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BKT Stock Chart & Stats
€16.08
€0.07(0.40%)
At close: 4:00 PM EDT
€16.08
€0.07(0.40%)
Day’s Range― - ―
52-Week Range€12.20 - €16.31
Previous CloseN/A
Volume1.33M
Average Volume (3M)1.33M
Market Cap
€14.31B
Enterprise Value€29.52K
Total Cash (Recent Filing)€17.82B
Total Debt (Recent Filing)€9.98B
Price to Earnings (P/E)12.5
Beta1.12
Next Earnings
Oct 22, 2026EPS Estimate
0.32Next Dividend Ex-DateN/A
Dividend Yield3.87%
Share Statistics
EPS (TTM)1.22
Shares Outstanding898,866,150
10 Day Avg. Volume1,235,344
30 Day Avg. Volume1,330,628
Financial Highlights & Ratios
PEG Ratio0.89
Price to Book (P/B)1.98
Price to Sales (P/S)2.70
P/FCF Ratio-1.28
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€16.79Price Target Upside4.44% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering8
EPS Forecast (FY)1.32
Revenue Forecast (FY)€3.28B
Bulls Say, Bears Say
Bulls Say
Solid Profitability And ROENet income rose from €845M (2023) to €1,090M (2025) with operating margin ~35% in 2025 and ROE around 16–17%. Persistent above‑peer profitability supports internal capital generation, dividend capacity and reinvestment, making earnings quality more durable despite cyclical headwinds.
Improving Capital BaseEquity growth to ~€6.41B provides a stronger regulatory and loss‑absorbing buffer versus prior years. A larger capital base increases resilience to credit shocks and supports measured lending expansion or buybacks, improving strategic optionality over the medium term.
Diversified Fee And Product MixEarnings derive from lending spreads plus fees, insurance commissions and trading/treasury results. This multi‑stream business model reduces sole reliance on net interest margin cycles, bolstering revenue stability and margin sustainability across rate and market fluctuations.
Bears Say
Erratic Cash Flow GenerationOperating and free cash flows swung to roughly -€10B in 2025 after prior volatility. Large, unpredictable cash‑flow swings weaken confidence in reported profits, complicate capital planning and increase reliance on wholesale funding, raising structural liquidity risk.
Balance‑sheet / Funding RiskAlthough leverage improved from 2022–23 peaks, rising absolute debt in 2025 leaves vulnerability to tighter funding markets. For a regional bank, renewed market stress could compress margins, force asset sales or raise funding costs, impairing long‑term growth and capital ratios.
Top‑line Volatility And Recent Revenue DeclineRevenues fell despite improving margins, indicating reliance on pricing, mix and cost cuts rather than sustainable volume growth. Persistent top‑line weakness risks eroding future margins and constrains scalability of fees and interest income, limiting durable earnings growth.
Bankinter News
BKT FAQ
What was Bankinter, SA’s price range in the past 12 months?
Bankinter, SA lowest stock price was €12.20 and its highest was €16.30 in the past 12 months.
What is Bankinter, SA’s market cap?
Bankinter, SA’s market cap is €14.31B.
When is Bankinter, SA’s upcoming earnings report date?
Bankinter, SA’s upcoming earnings report date is Oct 22, 2026 which is in 79 days.
How were Bankinter, SA’s earnings last quarter?
Bankinter, SA released its earnings results on Jul 23, 2026. The company reported €0.338 earnings per share for the quarter, beating the consensus estimate of €0.314 by €0.024.
Is Bankinter, SA overvalued?
According to Wall Street analysts Bankinter, SA’s price is currently Undervalued.
Does Bankinter, SA pay dividends?
Bankinter, SA pays a Quarterly dividend of €0.13 which represents an annual dividend yield of 3.87%. See more information on Bankinter, SA dividends here
What is Bankinter, SA’s EPS estimate?
Bankinter, SA’s EPS estimate is 0.32.
How many shares outstanding does Bankinter, SA have?
Bankinter, SA has 898,866,150 shares outstanding.
What happened to Bankinter, SA’s price movement after its last earnings report?
Bankinter, SA reported an EPS of €0.338 in its last earnings report, beating expectations of €0.314. Following the earnings report the stock price went down -1.199%.
Which hedge fund is a major shareholder of Bankinter, SA?
Currently, no hedge funds are holding shares in ES:BKT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bankinter Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€16.79 (4.44% Upside)
€16.79 (4.44% Upside)
Blogger Sentiment
Bearish
ES:BKT Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth €110.3K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
82.63%
12-Months-Change
Fundamentals
Return on Equity
3.87%
Trailing 12-Months
Asset Growth
6.98%
Trailing 12-Months
Company Description
Bankinter, SA
Bankinter, S.A., a Spanish financial institution headquartered in Madrid and founded in 1965, offers a broad spectrum of banking and financial services. It caters to a diverse clientele including private individuals, corporate clients, and small to medium-sized enterprises primarily within Spain. The bank's extensive product range features various current and deposit accounts, including specialized options for salaries, professionals, businesses, and foreign currencies. Additionally, it provides diverse lending solutions such as mortgages and other financing facilities. For savings and investments, Bankinter presents a wide selection of products like profiled funds, sustainable investment options, funds from other managers, pension funds, themed investments, and products designed for new investors, alongside regular investment plans. Clients also have access to expert advisory services, customized investment strategies, wealth management, and alternative investment opportunities. Beyond traditional banking, Bankinter offers a comprehensive suite of insurance products, encompassing accident, home, life, funeral, health, mortgage payment protection, property, personal, motor, and business insurance. The bank further supports its customers with various ancillary services, including estate and asset management, account transfers, real estate, and brokerage. Bankinter operates across retail, personal, private, commercial, and corporate banking segments, complemented by robust remote banking capabilities. As of the end of 2021, its operational footprint included 446 branches and 379 agents. The company transitioned to its current name, Bankinter, S.A., in July 1990, having previously operated as Banco Intercontinental Español, S.A.
BKT Stock 12 Month Forecast
Average Price Target
€16.79
▲(4.44% Upside)







