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Exchange Bank (Santa Rosa) (EXSR)
OTHER OTC:EXSR
US Market

Exchange Bank (Santa Rosa) (EXSR) Ratios

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Exchange Bank (Santa Rosa) Ratios

EXSR's free cash flow for Q2 2025 was $1.00. For the 2025 fiscal year, EXSR's free cash flow was decreased by $ and operating cash flow was $0.32. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.49 0.01 0.01 0.05 0.41
Quick Ratio
0.49 0.01 0.01 0.05 0.41
Cash Ratio
0.07 0.01 0.01 0.04 0.38
Solvency Ratio
0.01 <0.01 >-0.01 0.01 0.01
Operating Cash Flow Ratio
0.00 0.01 0.02 0.03 0.03
Short-Term Operating Cash Flow Coverage
0.00 14.25 0.17 1.74 22.38
Net Current Asset Value
$ -1.56B$ -2.99B$ -3.08B$ -3.07B$ -2.72B
Leverage Ratios
Debt-to-Assets Ratio
0.01 0.04 0.07 <0.01 <0.01
Debt-to-Equity Ratio
0.12 0.50 0.91 0.14 0.02
Debt-to-Capital Ratio
0.10 0.33 0.48 0.12 0.02
Long-Term Debt-to-Capital Ratio
0.10 0.33 0.47 0.00 0.00
Financial Leverage Ratio
9.53 11.75 13.18 16.50 11.08
Debt Service Coverage Ratio
1.05 0.53 0.10 1.83 23.05
Interest Coverage Ratio
1.99 0.77 0.00 1.69K 0.00
Debt to Market Cap
0.16 0.76 2.61 0.11 <0.01
Interest Debt Per Share
40.02 107.01 135.71 16.48 4.63
Net Debt to EBITDA
-3.80 3.32 6.31 -0.39 -8.76
Profitability Margins
Gross Profit Margin
80.42%74.57%100.00%100.00%100.00%
EBIT Margin
26.66%22.67%24.28%39.88%42.49%
EBITDA Margin
26.66%22.67%26.27%41.67%44.61%
Operating Profit Margin
38.91%22.67%56.63%53.95%54.75%
Pretax Profit Margin
26.66%22.67%24.28%39.88%42.49%
Net Profit Margin
20.51%16.11%17.69%29.85%30.61%
Continuous Operations Profit Margin
20.51%16.11%17.69%29.85%30.61%
Net Income Per EBT
76.94%71.04%72.87%74.83%72.03%
EBT Per EBIT
68.50%100.00%42.87%73.93%77.62%
Return on Assets (ROA)
0.91%0.72%0.60%1.12%1.03%
Return on Equity (ROE)
9.24%8.49%7.91%18.55%11.41%
Return on Capital Employed (ROCE)
13.26%3.48%7.55%3.12%2.83%
Return on Invested Capital (ROIC)
10.21%2.47%5.50%2.31%2.04%
Return on Tangible Assets
0.91%0.72%0.60%1.12%1.03%
Earnings Yield
12.06%12.85%11.66%19.34%13.66%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
6.15 6.05 6.53 4.94 4.46
Asset Turnover
0.04 0.04 0.03 0.04 0.03
Working Capital Turnover Ratio
-0.20 -0.06 -0.06 -0.14 -0.16
Cash Conversion Cycle
0.00 0.00 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 16.02 22.57 21.94 22.05
Free Cash Flow Per Share
0.00 14.94 21.09 20.10 16.09
CapEx Per Share
0.00 1.08 1.48 1.84 5.96
Free Cash Flow to Operating Cash Flow
0.00 0.93 0.93 0.92 0.73
Dividend Paid and CapEx Coverage Ratio
0.00 2.55 3.38 3.25 2.05
Capital Expenditure Coverage Ratio
0.00 14.84 15.27 11.91 3.70
Operating Cash Flow Coverage Ratio
0.00 0.20 0.17 1.33 4.76
Operating Cash Flow to Sales Ratio
0.00 0.19 0.34 0.30 0.32
Free Cash Flow Yield
0.00%13.80%20.88%17.78%10.35%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
8.29 7.78 8.57 5.17 7.32
Price-to-Sales (P/S) Ratio
1.70 1.25 1.52 1.54 2.24
Price-to-Book (P/B) Ratio
0.72 0.66 0.68 0.96 0.83
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 7.24 4.79 5.62 9.66
Price-to-Operating Cash Flow Ratio
0.00 6.76 4.48 5.15 7.05
Price-to-Earnings Growth (PEG) Ratio
-48.40 0.43 -0.19 1.77 0.91
Price-to-Fair Value
0.72 0.66 0.68 0.96 0.83
Enterprise Value Multiple
2.58 8.84 12.34 3.32 -3.74
Enterprise Value
100.46M 296.94M 362.50M 173.61M -198.52M
EV to EBITDA
2.58 8.84 12.09 3.32 -3.74
EV to Sales
0.69 2.00 3.18 1.38 -1.67
EV to Free Cash Flow
0.00 11.59 10.03 5.04 -7.20
EV to Operating Cash Flow
0.00 10.81 9.37 4.62 -5.25
Tangible Book Value Per Share
202.25 163.80 147.64 117.84 186.19
Shareholders’ Equity Per Share
202.25 163.80 148.98 117.84 186.19
Tax and Other Ratios
Effective Tax Rate
0.23 0.29 0.27 0.25 0.28
Revenue Per Share
85.23 86.39 66.59 73.25 69.39
Net Income Per Share
17.48 13.91 11.78 21.86 21.24
Tax Burden
0.77 0.71 0.73 0.75 0.72
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.22 0.33 0.00 0.06 0.05
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
0.00 1.15 1.92 1.00 1.04
Currency in USD