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STOCKS

Farmers & Merchants Bancorp Inc (FMAO)

NASDAQ:FMAO

FMAO

Farmers & Merchants Bancorp

RESEARCH TOOLSreports

Farmers & Merchants Bancorp (FMAO) Ratios

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163 Followers

Farmers & Merchants Bancorp Ratios

FMAO's free cash flow for Q4 2025 was $0.64. For the 2025 fiscal year, FMAO's free cash flow was decreased by $ and operating cash flow was $0.26. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	13.43	13.43	0.22	0.19	0.19
Quick Ratio	13.43	13.43	0.22	0.19	0.19
Cash Ratio	2.51	2.53	0.07	0.05	0.03
Solvency Ratio	0.01	0.01	0.01	<0.01	0.01
Operating Cash Flow Ratio	0.97	0.94	0.01	<0.01	0.02
Short-Term Operating Cash Flow Coverage	0.99	0.96	1.19	0.78	0.75
Net Current Asset Value	$ -2.54B	$ -2.54B	$ -2.42B	$ -2.46B	$ -2.24B
Leverage Ratios
Debt-to-Assets Ratio	0.09	0.09	0.09	0.10	0.08
Debt-to-Equity Ratio	0.81	0.81	0.92	1.04	0.76
Debt-to-Capital Ratio	0.45	0.45	0.48	0.51	0.43
Long-Term Debt-to-Capital Ratio	0.41	0.41	0.46	0.49	0.37
Financial Leverage Ratio	9.26	9.26	10.04	10.37	10.11
Debt Service Coverage Ratio	0.36	0.31	0.31	0.33	0.53
Interest Coverage Ratio	0.61	0.61	0.42	0.49	2.82
Debt to Market Cap	0.90	0.88	0.76	0.97	0.64
Interest Debt Per Share	26.86	26.90	28.20	28.38	18.38
Net Debt to EBITDA	4.24	4.76	3.36	5.42	3.12
Profitability Margins
Gross Profit Margin	62.05%	62.27%	55.86%	60.44%	83.32%
EBIT Margin	22.62%	22.49%	18.45%	18.65%	35.61%
EBITDA Margin	25.43%	22.49%	22.06%	22.45%	39.15%
Operating Profit Margin	22.62%	22.49%	18.45%	18.65%	35.61%
Pretax Profit Margin	22.62%	22.49%	18.45%	18.65%	35.61%
Net Profit Margin	17.72%	17.61%	14.69%	14.99%	28.61%
Continuous Operations Profit Margin	17.72%	17.61%	14.69%	14.99%	28.61%
Net Income Per EBT	78.33%	78.33%	79.63%	80.37%	80.33%
EBT Per EBIT	100.00%	100.00%	100.00%	100.00%	100.00%
Return on Assets (ROA)	0.97%	0.97%	0.77%	0.69%	1.08%
Return on Equity (ROE)	9.33%	8.98%	7.74%	7.20%	10.91%
Return on Capital Employed (ROCE)	1.25%	1.25%	5.03%	4.38%	8.56%
Return on Invested Capital (ROIC)	5.23%	5.23%	3.83%	3.37%	6.17%
Return on Tangible Assets	1.00%	1.00%	0.79%	0.71%	1.11%
Earnings Yield	9.96%	9.82%	6.44%	6.74%	9.14%
Efficiency Ratios
Receivables Turnover	16.07	16.16	0.00	0.00	0.00
Payables Turnover	0.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	5.90	5.93	5.22	4.25	3.97
Asset Turnover	0.05	0.06	0.05	0.05	0.04
Working Capital Turnover Ratio	-0.19	-0.23	-0.08	-0.07	-0.06
Cash Conversion Cycle	22.72	22.58	0.00	0.00	0.00
Days of Sales Outstanding	22.72	22.58	0.00	0.00	0.00
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	0.00	0.00	0.00	0.00	0.00
Operating Cycle	22.72	22.58	0.00	0.00	0.00
Cash Flow Ratios
Operating Cash Flow Per Share	2.72	2.65	2.37	1.62	3.11
Free Cash Flow Per Share	2.59	2.52	2.24	0.82	2.91
CapEx Per Share	0.13	0.13	0.14	0.80	0.20
Free Cash Flow to Operating Cash Flow	0.95	0.95	0.94	0.51	0.94
Dividend Paid and CapEx Coverage Ratio	2.70	2.63	2.35	0.99	3.16
Capital Expenditure Coverage Ratio	21.15	20.59	17.36	2.03	15.64
Operating Cash Flow Coverage Ratio	0.12	0.12	0.11	0.07	0.18
Operating Cash Flow to Sales Ratio	0.20	0.19	0.18	0.15	0.36
Free Cash Flow Yield	10.65%	10.20%	7.60%	3.32%	10.70%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	10.02	10.19	15.53	14.85	10.94
Price-to-Sales (P/S) Ratio	1.78	1.79	2.28	2.22	3.13
Price-to-Book (P/B) Ratio	0.90	0.92	1.20	1.07	1.19
Price-to-Free Cash Flow (P/FCF) Ratio	9.37	9.80	13.16	30.16	9.35
Price-to-Operating Cash Flow Ratio	8.93	9.33	12.41	15.28	8.75
Price-to-Earnings Growth (PEG) Ratio	2.32	0.13	1.13	-0.46	0.49
Price-to-Fair Value	0.90	0.92	1.20	1.07	1.19
Enterprise Value Multiple	11.22	12.74	13.70	15.33	11.12
Enterprise Value	537.18M	541.65M	533.63M	523.31M	494.56M
EV to EBITDA	11.24	12.74	13.70	15.33	11.12
EV to Sales	2.86	2.86	3.02	3.44	4.35
EV to Free Cash Flow	15.09	15.65	17.44	46.65	12.99
EV to Operating Cash Flow	14.38	14.89	16.43	23.63	12.16
Tangible Book Value Per Share	20.32	20.35	17.78	16.46	15.91
Shareholders’ Equity Per Share	26.97	27.02	24.50	23.21	22.77
Tax and Other Ratios
Effective Tax Rate	0.22	0.22	0.20	0.20	0.20
Revenue Per Share	13.67	13.77	12.91	11.15	8.68
Net Income Per Share	2.42	2.43	1.90	1.67	2.48
Tax Burden	0.78	0.78	0.80	0.80	0.80
Interest Burden	1.00	1.00	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.20	0.04	0.26	0.28	0.32
Stock-Based Compensation to Revenue	<0.01	0.00	<0.01	<0.01	<0.01
Income Quality	1.12	1.09	1.25	0.97	1.25

Currency in USD