First Bancorp of Indiana Inc (FBPI)

OTHER OTC:FBPI

FBPI

First Bancorp of Indiana

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First Bancorp of Indiana (FBPI) Price & Analysis

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FBPI Stock Chart & Stats

$12.13

$0.15(1.52%)

At close: Jan 07 4:00 PM EST

$12.13

$0.15(1.52%)

Day’s Range― - ―

52-Week Range$9.25 - $14.00

Previous CloseN/A

Volume4.15K

Average Volume (3M)770.00

Market Cap

$23.54M

Enterprise Value$99.99M

Total Cash (Recent Filing)$0.00

Total Debt (Recent Filing)$76.95M

Price to Earnings (P/E)11.0

Beta-0.05

Next Earnings

Jul 31, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield0.96%

Share Statistics

EPS (TTM)N/A

Shares Outstanding1,742,000

10 Day Avg. Volume767

30 Day Avg. Volume770

Financial Highlights & Ratios

PEG Ratio-0.58

Price to Book (P/B)0.49

Price to Sales (P/S)0.89

P/FCF Ratio7.25

Enterprise Value/Market Cap4.25

Enterprise Value/Revenue5.44

Enterprise Value/Gross Profit5.44

Enterprise Value/Ebitda212.05

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Community Banking Business ModelA focused community banking franchise provides durable deposit funding, local customer relationships, and a diversified loan mix (commercial, real estate, consumer). These structural attributes support steady net interest income and fee revenue over the medium term versus transactional or niche models.

Improving Leverage PositionMaterial deleveraging improves capital resilience and regulatory flexibility. A lower debt-to-equity ratio reduces solvency risk, eases funding stress sensitivity, and creates a firmer platform for measured lending or loan loss absorption over the coming quarters.

Stronger Cash GenerationImproved free cash flow conversion signals better internal funding capacity for operations and capital needs. Positive operating and free cash flow reduce dependence on external financing, enabling reinvestment, loan growth or balance-sheet strengthening over the medium term.

Bears Say

Sharp Revenue DeclineA near-20% revenue drop materially lowers scale and reduces operating leverage. Persistent top-line weakness can force cost cuts, curb lending capacity and constrain reinvestment, making it harder to restore prior profit and growth trajectories over several quarters.

Margin CompressionSignificant margin erosion reduces net income per dollar of revenue and undermines return generation. If margins remain compressed, the bank will struggle to build capital internally, weakening its ability to finance growth or absorb credit losses without raising external capital.

Low Returns And Limited Coverage Versus DebtSub-4% ROE and weak cash coverage of debt signal constrained profitability and limited buffer against shocks. Low returns slow capital accumulation, hamper competitive positioning and increase sensitivity to adverse credit or funding events over the medium term.

FBPI FAQ

What was First Bancorp of Indiana Inc’s price range in the past 12 months?

First Bancorp of Indiana Inc lowest stock price was $9.25 and its highest was $14.00 in the past 12 months.

What is First Bancorp of Indiana Inc’s market cap?

First Bancorp of Indiana Inc’s market cap is $23.54M.

When is First Bancorp of Indiana Inc’s upcoming earnings report date?

First Bancorp of Indiana Inc’s upcoming earnings report date is Jul 31, 2026 which is in 103 days.

How were First Bancorp of Indiana Inc’s earnings last quarter?

Currently, no data Available

Is First Bancorp of Indiana Inc overvalued?

According to Wall Street analysts First Bancorp of Indiana Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does First Bancorp of Indiana Inc pay dividends?

First Bancorp of Indiana Inc pays a Quarterly dividend of $0.06 which represents an annual dividend yield of 0.96%. See more information on First Bancorp of Indiana Inc dividends here

What is First Bancorp of Indiana Inc’s EPS estimate?

First Bancorp of Indiana Inc’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does First Bancorp of Indiana Inc have?

First Bancorp of Indiana Inc has 1,742,000 shares outstanding.

What happened to First Bancorp of Indiana Inc’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of First Bancorp of Indiana Inc?

Currently, no hedge funds are holding shares in FBPI

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

First Bancorp of Indiana Inc

First Bancorp of Indiana, Inc. operates as the bank holding company for First Federal Savings Bank that provides various banking products and services to individuals and business customers. The company accepts various deposits; and offers loans that include commercial one-to-four family mortgage, commercial and multi-family mortgage, secured commercial business, unsecured commercial business, residential one-to-four family mortgage, residential second mortgage, and consumer loans, as well as home equity lines of credit. It is also involved in the management of investment securities portfolios; and provides safe deposit box, check cashing and cashier's check, wire transfer, and brokerage services. The company operates 9 full-service offices in Southwestern Indiana; and 1 loan production office in Henderson, Kentucky. First Bancorp of Indiana, Inc. was founded in 1904 and is based in Evansville, Indiana.