Cash Flow GenerationStrong cash flow growth enhances financial flexibility, allowing for reinvestment in business operations and potential shareholder returns, supporting long-term stability.

Debt-Free Balance SheetA debt-free balance sheet reduces financial risk and interest obligations, providing a solid foundation for sustainable growth and strategic initiatives.

Strategic AcquisitionThe acquisition by Mid Penn Bancorp is expected to enhance market reach and operational synergies, potentially improving long-term profitability and competitive positioning.

Bears Say

Revenue DeclineA declining revenue trend can limit growth opportunities and affect profitability, challenging the company's ability to sustain its market position over time.

Decreased Net Profit MarginA decrease in net profit margin indicates potential cost pressures or inefficiencies, which could impact long-term profitability and shareholder value.

Leadership TransitionLeadership changes can create uncertainty and disrupt strategic continuity, potentially affecting the company's operational focus and long-term strategic goals.

FCOB FAQ

What was 1st Colonial Bancorp Inc’s price range in the past 12 months?

1st Colonial Bancorp Inc lowest stock price was $12.75 and its highest was $21.76 in the past 12 months.

What is 1st Colonial Bancorp Inc’s market cap?

1st Colonial Bancorp Inc’s market cap is $98.13M.

When is 1st Colonial Bancorp Inc’s upcoming earnings report date?

1st Colonial Bancorp Inc’s upcoming earnings report date is Apr 28, 2026 which is in 56 days.

How were 1st Colonial Bancorp Inc’s earnings last quarter?

1st Colonial Bancorp Inc released its earnings results on Jan 27, 2026. The company reported $0.23 earnings per share for the quarter, beating the consensus estimate of N/A by $0.23.

Is 1st Colonial Bancorp Inc overvalued?

According to Wall Street analysts 1st Colonial Bancorp Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does 1st Colonial Bancorp Inc pay dividends?

1st Colonial Bancorp Inc does not currently pay dividends.

What is 1st Colonial Bancorp Inc’s EPS estimate?

1st Colonial Bancorp Inc’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does 1st Colonial Bancorp Inc have?

1st Colonial Bancorp Inc has 4,906,440 shares outstanding.

What happened to 1st Colonial Bancorp Inc’s price movement after its last earnings report?

1st Colonial Bancorp Inc reported an EPS of $0.23 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.738%.

Which hedge fund is a major shareholder of 1st Colonial Bancorp Inc?

Currently, no hedge funds are holding shares in FCOB

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

1st Colonial Bancorp Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

10.91%

Trailing 12-Months

Asset Growth

8.12%

Trailing 12-Months

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Company Description

1st Colonial Bancorp Inc

1st Colonial Bancorp (FCOB) is a financial holding company headquartered in New Jersey, primarily engaged in providing a range of banking and financial services through its subsidiary, 1st Colonial Community Bank. The company operates in the banking sector, focusing on commercial and retail banking services, including personal and business loans, deposit accounts, and other financial products. FCOB aims to serve the needs of individuals and small to medium-sized businesses in its local markets, enhancing financial well-being and fostering community growth.