA Margin	24.54%	21.03%	26.33%	44.92%	47.64%
Operating Profit Margin	23.61%	19.70%	24.86%	43.11%	45.52%
Pretax Profit Margin	23.61%	19.70%	24.86%	43.11%	45.52%
Net Profit Margin	19.37%	16.35%	20.55%	35.47%	37.60%
Continuous Operations Profit Margin	19.37%	16.35%	20.55%	35.47%	37.60%
Net Income Per EBT	82.01%	83.00%	82.68%	82.28%	82.59%
EBT Per EBIT	100.00%	100.00%	100.00%	100.00%	100.00%
Return on Assets (ROA)	1.09%	0.86%	1.00%	1.42%	1.44%
Return on Equity (ROE)	12.70%	10.71%	12.14%	17.03%	14.76%
Return on Capital Employed (ROCE)	2.43%	8.56%	12.87%	18.45%	13.61%
Return on Invested Capital (ROIC)	-3.21%	6.26%	8.51%	10.82%	8.98%
Return on Tangible Assets	1.10%	0.87%	1.01%	1.44%	1.45%
Earnings Yield	10.44%	8.95%	9.50%	11.91%	10.59%
Efficiency Ratios
Receivables Turnover	12.52	11.84	12.07	11.18	12.79
Payables Turnover	0.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	6.17	5.94	5.01	3.89	3.33
Asset Turnover	0.06	0.05	0.05	0.04	0.04
Working Capital Turnover Ratio	-0.09	-0.07	-0.06	-0.06	-0.06
Cash Conversion Cycle	29.15	30.84	30.23	32.64	28.54
Days of Sales Outstanding	29.15	30.84	30.23	32.64	28.54
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	0.00	0.00	0.00	0.00	0.00
Operating Cycle	29.15	30.84	30.23	32.64	28.54
Cash Flow Ratios
Operating Cash Flow Per Share	3.06	2.36	3.35	3.77	5.20
Free Cash Flow Per Share	2.81	2.22	3.11	3.64	4.85
CapEx Per Share	0.25	0.13	0.24	0.13	0.34
Free Cash Flow to Operating Cash Flow	0.92	0.94	0.93	0.97	0.93
Dividend Paid and CapEx Coverage Ratio	1.80	1.51	2.05	2.55	3.20
Capital Expenditure Coverage Ratio	12.24	17.66	14.01	29.35	15.09
Operating Cash Flow Coverage Ratio	0.18	0.18	0.53	0.40	0.42
Operating Cash Flow to Sales Ratio	0.19	0.16	0.26	0.37	0.59
Free Cash Flow Yield	9.32%	8.13%	11.03%	12.16%	15.46%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	9.57	11.18	10.53	8.39	9.44
Price-to-Sales (P/S) Ratio	1.88	1.83	2.16	2.98	3.55
Price-to-Book (P/B) Ratio	1.16	1.20	1.28	1.43	1.39
Price-to-Free Cash Flow (P/FCF) Ratio	10.73	12.30	9.07	8.22	6.47
Price-to-Operating Cash Flow Ratio	9.73	11.60	8.42	7.94	6.04
Price-to-Earnings Growth (PEG) Ratio	1.01	-1.30	-0.42	1.16	0.28
Price-to-Fair Value	1.16	1.20	1.28	1.43	1.39
Enterprise Value Multiple	11.33	11.46	9.13	8.19	8.52
Enterprise Value	493.59M	398.81M	345.07M	404.34M	391.42M
EV to EBITDA	11.33	11.46	9.13	8.19	8.52
EV to Sales	2.78	2.41	2.40	3.68	4.06
EV to Free Cash Flow	15.88	16.23	10.06	10.16	7.39
EV to Operating Cash Flow	14.58	15.31	9.35	9.81	6.90
Tangible Book Value Per Share	22.80	20.07	19.29	18.14	19.72
Shareholders’ Equity Per Share	25.56	22.85	22.07	20.94	22.53
Tax and Other Ratios
Effective Tax Rate	0.18	0.17	0.17	0.18	0.17
Revenue Per Share	16.04	14.97	13.04	10.05	8.85
Net Income Per Share	3.11	2.45	2.68	3.57	3.33
Tax Burden	0.82	0.83	0.83	0.82	0.83
Interest Burden	1.00	1.00	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.18	0.16	0.17	0.22	0.23
Stock-Based Compensation to Revenue	<0.01	<0.01	<0.01	<0.01	<0.01
Income Quality	1.07	0.96	1.25	1.06	1.56

Currency in USD