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STOCKS

Farmers & Merchants Bancorp Inc (FMAO)

NASDAQ:FMAO

FMAO

Farmers & Merchants Bancorp

RESEARCH TOOLSreports

Farmers & Merchants Bancorp (FMAO) Ratios

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161 Followers

Farmers & Merchants Bancorp Ratios

FMAO's free cash flow for Q3 2025 was $-1.15. For the 2025 fiscal year, FMAO's free cash flow was decreased by $ and operating cash flow was $0.23. See a summary of the company’s cash flow.

Ratios	TTM	Dec 24	Dec 23	Dec 22	Dec 21
Liquidity Ratios
Current Ratio	0.00	0.19	0.34	0.50	0.44
Quick Ratio	0.00	0.19	0.34	0.50	0.44
Cash Ratio	0.00	0.05	0.06	0.13	0.11
Solvency Ratio	0.01	<0.01	0.01	0.27	1.31
Operating Cash Flow Ratio	0.00	<0.01	0.03	0.03	0.03
Short-Term Operating Cash Flow Coverage	1.14	0.78	0.00	0.00	0.00
Net Current Asset Value	$ -2.49B	$ -2.46B	$ -2.24B	$ 477.79M	$ 392.88M
Leverage Ratios
Debt-to-Assets Ratio	0.07	0.10	0.06	0.04	<0.01
Debt-to-Equity Ratio	0.68	1.04	0.58	0.33	0.07
Debt-to-Capital Ratio	0.40	0.51	0.37	0.25	0.07
Long-Term Debt-to-Capital Ratio	0.38	0.49	0.42	0.25	0.07
Financial Leverage Ratio	9.37	10.37	10.11	8.88	7.66
Debt Service Coverage Ratio	0.33	0.33	2.54	3.88	2.35
Interest Coverage Ratio	0.12	0.49	4.09	4.02	2.43
Debt to Market Cap	0.76	0.97	0.61	0.26	0.07
Interest Debt Per Share	24.37	28.38	14.24	9.15	2.55
Net Debt to EBITDA	2.88	5.42	1.90	-1.39	-2.88
Profitability Margins
Gross Profit Margin	14.07%	60.44%	100.00%	100.00%	100.00%
EBIT Margin	21.73%	18.65%	40.33%	34.77%	33.67%
EBITDA Margin	24.23%	22.45%	44.33%	40.66%	39.41%
Operating Profit Margin	5.69%	18.65%	58.50%	34.77%	33.67%
Pretax Profit Margin	21.73%	18.65%	40.33%	34.77%	33.67%
Net Profit Margin	17.23%	14.99%	32.40%	27.70%	26.84%
Continuous Operations Profit Margin	17.23%	14.99%	32.40%	27.70%	26.84%
Net Income Per EBT	79.31%	80.37%	80.33%	79.65%	79.72%
EBT Per EBIT	382.06%	100.00%	68.94%	100.00%	100.00%
Return on Assets (ROA)	0.94%	0.69%	1.08%	0.89%	1.05%
Return on Equity (ROE)	9.16%	7.20%	10.91%	7.91%	8.07%
Return on Capital Employed (ROCE)	0.31%	4.40%	3.66%	1.99%	2.56%
Return on Invested Capital (ROIC)	1.23%	3.38%	-5.73%	-72.64%	-16.29%
Return on Tangible Assets	0.97%	0.71%	1.11%	0.92%	1.08%
Earnings Yield	9.83%	6.74%	9.14%	6.19%	7.90%
Efficiency Ratios
Receivables Turnover	0.00	0.00	0.00	0.00	0.00
Payables Turnover	0.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	5.73	4.25	3.50	3.15	2.77
Asset Turnover	0.05	0.05	0.03	0.03	0.04
Working Capital Turnover Ratio	-0.22	-0.07	-0.13	-0.15	-0.15
Cash Conversion Cycle	0.00	0.00	0.00	0.00	0.00
Days of Sales Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	0.00	0.00	0.00	0.00	0.00
Operating Cycle	0.00	0.00	0.00	0.00	0.00
Cash Flow Ratios
Operating Cash Flow Per Share	1.89	1.62	3.11	3.00	2.48
Free Cash Flow Per Share	1.84	0.82	2.91	2.83	2.18
CapEx Per Share	0.05	0.80	0.20	0.17	0.29
Free Cash Flow to Operating Cash Flow	0.97	0.51	0.94	0.94	0.88
Dividend Paid and CapEx Coverage Ratio	2.04	0.99	3.16	3.61	2.63
Capital Expenditure Coverage Ratio	35.56	2.03	15.64	17.68	8.50
Operating Cash Flow Coverage Ratio	0.11	0.07	0.24	0.35	1.53
Operating Cash Flow to Sales Ratio	0.14	0.15	0.41	0.41	0.37
Free Cash Flow Yield	7.75%	3.32%	10.70%	8.63%	9.50%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	10.17	14.85	10.94	16.17	12.66
Price-to-Sales (P/S) Ratio	1.76	2.22	3.55	4.48	3.40
Price-to-Book (P/B) Ratio	0.90	1.07	1.19	1.28	1.02
Price-to-Free Cash Flow (P/FCF) Ratio	12.90	30.16	9.35	11.59	10.53
Price-to-Operating Cash Flow Ratio	12.51	15.28	8.75	10.93	9.29
Price-to-Earnings Growth (PEG) Ratio	1.37	-0.46	0.49	1.39	1.50
Price-to-Fair Value	0.90	1.07	1.19	1.28	1.02
Enterprise Value Multiple	10.13	15.33	9.90	9.63	5.74
Enterprise Value	454.14M	523.31M	440.37M	331.99M	169.34M
EV to EBITDA	10.13	15.33	9.90	9.63	5.74
EV to Sales	2.45	3.44	4.39	3.91	2.26
EV to Free Cash Flow	18.03	46.65	11.57	10.13	7.01
EV to Operating Cash Flow	17.52	23.63	10.83	9.56	6.18
Tangible Book Value Per Share	20.07	16.46	15.91	212.28	166.44
Shareholders’ Equity Per Share	26.37	23.21	22.77	25.68	22.53
Tax and Other Ratios
Effective Tax Rate	0.21	0.20	0.20	0.20	0.20
Revenue Per Share	13.49	11.15	7.67	7.33	6.77
Net Income Per Share	2.32	1.67	2.48	2.03	1.82
Tax Burden	0.79	0.80	0.80	0.80	0.80
Interest Burden	1.00	1.00	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.20	0.28	0.40	0.43	0.41
Stock-Based Compensation to Revenue	<0.01	<0.01	0.01	0.01	0.01
Income Quality	0.81	0.97	1.25	1.48	1.36

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