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EZCORP Inc (EZPW)
NASDAQ:EZPW
US Market

EZCORP (EZPW) Ratios

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EZCORP Ratios

EZPW's free cash flow for Q2 2025 was $0.58. For the 2025 fiscal year, EZPW's free cash flow was decreased by $ and operating cash flow was $0.12. See a summary of the company’s cash flow.
Ratios
TTM
Sep 24Sep 23Sep 22Sep 21
Liquidity Ratios
Current Ratio
2.71 3.75 4.21 3.94 4.48
Quick Ratio
1.99 2.88 3.22 3.22 3.75
Cash Ratio
0.63 1.15 1.35 1.64 2.30
Solvency Ratio
0.17 0.10 0.21 0.15 0.01
Operating Cash Flow Ratio
0.42 0.53 0.44 0.30 0.37
Short-Term Operating Cash Flow Coverage
1.10 2.97 1.27 0.89 0.98
Net Current Asset Value
$ 40.33M$ -2.22M$ -11.48M$ 16.19M$ 45.35M
Leverage Ratios
Debt-to-Assets Ratio
0.38 0.42 0.41 0.38 0.38
Debt-to-Equity Ratio
0.70 0.82 0.79 0.71 0.70
Debt-to-Capital Ratio
0.41 0.45 0.44 0.42 0.41
Long-Term Debt-to-Capital Ratio
0.22 0.30 0.31 0.28 0.28
Financial Leverage Ratio
1.86 1.97 1.95 1.88 1.84
Debt Service Coverage Ratio
1.11 1.72 2.32 1.48 0.42
Interest Coverage Ratio
8.28 5.60 7.51 1.41 0.35
Debt to Market Cap
0.53 0.79 0.84 0.75 1.08
Interest Debt Per Share
10.57 11.28 9.84 8.97 8.61
Net Debt to EBITDA
2.44 3.89 2.10 1.91 5.18
Profitability Margins
Gross Profit Margin
58.74%58.13%59.60%61.61%54.60%
EBIT Margin
11.12%6.49%8.77%5.24%-5.79%
EBITDA Margin
13.97%9.55%18.28%16.09%3.51%
Operating Profit Margin
9.69%8.78%8.45%4.27%0.95%
Pretax Profit Margin
9.95%4.92%7.64%2.20%-8.52%
Net Profit Margin
7.15%3.67%5.66%1.18%-8.32%
Continuous Operations Profit Margin
7.15%3.67%5.66%1.18%-8.32%
Net Income Per EBT
71.88%74.49%74.08%53.62%97.67%
EBT Per EBIT
102.74%56.03%90.38%51.53%-893.61%
Return on Assets (ROA)
5.56%2.62%3.72%0.68%-5.72%
Return on Equity (ROE)
10.33%5.16%7.25%1.28%-10.55%
Return on Capital Employed (ROCE)
9.19%7.22%6.27%2.80%0.74%
Return on Invested Capital (ROIC)
5.84%5.02%4.27%1.37%0.66%
Return on Tangible Assets
7.36%3.47%4.99%0.94%-7.77%
Earnings Yield
13.49%8.39%11.52%2.04%-24.61%
Efficiency Ratios
Receivables Turnover
3.28 3.28 3.64 3.55 5.42
Payables Turnover
22.99 19.08 14.89 12.47 19.54
Inventory Turnover
2.50 2.64 2.36 2.52 3.90
Fixed Asset Turnover
3.97 3.47 3.18 2.86 3.42
Asset Turnover
0.78 0.71 0.66 0.58 0.69
Working Capital Turnover Ratio
2.35 2.06 1.87 1.59 1.69
Cash Conversion Cycle
241.48 230.62 230.31 218.06 142.40
Days of Sales Outstanding
111.21 111.40 100.28 102.68 67.38
Days of Inventory Outstanding
146.15 138.35 154.55 144.65 93.69
Days of Payables Outstanding
15.88 19.13 24.52 29.27 18.68
Operating Cycle
257.35 249.75 254.83 247.33 161.07
Cash Flow Ratios
Operating Cash Flow Per Share
2.07 1.83 1.18 0.83 0.89
Free Cash Flow Per Share
1.42 1.10 0.61 0.41 0.37
CapEx Per Share
0.65 0.73 0.56 0.42 0.52
Free Cash Flow to Operating Cash Flow
0.69 0.60 0.52 0.49 0.42
Dividend Paid and CapEx Coverage Ratio
3.18 2.52 1.89 1.97 1.72
Capital Expenditure Coverage Ratio
3.18 2.52 2.09 1.97 1.72
Operating Cash Flow Coverage Ratio
0.20 0.17 0.12 0.10 0.11
Operating Cash Flow to Sales Ratio
0.10 0.10 0.08 0.06 0.06
Free Cash Flow Yield
12.64%13.39%7.95%5.41%7.39%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
7.41 11.92 8.68 49.00 -4.06
Price-to-Sales (P/S) Ratio
0.53 0.44 0.49 0.58 0.34
Price-to-Book (P/B) Ratio
0.77 0.61 0.63 0.63 0.43
Price-to-Free Cash Flow (P/FCF) Ratio
7.91 7.47 12.58 18.48 13.54
Price-to-Operating Cash Flow Ratio
5.42 4.50 6.55 9.09 5.67
Price-to-Earnings Growth (PEG) Ratio
0.06 -0.88 0.02 -0.44 <0.01
Price-to-Fair Value
0.77 0.61 0.63 0.63 0.43
Enterprise Value Multiple
6.24 8.47 4.79 5.50 14.82
Enterprise Value
EV to EBITDA
6.24 8.47 4.79 5.50 14.82
EV to Sales
0.87 0.81 0.88 0.89 0.52
EV to Free Cash Flow
13.00 13.82 22.39 28.29 20.81
EV to Operating Cash Flow
8.91 8.33 11.66 13.91 8.71
Tangible Book Value Per Share
8.00 6.93 6.17 5.82 6.02
Shareholders’ Equity Per Share
14.65 13.42 12.25 12.06 11.74
Tax and Other Ratios
Effective Tax Rate
0.28 0.26 0.26 0.46 0.02
Revenue Per Share
21.15 18.87 15.69 13.09 14.88
Net Income Per Share
1.51 0.69 0.89 0.15 -1.24
Tax Burden
0.72 0.74 0.74 0.54 0.98
Interest Burden
0.89 0.76 0.87 0.42 1.47
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.07 0.06 0.07 0.08 0.06
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 >-0.01
Income Quality
1.37 2.65 1.33 5.39 -0.72
Currency in USD
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