First Bancorp of Indiana Inc (FBPI)

OTHER OTC:FBPI

FBPI

First Bancorp of Indiana

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First Bancorp of Indiana (FBPI) Price & Analysis

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FBPI Stock Chart & Stats

$12.13

$0.15(1.52%)

At close: Jan 07 4:00 PM EST

$12.13

$0.15(1.52%)

Day’s Range― - ―

52-Week Range$9.25 - $15.00

Previous CloseN/A

Volume4.15K

Average Volume (3M)770.00

Market Cap

$25.34M

Enterprise Value$100.87M

Total Cash (Recent Filing)$0.00

Total Debt (Recent Filing)$76.95M

Price to Earnings (P/E)22.0

Beta-0.10

Next Earnings

Jul 31, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield0.96%

Share Statistics

EPS (TTM)0.69

Shares Outstanding1,742,000

10 Day Avg. Volume767

30 Day Avg. Volume770

Financial Highlights & Ratios

PEG Ratio-0.58

Price to Book (P/B)0.49

Price to Sales (P/S)0.89

P/FCF Ratio7.25

Enterprise Value/Market Cap3.98

Enterprise Value/Revenue5.49

Enterprise Value/Gross Profit5.49

Enterprise Value/Ebitda213.93

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Meaningful Leverage ReductionA material decline in debt-to-equity over one year meaningfully eases balance-sheet strain and interest burden, increasing funding and regulatory flexibility. This improvement enhances the bank's ability to support lending and absorb shocks over the next several quarters.

Positive Operating & Free Cash FlowSustained positive operating and free cash flow provides internal funding for loan originations, debt reduction or capital needs without relying solely on external markets. Over a multi-month horizon this strengthens liquidity and supports strategic flexibility.

Deposit-driven Community Banking ModelA core community banking business with deposit funding and fee income offers structurally stable, lower-cost funding and local customer relationships. That model supports recurring NII and diversified fee streams, which underpin durable earnings across economic cycles.

Bears Say

Sharp 2025 Revenue DeclineA pronounced revenue drop materially weakens core earning power and reduces the base for future margin recovery. Persisting lower topline limits reinvestment, loan growth capacity, and the ability to restore profitability without structural mitigation.

Margin Compression And Weak ROECompressing net margins alongside sub-4% ROE indicate reduced profitability and weaker capital returns, limiting the bank's ability to organically rebuild capital, pay dividends, or fund growth. Low profitability makes the franchise more sensitive to shocks.

Low Operating Cash Coverage Vs DebtOperating cash flow that covers only a small fraction of debt leaves limited buffer for servicing obligations in stress and constrains discretionary investments. Even with improving leverage, weak cash coverage heightens refinancing and liquidity risk over months ahead.

FBPI FAQ

What was First Bancorp of Indiana Inc’s price range in the past 12 months?

First Bancorp of Indiana Inc lowest stock price was $9.25 and its highest was $15.00 in the past 12 months.

What is First Bancorp of Indiana Inc’s market cap?

First Bancorp of Indiana Inc’s market cap is $25.34M.

When is First Bancorp of Indiana Inc’s upcoming earnings report date?

First Bancorp of Indiana Inc’s upcoming earnings report date is Jul 31, 2026 which is in 69 days.

How were First Bancorp of Indiana Inc’s earnings last quarter?

First Bancorp of Indiana Inc released its earnings results on Apr 17, 2026. The company reported $0.153 earnings per share for the quarter, beating the consensus estimate of N/A by $0.153.

Is First Bancorp of Indiana Inc overvalued?

According to Wall Street analysts First Bancorp of Indiana Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does First Bancorp of Indiana Inc pay dividends?

First Bancorp of Indiana Inc pays a Quarterly dividend of $0.06 which represents an annual dividend yield of 0.96%. See more information on First Bancorp of Indiana Inc dividends here

What is First Bancorp of Indiana Inc’s EPS estimate?

First Bancorp of Indiana Inc’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does First Bancorp of Indiana Inc have?

First Bancorp of Indiana Inc has 1,742,000 shares outstanding.

What happened to First Bancorp of Indiana Inc’s price movement after its last earnings report?

First Bancorp of Indiana Inc reported an EPS of $0.153 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.

Which hedge fund is a major shareholder of First Bancorp of Indiana Inc?

Currently, no hedge funds are holding shares in FBPI

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

First Bancorp of Indiana Inc

First Bancorp of Indiana, Inc. operates as the bank holding company for First Federal Savings Bank that provides various banking products and services to individuals and business customers. The company accepts various deposits; and offers loans that include commercial one-to-four family mortgage, commercial and multi-family mortgage, secured commercial business, unsecured commercial business, residential one-to-four family mortgage, residential second mortgage, and consumer loans, as well as home equity lines of credit. It is also involved in the management of investment securities portfolios; and provides safe deposit box, check cashing and cashier's check, wire transfer, and brokerage services. The company operates 9 full-service offices in Southwestern Indiana; and 1 loan production office in Henderson, Kentucky. First Bancorp of Indiana, Inc. was founded in 1904 and is based in Evansville, Indiana.