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Farmers National Banc Corp Oh (FMNB)
NASDAQ:FMNB
US Market

Farmers National Banc Oh (FMNB) Ratios

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Farmers National Banc Oh Ratios

FMNB's free cash flow for Q3 2025 was $0.00. For the 2025 fiscal year, FMNB's free cash flow was decreased by $ and operating cash flow was $0.30. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
5.64 0.14 0.29 13.57 0.54
Quick Ratio
5.64 0.14 0.29 13.57 0.54
Cash Ratio
0.10 <0.01 <0.01 0.80 0.04
Solvency Ratio
0.01 0.01 0.01 0.02 0.63
Operating Cash Flow Ratio
0.23 0.01 0.01 0.88 0.02
Short-Term Operating Cash Flow Coverage
0.23 0.22 0.18 0.88 0.00
Net Current Asset Value
$ -3.44B$ -4.06B$ -3.35B$ -2.50B$ 1.45B
Leverage Ratios
Debt-to-Assets Ratio
0.04 0.08 0.09 0.04 0.02
Debt-to-Equity Ratio
0.50 0.96 1.10 0.63 0.19
Debt-to-Capital Ratio
0.34 0.49 0.52 0.39 0.16
Long-Term Debt-to-Capital Ratio
0.16 0.18 0.18 0.23 0.16
Financial Leverage Ratio
11.24 12.61 12.56 13.97 8.77
Debt Service Coverage Ratio
0.20 0.13 0.13 0.58 6.54
Interest Coverage Ratio
0.26 0.56 0.78 5.23 7.33
Debt to Market Cap
0.63 0.74 0.82 0.38 0.16
Interest Debt Per Share
8.17 13.14 13.93 5.94 3.30
Net Debt to EBITDA
2.88 6.00 6.28 1.38 -0.38
Profitability Margins
Gross Profit Margin
49.66%60.17%66.81%100.00%100.00%
EBIT Margin
25.58%20.57%23.00%45.85%43.96%
EBITDA Margin
27.55%22.95%25.87%48.93%46.47%
Operating Profit Margin
7.03%20.57%23.00%58.97%43.96%
Pretax Profit Margin
24.41%20.57%23.00%45.85%43.96%
Net Profit Margin
20.41%17.05%19.57%38.14%36.69%
Continuous Operations Profit Margin
20.41%17.05%19.57%38.14%36.69%
Net Income Per EBT
83.60%82.90%85.07%83.20%83.47%
EBT Per EBIT
347.02%100.00%100.00%77.75%100.00%
Return on Assets (ROA)
1.04%0.90%0.98%1.48%1.25%
Return on Equity (ROE)
12.50%11.32%12.35%20.73%10.97%
Return on Capital Employed (ROCE)
0.37%10.13%10.75%2.35%4.84%
Return on Invested Capital (ROIC)
0.98%5.39%5.54%2.85%18.56%
Return on Tangible Assets
1.08%0.93%1.02%1.52%1.28%
Earnings Yield
10.66%8.66%9.27%12.68%9.58%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
4.70 5.15 5.75 4.06 3.77
Asset Turnover
0.05 0.05 0.05 0.04 0.03
Working Capital Turnover Ratio
0.24 -0.08 -0.09 -2.55 -0.58
Cash Conversion Cycle
0.00 0.00 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
1.43 1.78 1.67 2.47 1.88
Free Cash Flow Per Share
1.31 1.47 1.58 2.31 1.84
CapEx Per Share
0.12 0.31 0.10 0.16 0.05
Free Cash Flow to Operating Cash Flow
0.92 0.82 0.95 0.93 0.97
Dividend Paid and CapEx Coverage Ratio
1.79 1.80 2.13 3.04 3.56
Capital Expenditure Coverage Ratio
12.06 5.70 16.06 15.20 39.95
Operating Cash Flow Coverage Ratio
0.23 0.17 0.14 0.46 0.63
Operating Cash Flow to Sales Ratio
0.20 0.25 0.24 0.53 0.39
Free Cash Flow Yield
9.61%10.35%10.97%16.36%9.90%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
9.38 11.55 10.78 7.89 10.44
Price-to-Sales (P/S) Ratio
1.92 1.97 2.11 3.01 3.83
Price-to-Book (P/B) Ratio
1.09 1.31 1.33 1.63 1.15
Price-to-Free Cash Flow (P/FCF) Ratio
10.41 9.66 9.12 6.11 10.10
Price-to-Operating Cash Flow Ratio
9.50 7.97 8.64 5.71 9.85
Price-to-Earnings Growth (PEG) Ratio
1.26 -1.41 -0.43 14.04 0.51
Price-to-Fair Value
1.09 1.31 1.33 1.63 1.15
Enterprise Value Multiple
9.86 14.58 14.44 7.53 7.86
Enterprise Value
723.27M 901.53M 953.22M 585.55M 516.02M
EV to EBITDA
9.86 14.58 14.44 7.53 7.86
EV to Sales
2.72 3.35 3.74 3.69 3.65
EV to Free Cash Flow
14.70 16.41 16.14 7.49 9.63
EV to Operating Cash Flow
13.48 13.53 15.30 7.00 9.39
Tangible Book Value Per Share
7.47 5.84 5.75 5.63 135.51
Shareholders’ Equity Per Share
12.44 10.88 10.85 8.64 16.20
Tax and Other Ratios
Effective Tax Rate
0.16 0.17 0.15 0.17 0.17
Revenue Per Share
7.11 7.22 6.85 4.69 4.84
Net Income Per Share
1.45 1.23 1.34 1.79 1.78
Tax Burden
0.84 0.83 0.85 0.83 0.83
Interest Burden
0.95 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.07 0.02 0.22 0.31 0.31
Stock-Based Compensation to Revenue
<0.01 <0.01 0.01 0.01 <0.01
Income Quality
0.99 1.45 1.25 1.38 1.06
Currency in USD